The document discusses Pay4Later, a service that allows retailers to offer financing options to customers. It highlights key benefits such as higher approval rates through a multi-lender platform, upselling opportunities to increase average order size, a fast application process, and integration tools for retailers to manage financing. The service aims to simplify financing for lenders, retailers and consumers to drive more sales and revenue for retailers.
Retail finance provided by Pay4Later can increase retailers' sales by offering customers financing options. Pay4Later's multi-lender platform has high approval rates and features like shadow limits that allow customers to spend more. The application process is fast and simple for customers across all devices. Retailers benefit from increased sales, larger basket sizes, and Pay4Later's integrated tools and customer support.
Payscape Advisors is a large merchant processor founded in 1990 with over 1,000 employees nationwide. They offer a variety of cashless payment solutions including card acceptance through point-of-sale terminals and smartphone apps, e-commerce solutions, gift and loyalty programs, capital advances, ATM services, ACH/eCheck processing, and event registration management software. Their goal is to simplify payment processing and provide the tools businesses need to grow their customer base and increase sales and profits.
Sage Inspire Tour: Business Starts with Getting PaidJeremy Ploessel
This document discusses how integrating payment processing with Sage software can simplify business operations. It notes the high costs of paper invoices and check payments and cites statistics showing the growth in electronic and mobile payments. Integrating payments through Sage Exchange allows payment data to automatically post to accounting systems, saving time. The benefits of Sage payments include accepting all types of payments, easy setup and support, and consolidated reporting in one system.
The Future of Payments with HyperwalletHyperwallet
Hyperwallet introduced several new features in 2016 to improve their commission payout solution for direct selling clients, including integrated tax reporting, donation functionality, and loyalty programs. They also expanded their global financial network to include more payment methods and geographic coverage. Hyperwallet continued innovating and growing their business by opening a new office in Austin, Texas.
The Power of Commission Payment Choice - Fragmob Technology ConferenceHyperwallet
The direct selling industry is about to hit a critical moment in its evolution. Because, like it or not, the world of independent employment is changing rapidly. New economy companies, like Uber, Lyft, TaskRabbit, and Upwork, are challenging direct sellers for their human resources, attracting young, eager, independent workers in record numbers. Thankfully, advances in technology and improvements to commission payments platforms are making it easier for direct selling companies to adapt and provide their workforce with cutting-edge field tools.
1) Qonto is a neobank focused on providing banking services to SMEs across Europe, with over 50,000 clients and 150 employees.
2) They are obsessed with customer success and have defined quality standards, tools, and metrics like NPS, response times, and client satisfaction to monitor success.
3) Qonto analyzes these metrics daily and implements countermeasures to improve lead times, satisfaction, and NPS, with the goal of becoming the leader in customer success across Europe. They incentivize teams based on collective successes.
wireless credit card machine or portable credit card machine terminals allow you to take payments conveniently to the customer .fdisp provide best Credit card processing with low rates and no contract.These machins are friendly in use.
Around 1% to 3% of GMV per month is lost into leakages under various scenarios like overcharges levied by the marketplaces on commissions, pick and pack and weight handling charges, payments due on unpaid order, damage returns, carrier damages, replacement and returns.
Learn more about these intricated scenarios and how to handle it, with us.
Retail finance provided by Pay4Later can increase retailers' sales by offering customers financing options. Pay4Later's multi-lender platform has high approval rates and features like shadow limits that allow customers to spend more. The application process is fast and simple for customers across all devices. Retailers benefit from increased sales, larger basket sizes, and Pay4Later's integrated tools and customer support.
Payscape Advisors is a large merchant processor founded in 1990 with over 1,000 employees nationwide. They offer a variety of cashless payment solutions including card acceptance through point-of-sale terminals and smartphone apps, e-commerce solutions, gift and loyalty programs, capital advances, ATM services, ACH/eCheck processing, and event registration management software. Their goal is to simplify payment processing and provide the tools businesses need to grow their customer base and increase sales and profits.
Sage Inspire Tour: Business Starts with Getting PaidJeremy Ploessel
This document discusses how integrating payment processing with Sage software can simplify business operations. It notes the high costs of paper invoices and check payments and cites statistics showing the growth in electronic and mobile payments. Integrating payments through Sage Exchange allows payment data to automatically post to accounting systems, saving time. The benefits of Sage payments include accepting all types of payments, easy setup and support, and consolidated reporting in one system.
The Future of Payments with HyperwalletHyperwallet
Hyperwallet introduced several new features in 2016 to improve their commission payout solution for direct selling clients, including integrated tax reporting, donation functionality, and loyalty programs. They also expanded their global financial network to include more payment methods and geographic coverage. Hyperwallet continued innovating and growing their business by opening a new office in Austin, Texas.
The Power of Commission Payment Choice - Fragmob Technology ConferenceHyperwallet
The direct selling industry is about to hit a critical moment in its evolution. Because, like it or not, the world of independent employment is changing rapidly. New economy companies, like Uber, Lyft, TaskRabbit, and Upwork, are challenging direct sellers for their human resources, attracting young, eager, independent workers in record numbers. Thankfully, advances in technology and improvements to commission payments platforms are making it easier for direct selling companies to adapt and provide their workforce with cutting-edge field tools.
1) Qonto is a neobank focused on providing banking services to SMEs across Europe, with over 50,000 clients and 150 employees.
2) They are obsessed with customer success and have defined quality standards, tools, and metrics like NPS, response times, and client satisfaction to monitor success.
3) Qonto analyzes these metrics daily and implements countermeasures to improve lead times, satisfaction, and NPS, with the goal of becoming the leader in customer success across Europe. They incentivize teams based on collective successes.
wireless credit card machine or portable credit card machine terminals allow you to take payments conveniently to the customer .fdisp provide best Credit card processing with low rates and no contract.These machins are friendly in use.
Around 1% to 3% of GMV per month is lost into leakages under various scenarios like overcharges levied by the marketplaces on commissions, pick and pack and weight handling charges, payments due on unpaid order, damage returns, carrier damages, replacement and returns.
Learn more about these intricated scenarios and how to handle it, with us.
This document summarizes the services provided by North American Bancard, a payment processing company. They offer competitive credit card and electronic check processing rates and aim to save businesses money on their current processing fees. Their services include point-of-sale, online, and mobile credit card processing as well as check guarantee programs. They also offer cash advances to businesses based on expected credit card sales.
A presentation on
How Live Chat can improve your business?
Live Chat is Convenient for Customers?
Live Chat Cuts Down on Expenses?
Live Chat Increases Sales?
Live Chat Gives You An Edge of Your Competition?
Boost your Bottom Line Using the Payment Market TodayJennifer R Glass
In this presentation, Jennifer Glass from Credit Cards, NJ shows you how you can take advantage of the various programs that are currently available in the electronic payments market to boost your business' bottom line. With services ranging from traditional credit card processing to POS systems that will give an enormous amount of data to a business owner, CCNJ has a solution that will help your business grow to the next level.
How exactly chat support outsourcing makes your website growGo4customer
Chat Support Service is defined as the assistance live agents offer to the customers who face difficulty in either navigation, product information, payment process or some other issue on the website.
2015 Inspire Tour: Business Starts with Getting PaidJeremy Ploessel
Sage provides integrated payment solutions to simplify business payments and maximize returns. Their solutions include processing credit/debit cards, ACH, checks, mobile payments, gift cards and more. Sage Exchange is their payment management system that integrates payments data with accounting software for real-time visibility. This helps businesses grow revenue, improve cash flow and reduce costs through more flexible payment acceptance and automated data entry.
Artificial intelligence in e commerce is the next waveCingant
Artificial intelligence can enhance the online shopping experience for customers in several key ways: (1) Virtual shopping assistants can help customers find the right products, (2) Data collection and analysis can provide insights into customer behavior and buying patterns, (3) Visual product search allows customers to discover items using image search. Implementing AI solutions such as recommendations, customer service, and review filtering can help e-commerce businesses sell more while keeping customers happy.
etailment WIEN 2015 – David Dechamps (MasterCard) “Die Welt des Bezahlens”Werbeplanung.at Summit
Vortrag in Englisch von David Dechamps, er verantwortet bei MasterCard Europe den Bereich „Emerging Payments“ und damit u.a. alle wesentlichen Innovationen rund um Kartenzahlungen im e- und m-Commerce, z.B. MasterPass, Maestro eCommerce, NFC und Apple Pay.
Immer neue digitale Zahlungsmöglichkeiten drängen auf den Markt. Stellt sich die Frage, welche Innovationen besonders zukunftsträchtig sind. Wie bereiten sich die Handelsunternehmen diesbezüglich auf die Zukunft vor und was gilt es für die Händler zu beachten?
This document provides an overview of payments for developers, including why payments are important, how different payment methods work, and how to integrate payments into applications. It discusses various monetization strategies and payment networks like credit cards, debit cards, and ACH transfers. The document also describes payment gateways versus payment providers, and how PayPal can help with its global payments platform and APIs that enable many monetization models and payment types, including its Express Checkout and Adaptive Payments solutions.
5 Effective Ways to Retain Your Customers | AcefoneNaina Rajput
Retaining the existing customers is better than gaining the new ones as it is the easiest way to grow business in less time. But the main question arises how you can ensure this? In this presentation, you will find the five most easiest ways that will help you to establish a long term relationship with your customers.
Top-10 Technology Trends in Retail Banking: 2018Capgemini
The document summarizes several key retail banking trends in 2018 based on a Capgemini report. It finds that banks are investing heavily in digital transformation, increasingly collaborating with fintechs, looking to leverage digital IDs and distributed ledger technology, deploying AI/RPA to increase efficiency, using analytics to enhance customer experiences, and leveraging the cloud. It also notes threats from digital-only challenger banks and growth of alternative lenders using new data and platforms.
20131210 presentation the future of branches v1.0 slidesharePascal Spelier
This document discusses the future of bank branches. It notes that 50% of bank branches have closed in the last decade as customers increasingly interact with banks through mobile and online channels. Younger customers and those with higher education and income prefer online banking. The document outlines four potential future types of bank branches: digital pods focused on immersive digital experiences, pharmacies with high coordination between physical and digital channels, shops for basic banking needs, and lounges to build relationships. It identifies challenges such as integrating offline and online services, using pop-up branches, making branches more social, recognizing individual customers, and location-based services.
This document recognizes 14 retailers who won awards for their innovative store operations strategies in categories such as customer engagement, workforce management, social/mobile strategies, and inventory management/loss prevention. It provides details on the award winners, including the category won, number of stores, annual revenue, and a brief description of the strategy implemented. The strategies highlighted effective use of mobile technologies, data analytics, employee motivation and social media to improve the customer experience and store operations.
The document is an investor deck for ArtuData, a company that provides artificial intelligence services to help businesses find their "big fish" customers. It notes that while large companies can use AI to gain significant competitive advantages through personalized experiences and targeting, most small and medium enterprises do not have enough data to access AI capabilities. ArtuData aims to address this by pooling anonymous data from many smaller clients to achieve "big data" scales and then applying AI techniques to help each business more effectively target, attract, convert, and retain their most profitable customers.
My PayPal Marketing Plan for Integrated Marketing - MCM3425 R1Jason Pancho
This document provides a marketing plan for PayPal to target small businesses. It begins with an executive summary of PayPal's background, products, competitors, and target audience of small businesses and millennials. It then presents a SWOT analysis, customer profile, and goals/objectives of increasing awareness of PayPal's small business programs and increasing electronic transactions through PayPal. The plan proposes strategies such as targeted social media ads, incentives for new/current users, and partnering with Venmo to promote PayPal for small businesses.
Businesses from every possible industrial vertical need to understand the importance of IT Staffing Services. Staffing services India benefit both large and small companies alike by finding the ideal staff for your organization.
Oficina dos Dirigentes do SGDCA de Birigui-SPCMDCA Birigui
Oficina com dirigentes públicos e privados de Birigui-SP como parte do processo de diagnóstico da situação da criança e do adolescente. Participaram mais de 62 dirigentes das mais diversas áreas: prefeito municipal, secretários municipais, diretores de departamentos, coordenadores do CRAS e CREAS do município, diretores de escolas públicas, representantes da polícia militar e da guarda municipal, empresários, vereadores e membros da comissão do diagnóstico.
O texto discute os perigos de uma vida medíocre vivida no "quase", onde se deixam escapar oportunidades por medo. O autor argumenta que é melhor arriscar e viver intensamente, mesmo que isso traga dor, do que se contentar com uma existência morna sem paixão ou significado.
This document summarizes the services provided by North American Bancard, a payment processing company. They offer competitive credit card and electronic check processing rates and aim to save businesses money on their current processing fees. Their services include point-of-sale, online, and mobile credit card processing as well as check guarantee programs. They also offer cash advances to businesses based on expected credit card sales.
A presentation on
How Live Chat can improve your business?
Live Chat is Convenient for Customers?
Live Chat Cuts Down on Expenses?
Live Chat Increases Sales?
Live Chat Gives You An Edge of Your Competition?
Boost your Bottom Line Using the Payment Market TodayJennifer R Glass
In this presentation, Jennifer Glass from Credit Cards, NJ shows you how you can take advantage of the various programs that are currently available in the electronic payments market to boost your business' bottom line. With services ranging from traditional credit card processing to POS systems that will give an enormous amount of data to a business owner, CCNJ has a solution that will help your business grow to the next level.
How exactly chat support outsourcing makes your website growGo4customer
Chat Support Service is defined as the assistance live agents offer to the customers who face difficulty in either navigation, product information, payment process or some other issue on the website.
2015 Inspire Tour: Business Starts with Getting PaidJeremy Ploessel
Sage provides integrated payment solutions to simplify business payments and maximize returns. Their solutions include processing credit/debit cards, ACH, checks, mobile payments, gift cards and more. Sage Exchange is their payment management system that integrates payments data with accounting software for real-time visibility. This helps businesses grow revenue, improve cash flow and reduce costs through more flexible payment acceptance and automated data entry.
Artificial intelligence in e commerce is the next waveCingant
Artificial intelligence can enhance the online shopping experience for customers in several key ways: (1) Virtual shopping assistants can help customers find the right products, (2) Data collection and analysis can provide insights into customer behavior and buying patterns, (3) Visual product search allows customers to discover items using image search. Implementing AI solutions such as recommendations, customer service, and review filtering can help e-commerce businesses sell more while keeping customers happy.
etailment WIEN 2015 – David Dechamps (MasterCard) “Die Welt des Bezahlens”Werbeplanung.at Summit
Vortrag in Englisch von David Dechamps, er verantwortet bei MasterCard Europe den Bereich „Emerging Payments“ und damit u.a. alle wesentlichen Innovationen rund um Kartenzahlungen im e- und m-Commerce, z.B. MasterPass, Maestro eCommerce, NFC und Apple Pay.
Immer neue digitale Zahlungsmöglichkeiten drängen auf den Markt. Stellt sich die Frage, welche Innovationen besonders zukunftsträchtig sind. Wie bereiten sich die Handelsunternehmen diesbezüglich auf die Zukunft vor und was gilt es für die Händler zu beachten?
This document provides an overview of payments for developers, including why payments are important, how different payment methods work, and how to integrate payments into applications. It discusses various monetization strategies and payment networks like credit cards, debit cards, and ACH transfers. The document also describes payment gateways versus payment providers, and how PayPal can help with its global payments platform and APIs that enable many monetization models and payment types, including its Express Checkout and Adaptive Payments solutions.
5 Effective Ways to Retain Your Customers | AcefoneNaina Rajput
Retaining the existing customers is better than gaining the new ones as it is the easiest way to grow business in less time. But the main question arises how you can ensure this? In this presentation, you will find the five most easiest ways that will help you to establish a long term relationship with your customers.
Top-10 Technology Trends in Retail Banking: 2018Capgemini
The document summarizes several key retail banking trends in 2018 based on a Capgemini report. It finds that banks are investing heavily in digital transformation, increasingly collaborating with fintechs, looking to leverage digital IDs and distributed ledger technology, deploying AI/RPA to increase efficiency, using analytics to enhance customer experiences, and leveraging the cloud. It also notes threats from digital-only challenger banks and growth of alternative lenders using new data and platforms.
20131210 presentation the future of branches v1.0 slidesharePascal Spelier
This document discusses the future of bank branches. It notes that 50% of bank branches have closed in the last decade as customers increasingly interact with banks through mobile and online channels. Younger customers and those with higher education and income prefer online banking. The document outlines four potential future types of bank branches: digital pods focused on immersive digital experiences, pharmacies with high coordination between physical and digital channels, shops for basic banking needs, and lounges to build relationships. It identifies challenges such as integrating offline and online services, using pop-up branches, making branches more social, recognizing individual customers, and location-based services.
This document recognizes 14 retailers who won awards for their innovative store operations strategies in categories such as customer engagement, workforce management, social/mobile strategies, and inventory management/loss prevention. It provides details on the award winners, including the category won, number of stores, annual revenue, and a brief description of the strategy implemented. The strategies highlighted effective use of mobile technologies, data analytics, employee motivation and social media to improve the customer experience and store operations.
The document is an investor deck for ArtuData, a company that provides artificial intelligence services to help businesses find their "big fish" customers. It notes that while large companies can use AI to gain significant competitive advantages through personalized experiences and targeting, most small and medium enterprises do not have enough data to access AI capabilities. ArtuData aims to address this by pooling anonymous data from many smaller clients to achieve "big data" scales and then applying AI techniques to help each business more effectively target, attract, convert, and retain their most profitable customers.
My PayPal Marketing Plan for Integrated Marketing - MCM3425 R1Jason Pancho
This document provides a marketing plan for PayPal to target small businesses. It begins with an executive summary of PayPal's background, products, competitors, and target audience of small businesses and millennials. It then presents a SWOT analysis, customer profile, and goals/objectives of increasing awareness of PayPal's small business programs and increasing electronic transactions through PayPal. The plan proposes strategies such as targeted social media ads, incentives for new/current users, and partnering with Venmo to promote PayPal for small businesses.
Businesses from every possible industrial vertical need to understand the importance of IT Staffing Services. Staffing services India benefit both large and small companies alike by finding the ideal staff for your organization.
Oficina dos Dirigentes do SGDCA de Birigui-SPCMDCA Birigui
Oficina com dirigentes públicos e privados de Birigui-SP como parte do processo de diagnóstico da situação da criança e do adolescente. Participaram mais de 62 dirigentes das mais diversas áreas: prefeito municipal, secretários municipais, diretores de departamentos, coordenadores do CRAS e CREAS do município, diretores de escolas públicas, representantes da polícia militar e da guarda municipal, empresários, vereadores e membros da comissão do diagnóstico.
O texto discute os perigos de uma vida medíocre vivida no "quase", onde se deixam escapar oportunidades por medo. O autor argumenta que é melhor arriscar e viver intensamente, mesmo que isso traga dor, do que se contentar com uma existência morna sem paixão ou significado.
El documento anuncia el Segundo Encuentro Educación Claeh, que se llevará a cabo en octubre de 2015 en Uruguay. El encuentro busca generar espacios de discusión sobre problemas actuales de la enseñanza, fomentar la colaboración entre docentes, y analizar prácticas e innovaciones en la enseñanza. El encuentro contará con conferencias magistrales, ponencias y pósters sobre seis ejes temáticos como la enseñanza en el aula, la tecnología educativa, y la enseñanza
El documento habla sobre el sonido, las ondas y la longitud y frecuencia de onda. Explica que el sonido se debe a la vibración de la materia como cuando hablamos o usamos instrumentos musicales, y que las ondas son perturbaciones que se transmiten a través de un medio elástico como el aire o el agua. Además, define la longitud de onda como la distancia entre dos crestas consecutivas y la frecuencia como el número de repeticiones de ondas en un tiempo dado.
This document is from Genesis Capital, a UK-based finance and leasing company. It summarizes Genesis Capital's funding solutions for small and medium enterprises, including invoice discounting and factoring, spot factoring, peer-to-peer lending, pension-led funding, bridging finance, commercial property loans and mortgages, vehicle financing, and asset financing. It also notes that Genesis Capital has access to funding from a variety of global institutional lenders and can help structure financing in flexible ways to meet customer needs.
Genesis Capital is committed to providing exceptional customer service and financial solutions to help technology companies sell more products. They work closely with technology providers to understand their needs and help them retain an edge competitively. Genesis Capital offers innovative funding options and guarantees rapid payment terms to help technology companies integrate financing into their sales processes and provide added value to their clients. Partnering with Genesis Capital provides competitive advantages like increased sales and access to experienced funding experts.
PayLink is a payment solutions company that offers flexible payment processing, collection services, and managed payment services tailored to business needs. Their services include secure BACS and faster payments, direct debit collection, and fully managed end-to-end payment administration. PayLink focuses on technical innovation, regulatory compliance, and providing an excellent client experience to help businesses optimize costs and work capital.
PayLink is a payment solutions company that offers flexible payment processing, collection services, and managed payment services tailored to business needs. Their services include secure BACS and faster payments, direct debit collection, and fully managed end-to-end payment administration. PayLink focuses on technical innovation, regulatory compliance, and providing an excellent client experience to help businesses optimize costs and work capital.
Fidelity Payments is a leading payment processor that works with charities. They offer tailored payment solutions to help charities accept donations through methods like cards, online payments, mobile devices, and contactless payments. Fidelity aims to help charities by offering transparent pricing, educating them on industry best practices, and partnering with other companies to secure favorable rates for charities. Their goal is to help lower charities' costs so they can devote more funds to their important causes.
Ablepay offers a fast and easy way for retailers to provide financing options to consumers through their platform. Their financing solutions can increase retailers' sales by up to 60% and average order value by 60% as well, since 59% of consumers say they would have bought elsewhere or postponed their purchase without financing. Ablepay's platform allows financing to be offered across in-store, mobile, and web channels. It provides real-time reporting and a simple application process where consumers can be approved in 4 minutes with a 2 second decision. Retailers are paid within 24 hours once the consumer is approved and purchase is fulfilled.
Victor Charles - eCommerce Day Africa Blended [Professional] Experience 2023eCommerce Institute
This document discusses five pillars of modern e-commerce: flexibility, scalability, omnichannel, integrations, and customizations. It also covers popular payment methods, types of fraud to watch out for including transaction fraud and friendly fraud, and tips for implementing payment methods like prioritizing customer experience, understanding the parties involved, processing speed, safety, and choosing reliable providers.
The eLayaway payment platform provides consumers and merchants an easy way to use and administer layaway payments online. It allows consumers to budget and pay for large purchases over time, without incurring interest, and provides merchants an affordable alternative to credit cards. Key features include automatic payments from a consumer's bank account, flexibility to adjust payment schedules, and integration with online checkout processes. The platform aims to empower consumers lacking cash or credit, while giving merchants a marketing tool to reach new customers and drive sales throughout the year.
First American provides 10 reasons why ISOs and agents should partner with them, including stability from over 25 years of experience, dedicated partner support, training programs, tools for custom partnership programs and business growth, 24/7 customer service, digital applications, online analytics, and payment integration tools. Partnering with First American provides agents and ISOs with leading payment solutions and support to help develop and manage their business.
The document describes a smart helmet product that incorporates artificial intelligence, GPS, and emergency response features to help reduce accidents and save lives of bikers in Lahore, Pakistan. The helmet uses sensors to detect accidents and automatically alerts emergency services, hospitals, and contacts of the biker's location and condition. The document outlines the problem of many biker accidents and injuries in Lahore currently, and proposes the smart helmet as a solution. It then provides details on the operational plan, business plan, marketing plan, pricing strategies, and channels for selling the smart helmet product.
The document discusses the challenges facing the insurance industry in today's competitive environment. It notes that companies struggle to differentiate themselves and create value for customers given the brief transactional nature of insurance relationships. Key customer touchpoints that represent advantages are identified as the point of sale, claims handling, and policy renewal. The document then discusses how identifying important touchpoints requires collaboration across different parts of a company. It concludes that billing represents the most visible and frequently interacted with touchpoint, connecting businesses to customers with every payment.
Input 1 has been providing insurance billing services for decades. We can quickly implement a billing component for your insurance offering and bring important internet-based technology to your product; all while improving performance, efficiency, and overall customer satisfaction.
Input 1’s outsourcing platform expertly produces and delivers on major opportunities for interaction, such as invoices, reminders, emails, and mobile management. We specialize in crafting these touchpoints to successfully cross-market your products and services, build brand awareness, and align your product offerings with your customer’s needs. We provide a highly competitive edge by dramatically increasing the impact and frequency of these valuable interactions, which:
• Initiate important ongoing conversations with your customer
• Successfully predict your customer’s needs
• Align your brand with your customer’s goals
• Connect you to their personal lives
• Demonstrate unwavering dependability
The FACT is: your current touchpoints should be differentiating you from competitors by building product knowledge and increasing brand loyalty. If they’re not, you’re losing business. //
InvoiceFair - Supply Chain Funding, Beyond The BanksEmma Fortune
InvoiceFair provides alternative financing solutions for SMEs through an online auction platform. It allows companies to access cash quickly by selling approved invoices, purchase orders, and recurring revenues to institutional investors through the platform. InvoiceFair has funded over €300 million for customers across various sectors. It aims to give SMEs control over their funding and more flexible options compared to traditional banks.
TechPay is a software company that has developed SwiftPay, a mobile payment platform for grocery stores and supermarkets. SwiftPay allows customers to scan loyalty cards, create shopping lists, and scan coupons on their mobile device. It processes payments and sends receipts via email. TechPay sees the mobile payment space growing significantly in the next 5 years and aims to partner with retailers and credit card processors to integrate SwiftPay into existing point-of-sale systems. Their marketing strategy involves branding with celebrity spokesperson Kathy Ireland and promoting SwiftPay's benefits to both customers and merchants for a more streamlined shopping experience.
Our team members are Ross Markbreiter, Nancy Kelly, Miles Robinson, Ronnie Feuer, Kathy Ieland and kiww
We have partnerships with WorldPay, MVP Media Productions, Authorize.net First Data, Vantiv, WorldPay, Heartland as registered Agents to sell merchant accounts.
TechPay is a Mpos system and has many new Mobile Payment Systems in development worldwide.
TechPay can create a mobile Payment system for any retail business. Our system is based on QR codes so no new hardware, and can be used with any mobile device. Our system runs on AWS.
TechPay Mobile Payment Systems TM has invented SwiftPay TM
The first system is made for grocery stores and supermarkets.
This system took three and a half years and four and a half million dollars invested to build.
This document provides information about Knowlarity, a leading cloud communications provider. It discusses Knowlarity's flagship products SuperReceptionist and SmartIVR, which can process over a million calls per hour. Knowlarity has over 15,000 customers across 65+ countries and offers a suite of hosted products to make business telephony reliable and intelligent.
AI-Link is an Artificial Intelligence(AI)-powered technology company. It acts as your personal business operations advisor. With a proven history of managing multi-million pound projects we technologically enhance the growth of your business, increasing profit and liquidity. Revolutionise your brand; we engage with communities and inspire customer delight, turning customers into brand advocates. We create smart businesses that people trust.
This document provides an overview of key customer relationship management (CRM) concepts and the evolution of CRM systems. It discusses concepts like upselling, cross-selling, call routing, call scripting, personalization, and customer service support. It then outlines the history of CRM from the early use of paper records to modern cloud-based CRM solutions that incorporate automation, AI, and analytics. The document also discusses measuring and building customer loyalty through metrics like satisfaction levels, churn rate, lifetime value, and repeat purchase rates. Overall, the document serves as a high-level introduction to CRM strategies and technologies.
How to deliver digital-age customer experiences that set you apart from the competition?
Learn how to realize your organization's CRM potential, to acquire more customers and build customer loyalty.
2. of customers said that they only
made their purchase because
finance was available
of customers said that they would
have bought elsewhere if finance
was not available
72%
65%
59%
of customers said that they would
have postponed their purchase if
finance was not available
Finance Made Simple
Retail sales in the UK have seen
the longest period of year-on-
year growth since 2008. As the
economic climate continues
to improve, consumers are
becoming more confident in
their purchasing habits and are
planning to spend more.
The convergence of lending
and payments, combined with
rising consumer confidence has
created an exciting opportunity
for retailers to introduce new
credit payment solutions and
gain competitive advantage.
Customersexpectanexceptional
customer experience in every
interaction with your business,
none more so than when they
pay for their purchases. Too
Partnering with Pay4Later is
simple. Our powerful technology
integrates seamlessly, making
point of sale credit as easy to
manage as card payments. Our
multi-lender platform provides
you with the highest acceptance
rates and unique up-sell features
that help you attract new
customers, increase average
spend and grow your business.
much friction and they may
shop elsewhere. Pay4Later is
the fastest and easiest way to
offer finance. A modern platform
meticulously designed to deliver
a great customer experience
across all sales channels and
using any device.
Pay4Later - Retail 2
3. What sets Pay4Later
apart from the
Competition?
At its core, Pay4Later is a software platform
designed to make finance simple for lenders,
retailers and consumers. Through agile
development and a culture of innovation, we’re
transforming lending at the point of demand.
Our world class technology is developed
entirely in house by our team based in London,
the centre of the fintech revolution.
Complimenting our platform is our skilled and
experienced team of relationship managers and
support professionals, dedicated to providing
a fast, effective response and contributing to
your success.
Pay4Later - Retail 3
4. 0%
LENDER 1
LENDER 2
LENDER 3
4.9%
9.9%
14.9%
19.9%
Multi-tier + Multi-lender
Each lender has their own unique criteria on
which they base their lending decisions. Unlike
other point of sale finance providers, Pay4Later
has a unique digital lending platform connected
to multiple lenders, all of whom can consider
offering a range of different APR rates. This
means that customers can be considered by
more than one lender and at more than one rate
to maximise their chances of being accepted.
Your customer may apply for 0% interest free
finance, but because their credit score does
not match the lender’s requirements, they
are declined. With our multi-tier, multi-lender
platform, customers who would have previously
been declined are offered up to five alternative
finance products. The result? Higher acceptance
rates and fewer lost sales.
Pay4Later - Retail 4
5. Actual spend: £1500
Intended spend: £500
Shadow Limits
Our Shadow Limit feature is a fantastic up-sell
tool that works to maximise your average order
size. Suitable applicants are instantly offered a
higher borrowing limit once they’re approved for
finance, enabling them to upgrade to a superior
product or increase the value of purchase with
additional items.
A Shadow Limit offering may increase the amount
of credit available to your customer by up to three
times the amount originally applied for, giving
your staff the perfect opportunity to sell more,
maximising your profits.
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6. Fast-track Application on all Devices
Text
Fast-track Application
on all Devices
Customers expect a seamless journey throughout
the purchasing process. The experience they have
can determine if they purchase or not. Anything
that distracts from their experience or makes the
process too complicated can result in lost sales.
By integrating Pay4Later into your sales channels
you’re offering an exceptional purchasing
experience and a compelling reason to buy
from you. Our application form is optimised
for all devices including smartphones, so every
customer has a consistent experience. Customers
can save a password to apply faster next time - a
quicker and more convenient checkout option.
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7. Customer
purchases goods
and applies for
finance
Customer receives
finance decision in
under 4 seconds
Customer pays
deposit for goods
via Pay4Later
Customer leaves
shop with goods or
online retailer
dispatches goods
Pay4Later transmits
settlement file to
the lender
Lender settles your
bank account
10:00am 10:05am 10:06am 10:10am 00:15am
Midnight
11:00am
Customer’s first
direct debit
repayment to
lender
30 days later
Cashflow is enhanced and credit risk eliminated
Application & Settlement Process
Pay4Later - Retail 7
8. Finance Calculator Application Form Application Links
A potent sales tool that enables retailers to
proactively market and sell finance in-store,
simultaneously displaying up to 4 different
finance offers with easy fine-tuning of the
deposit and monthly repayments.
The Pay4Later Credit Application form is
simple for your customers to complete and
optimised for all devices. It can also be white
labelled with your company’s branding to
enable a seamless customer journey.
Using Application Links in Pay4Later
BackOffice, you can quickly and easily send
your customers expertly formatted finance
offer emails or SMS messages, complete with
your company’s branding.
Pay4Later - Retail 8
9. Pay4Later BackOffice hosts a range of exclusive
features including all the tools and reporting to
assist retailers in managing new and existing
clients all in one place.
Your team has the ability to create credit
applications as well as amend, cancel and verify
them. Data is displayed in real time, providing
up-to-date statistics, status updates and
notifications. There is also a range of training
modules and a live chat support solution,
perfect for training new team members or
solving any queries.
Retailer BackOffice
Pay4Later - Retail 9
10. We have been incredibly
impressed with Pay4Later’s
easy to use system, sales
have increased by 45% and
our margin has risen by 9%
“
”
Home Leisure Direct
11. The retail point of sale market in the UK is growing rapidly. Many of the UK’s largest retailers are now introducing consumer finance online and in-store,
with thousands of SME’s set to follow. Pay4Later works with over 1,000 retailers across a wide range of markets. Whether you sell furniture or jewellery,
electronics or white goods, we can help your business grow.
Retail Markets
77 Diamonds
Pay4Later - Retail 11
12. We understand that loyal customers are the key to
any successful business. We also understand that
the value of your brand can be greatly impacted
by the support we provide your customers.
That is why we make every effort to deliver the
highest level of support that we possibly can.
Our support team provides rapid assistance to
your customers and staff, seven days a week.
Our highly skilled Account Managers will be there
for you from initial implementation and training
to seeing your sales grow. You will get to know
them well. They will be your first point of contact
for any questions, can help arrange professional
services or coordinate other resources within
Pay4Later and our partner lenders.
The Pay4Later Team
Pay4Later - Retail 12
13. The BackOffice service and
one to one support provided
by Pay4Later is fantastic and
they’re always at the end of
the phone if we have a query.
“
”
Oak Furniture Solutions
Pay4Later - Retail 13
14. MONDAY
INTEGRATION
TUESDAY WEDNESDAY THURSDAY FRIDAY
Login details &
integration guide
are sent to you
IP address is
whitelisted and
integration questions
answered
Retailer’s developer
initiates work with
assistance from
Pay4Later support
Retailer’s developer
continues integration
and tests using
example data
Integration is finalised
by updating API key and
installation ID to ‘Live’
Pay4Later - Retail 14
15. Grow Your
Business Today
Pay4Later is the fastest and easiest way to
offer your customers finance, delivering an
exceptional customer experience, helping you
maximise sales and increase spend.
To open an account with Pay4Later please
make sure you meet the following criteria: Your
business will need a turnover of more than
£1Million, 2 years trading history and a positive
balance sheet. Tick all the boxes? Then give our
sales team a call on 0800 021 7150 or email us
at hello@pay4later.com.
Pay4Later - Retail 15
16. hello@pay4later.com
33 St Mary Axe
London, EC3A 8AG
0800 021 7150
Phone
Pay4Later is licensed and regulated by
the Financial Conduct Authority.
Email
Address
Pay4Later