This is about the investment and insurance plans offered by SBI.If you need any investment plan or insurance plan..COntact me @ 9160003221

1. Welcome

2. Choosing where to invest nowadays is like playing a game of Many Snakes & Few Ladders…..

3. We bring you now a game of No Snakes and Only Ladders…

4. Introducing – Smart ULIP Series II

5. How does the plan work? Provides Returns when market is up – And Protection when market is down!

6. Product Snapshot

10. Maturity Benefit NAV 25.1 25 23 22.3 22 21.1 Highest NAV locked during first 7 years… 19.1 20 21.3 21.2 17.6 19 15.5 Scenario 1 Scenario 2 15 13.4 NAV at Maturity 25.1 NAV you get 25.1 12 NAV at Maturity 15.5 NAV you get 21.1 9 10 10 3 Year PPT NAV of 21.1 Guaranteed at Maturity Premium 2 Premium 3 Premium 1 TERM 01/01/10 01/01/11 01/01/17 01/01/12 01/01/20 Maturity Date Year 7 Subscription Period

12. Death Benefit Scenario 2 Scenario 1 Sum Assured Death Benefit = Fund Value Fund Value Death Benefit = Sum Assured 3 Year PPT Premium 2 Premium 3 Premium 1 TERM 01/01/10 01/01/20 Maturity Date

13. Death Benefit Fund Value (as on the date of the intimation) OR Sum Assured (net of partial withdrawals) whichever is HIGHER *Date of Death

14. Funds Flexi Protect Fund * FMC – 1.00% p.a. *Maturity NAV calculated on this fund Money Market Fund FMC – 0.25% p.a. Guarantee Charges are recovered from the fund @ 0.50% p.a.

15. Liquidity-Partial Withdrawal Partial withdrawal from 5th policy year onwards provided Life Assured is 18 years old Withdrawal amount can be a minimum of Rs. 2,000, maximum up to 20% of Fund Value. One partial withdrawal allowed in a policy year Not more than 5 withdrawals are allowed in the entire policy term

19. All charges continue to get deducted

20. Guarantee Charges continue to get deducted till the end of revival periodPolicy goes into revival mode for 2 years from FUP If policy is not revived, then either SV as applicable is paid or cover continues till FV reaches one AP or maturity whichever is earlier Customer Does not Pay 4th Renewal Customer pays first 3 years premium Revival Period – 2 years Year 1 Year 2 Year 3 Year 4 Year 6

21. Surrender During 2nd and 3rd policy years: Fund Value is disinvested. The monetary value less applicable surrender charge, calculated as on the date of surrender request, is kept aside. This Surrender Value will be paid to the policyholder on the first working day of 4th policy year From 4th policy year onwards: Fund Value less applicable surrender charges, will be paid immediately. Suggestion! It is always better to pay by Annual mode The policy will acquire a surrender value only after payment of full premium for the first policy year. Thus, if one full year’s premium is not paid then the premiums are forfeited

22. Charges

23. Underwriting

24. Commission

25. Previous vs. Present

27. For More Details :K.PrakashInsurance AdvisorSai Services9160003221N.Hari KrishnaAgency Manager9989389716 Thank you!