This document summarizes the benefits of an investment vehicle that provides guaranteed high returns, life protection, accidental death benefits, premium payment coverage for dreaded diseases, and liquidity. It offers returns of 5-6% annually guaranteed for 15-20 years, life insurance protection from day one, annual increases to the sum assured up to 150%, payment of 100% of the basic sum if the insured passes away accidentally, waiver of premiums if diagnosed with a critical illness, annual dividends, and the ability to withdraw funds that have accumulated.

1. The Main Benefits of this Investment Vehicle Investment Tabulation Guaranteed Returns Life Protection Accidental Death Benefit Premium Payment Dreaded Disease (DD) Protection Liquidity GE Life High returns as returns are based on Sum Assured and not principle invested. Yes. 5%p.a. in the first 5 years & 6% subsequently till maturity (15 years). Yes. The life is protected by the sum assured from the 1 st day the policy is active. Each year 10% increase in the SA up to 150%. Yes. The Company will pay an additional amount of 100% of the basic sum assured. For the 20 year product, payment is for the first 5 yrs only. No payment is required after that. Yes. If impacted, by DD premiums waived. Policy still active. Yes. Dividends are paid each year. Also, SV builds up each year. May withdraw.

6. Investment Tabulation Guaranteed Returns Life Protection Accidental Death Benefit Premium Payment Dreaded Disease (DD) Protection Liquidity GE Life High returns as returns are based on Sum Assured and not principle invested. Yes. 5%p.a. in the first 5 years & 6% subsequently till maturity (15 years). Yes. The life is protected by the sum assured from the 1 st day the policy is active. Each year 10% increase in the SA up to 150%. Yes. The Company will pay an additional amount of 100% of the basic sum assured. For the 20 year product, payment is for the first 5 yrs only. No payment is required after that. Yes. If impacted, by DD premiums waived. Policy still active. Yes. Dividends are paid each year. Also, SV builds up each year. May withdraw. Property The housing loan is based on loan amount. Location. Neither the rental or the appreciation is usually guaranteed. Property is a liability until fully paid. Loan payments are subject to increase. Usually no. Till loan matures. Interest included with each payment. Nil. If impacted by DD payment of loan may become difficult. Time taken to sell before a profit or loss is seen. Investment (including FD, stocks, options, funds etc) Interest is based on the amount invested. Nothing is usually guaranteed. Appreciation depends on many factors. Usually not provided. Usually no. Product dependent. Usually not provided. Early withdrawal may involve penalties.

7. So what’s negative about this investment vehicle

8. Still haven’t found one …

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