Australians are generally feeling happier and more positive now than in June 2013. A new federal government has provided stability, and many Australians are looking forward to the summer holidays. Empty Nesters have the most positive outlook, feeling comfortable financially with good family lives. While most Australians describe their mood as happy or content, some feelings of frustration and concern remain. Crime and violence is now the top concern, likely due to recent events, replacing energy costs which were previously the main worry. Grocery prices also continue to impact Australians, though possibly to a lesser extent than earlier in the year.
Australians are the happiest they’ve been in 2 years with 47% of Australians feeling positive.
This report tracks the mood of Australians and discovers how Aussies are feeling right now, what influences their mood and what’s currently worrying them.
The three KEY INSIGHTS from this report are:
- Availability and affordability of energy, unemployment, quality and availability of education and healthcare are the issues closest to Australians.
- Family matters the most to Australians, being the key reason they feel happy
- In the latest 12 months, worry about crime and violence has increased in Australians.
For more information contact the scaresearchdepartment@sca.com.au
This document summarizes an economic conference held by the Federal Reserve Bank of St. Louis on October 15, 2014. It discusses current economic conditions in the US and Arkansas. The US economy is seeing steady job growth and falling inflation and unemployment. However, a stronger dollar and weaker global growth could impact exports. In Arkansas, farm income decreased while farmland values fell slightly. The latest survey suggests Arkansas farmland prices may have peaked. Regional economic growth has exceeded the national average, though job growth in Arkansas has been half the national rate and incomes remain below average.
This document provides a progress report for the second quarter of 2014. It summarizes the key projects of AESIR, a business agent focused on opportunities in Euro-Asia trade. The coffee trading project in Vietnam and Hong Kong is underway but over budget. The omiyage (food souvenir) project in Vietnam has confirmed a bakery partner and completed sample boxes. The financial results for Q2 were acceptable but return on investment was lower than projected due to delays. Moving forward in Q3, the focus will be on improving sales growth.
The document provides advice on living a healthy and happy life in 3 sentences or less:
Live positively and find solutions rather than dwelling on problems to avoid illness. Express your feelings rather than repressing emotions. Make decisions rather than remaining undecided to reduce stress and health issues.
Most Perth residents will take summer holidays over the Christmas/New Year period by staying close to home and taking day trips. This presents opportunities for local advertisers. While some will travel further, many will stay in the Perth area and listen to local radio in their cars during short trips. Advertisers should recognize that people are more relaxed and spontaneous in summer, and tailor messages to themes like family time, fresh starts, and enjoying the summer atmosphere. Local destinations within a few hours of Perth can also promote attractions to people looking for nearby activities during the holidays.
This document discusses job openings and requirements for several positions at an organization. It lists the job title, number of openings, job description, required qualifications, and how to apply for each role. Overall details are provided about career opportunities, necessary documents for application, and contact information.
Dream Vacation Ltd Presentation short 2Michael Robey
Dream Vacations Ltd
Revolving Relay Binary Orbit Incentive
Get 9 in ratio of 6:£ or 3:6 make your first orbit incentive $333
Each further orbit earns you over and ver again
Earn up to $33,3300 per week
Residual Income from downline unlimited depth to infinity
Bonus Points for direct Sales
http://bit.ly/revolvingrelay
Australians are the happiest they’ve been in 2 years with 47% of Australians feeling positive.
This report tracks the mood of Australians and discovers how Aussies are feeling right now, what influences their mood and what’s currently worrying them.
The three KEY INSIGHTS from this report are:
- Availability and affordability of energy, unemployment, quality and availability of education and healthcare are the issues closest to Australians.
- Family matters the most to Australians, being the key reason they feel happy
- In the latest 12 months, worry about crime and violence has increased in Australians.
For more information contact the scaresearchdepartment@sca.com.au
This document summarizes an economic conference held by the Federal Reserve Bank of St. Louis on October 15, 2014. It discusses current economic conditions in the US and Arkansas. The US economy is seeing steady job growth and falling inflation and unemployment. However, a stronger dollar and weaker global growth could impact exports. In Arkansas, farm income decreased while farmland values fell slightly. The latest survey suggests Arkansas farmland prices may have peaked. Regional economic growth has exceeded the national average, though job growth in Arkansas has been half the national rate and incomes remain below average.
This document provides a progress report for the second quarter of 2014. It summarizes the key projects of AESIR, a business agent focused on opportunities in Euro-Asia trade. The coffee trading project in Vietnam and Hong Kong is underway but over budget. The omiyage (food souvenir) project in Vietnam has confirmed a bakery partner and completed sample boxes. The financial results for Q2 were acceptable but return on investment was lower than projected due to delays. Moving forward in Q3, the focus will be on improving sales growth.
The document provides advice on living a healthy and happy life in 3 sentences or less:
Live positively and find solutions rather than dwelling on problems to avoid illness. Express your feelings rather than repressing emotions. Make decisions rather than remaining undecided to reduce stress and health issues.
Most Perth residents will take summer holidays over the Christmas/New Year period by staying close to home and taking day trips. This presents opportunities for local advertisers. While some will travel further, many will stay in the Perth area and listen to local radio in their cars during short trips. Advertisers should recognize that people are more relaxed and spontaneous in summer, and tailor messages to themes like family time, fresh starts, and enjoying the summer atmosphere. Local destinations within a few hours of Perth can also promote attractions to people looking for nearby activities during the holidays.
This document discusses job openings and requirements for several positions at an organization. It lists the job title, number of openings, job description, required qualifications, and how to apply for each role. Overall details are provided about career opportunities, necessary documents for application, and contact information.
Dream Vacation Ltd Presentation short 2Michael Robey
Dream Vacations Ltd
Revolving Relay Binary Orbit Incentive
Get 9 in ratio of 6:£ or 3:6 make your first orbit incentive $333
Each further orbit earns you over and ver again
Earn up to $33,3300 per week
Residual Income from downline unlimited depth to infinity
Bonus Points for direct Sales
http://bit.ly/revolvingrelay
SCA Research’s third Mood Monitor Report has revealed Australians are happier than they were at the same time last year. However, it seems the Federal Budget as put a bit of a dampener on how we have been feeling recently – being increasingly worried about healthcare, affordability of energy and education.
Australians remain the happiest they’ve been in 2.5 years.
This report tracks the mood of Australians and discovers how Aussies are feeling right now, what influences their mood and what’s currently worrying them.
The KEY INSIGHTS from this report are:
- For those that are feeling happy at the moment, it seems to be derived from putting their lives into perspective and recognising that they’re better off than other countries and people
- Money is the biggest worry for Australians at the moment with 56% believing they’re paid less than what they should be
- Crime & violence and illegal immigration are two of the key issues facing Australians they are becoming increasingly worried about
For more information contact the scaresearchdepartment@sca.com.au
Australians are the happiest they’ve been in 16 months and 25% more content and optimistic than they were in June 2014.
This report tracks the mood of Australians and discovers how Aussies are feeling right now, what influences their mood and what’s currently worrying them.
The three KEY INSIGHTS from this report are:
- After a fairly dampened mood in June 2014, it seems Australians are in the most positive mood they’ve been in in 16 months.
- The happiness of Australians seems to be derived from being grateful for what they have and being aware they are better off than others (both locally and worldwide).
- 1 in 4 people are worried about the availability and affordability of energy prices, while the threat of future terrorist attacks has increased on Australians’ minds.
For more information contact the scaresearchdepartment@sca.com.au
The document summarizes and discusses several studies related to human behavior and decision making:
1. A study found that people go to great lengths to justify indulgent decisions like eating chocolate, providing many reasons to give themselves "permission" to indulge rather than seeing it as an impulse.
2. Nostalgia can increase spending by making people feel more socially connected and less needing of money.
3. Happiness fuels success more than the other way around, as positive emotions lead to cognitive advantages that increase productivity, intelligence and problem solving.
4. Materialism is negatively correlated with well-being, impacting health, relationships and self-esteem, though some careers and cultures mitigate this effect.
Women are generally happier than men according to a global survey by Nielsen. The survey found that women's happiness depends more on relationships, while men's happiness depends more on money. As a result, women's happiness is more "recession-proof" than men's. Factors like personal finances, mental health, job/career, and relationships contribute to happiness around the world, but specific factors vary by country.
The world is becoming easier to understand through numbers. They can tell us how much an individual makes in a country, how many people are in that country, and how long these people can expect to live on average. But what about the more subjective concepts? How do we measure and understand happiness? Success? Gallup-Healthway's Global Well-Being Index has broken it down to people’s perception of five key elements in their life.
www.twitter.com/stinsondesign
www. facebook.com/stinsondesign
www.stinsondesign.com
MMP Report - Financial Fitness of Working Australians Nov2015Paul Feeney
This document summarizes the key findings of a survey on the financial fitness of Australian workers. The average Australian worker scored 114 out of 200 on the Financial Fitness Index, indicating room for improvement. Women and Generation X tended to score lower. About 28% of workers were deemed "unfit" due to issues like debt, lack of savings or insurance. While most want to save for major goals like retirement or a home, many lack comprehensive financial plans. The document suggests Australian workers could benefit from employer-provided financial wellness programs.
This document summarizes an interview with Lucy Brogden, Chair of the National Mental Health Commission, about mental health and wellbeing in workplaces. Some key points discussed include:
- Initiatives to improve mental health are taking a lifespan approach from prenatal to elderly care. Workplaces play an important role in prevention and recovery.
- Having open conversations about mental health, especially in schools, can help reduce stigma.
- Proper job and work design is more important for workplace wellbeing than isolated initiatives like yoga classes. Ensuring good sleep and a safe environment are also important.
- Industry-led models like Mates in Construction have been successful, but each industry should determine the best approach for their needs
The survey found that most Britons report being satisfied with life despite financial troubles from the recession. While concerns over finances and work were significant, people were happiest with personal relationships and mental well-being. Some signs of stress were seen in lower satisfaction with finances, work-life balance, and over a quarter feeling anxious. However, happiness levels may fall further as the recession deepens. The study is part of efforts to better measure well-being beyond just economic outputs.
Money Doesn’t Buy Happiness. Well, on Second Thought . . .If mon.docxmoirarandell
Money Doesn’t Buy Happiness. Well, on Second Thought . . .
If money can’t buy you love, can it still buy you happiness? A now famous 1974 study seemed to indicate that the answer was no. U.S. economist Richard Easterling, then at the University of Pennsylvania, studied comparative data on moderately wealthy and very wealthy countries and concluded that although rich people are happier than poorer people, rich countries are not happier than poorer ones, and they do not grow happier as they grow increasingly rich. The explanation for this apparent paradox, said Easterlin, was that only relative income—your income compared to that of your peers and neighbors—matters to happiness, not absolute income. Now, however, two Wharton professors, Betsey Stevenson and Justin Wolfers, say that the Easterlin paradox, as it has came to be called, does not exist. Based on new research, they say that the truth isn’t paradoxical at all, but is in fact very simple: “1. Rich people are happier than poor people. 2. Richer countries are happier than poorer countries. 3. As countries get richer, they tend to get happier.” Pointing out that 35 years ago Easterlin had little data to work with, Stevenson and Wolfers draw their conclusions from data about more countries, including poor ones, over longer periods of time. Public opinion surveys and other studies show that life satisfaction is highest in richer countries. In the United States, for instance, 9 in 10 Gallup Survey respondents in households making more than $250,000 a year called themselves “very happy,” compared to only 4 in 10 with incomes below $30,000. “On balance,” Stevenson and Wolfers conclude, “GDP and happiness have tended to move together.” The bottom line, they say, is that absolute income matters. What do these new findings mean in practice? A pair of British economists suggest that government’s policy goals should focus less on growing GDP and more on improving measures that directly affect happiness. Easterlin would probably agree. He now concedes that people in wealthy countries do report more happiness than those in poorer countries. But he still doubts that money alone is the reason. Comparing Denmark and Zimbabwe, for instance, he says, “The Danes have social welfare policies directed toward some of the most salient concerns of families—their health, care for the aged, child care. If you ask why the Danes are happier, an alternative hypothesis is they have a set of public policies that deal more immediately with people’s fundamental concerns.” In addition, the tiny Himalayan kingdom of Bhutan has, in fact, replaced GDP with a measure it calls “gross national happiness.”
Critical Thinking Questions
1. What do you think is the role of money as a determinant of a person’s satisfaction at work and with life in general? Should organizations worry about this issue? Explain.
2. As discussed in this chapter, firms vary widely on the extent to which they emphasize money as an incentive. Do you t ...
Ipsos MORI Political Monitor - August 2014 Release TwoIpsos UK
This document is a political monitor report from Ipsos MORI dated August 2014. It contains summaries of polling data on topics such as the UK economic outlook, which party leaders UK voters would prefer to spend time with on holiday, views on David Cameron's response to the Gaza conflict, and levels of concern over the rising cost of living. Contact details are provided for further information.
The document summarizes the results of Amárach Research's monthly Economic Recovery Index survey from April 2009 to October 2017. It finds that while consumer confidence in Ireland's economy has improved significantly from the low point in 2010, it has flatlined over the past year despite GDP growth of 5.8% and a 2.4% rise in employment. Females and those aged 35-54 remain less optimistic than other groups, possibly due to the impacts of the property crisis still being felt. While negative feelings like stress and worry have declined overall in Ireland, happiness has not increased as much.
Jack&Dianne on struggle street, australiaRod Hyatt
The document discusses the typical income levels of Australians based on data from the Australian Bureau of Statistics and Australian Taxation Office. It finds that the median household disposable income in Australia is $43,100 for a single person or $90,510 for a couple with two children. It also discusses how the Fuller Center for Housing in Queensland addresses affordable housing issues for lower-income Australians through an equity sharing model.
The document provides an introduction to the weird and wonderful world of behavioural finance and economics. It discusses how human decision making is influenced by factors like mood, peers, and default options. Some key points made include that seasonal affective disorder can influence financial decisions by making people more pessimistic; unexpectedly good weather can increase lottery ticket sales by putting people in a better mood; and employees' pension choices are often influenced by the choices of their coworkers, such as following the investment choices of the store butcher. The document aims to help readers better understand human behavior and communicate with customers in a more natural way.
This document compares indicators of well-being and economic health between Canada and the United States based on 5 criteria: literacy rate, unemployment rate, life expectancy, health spending as percentage of GDP, and percentage of people reporting happiness. Data shows Canada has a slightly lower unemployment rate and higher life expectancy than the US, despite spending less on healthcare as a percentage of GDP. Overall trends in the indicators between the two countries are similar, likely because their governments are modeled similarly.
This document provides an overview of a study called "Family Matters" that examined the experiences of 11 families in the UK during a period of austerity. The study used in-depth interviews and financial diaries over multiple visits to understand the impacts of austerity on different aspects of family life, including finances, time, support networks, and home environment. It describes the aims of examining family experiences against the backdrop of austerity and understanding what matters to families. A visual sample shows the diversity of families in terms of structure, income, geography, and employment. The recruitment process aimed to find engaged families representing a range of situations. Data collection involved semi-structured interviews and financial diaries completed by a nominated person in each family.
The Ipsos MORI report, Family Matters, followed eleven families feeling the strain from depressed incomes, rising living costs and cuts to benefits and services. The report provides insight into the lived experiences of modern families away from the policy and political debates that dominate discourse about families. The key drivers of family fragility – whether financial, emotional, relational or physical – were the four C’s: cost of living, cars, credit and childcare.
Restarting the regular updates of the Measuring National Well-being dashboard in August 2022 celebrates not only, over 10 years since its creation, but its developments to date. This includes publishing alongside GDP and Climate change insights for the first time to more holistically measure progress in the UK. This milestone gives us an opportunity to reflect on the changes to society during this time and the original 34,000 responses which fed into its design and creation.
With an opening address by Sir Ian Diamond, the National Statistician, this event will launch a consultation to review the measures included in the dashboard and how we communicate these insights.
The document discusses the relationship between money and happiness for older adults. It analyzes data from the Gallup database on variables like standard of living, health, donations, and finances among older populations in America, Europe, Asia, and Africa. The results show mostly weak or very weak correlations between happiness and these variables in Asia and Africa, but stronger correlations in America and Europe. Possible reasons given are differences in priorities and standards of living across regions and age ranges sampled. The study concludes that happiness does correlate to some degree with how older adults spend their money on leisure, savings, donations, and health.
The document discusses the relationship between money and happiness for older adults. It analyzes data from the Gallup database on variables like standard of living, health, donations, and finances among older populations in America, Europe, Asia, and Africa. The results show mostly weak or very weak correlations between happiness and these variables in Asia and Africa, but stronger correlations in America and Europe. Possible reasons given are differences in priorities and standards of living across regions and age ranges sampled. The study concludes that elderly happiness does correlate to some degree with how they spend on leisure, savings, donations, and health.
This document summarizes the key findings of a survey conducted by Southern Cross Austereo on perceptions of the Australian education system. The survey found that 92% of respondents felt education was important, but 52% believed quality was declining due to issues like lack of teacher experience, funding cuts, and too much focus on technology. It also found that 75% of parents would consider private tutoring and 78% of respondents had undertaken or would consider further education. In conclusion, the survey provided insights into concerns about classroom attention and perceived differences between public and private schools.
Holidays are an important part of Australian culture, but how people plan and experience holidays is changing. Online research now plays a central role in every step of the holiday planning process, from choosing a destination to booking travel. Experiences have become a new form of "social currency" as people seek memorable adventures to share on social media. While online tools are popular, travel agents still provide value as a safety net for complex trips. Different life stages influence travel motivations, from escape for young singles to new experiences for families.
SCA Research’s third Mood Monitor Report has revealed Australians are happier than they were at the same time last year. However, it seems the Federal Budget as put a bit of a dampener on how we have been feeling recently – being increasingly worried about healthcare, affordability of energy and education.
Australians remain the happiest they’ve been in 2.5 years.
This report tracks the mood of Australians and discovers how Aussies are feeling right now, what influences their mood and what’s currently worrying them.
The KEY INSIGHTS from this report are:
- For those that are feeling happy at the moment, it seems to be derived from putting their lives into perspective and recognising that they’re better off than other countries and people
- Money is the biggest worry for Australians at the moment with 56% believing they’re paid less than what they should be
- Crime & violence and illegal immigration are two of the key issues facing Australians they are becoming increasingly worried about
For more information contact the scaresearchdepartment@sca.com.au
Australians are the happiest they’ve been in 16 months and 25% more content and optimistic than they were in June 2014.
This report tracks the mood of Australians and discovers how Aussies are feeling right now, what influences their mood and what’s currently worrying them.
The three KEY INSIGHTS from this report are:
- After a fairly dampened mood in June 2014, it seems Australians are in the most positive mood they’ve been in in 16 months.
- The happiness of Australians seems to be derived from being grateful for what they have and being aware they are better off than others (both locally and worldwide).
- 1 in 4 people are worried about the availability and affordability of energy prices, while the threat of future terrorist attacks has increased on Australians’ minds.
For more information contact the scaresearchdepartment@sca.com.au
The document summarizes and discusses several studies related to human behavior and decision making:
1. A study found that people go to great lengths to justify indulgent decisions like eating chocolate, providing many reasons to give themselves "permission" to indulge rather than seeing it as an impulse.
2. Nostalgia can increase spending by making people feel more socially connected and less needing of money.
3. Happiness fuels success more than the other way around, as positive emotions lead to cognitive advantages that increase productivity, intelligence and problem solving.
4. Materialism is negatively correlated with well-being, impacting health, relationships and self-esteem, though some careers and cultures mitigate this effect.
Women are generally happier than men according to a global survey by Nielsen. The survey found that women's happiness depends more on relationships, while men's happiness depends more on money. As a result, women's happiness is more "recession-proof" than men's. Factors like personal finances, mental health, job/career, and relationships contribute to happiness around the world, but specific factors vary by country.
The world is becoming easier to understand through numbers. They can tell us how much an individual makes in a country, how many people are in that country, and how long these people can expect to live on average. But what about the more subjective concepts? How do we measure and understand happiness? Success? Gallup-Healthway's Global Well-Being Index has broken it down to people’s perception of five key elements in their life.
www.twitter.com/stinsondesign
www. facebook.com/stinsondesign
www.stinsondesign.com
MMP Report - Financial Fitness of Working Australians Nov2015Paul Feeney
This document summarizes the key findings of a survey on the financial fitness of Australian workers. The average Australian worker scored 114 out of 200 on the Financial Fitness Index, indicating room for improvement. Women and Generation X tended to score lower. About 28% of workers were deemed "unfit" due to issues like debt, lack of savings or insurance. While most want to save for major goals like retirement or a home, many lack comprehensive financial plans. The document suggests Australian workers could benefit from employer-provided financial wellness programs.
This document summarizes an interview with Lucy Brogden, Chair of the National Mental Health Commission, about mental health and wellbeing in workplaces. Some key points discussed include:
- Initiatives to improve mental health are taking a lifespan approach from prenatal to elderly care. Workplaces play an important role in prevention and recovery.
- Having open conversations about mental health, especially in schools, can help reduce stigma.
- Proper job and work design is more important for workplace wellbeing than isolated initiatives like yoga classes. Ensuring good sleep and a safe environment are also important.
- Industry-led models like Mates in Construction have been successful, but each industry should determine the best approach for their needs
The survey found that most Britons report being satisfied with life despite financial troubles from the recession. While concerns over finances and work were significant, people were happiest with personal relationships and mental well-being. Some signs of stress were seen in lower satisfaction with finances, work-life balance, and over a quarter feeling anxious. However, happiness levels may fall further as the recession deepens. The study is part of efforts to better measure well-being beyond just economic outputs.
Money Doesn’t Buy Happiness. Well, on Second Thought . . .If mon.docxmoirarandell
Money Doesn’t Buy Happiness. Well, on Second Thought . . .
If money can’t buy you love, can it still buy you happiness? A now famous 1974 study seemed to indicate that the answer was no. U.S. economist Richard Easterling, then at the University of Pennsylvania, studied comparative data on moderately wealthy and very wealthy countries and concluded that although rich people are happier than poorer people, rich countries are not happier than poorer ones, and they do not grow happier as they grow increasingly rich. The explanation for this apparent paradox, said Easterlin, was that only relative income—your income compared to that of your peers and neighbors—matters to happiness, not absolute income. Now, however, two Wharton professors, Betsey Stevenson and Justin Wolfers, say that the Easterlin paradox, as it has came to be called, does not exist. Based on new research, they say that the truth isn’t paradoxical at all, but is in fact very simple: “1. Rich people are happier than poor people. 2. Richer countries are happier than poorer countries. 3. As countries get richer, they tend to get happier.” Pointing out that 35 years ago Easterlin had little data to work with, Stevenson and Wolfers draw their conclusions from data about more countries, including poor ones, over longer periods of time. Public opinion surveys and other studies show that life satisfaction is highest in richer countries. In the United States, for instance, 9 in 10 Gallup Survey respondents in households making more than $250,000 a year called themselves “very happy,” compared to only 4 in 10 with incomes below $30,000. “On balance,” Stevenson and Wolfers conclude, “GDP and happiness have tended to move together.” The bottom line, they say, is that absolute income matters. What do these new findings mean in practice? A pair of British economists suggest that government’s policy goals should focus less on growing GDP and more on improving measures that directly affect happiness. Easterlin would probably agree. He now concedes that people in wealthy countries do report more happiness than those in poorer countries. But he still doubts that money alone is the reason. Comparing Denmark and Zimbabwe, for instance, he says, “The Danes have social welfare policies directed toward some of the most salient concerns of families—their health, care for the aged, child care. If you ask why the Danes are happier, an alternative hypothesis is they have a set of public policies that deal more immediately with people’s fundamental concerns.” In addition, the tiny Himalayan kingdom of Bhutan has, in fact, replaced GDP with a measure it calls “gross national happiness.”
Critical Thinking Questions
1. What do you think is the role of money as a determinant of a person’s satisfaction at work and with life in general? Should organizations worry about this issue? Explain.
2. As discussed in this chapter, firms vary widely on the extent to which they emphasize money as an incentive. Do you t ...
Ipsos MORI Political Monitor - August 2014 Release TwoIpsos UK
This document is a political monitor report from Ipsos MORI dated August 2014. It contains summaries of polling data on topics such as the UK economic outlook, which party leaders UK voters would prefer to spend time with on holiday, views on David Cameron's response to the Gaza conflict, and levels of concern over the rising cost of living. Contact details are provided for further information.
The document summarizes the results of Amárach Research's monthly Economic Recovery Index survey from April 2009 to October 2017. It finds that while consumer confidence in Ireland's economy has improved significantly from the low point in 2010, it has flatlined over the past year despite GDP growth of 5.8% and a 2.4% rise in employment. Females and those aged 35-54 remain less optimistic than other groups, possibly due to the impacts of the property crisis still being felt. While negative feelings like stress and worry have declined overall in Ireland, happiness has not increased as much.
Jack&Dianne on struggle street, australiaRod Hyatt
The document discusses the typical income levels of Australians based on data from the Australian Bureau of Statistics and Australian Taxation Office. It finds that the median household disposable income in Australia is $43,100 for a single person or $90,510 for a couple with two children. It also discusses how the Fuller Center for Housing in Queensland addresses affordable housing issues for lower-income Australians through an equity sharing model.
The document provides an introduction to the weird and wonderful world of behavioural finance and economics. It discusses how human decision making is influenced by factors like mood, peers, and default options. Some key points made include that seasonal affective disorder can influence financial decisions by making people more pessimistic; unexpectedly good weather can increase lottery ticket sales by putting people in a better mood; and employees' pension choices are often influenced by the choices of their coworkers, such as following the investment choices of the store butcher. The document aims to help readers better understand human behavior and communicate with customers in a more natural way.
This document compares indicators of well-being and economic health between Canada and the United States based on 5 criteria: literacy rate, unemployment rate, life expectancy, health spending as percentage of GDP, and percentage of people reporting happiness. Data shows Canada has a slightly lower unemployment rate and higher life expectancy than the US, despite spending less on healthcare as a percentage of GDP. Overall trends in the indicators between the two countries are similar, likely because their governments are modeled similarly.
This document provides an overview of a study called "Family Matters" that examined the experiences of 11 families in the UK during a period of austerity. The study used in-depth interviews and financial diaries over multiple visits to understand the impacts of austerity on different aspects of family life, including finances, time, support networks, and home environment. It describes the aims of examining family experiences against the backdrop of austerity and understanding what matters to families. A visual sample shows the diversity of families in terms of structure, income, geography, and employment. The recruitment process aimed to find engaged families representing a range of situations. Data collection involved semi-structured interviews and financial diaries completed by a nominated person in each family.
The Ipsos MORI report, Family Matters, followed eleven families feeling the strain from depressed incomes, rising living costs and cuts to benefits and services. The report provides insight into the lived experiences of modern families away from the policy and political debates that dominate discourse about families. The key drivers of family fragility – whether financial, emotional, relational or physical – were the four C’s: cost of living, cars, credit and childcare.
Restarting the regular updates of the Measuring National Well-being dashboard in August 2022 celebrates not only, over 10 years since its creation, but its developments to date. This includes publishing alongside GDP and Climate change insights for the first time to more holistically measure progress in the UK. This milestone gives us an opportunity to reflect on the changes to society during this time and the original 34,000 responses which fed into its design and creation.
With an opening address by Sir Ian Diamond, the National Statistician, this event will launch a consultation to review the measures included in the dashboard and how we communicate these insights.
The document discusses the relationship between money and happiness for older adults. It analyzes data from the Gallup database on variables like standard of living, health, donations, and finances among older populations in America, Europe, Asia, and Africa. The results show mostly weak or very weak correlations between happiness and these variables in Asia and Africa, but stronger correlations in America and Europe. Possible reasons given are differences in priorities and standards of living across regions and age ranges sampled. The study concludes that happiness does correlate to some degree with how older adults spend their money on leisure, savings, donations, and health.
The document discusses the relationship between money and happiness for older adults. It analyzes data from the Gallup database on variables like standard of living, health, donations, and finances among older populations in America, Europe, Asia, and Africa. The results show mostly weak or very weak correlations between happiness and these variables in Asia and Africa, but stronger correlations in America and Europe. Possible reasons given are differences in priorities and standards of living across regions and age ranges sampled. The study concludes that elderly happiness does correlate to some degree with how they spend on leisure, savings, donations, and health.
This document summarizes the key findings of a survey conducted by Southern Cross Austereo on perceptions of the Australian education system. The survey found that 92% of respondents felt education was important, but 52% believed quality was declining due to issues like lack of teacher experience, funding cuts, and too much focus on technology. It also found that 75% of parents would consider private tutoring and 78% of respondents had undertaken or would consider further education. In conclusion, the survey provided insights into concerns about classroom attention and perceived differences between public and private schools.
Holidays are an important part of Australian culture, but how people plan and experience holidays is changing. Online research now plays a central role in every step of the holiday planning process, from choosing a destination to booking travel. Experiences have become a new form of "social currency" as people seek memorable adventures to share on social media. While online tools are popular, travel agents still provide value as a safety net for complex trips. Different life stages influence travel motivations, from escape for young singles to new experiences for families.
Most Adelaide residents will take summer holidays over the Christmas/New Year period by staying close to home and taking day trips. This presents opportunities for local advertisers. While some will travel further, over 75% plan a holiday in the next 12 months and many will only travel a few hours from Adelaide by car. Summer is a time when people are more relaxed and spontaneous, looking to spend quality time with family and friends. Advertisers should consider summer-themed messages that focus on relaxation, spontaneity and family to resonate with holidaymakers.
Most Brisbane residents will take summer holidays over the Christmas/New Year period by staying close to home and taking day trips. Over 80% will holiday in the next 12 months, with around half staying home and 36% taking day trips within 3 hours of Brisbane, mostly to the Gold and Sunshine Coasts. This presents opportunities for Brisbane advertisers to reach listeners on radio during trips, and for local advertisers to promote attractions to Brisbane residents. However, advertising messages may need to align with people's relaxed, spontaneous mindsets and desires to spend time with family/friends over summer.
- 77% of Melbourne residents plan to take a holiday in the next 12 months, with most taking holidays over the Christmas/New Year period and staying close to home or taking short day trips by car.
- The majority will travel within 3 hours of Melbourne, with popular coastal destinations like the Mornington Peninsula, Torquay, and Lorne.
- This presents opportunities for Melbourne advertisers to reach customers who will be traveling locally, and for businesses close to Melbourne to attract day-trippers through radio advertising. Advertisers are reminded that messaging should align with people's relaxed summer moods.
Most Sydney residents will take summer holidays over the Christmas/New Year period by staying close to home and taking day trips near Sydney. About 1 in 3 will remain at home while others will travel within 3 hours by car to coastal destinations like the Central Coast and South Coast. This presents advertising opportunities for Sydney-based businesses and those near popular day trip locations. Advertisers should promote relaxed, spontaneous messaging that aligns with people's summer moods of catching up with family and friends.
The document summarizes research from a study on summer lifestyles in Australia. It identifies 6 key themes that represent what people think, feel, and do during the summer season: 1) having time for themselves, 2) being spontaneous, 3) starting fresh with new goals, 4) spending quality time with family, 5) catching up with friends, and 6) relaxing and enjoying the weather. It provides examples of business types that could benefit from targeting each theme, such as retailers, travel companies, restaurants, and leisure activities. The conclusion states that summer is a time when people relax and spend time socially, creating opportunities for retailers to capitalize on this season.
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These lecture slides, by Dr Sidra Arshad, offer a simplified look into the mechanisms involved in the regulation of respiration:
Learning objectives:
1. Describe the organisation of respiratory center
2. Describe the nervous control of inspiration and respiratory rhythm
3. Describe the functions of the dorsal and respiratory groups of neurons
4. Describe the influences of the Pneumotaxic and Apneustic centers
5. Explain the role of Hering-Breur inflation reflex in regulation of inspiration
6. Explain the role of central chemoreceptors in regulation of respiration
7. Explain the role of peripheral chemoreceptors in regulation of respiration
8. Explain the regulation of respiration during exercise
9. Integrate the respiratory regulatory mechanisms
10. Describe the Cheyne-Stokes breathing
Study Resources:
1. Chapter 42, Guyton and Hall Textbook of Medical Physiology, 14th edition
2. Chapter 36, Ganong’s Review of Medical Physiology, 26th edition
3. Chapter 13, Human Physiology by Lauralee Sherwood, 9th edition
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3. Introduction
has experienced tough economic times of
late. However, in the past few months a breath of fresh air seems to have blown into the country. The
instability caused by an impending election has passed, and Australians are ready to see change with a new
Government in place (whether they like that government or not!).
This fresh start, and possibly other factors, appears to have put Australians in a better mood than they were
in June 2013. In fact, 45% of Australians are in a positive mood (with a further 13% neutral).
So what exactly has contributed to this better mood and what are Australians still concerned about?
just seems to be
getting better and
better at the
3
4. A word on segmentation in this report
This report has been segmented into various stages of life that may impact significantly on how the world is
perceived and the economic pressures felt.
4
5. Australians are happier now than they were in June 2013
Overall people seem to be in a more
positive mood now than what they
were in June this year. Whilst this may
be attributed to the stability instilled by
a new federal government and people
looking forward to the Summer
holidays, the fact remains that people
are more positive than they were four
months ago.
Empty Nesters are the most positive
segment. This group seems to be
comfortable financial position, their
family life is good and they believe the
future holds bright things.
So what sort of words did people
use to describe their mood?
5
When you think about your mood generally about your life, lifestyle, country, economy etc, what ONE WORD
June n=4066 October n=1128
6. Australians are happy and content
We asked Australians how they felt about their current life, lifestyle, country and economy and these are
Overall, Australians are feeling positive in particular content, happy and good.
6
When you think about your mood generally about your life, lifestyle, country, economy etc, what ONE WORD would you use
n=1128
7. Australians are a positive bunch
Family, job and health are the top 3 things making
Australians happy right now.
Family really does seem to come first for Australians
with 1 in 4 respondents saying family played a part in
their happiness.
have thought their job would make Australians
happy but apparently it does. While many Aussies
are just happy to have a job at the moment, for plenty
of others, having a good job was an important factor in
their happiness.
We might be one of the most obese countries in the
world but apparently our health is making us happy
right now.
7
Thinking about your life overall, including your family, lifestyle, country, economy etc, what ONE WORD would you use to
best describe your MOOD right now? Why? n=93
8.
future looks good
are very lucky. We have our health, secure
employment, time for leisure and family and have
no financial stress
everything in my life at the
moment is going well
my family is healthy and
happy, I have a job I love, I think the
country is still the lucky country and the
economy is tight but you can still live
just seems to be getting
better and better at the
family are all well, my lifestyle is
comfortable, our economy will improve
under the new government and then the
cost of living should settle
8
When you think about your mood generally about your life, lifestyle, country, economy etc, what ONE WORD would you use
n=1128
9. Happy & Content are common moods
Overall, Australians appear to be feeling happy and content. They do feel a bit tired and stressed but
possibly an indication of their less-pressured way of life.
9
best describe your MOOD right
Thinking about your life overall, including your family, lifestyle, country, economy etc, what ONE WORD would you use to
Free as a Bird N=249 Family Flock n=287 Empty Nesters n=141
10. All segments are happy and content
Positive and optimistic also start to creep in.
So how do people feel the MOST right now?
10
moment
just so we can narrow it down a little, from the following list, which word or words best describes your mood at the
Free as a Bird N=249 Family Flock n=288 Empty Nesters n=141
11. People are mostly happy but there is an underlying feeling of frustration
and concern
Overall people are positive, with 61% of people selecting positive
moment. Content was the most common response, with more than
most at the moment.
Additionally, 1 in 5 people are feeling happy at the moment.
there still remained an underlying feeling of frustration and concern.
So what might be causing people to feel frustrated and
concerned at the moment?
11
Source : SCAR Consumer Sentiment Study, October 2013,
12. Crime & violence is the top concern for Australians.
Our previous Mood Monitor saw
energy availability & affordability as
the top concern for Australians.
However, four months on, and crime
and violence has now taken top
spot. This is most likely a reflection
OCTOBER
JUNE
some states and the resulting heavy
media coverage.
Energy prices are certainly still a
concern for Australians, with almost
1 in 3 people listing this as a
concern.
Are different lifestages affected
by different concerns?
12
Source : SCAR Consumer Sentiment Study, October
Worried n=1131
13. Crime & violence is a worry across the lifestages but Family Flocks are still
hard hit by energy prices
Whilst crime & violence are a concern across each lifestage, it appears that Family Flocks are still feeling the
pinch when it comes to energy availability and affordability. Education and illegal immigration are also on
13
Very worried n=1131 Free as a Bird N=249 Family Flock n=288 Empty
Nesters n=141
14. Australians are still concerned about grocery prices
The June Mood Monitor report saw 93% of respondents saying
that they had been impacted by rising grocery prices 68% of
them majorly or moderately.
The October study showed that the impact may be lessening
slightly. 93% of people still said they had been impacted but
65% said that it was majorly or moderately.
Families also went from 78% being majorly or moderately
impacted in June, to 73% in October.
14
Source : SCAR Consumer Sentiment Study, June 2013, & October 2013
Flock n=1386 Empty Nesters n=500 / n=1131 Free as a Bird N=249 Family Flock n=288 Empty Nesters n=141
15. So what does this mean?
As the media is constantly reporting, most nations are experiencing economic downturns to some degree
and Australia is no different although we have fared much better than many. Post election, it appears that
Australians are in a much better mood than they were in June 2013. Overall, they are feeling positive. They
are happy and content with just an underlying frustration and concern.
With this happier mood may well come an increase in spending in the next few months. In fact, Australians
are expected to spend in excess of $28billion in December alone a rise of 2.2% from last year. Christmas
and holiday spending will largely contribute to this but there remains opportunity for advertisers to get their
slice of the spend.
Only time will tell but it might just
be a very merry Christmas for
Australians in 2013!
political uncertainty, and the post-financial crisis
nervousness has dissipated, leaving Australians
more confident about their economic
Karen Dobie Ibisworld Australia, General Manager
15
The winners this Christmas season: Online sales, video games and eating
IBISWorld Australia, 25 November 2013
17. Study Methodology
.
The survey was conducted by Southern Cross Austereo using its online
panel nationally.
The panel is obtained from our radio networks database under the
Network. All members of these databases would be considered listeners
to these stations.
The database contains about 217,000 members.
The is split between the Today VIP database and the Triple M database.
Members of the Today VIP Database were asked to take part in the
study.
Consumer Sentiment Study October 2013
All members of this community were invited to complete the survey, and
631 did so. Additionally, 500 external respondents were recruited to
complete the survey. Members of this database have no knowledge of
Southern Cross
to either network.
17
of response
OR brands/words that first came to mind.
A keyword search was used to sort and rank the responses to these
questions.
The results are an un-weighted sample, but are reflective of the
Southern Cross Austereo audience. SCA brands reach approximately
40% of the 10+ population and approximately 46% of the 25-54
population in the five metropolitan markets in Australia, suggesting it
would be reasonable to consider these results to be a fair if not fully
balanced representation of the opinions in these marketplaces.
Furthermore, as it is an online survey, the respondents would also be
general and likely to be a good early indication of brand leaders, trend
setters and early adopters in general.
These research surveys conducted by Austereo are done so to provide
a general understanding of the opinions, interests and attitudes of the
metropolitan marketplaces only.