This document summarizes a savings insurance plan from Tata AIA Life Insurance called Smart Growth Plus. The key features include guaranteed additions of 5.5% of the sum assured annually for the first 5 years. Policyholders can choose from an endowment or endowment with accidental death benefit option. Benefits include guaranteed additions, maturity payout, and bonuses in the form of compound reversionary bonuses and terminal bonuses calculated based on policy term, sum assured, age, and premiums paid. A hypothetical benefit illustration for a 25 year term policy issued at age 25 is provided.