This document discusses reversing declining middle class jobs and incomes in the United States. It provides 12 figures analyzing job and income trends since the 1950s which show that (1) job growth was much weaker in the 2000s than previous decades, (2) median earnings have stagnated since 1981, and (3) the share of middle class incomes has declined since 1980. The figures also show that economic growth and job growth resumed in 2009 and have continued since.
World Economic Situation And Prospects 2009 2010icgfmconference
Robert Vos, Director, Development Policy and Analysis Division, Department of Economic
and Social Affairs, United Nations
Mr. Vos is responsible for two of the UN’s flagship reports, the World Economic and Social
Survey and the World Economic Situation and Prospects. He also serves on the Secretariat
of the United Nations’ Committee for development policy. During his presentation, Mr. Vos
will introduce current analysis of the short- and long-term economic outlook.
Tourism's economic importance to the Transylvania Co. & Brevard North Carolina's economy. Tourist spending, jobs & taxes generated. Includes counties in Western North Carolina. Presentation to Transylvania Co. Brevard Chamber of Commerce and Brevard College.
The Economy and Financial Markets: Crawling Out of Recession - David Wyss, Br...IFG Network marcus evans
David Wyss, Brown University/Standard & Poor - Speaker at the 2012 IFG Wealth Management Forum, delivered his presentation entitled The Economy and Financial Markets: Crawling Out of Recession
La presentazione della Dott.ssa Mara Panjia, Direttore Marketing di Henkel Italia, tratta il lancio di una nuova categoria di prodotto, l’ammorbidente Vernel Cristalli, e della relativa campagna di marketing.
Развитие финансового сектора Казахстана в посткризисный периодАО "Самрук-Казына"
Презентация к докладу заместителя председателя Национального банка Казахстана Данияра Акишева на казахстанско-американском инвестиционном форуме в Нью-Йорке 7 декаьря 2011 года.
#СтанемБлиже: спецкурс по межкультурной коммуникации с туристами с Востока
Всего за 6 часов на каждое направление слушатели курса (владельцы и управляющие, администраторы и обслуживающий персонал гостиниц, ресторанов и др.) овладеют основами арабской, японской, китайской, вьетнамской и другими культур, что позволит:
создать комфортные условия пребывания для иностранных бизнесменов и туристических групп в отелях и ресторанах, театрах и музеях, и т.д.;
привлечь дополнительный поток туристов и бизнесменов, значительно увеличив выручку компаний;
сформировать благоприятный имидж компаний, городов и страны, стимулирующий повторные визиты.
Программа курсов включает в себя знакомство с арабской культурой и культурами Китая, Вьетнама, Японии и др. Занятия проводят преподаватели Школы Lingvocat.com, в совершенстве владеющие китайским, японским, арабским и другими языками, не понаслышке знакомые с культурами Востока и хорошо ориентирующиеся в бизнес и экскурсионной среде. Занятия могут проходить в Школе Lingvocat.com и на территории заказчика (Санкт-Петербург), либо дистанционно (в формате вебинаров в любую точку страны).
Looking at your organizational DNA--reflecting your founders’ mission, the personal values of your employees, your strategic imperatives, and the remarkable stories already present within your organization--we offer a suite of workshops to help you clearly [re]define your desired culture for internal and external use.
Le lean startup concret autour d'une petite mousseJonathan Bonzy
https://unepetitemousse.fr
Votre prochain projet, qu'il soit de créer votre startup ou de développer un produit en interne, sera en lean startup car voici le graal des méthodes pour ne développer que ce qui est utile ... en tous cas c'est ainsi que vous le voyez en première lecture mais vous hésitez à faire le premier pas au risque de vous retrouver perdu avec quelques chose bien loin des Dropbox et autres AirBnB.
Il y a un an, avec Une Petite Mousse, nous avions l'idée de faire découvrir les meilleures bières avec une dégustation dont la sélection change chaque mois. Nous étions (très) contraints en temps et en fonds, nous étions dans cette situation où le lean startup est le graal et ... nous avons fait le premier pas en lançant dans la journée une page statique avec notre pitch et un bouton acheter sans savoir comment envoyer les bières (car cela n'est pas un problème avant la première commande ;)
De 500€ de chiffres d'affaire le premier mois, nous sommes passé à 50 000€ de chiffres d'affaire dix mois plus tard. Alors, sans dire qu'il n'y a qu'un chemin ni qu'il existe une "secret sauce" pour réussir, nous pouvons en tous cas vous donner les indications sur les "petits cailloux" que nous avons laissés sur notre parcours afin de savoir où vous mettrez les pieds ... une petite mousse à la main ;)
Idées pour tout de suite :
- un lot de "petits cailloux" qu'on a laissé sur notre chemin et qu'il "suffit" de suivre :
- une méthode pour se lancer au plus vite et valider/invalider ses premières hypothèses
- un lot de métriques de pirate à mesurer sur son produit (Acquisition, Activation, Retention, Referral, Revenue)
une approche orientée utilisateur pour ne développer que les fonctionnalités utiles parce qu'elles solutionnent un problème
World Economic Situation And Prospects 2009 2010icgfmconference
Robert Vos, Director, Development Policy and Analysis Division, Department of Economic
and Social Affairs, United Nations
Mr. Vos is responsible for two of the UN’s flagship reports, the World Economic and Social
Survey and the World Economic Situation and Prospects. He also serves on the Secretariat
of the United Nations’ Committee for development policy. During his presentation, Mr. Vos
will introduce current analysis of the short- and long-term economic outlook.
Tourism's economic importance to the Transylvania Co. & Brevard North Carolina's economy. Tourist spending, jobs & taxes generated. Includes counties in Western North Carolina. Presentation to Transylvania Co. Brevard Chamber of Commerce and Brevard College.
The Economy and Financial Markets: Crawling Out of Recession - David Wyss, Br...IFG Network marcus evans
David Wyss, Brown University/Standard & Poor - Speaker at the 2012 IFG Wealth Management Forum, delivered his presentation entitled The Economy and Financial Markets: Crawling Out of Recession
La presentazione della Dott.ssa Mara Panjia, Direttore Marketing di Henkel Italia, tratta il lancio di una nuova categoria di prodotto, l’ammorbidente Vernel Cristalli, e della relativa campagna di marketing.
Развитие финансового сектора Казахстана в посткризисный периодАО "Самрук-Казына"
Презентация к докладу заместителя председателя Национального банка Казахстана Данияра Акишева на казахстанско-американском инвестиционном форуме в Нью-Йорке 7 декаьря 2011 года.
#СтанемБлиже: спецкурс по межкультурной коммуникации с туристами с Востока
Всего за 6 часов на каждое направление слушатели курса (владельцы и управляющие, администраторы и обслуживающий персонал гостиниц, ресторанов и др.) овладеют основами арабской, японской, китайской, вьетнамской и другими культур, что позволит:
создать комфортные условия пребывания для иностранных бизнесменов и туристических групп в отелях и ресторанах, театрах и музеях, и т.д.;
привлечь дополнительный поток туристов и бизнесменов, значительно увеличив выручку компаний;
сформировать благоприятный имидж компаний, городов и страны, стимулирующий повторные визиты.
Программа курсов включает в себя знакомство с арабской культурой и культурами Китая, Вьетнама, Японии и др. Занятия проводят преподаватели Школы Lingvocat.com, в совершенстве владеющие китайским, японским, арабским и другими языками, не понаслышке знакомые с культурами Востока и хорошо ориентирующиеся в бизнес и экскурсионной среде. Занятия могут проходить в Школе Lingvocat.com и на территории заказчика (Санкт-Петербург), либо дистанционно (в формате вебинаров в любую точку страны).
Looking at your organizational DNA--reflecting your founders’ mission, the personal values of your employees, your strategic imperatives, and the remarkable stories already present within your organization--we offer a suite of workshops to help you clearly [re]define your desired culture for internal and external use.
Le lean startup concret autour d'une petite mousseJonathan Bonzy
https://unepetitemousse.fr
Votre prochain projet, qu'il soit de créer votre startup ou de développer un produit en interne, sera en lean startup car voici le graal des méthodes pour ne développer que ce qui est utile ... en tous cas c'est ainsi que vous le voyez en première lecture mais vous hésitez à faire le premier pas au risque de vous retrouver perdu avec quelques chose bien loin des Dropbox et autres AirBnB.
Il y a un an, avec Une Petite Mousse, nous avions l'idée de faire découvrir les meilleures bières avec une dégustation dont la sélection change chaque mois. Nous étions (très) contraints en temps et en fonds, nous étions dans cette situation où le lean startup est le graal et ... nous avons fait le premier pas en lançant dans la journée une page statique avec notre pitch et un bouton acheter sans savoir comment envoyer les bières (car cela n'est pas un problème avant la première commande ;)
De 500€ de chiffres d'affaire le premier mois, nous sommes passé à 50 000€ de chiffres d'affaire dix mois plus tard. Alors, sans dire qu'il n'y a qu'un chemin ni qu'il existe une "secret sauce" pour réussir, nous pouvons en tous cas vous donner les indications sur les "petits cailloux" que nous avons laissés sur notre parcours afin de savoir où vous mettrez les pieds ... une petite mousse à la main ;)
Idées pour tout de suite :
- un lot de "petits cailloux" qu'on a laissé sur notre chemin et qu'il "suffit" de suivre :
- une méthode pour se lancer au plus vite et valider/invalider ses premières hypothèses
- un lot de métriques de pirate à mesurer sur son produit (Acquisition, Activation, Retention, Referral, Revenue)
une approche orientée utilisateur pour ne développer que les fonctionnalités utiles parce qu'elles solutionnent un problème
ITSM the John Lewis Way, by Simon Skelton - Service Desk & IT Support ShowSimon Skelton
This presentation was given by Simon Skelton on 24th April 2013 at the Service Desk & IT Support Show.
"The John Lewis Partnership is renowned for its customer service excellence, but until recently its IT Service Management relied on ‘heroic’ staff rather than smart technology and processes. This presentation explains how John Lewis is modernising its IT service and support by following the lead of its businesses, and covers system selection and consolidation, and making social and peer-to-peer support work"
Infografía que explica el nivel de comprensión lectora de los mexicano, en específico el de los jóvenes que ingresan a la universidad.
Esta información es resultado de un estudio realizado a 4 mil 531 estudiantes en la ciudad de México e incluye también algunos consejos de como mejorar este nivel.
Its all about the life and kind of Marriage in Omiya, Japan. Reported and created by Nicholas Kristof.
It discusses that love and affect is not necessary in the marriage to survive. There are many respondents in this article that proved that a kind of arranged marriage in Omiya, Japan are survived for many years.
"I think love marriages are more fragile than arranged marriages," - Tomika Kusukawa, one of the respondent
For Japanese women like Yuri Uemura, "happiness and love are not key aspects of a durable marriage"
HTML5 is the next wave of development for the web, with the support from IE9 and IE10. Even Windows 8 will support native apps written in HTML5. This session will give an overview and a deeper dive into writing effective HTML5 together with your existing ASP.NET experience to create the best next generation web experience.
The School of Business and Economics at Lynchburg College, in conjunction with the Lynchburg Regional Chamber of Commerce, hosted the spring Economic Outlook Conference on February 1, 2012. Roy Webb, Senior Economist and Research Advisor with the Richmond Federal Reserve Bank, spoke to an audience of approximately 100 people about national economic conditions.
Chris Caton, Chief Economist at BT Financial Group, presented his economic preview for AIM NSW & ACT this week. "Share markets are still slightly cheap" is just one of the key findings. Read more in the attached slide show.
White House State of the Union 2016 - Enhanced GraphicsObama White House
On January 12, 2016, President Obama delivered his final State of the Union address to Congress and the nation.
Check out the slides from the enhanced broadcast of his address, featuring charts, graphs, and images that help explain the policies and issues he discussed.
Learn more at WhiteHouse.gov/SOTU.
President Obama penned a letter to Congressman Nadler of New York outlining how the Iran deal is a key piece of our strategy to help our allies in the Middle East counter Iran's destabilizing activities.
Abraham Lincoln (1809–1865). "Nicolay Copy," Gettysburg Address, 1863. Page 1 and 2. Holograph manuscript. Manuscript Division, Library of Congress. Gift of Hay family, 1916 (2.5). Courtesy of the National Archives and Library of Congress.
Message: Commemorating the 50th Anniversary of the White House FellowsObama White House
This is the President's message commemorating the establishment of the White House Fellows, a prestigious program dedicated to giving the nation’s most promising leaders insight into the inner workings of the Federal government. To learn more visit: http://www.whitehouse.gov/about/fellows.
The minimum wage helps support family incomes, reducing inequality and poverty, but as a slide deck from the Council of Economic Advisers shows, as the real value of the minimum wage has been allowed to erode, it has stopped serving this important purpose.
White House State of the Union 2014 Enhanced Graphics PosterObama White House
On January 28, President Obama delivered the 2014 State of the Union Address to Congress and the nation.
Check out the slides from the enhanced broadcast of his address, featuring charts, graphs, and images that help explain the policies and issues he discussed.
White House State of the Union 2014 Enhanced GraphicsObama White House
On January 28, President Obama delivered the 2014 State of the Union Address to Congress and the nation.
Check out the slides from the enhanced broadcast of his address, featuring charts, graphs, and images that help explain the policies and issues he discussed.
See more at WhiteHouse.gov/SOTU.
President Obama's Handwritten Tribute to the Gettysburg AddressObama White House
150 years after President Lincoln delivered the Gettysburg Address, President Obama penned a handwritten tribute to President Lincoln's historic remarks.
President Obama believes we have a moral obligation to lead the fight against carbon pollution. Share the details of his plan to help make sure people in your community get the facts.
Now Is the Time: President Obama's Plan to Reduce Gun ViolenceObama White House
The President’s plan to protect our children and our communities by reducing gun violence.
Learn More: http://www.whitehouse.gov/issues/preventing-gun-violence
President Obama is calling on Congress to make sure that taxes don’t go up on 98 percent of American families next year, as they are scheduled to do January 1, 2013. Learn more about his plan in this new infographic.
The Obama Administration recognizes that the interconnected challenges in high-poverty neighborhoods require interconnected solutions. The Neighborhood Revitalization Initiative is a community-based approach to help neighborhoods in distress transform themselves into neighborhoods of opportunity.
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the contact information for my personal pi vendor.
Telegram: @Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
The Evolution of Non-Banking Financial Companies (NBFCs) in India: Challenges...beulahfernandes8
Role in Financial System
NBFCs are critical in bridging the financial inclusion gap.
They provide specialized financial services that cater to segments often neglected by traditional banks.
Economic Impact
NBFCs contribute significantly to India's GDP.
They support sectors like micro, small, and medium enterprises (MSMEs), housing finance, and personal loans.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
US Economic Outlook - Being Decided - M Capital Group August 2021.pdfpchutichetpong
The U.S. economy is continuing its impressive recovery from the COVID-19 pandemic and not slowing down despite re-occurring bumps. The U.S. savings rate reached its highest ever recorded level at 34% in April 2020 and Americans seem ready to spend. The sectors that had been hurt the most by the pandemic specifically reduced consumer spending, like retail, leisure, hospitality, and travel, are now experiencing massive growth in revenue and job openings.
Could this growth lead to a “Roaring Twenties”? As quickly as the U.S. economy contracted, experiencing a 9.1% drop in economic output relative to the business cycle in Q2 2020, the largest in recorded history, it has rebounded beyond expectations. This surprising growth seems to be fueled by the U.S. government’s aggressive fiscal and monetary policies, and an increase in consumer spending as mobility restrictions are lifted. Unemployment rates between June 2020 and June 2021 decreased by 5.2%, while the demand for labor is increasing, coupled with increasing wages to incentivize Americans to rejoin the labor force. Schools and businesses are expected to fully reopen soon. In parallel, vaccination rates across the country and the world continue to rise, with full vaccination rates of 50% and 14.8% respectively.
However, it is not completely smooth sailing from here. According to M Capital Group, the main risks that threaten the continued growth of the U.S. economy are inflation, unsettled trade relations, and another wave of Covid-19 mutations that could shut down the world again. Have we learned from the past year of COVID-19 and adapted our economy accordingly?
“In order for the U.S. economy to continue growing, whether there is another wave or not, the U.S. needs to focus on diversifying supply chains, supporting business investment, and maintaining consumer spending,” says Grace Feeley, a research analyst at M Capital Group.
While the economic indicators are positive, the risks are coming closer to manifesting and threatening such growth. The new variants spreading throughout the world, Delta, Lambda, and Gamma, are vaccine-resistant and muddy the predictions made about the economy and health of the country. These variants bring back the feeling of uncertainty that has wreaked havoc not only on the stock market but the mindset of people around the world. MCG provides unique insight on how to mitigate these risks to possibly ensure a bright economic future.
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
what is the best method to sell pi coins in 2024DOT TECH
The best way to sell your pi coins safely is trading with an exchange..but since pi is not launched in any exchange, and second option is through a VERIFIED pi merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and pioneers and resell them to Investors looking forward to hold massive amounts before mainnet launch in 2026.
I will leave the telegram contact of my personal pi merchant to trade pi coins with.
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Financial Assets: Debit vs Equity Securities.pptxWrito-Finance
financial assets represent claim for future benefit or cash. Financial assets are formed by establishing contracts between participants. These financial assets are used for collection of huge amounts of money for business purposes.
Two major Types: Debt Securities and Equity Securities.
Debt Securities are Also known as fixed-income securities or instruments. The type of assets is formed by establishing contracts between investor and issuer of the asset.
• The first type of Debit securities is BONDS. Bonds are issued by corporations and government (both local and national government).
• The second important type of Debit security is NOTES. Apart from similarities associated with notes and bonds, notes have shorter term maturity.
• The 3rd important type of Debit security is TRESURY BILLS. These securities have short-term ranging from three months, six months, and one year. Issuer of such securities are governments.
• Above discussed debit securities are mostly issued by governments and corporations. CERTIFICATE OF DEPOSITS CDs are issued by Banks and Financial Institutions. Risk factor associated with CDs gets reduced when issued by reputable institutions or Banks.
Following are the risk attached with debt securities: Credit risk, interest rate risk and currency risk
There are no fixed maturity dates in such securities, and asset’s value is determined by company’s performance. There are two major types of equity securities: common stock and preferred stock.
Common Stock: These are simple equity securities and bear no complexities which the preferred stock bears. Holders of such securities or instrument have the voting rights when it comes to select the company’s board of director or the business decisions to be made.
Preferred Stock: Preferred stocks are sometime referred to as hybrid securities, because it contains elements of both debit security and equity security. Preferred stock confers ownership rights to security holder that is why it is equity instrument
<a href="https://www.writofinance.com/equity-securities-features-types-risk/" >Equity securities </a> as a whole is used for capital funding for companies. Companies have multiple expenses to cover. Potential growth of company is required in competitive market. So, these securities are used for capital generation, and then uses it for company’s growth.
Concluding remarks
Both are employed in business. Businesses are often established through debit securities, then what is the need for equity securities. Companies have to cover multiple expenses and expansion of business. They can also use equity instruments for repayment of debits. So, there are multiple uses for securities. As an investor, you need tools for analysis. Investment decisions are made by carefully analyzing the market. For better analysis of the stock market, investors often employ financial analysis of companies.
BYD SWOT Analysis and In-Depth Insights 2024.pptxmikemetalprod
Indepth analysis of the BYD 2024
BYD (Build Your Dreams) is a Chinese automaker and battery manufacturer that has snowballed over the past two decades to become a significant player in electric vehicles and global clean energy technology.
This SWOT analysis examines BYD's strengths, weaknesses, opportunities, and threats as it competes in the fast-changing automotive and energy storage industries.
Founded in 1995 and headquartered in Shenzhen, BYD started as a battery company before expanding into automobiles in the early 2000s.
Initially manufacturing gasoline-powered vehicles, BYD focused on plug-in hybrid and fully electric vehicles, leveraging its expertise in battery technology.
Today, BYD is the world’s largest electric vehicle manufacturer, delivering over 1.2 million electric cars globally. The company also produces electric buses, trucks, forklifts, and rail transit.
On the energy side, BYD is a major supplier of rechargeable batteries for cell phones, laptops, electric vehicles, and energy storage systems.
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
what is the future of Pi Network currency.DOT TECH
The future of the Pi cryptocurrency is uncertain, and its success will depend on several factors. Pi is a relatively new cryptocurrency that aims to be user-friendly and accessible to a wide audience. Here are a few key considerations for its future:
Message: @Pi_vendor_247 on telegram if u want to sell PI COINS.
1. Mainnet Launch: As of my last knowledge update in January 2022, Pi was still in the testnet phase. Its success will depend on a successful transition to a mainnet, where actual transactions can take place.
2. User Adoption: Pi's success will be closely tied to user adoption. The more users who join the network and actively participate, the stronger the ecosystem can become.
3. Utility and Use Cases: For a cryptocurrency to thrive, it must offer utility and practical use cases. The Pi team has talked about various applications, including peer-to-peer transactions, smart contracts, and more. The development and implementation of these features will be essential.
4. Regulatory Environment: The regulatory environment for cryptocurrencies is evolving globally. How Pi navigates and complies with regulations in various jurisdictions will significantly impact its future.
5. Technology Development: The Pi network must continue to develop and improve its technology, security, and scalability to compete with established cryptocurrencies.
6. Community Engagement: The Pi community plays a critical role in its future. Engaged users can help build trust and grow the network.
7. Monetization and Sustainability: The Pi team's monetization strategy, such as fees, partnerships, or other revenue sources, will affect its long-term sustainability.
It's essential to approach Pi or any new cryptocurrency with caution and conduct due diligence. Cryptocurrency investments involve risks, and potential rewards can be uncertain. The success and future of Pi will depend on the collective efforts of its team, community, and the broader cryptocurrency market dynamics. It's advisable to stay updated on Pi's development and follow any updates from the official Pi Network website or announcements from the team.
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1. Reversing the Middle Class
Jobs Deficit
Alan B. Krueger
Chairman
Council of Economic Advisers
April 26, 2012
2. Figure 1: The 2000s Saw Far Weaker Job Creation
Than Each of the Previous Five Decades
Nonfarm Payroll Employment
Millions
180
160
2000s
140 1990s
+20%
120 1980s
+20% Jan. 2000-
1970s Dec. 2007
100 +5.7%
+27%
1960s
80 +31%
1950s
60 +24%
40
20
0
1950 1960 1970 1980 1990 2000 2010
Source: Bureau of Labor Statistics; CEA calculations. 1
3. Figure 2: Real Earnings for the Median Year-Round
Worker Stagnated
Real Median Earnings for Full-Time
Year Round Workers, 1981-2010
2010 Dollars
46,000
44,000
42,000 2010
40,000
38,000
36,000
34,000
32,000
1981 1986 1991 1996 2001 2006
Note: Earnings adjusted for inflation using the Consumer Price Index for all urban consumers.
2
Source: CEA calculations based on Current Population Survey March Supplement.
4. Figure 3: The Share of Workers Earning a Middle-Class
Income Has Been in Decline Over the Past Three Decades
Share of Full-Time Year Round Workers With Annual
Earnings Within 50 Percent of the Median
Percent
68
66.1
66
64.8
64
62
60.2
60 59.5
58
56
0
1980 1990 2000 2010
Source: CEA calculations based on Current Population Survey March Supplement. 3
5. Figure 4: Economic Growth Turned Positive in 2009:Q3 and
Has Continued for 10 Straight Quarters
Real GDP Growth
Annualized Quarterly Percent Change
6
3.6 3.8 3.9 3.8
4 3.0 3.0
2.5 2.3
1.7 1.7 1.8
2 1.3 1.3
0.5 0.4
0
2011:Q4
-0.7
-2
-1.8
-4 -3.7
-6
-6.7
-8
-8.9
-10
2007:Q1 2008:Q1 2009:Q1 2010:Q1 2011:Q1
Source: Bureau of Economic Analysis. Shading denotes NBER recession. 4
6. Figure 5: Jobs Have Been Growing Since
February 2010
Change in Private Nonfarm Payrolls
Thousands, Seasonally Adjusted
300 300
Feb-10
150 150
0 0
-150 -150
-300 -300
-450 -450
-600 -600
-750 -750
-900 -900
Jan-07 Jan-08 Jan-09 Jan-10 Jan-11 Jan-12
Source: Bureau of Labor Statistics. Shading denotes NBER recession. 5
7. Figure 6: Job Growth in the Current Recovery is
Closely Tracking the Early 1990s Recovery
Private Payroll Employment During Recoveries
NBER-Defined Cycle Trough = 100
108
106
104 1991
102
100
2001
Current
98 (June 2009
Trough)
96
-36 -30 -24 -18 -12 -6 Trough 6 12 18 24 30 36
Months from Trough
Source: Bureau of Labor Statistics; CEA calculations. 6
8. Figure 7: Strong Economic Growth in the 1990s
Helped Lift Incomes for All Quintiles
Annual Growth Rate of Real Income Across the Family Income Distribution,
1979 to 2010
Percent
3.5
3.0
2.5
2.0
1.5 1.2%
1.0 0.6%
0.5 0.3%
-0.4% 0.1%
0.0
-0.5
Lowest fifth 2nd fifth Mid fifth 4th fifth Top fifth
Annual Growth Rate of Real Income Across the Family Income Distribution,
1995-2000
Percent
4.0
3.5 3.2%
3.0
2.5 2.2% 2.3%
2.1% 2.2%
2.0
1.5
1.0
0.5
0.0
Lowest fifth 2nd fifth Mid fifth 4th fifth Top fifth
Source: Census Bureau; CEA calculations. 7
9. Figure 8: The Manufacturing Sector Provides a Path to the Middle
Class, Especially for Workers with an Associate’s Degree or Less
Percent of Workers With Annual Earnings Within 50
Percent of the Median, 2010
Percent
100
90 Associate's Degree or Less
80 All Workers
Manufacturing
70 Manufacturing 63%
Non- Non-
60 56% Manufacturing
Manufacturing
47% 49%
50
40
30
20
10
0
Note: The median annual earnings is based on full-time year-round workers.
Source: CEA calculations based on Current Population Survey 2011 Annual Social and Economic Supplement. 8
10. Figure 9: Manufacturing Employment Fell Beneath Its
Normal Bounds Early in the 2000s
Manufacturing Employment
Millions
22
20
18
16
Dec. 2000- Jan. 2010-
Dec. 2007 Mar. 2012
-3.4 million +470,000
14
Dec. 2007-
Jun. 2009
12 -2.0 million
10
1965 1970 1975 1980 1985 1990 1995 2000 2005 2010
Source: Bureau of Labor Statistics, CEA calculations. 9
11. Figure 10: Domestic U.S. Manufacturers Are
Increasingly Competitive
Change in Manufacturing Unit Labor Costs, 2002-2010
Percent
100
79.0
80
67.6
60
44.1
40.8
40
20.8
20 14.1
17.1
-23.0 2.1 2.9
-10.8
0
Singapore Japan U.K. Korea SwedenGermany France Canada Italy
United
-20 States
Taiwan
-40
10
Source: Bureau of Labor Statistics, International Labor Comparisons; CEA Calculations.
12. 0
0
10
30
40
60
70
10
30
40
60
70
20
50
20
50
Turkey Portugal
Percent
Percent
Italy Mexico
Mexico Turkey
Czech Rep. Italy
Slovak Rep. Czech Rep.
Austria Slovak Rep.
Portugal Poland
Hungary Korea
Germany Greece
Greece
Austria
Slovenia
Hungary
Chile
Spain
Poland
Chile
Iceland
Slovenia
Estonia
France
Spain
Ireland
Finland
Iceland
Switzerland
Belgium
Netherlands
Luxembourg
United States
Germany
Sweden
Denmark
Belgium
Sweden
Israel
Norway
France
Source: Organization for Economic Cooperation and Development, Education at a Glance 2011.
Japan
Denmark
Australia Netherlands
Share of 25-34 Year Olds With a Post-Secondary Degree
Share of 55-64 Year Olds With a Post-Secondary Degree
U.K. Switzerland
Luxembourg U.K.
Degree in 2009 by Birth Cohort
New Zealand Finland
Norway Australia
Ireland Estonia
Japan New Zealand
Canada Canada
Korea United States
Figure 11: Share of Population with a Post-Secondary
11
13. Figure 12: College Completion Rate by Income Quartile
Fraction of Students Completing a Bachelor's
Degree, by Income Quartile and Birth Year
0.75
1979 to 1982 birth cohorts
0.54
1961 to 1964 birth cohorts
0.5
0.32
0.36
0.25 0.21
0.09
0.17
0.14
0.05
0
Lowest Quartile 2nd Quartile 3rd Quartile Top Quartile
Source: Bailey and Dynarski (2011) based on National Longitudinal Survey of Youth, 1979 and 1997. College completion is 12
measured by age 25.