This document summarizes a nationwide financing service for merchants. It offers 3-month, no-credit-needed payment plans for customers to increase sales. Merchants are funded in full within 48-72 hours, with no paperwork or customer applications. The service focuses on helping merchants access the large market of credit-challenged customers. It estimates that merchants lose 25 customers per week and $12,500 in monthly sales due to lack of financing options. The program debits customer payments electronically over 3 to 12 months while funding merchants upfront. It aims to boost traffic, sales, and cash flow for automotive, dental, home improvement and other merchants.

1. A Nationwide Service
Presented By: Brandon Hunter
Direct Contact: 317-565-7067
Email: brandonh@repcopro.com

2. A Huge Untapped Market
Over 60% of all Americans
are Cash or Credit
Challenged

3. A Huge Untapped Market
A recent CNN Money article quotes the
National Foundation for Credit Counseling
(NFCC)
64% of Americans don't have enough cash on
hand to handle a $1,000 emergency expense
Only 36% said they would tap their rainy day
funds for an emergency.

4. What People Are Saying
Testimonals
About Us!
“We’re also seeingoffer higher ticket for an option who
“Not are now ablehelpdental services services. Our average
“We only does it to give our customers bigger
can’t come up up 34% since we joinedstill bespread repair
amounts becausethe full amountcanthe program.” out
tick has gone with our patients to now able to
their vehicle. It also helps us uphappy satisfied with to
their payments. We are very sell additional services
Todd M. Advanced Auto Service
customers who want to make thethesedecision for up
the high approval rates given right hard difficult
keeping their car.”we live in plus A. AAMCO Transmissions.
economic times Tammie A. we love being funded
100% up front. Would we recommend this program?
Absolutely!
Cory R. DMD A.Z.
3/13/12

5. Our Focus
Helping The Merchant Access
This Huge Untapped Market
– Increase store traffic
– Up-selling opportunities
– Increase customer base
– Increase cash flow from lost sales
– No paperwork to keep track of
Reduces dependence on “Discount selling”
A Marketing Program not a finance program

6. Helping the Economy
One Business at a Time
Any Emergency Situation
Automotive / Tires Medical Doctor
Dentist
Sales Veterinarians
Funeral Homes
Auto Body Other emergency situations
Brakes
Tires
Transmission repair Home Purchases
Tune ups Appliances
Furniture
Home Improvement Bedding / Mattress purchase
Plus anything else to do with a
Carpeting / Flooring / Tile
homeowner
Kitchen & Bath
Plumbing / Heat/AC / Electrical
Roofing Other Approved Merchants
Painting Sporting Goods & associated products
Draperies Water Ski supplies
Landscaping Snow Board
Home exercise equipment Ski supplies
Guns & Ammo
Tattoo Parlors

7. No Credit Needed Program
3/6/12 Month Payment Plan
for Customers
The Merchant is funded in full in
48 to 72 hours
No customer application
Customer approval call takes 2–3 minutes
No recourse to the Merchant

8. Weekly Lost Sales Analysis
1) How many people don't bother coming into your 5
business because they don't have the money or the
credit?
2) How many times do customers leave after hearing the 8
price?
3) How many buyers have you turned away because their 4
credit was not approved?
4) Customers you could Up-Sell if you could offer NO 8
Credit NEEDED Financing?
Lost Customers Per Week: 25
x Average Sale: $ 500
Total Weekly Sales Lost: $ 12,500
Lost Revenues Per Month: $ 50,000

9. Plus Plan
No customer application
Customer approval call takes 2–3 minutes
Check writing history is key
7 out of 10 approved
• Valid Id
• Income source
• Checking account
Can have 5 NSF during last 12 months
Utility bills, car payment can’t be over 60 days

10. The Customer Pays
“10 & 10”
A Typical situation:
You add 10% & $10 to the sale
Average ticket $500
Costs the consumer $560 paid over 90 days
Your account is credited in full in 48 to 72 hours for
the sale amount made – in full
(Less the customer fees, added to the sale)

11. A Simple Electronic Process
Customer amount debited over 90/180/360 Days
Merchant credit in full in
48 hours
Scan the checks once and hold for 6 months.
Collection is not your problem.
c

12. What is the “Electronic Process?”
A patent pending software that allows you to
enter checks into the Federal Deposit Check
Cashing system.
• This codes the customers checks to your
business, and schedules your customers checks
to be debited from their checking account.
• This allows us to electronically purchase
customers checks from you, AND
• Enables us to provide your funds to you, in full,
in 48 hours.
And that’s what you would be expecting, right?

13. Additional Services
Check Guarantee up to $36,000
Check Guarantee is included with
every purchase

14. For More Information Contact
Presented By: Brandon Hunter
Direct Contact: 317-565-7067
Email: brandonh@repcopro.com