A curated list of selected financial education resources developed by Next Gen Personal Finance.

1. Next Gen Personal Finance (NGPF) Resources for Financial Education Programs
Curated by Barbara O’Neill, Ph.D., CFP®, Rutgers Cooperative Extension, oneill@aesop.rutgers.edu
March 2017
Time Value of Money
Data Crunch: Why You Should Invest When You Are Young:
https://docs.google.com/document/d/1xlClE_CVja9zzeBlKzhvQjAXxeyFBdhkRa2HUpmzZ58/edit
Data Crunch: When Should You Start Saving?
https://docs.google.com/document/d/1GVt104q32KI22ifAqty9SK2pJAeJMSNCkphypj_-ZMM/edit
Video: The Rule of 72 (Darden MBA): https://www.youtube.com/watch?v=12FsjiVzTMA&feature=youtube_gdata
Compound Interest
Data Crunch: Why Should You Start Saving at a Young Age?
https://docs.google.com/document/d/1aImgbkRkIQQ0lW56GslaU3QTKPGaA_1kTuxdf1ImTGc/edit
Video: What is Compound Interest? (Discussion About Giving Children the Potential to Be a Millionaire With a $3,000 Gift as
a Young Adult): https://www.youtube.com/watch?v=lT192lPlUcY&feature=youtube_gdata
Question of the Day: How Much Would I Need to Save Monthly to Have $1 Million When I Retire?
https://docs.google.com/presentation/d/1yHOP3ldFc2mFqxpFHxDgNJErixW2_OIJrJrEQ6tDQDU/edit#slide=id.g182b95dc80_0_6
Inflation
Video: Explaining Inflation (Wall Street Survivor): https://www.youtube.com/watch?v=WKZvm_fqYRM
General Financial Planning
Video: All the Finance Advice You Need Should Fit on an Index Card (Ten Financial Rules for Financial Success):
http://nextgenpersonalfinance.org/activity-update-all-the-finance-advice-you-need-should-fit-on-an-index-card/
Video: Financial Literacy Review (Overview of Seven Key Personal Finance Topics):
https://www.youtube.com/watch?v=HrZ2zx4gVDw
Case Study: Car, Home, Retirement: What’s My Plan? (Describes Financial Goal-Setting and Action Steps):
https://docs.google.com/document/d/12PNJcGVRtdlpXk-XOTT3r1fdf3XGOs4RhUtbQr4f0z8/edit
Blog: Writing Assignment: Write a Letter to a Friend/Sibling/Parent to Give Financial Advice:
http://nextgenpersonalfinance.org/writing-assignment-write-a-letter-to-a-friendsiblingparent-to-give-financial-advice/
Blog: Time Launches Coinage, A Video-First Site Dedicated to Personal Finance (Includes Video Samples):
http://nextgenpersonalfinance.org/time-launches-coinage-video-first-site-dedicated-personal-finance/ Credit Score Video:
https://www.wavepost.net/apz3n Super Bowl Video (Illustration of Income Taxes Paid by Super Bowl Winners):
https://www.wavepost.net/E6y7H High-End House Flipping: https://www.wavepost.net/E6R23
Budgeting
Data Crunch: What’s the Average College Budget?
https://docs.google.com/document/d/1mhSo5GsCdcpGoEvdsNJ57lWBQyL5Cj1YAJaR9fx7CUI/edit

2. Video: What Can High School Students Teach Us About Budgeting? (4 Separate Videos):
http://nextgenpersonalfinance.org/video-resource-what-can-high-school-students-teach-us-about-budgeting/
Question of the Day: What Percentage of 18-34 Year Olds Are Living With their Parents?
https://docs.google.com/presentation/d/1RgiqeOwXdA6_HsyjhTyKhq1S51tB3GOj0kInQsItLh4/edit#slide=id.g99918596f_0_141
Question of the Day: How Does the Cost of Living Vary by State?
https://docs.google.com/presentation/d/1SsFSB_U7exBuwl2TsDDheybUMmyN3Gk4FPB8lTDoHvs/edit#slide=id.g99918596f_0_129
Case Study: How Do I Budget? (Friend Providing Budgeting Advice):
https://docs.google.com/document/d/1MVu3jSbPKHwTzAFE_MZxQ4INGXp17YEU5_EoOdsPpiI/edit
Project Bank: Rein in Your Wants (Tracking and Analyzing Expenses):
https://docs.google.com/document/d/18sJzhGUcGy7UwilTDcXMdkqN0Nj474j0dv-_ded4bTk/edit
Interactive Activity: Roleplay: Living Paycheck to Paycheck:
https://docs.google.com/document/d/1phvcH9Ln_UOPjX_W32gU6dfKxFfJVCxzvdsT_f7C_U0/edit
Interactive Activity: Determining Your Budget (Online Calculator with Specific Amounts and Categories):
http://nextgenpersonalfinance.org/interactive-library/
Payment Methods
Data Crunch: What Are the Trends in Non-Cash Payments?: https://docs.google.com/document/d/1-
tnNxHGfzMWTtll2925YcYPOYwKGODCCjfLOUtoV2gk/edit
Question of the Day: What Percent of Millennials Are Comfortable Carrying No Cash With Them?
https://docs.google.com/presentation/d/1-2R_jszVMwlVW2mUvrnPM-EFo6GqhIpRIK9z1LfuinE/edit#slide=id.g1821408edd_0_6
Question of the Day: How Do People Pay for Things? https://docs.google.com/presentation/d/1e6qcFBx6K-
UNpXmzllpGalXKgU4t4XoNspucTFeUJ24/edit#slide=id.g18210699ce_1_15
Project Bank: Payment Decisions (Cash Check, Debit Card, Prepaid Card, Person-to-Person Payment with Six Scenarios):
https://docs.google.com/document/d/19nvtLzABLsBKD4dr-CxpYgHtDJgit95d5rMAE2M1Gzc/edit
Blog: Are You Comfortable Not Carrying Any Cash With You? (Graphic to Use as a Springboard for Discussion):
http://nextgenpersonalfinance.org/2016/08/
Cash Flow/Spending (General)
Data Crunch: What Does the Average Household Spend Money On?:
https://docs.google.com/document/d/1b8X0QteKIt3ZtE76z6zI4Wb8tNJt4cLutGOmAIMm7xU/edit
Data Crunch: Why Are Young People Saving Less? https://docs.google.com/document/d/1Tq5mzamNBZ5TqIaJhsivUsne-
hBYeJscxpf7w-ai05I/edit
Video: Living Paycheck to Paycheck (Television News Report That Profiles Real People; Offers Tips to Make Ends Meet):
https://www.youtube.com/watch?v=PrIZ0IlGdZ4
Video: Living Paycheck to Paycheck (The New York Times; 5-Minute Profile of a Family Living on the Financial Edge):
https://www.youtube.com/watch?v=45Ouqrnku2g
Question of the Day: Groceries or Restaurants: Where are Americans Spending Their Money?:
https://docs.google.com/presentation/d/19dVfSUIsFTpXskOlYtaOBpnOQMKhVGGQmdgrM7CK6WY/edit#slide=id.g1641439941_0_35

3. Interactive Activity: It Costs What? (Online What’s Up in Finance? Simulation Activity with Scenarios to Compare
Purchasing Decisions Using Credit):
http://www.thirteen.org/finance/games/itcostswhat_casefiles1.html?submit=Start+your+investigation
Blog: Writing Reflection: What Were the Last Ten Things You Purchased? (Include Item Description, Dollar Amount, Payment
Type, and Context/Motivation): http://nextgenpersonalfinance.org/2015/10/
Spending Decisions-Personal
Video: How Do Couples Handle Their Finances (Video Interviews with Real People): http://time.com/money/2791671/video-
couples-money-mannes-on-the-street/
Interactive Activity: How Does Your Food Spending Stack Up? (Mother Jones Comparison to Large City Food Costs);
http://www.motherjones.com/environment/2012/01/calculator-food-spending-budget-frugal
Interactive Activity: What Kind of Spender Are You? (Links to a Five-Question Quiz): http://themint.org/kids/what-kind-of-
spender-are-you.html PDF Version with an Explanation of Spending Categories:
http://www.themint.org/pdf/activity_Spender_Challenge.pdf
Blog: How Much Do Consumers Spend Annually on Product Warranties? http://nextgenpersonalfinance.org/question-much-
consumers-spend-annually-product-warranties/
Blog: Question: Experiences or Things? What Do You Enjoy More? http://nextgenpersonalfinance.org/question-experiences-
things-enjoy/
Blog: Venn Diagram Activity About Online Spending Habits: http://nextgenpersonalfinance.org/spending-moves-online/
Net Worth
Video: How to Calculate Your Net Worth (Whiteboard Video With a Math Calculation) (Money School):
https://www.youtube.com/watch?v=KhSnNtdYR9Y&feature=youtu.be
Emergency Funds
Data Crunch: Where Do Households Go When They Need $2,000?:
https://docs.google.com/document/d/1AeXZ7DJWPlhAUGqg9RQsnwL1WLPZdMjooz78iEygOXk/edit#
Data Crunch: How “Financially Prepared” Are Americans?
https://docs.google.com/document/d/1HbmnZvRPdXkFqCT_1yh4oQfC4DzKo9ykQuUULojo-8Y/edit
Video: 3 Things You Need to Know About an Emergency Fund (Fidelity): https://www.youtube.com/watch?v=tlE7Pwx5Ehg
Question of the Day: What Percentage of Americans Have Less Than $400 in an Emergency Fund?
https://docs.google.com/presentation/d/1VwxRBDqo7OBNeEKTVrQvqS8Xotl9lLmn0-UhUYKjsPc/edit#slide=id.g182c05ddda_0_12
Goal-Setting
Video: SMART Goals-Quick Overview (Whiteboard Video): https://www.youtube.com/watch?v=1-SvuFIQjK8
Video: Achieve More by Setting SMART Goals (Flikli): https://www.youtube.com/watch?v=yA53yhiOe04
Video: Financial Goals (OSU Extension): https://www.youtube.com/watch?v=Q-rn09n8bvw&feature=youtube_gdata
Project Bank: Travel Costs for a Vacation (Describes Researching Options and Setting Travel Goals):
https://docs.google.com/document/d/1SUbHq42iAhlG491xhV5dBRwrEUUBj6MpstXQCUEcu6s/edit

4. Income Taxes
Data Crunch: How Much Do You Expect to Get From Your Tax Return?
https://docs.google.com/document/d/1Bc1jSsGF2r2DXzRj3BEs0t8A1Y99kLChFq8430LNL9g/edit
Video: Taxation Nation (Cute Cartoon and Background Song That Explains the History and Features of the U.S. Tax Code):
https://wetheeconomy.com/films/taxation-nation/ and http://nextgenpersonalfinance.org/video-resource-just-in-time-for-april-
15th-taxation-nation/
Video: Where Do Our Tax Dollars Go? (Fast-Paced Video That Describes Government Spending Interspersed with Video
Clips of Real People): https://wetheeconomy.com/films/your-tax-dollars-at-work/ and http://nextgenpersonalfinance.org/video-
resource-where-do-our-tax-dollars-go/
Video: If Paychecks Could Talk (Cartoon Illustration of Federal Government Spending of Income Tax Dollars):
https://drive.google.com/file/d/0B92Hw_-gwY4qRnBlRDNuZFRTR2s/view
Video: Teens’n Taxes: What’s a W-4 Form? (Geared for Teens): https://www.youtube.com/watch?v=oKLtwk_Jh6o
Video: Teens’n Taxes: What’s a W-2 Form? (Geared for Teens): https://www.youtube.com/watch?v=-2JGlKoTrsQ
Video: Ways to File Your Taxes (ManillaVideos) (Discusses the Pros and Cons of Three Strategies to File: Paper Filing, Tax
Preparation Software, and Paid Professional Preparers): https://www.youtube.com/watch?v=IdmRkK6luvE
The Fine Print: Understanding the W-2 Form: https://docs.google.com/document/d/1e-
qkylp0fLSWiaECWU5oNUI5bNPGmm33KVQqqUVCCak/edit
The Fine Print: Filling Out Your W-4 Form:
https://docs.google.com/document/d/1ghxZ4QVQwv90bx1X76mPEiFmQfrMhzUJj6o9M7uttpU/edit
Interactive Activity: Simulations: The Hows of Taxes (Links to 20 Different Simulations on an IRS Web Site):
https://apps.irs.gov/app/understandingTaxes/student/simulations.jsp.
Checking Accounts
Data Crunch: Why do Millennials Switch Checking Accounts? https://docs.google.com/document/d/1ER-
vqkdTIpqpbCtQONiF1_VbvZ8wEyG4YxaCtLIRggU/edit
Data Crunch: How Do Consumers Access Their Checking Accounts?:
https://docs.google.com/document/d/1zt7x8MJnuq5PuTr6DZovyyqwV3Vuc4kpZQUCeDfPvU4/edit
Data Crunch: What Are Trends With Checking Account Fees?
https://docs.google.com/document/d/1SmASWym2PpJDcqtixofvcCXp4aOSQJ4gxfC7Z9Uv5l4/edit
Video: Bank Overdraft Fees (Consumer Reports):
http://www.consumerreports.org/video/view/money/banking/1674383787001/bank-overdraft-fees/
The Fine Print: Reading the Fine Print of Your Checking Account:
https://docs.google.com/document/d/1bg9S3bvhhZfB17JZEVjyWMWK3_-WZWQYqbOLeV6FFBE/edit
Question of the Day: What is the Average Annual Cost of a Checking Account?
https://docs.google.com/presentation/d/1qV5lORHQ3ujTMPXDOLbYnlsNDgYIv5OsXbQ-_D-WQrI/edit#slide=id.g18210699ce_1_0
Project Bank: Checking Account vs. Check Cashing Service (Five Different Projects):
https://docs.google.com/document/d/1bSi7NxULEZDQOfhpGenq5HYTVcPmIpGxXPhnzZ9lPeU/edit

5. Blog: Question: What Percentage of Millennials Write Checks? (Answer: 42%; Take-Away: Still Need to Teach “Old-School”
Check-Writing Skills); http://nextgenpersonalfinance.org/question-percentage-millennials-write-checks/
Blog: Question: How Do Banks Make Money Off Free Checking Accounts? (Teaches About the Spread Between Savings
Interest and Borrowing Interest): http://nextgenpersonalfinance.org/question-banks-make-money-off-free-checking-accounts/
Debit Cards
Video: Credit vs. Debit Cards: The Differences (Bellco Credit Union): https://www.youtube.com/watch?v=B9WZyWaGa50
Blog: Best Prepaid Debit Cards for You (Bankrate): http://www.bankrate.com/banking/find-the-best-prepaid-debit-card-for-you/
Savings
Data Crunch: What is the U.S. Savings Rate? https://docs.google.com/document/d/1-
iL1hwMz1OpkXKLceXZ2VU4SRHrSaBnGn8nM9iIUTFQ/edit
Video: Automatic Savings or Manually Save? (Bankrate): http://www.bankrate.com/finance/video/saving-money/automatic-
savings-or-manually-save.aspx.
Video: Savings Has Its Benefits (Example of a Student-Created Personal Finance Video That Promotes Savings):
https://www.youtube.com/watch?v=aug9UxeUwLU&feature=youtube_gdata
Video: You Ain’t Saved Nothin’ Yet (Parody of the Rock Song You Ain’t Seen Nothin’ Yet):
http://nextgenpersonalfinance.org/you-aint-saved-nothin-yet-a-credit-card-classic-rock-parody/
Question of the Day: What is the U.S. Personal Savings Rate? https://docs.google.com/presentation/d/15Q_ctvWWga-
LzQyNNJniFqn-Cj0JUqqtHY2VQlbG12s/edit#slide=id.g182c32055d_0_6
Project Bank: Presenting Savings! (Researching and Presenting Ways to Save Money):
https://docs.google.com/document/d/1K6sD85r-KSzqAdb6ha6HWXPgMij1Um4pWimNM3ZIZSo/edit
Project Bank: Use a PSA to Inspire Saving:
https://docs.google.com/document/d/1Tnd7yiSLrffci_XExPb0dYgnnzha4sWaDg8ud3MARZU/edit
Blog; Students Learn to Save (Includes Samples of Posters and Videos About Saving Created by Students):
http://nextgenpersonalfinance.org/sue-suttichs-students-learn-save/
Blog: Looking to Save Money…Start With a Small Step (Includes Strategies to Save Money and Financial Goal-Setting):
http://nextgenpersonalfinance.org/looking-save-money-start-small-step/
Savings Accounts
Project Bank: Create a Savings Account Marketing Campaign (Marketing Budget, Artwork, Commercial):
https://docs.google.com/document/d/1euNkPFHkEvZu-RjHXKLKR2UYAYZWb7L3TVtN_6zCVGc/edit
Project Bank: Savings Account Analysis (Compare Account Characteristics):
https://docs.google.com/document/d/1ZmCFZ8bTxWkgya8UVKCCdb8dPCoEUYiBoOkDlh7QWrk/edit
Bank Accounts (General)
Video: FDIC Song (Good Example of a Student-Created Personal Finance Video; Set to the Music of Eight Days A Week):
https://www.youtube.com/watch?v=mdwwpnNQKaM

6. Video: Bank Accounts (Describes the Decision-Making Criteria Used by a Consumer Named Sarah to Select a Bank) (Federal
Trade Commission): https://www.youtube.com/watch?v=VWMJiOrDPmY
Case Study: Bank on This (Includes Comparing Checking Account Options): https://docs.google.com/document/d/1tKCe-
jHzdbd8P2JYH0NzeE2V0Uzy155HFHDT5t-cJQM/edit
Project Bank: Bank Reviews (Positive and Negative Feedback):
https://docs.google.com/document/d/18Rz6GJPlLfqpzVTTuj_VI5OIbLOrZdETONZHY6wfCCo/edit
Project Bank: Online Tools and Apps (Five Projects That Involve Testing Out Banking Apps):
https://docs.google.com/document/d/1cDbhRuhrjsSeAvSCGSInuPtUB4JTwh0Ow5n6nTo28UA/edit
Interactive Activity: Roleplay: Conduct Online Banking (Use an Online Banking Simulator to Answer Questions):
http://www.moneymatterstome.co.uk/1-What-Money-Is-and-Money-Exchange/Sub1/Banking-onlinebankingsimulator.htm
Interactive Activity: ATM Games (Simulation Game from University of California Extension):
http://moneytalks4teens.ucanr.edu/games.cfm?std=25
Interactive Activity: Basic Banking Activities (Collection of Interactive Activities for Using an ATM, Writing a Check,
Depositing a Check, Making a Debit Card Payment, and Paying Bills):
https://docs.google.com/document/d/1noJcAwNKKFmApzC9cwB4clFmqCphPAsjEVOrCRfjGS0/edit#heading=h.69e3kzz80okk
Blog: Bank Matchmaker Tool (MONEY) (Asks about State of Residence, Banking Priorities, and Account Balances):
http://time.com/money/page/money-bank-selector/
Installment Loans/Home Equity Loans
Video: Loan Basics (Cartoon Video with a Surfer and Sun Bather Discussing Loans) (Affinity CU):
https://www.youtube.com/watch?v=GD4hI8govQE&feature=youtu.be
Video: Understanding How Loan Payments Work (Television News Segment): http://fox4kc.com/2012/10/29/understanding-
how-loan-payments-work/#ooid=N4bDVmNjpd0FkxJuLUFcYQ0qBncJEVGf
Video: What is a Home Equity Loan? (Discover): https://www.discover.com/home-equity-loans/video/what-is-a-home-equity-loan/
Interactive Activity: Apply for a Personal Loan (Uses a Credit Union Online Application Form):
https://docs.google.com/document/d/12JlogpM0oLMM_yz8OUqXFo8ZTRtvIWheVqjK79LD_Ak/edit
Co-Signing a Loan/Lending Money to Others
Video: What to Do When Friends or Family Ask for Money: https://www.youtube.com/watch?v=-B_lNriF6Lw&feature=youtu.be
Payday Loans, Car Title Loans, and Predatory Lending
Data Crunch: How Often Do Payday Loan Borrowers Use Them in a Year?
https://docs.google.com/document/d/1oqhK6Q8O6wbTRgvAxYyz_M7cAjtb6Ql-bWsXeOT0I-o/edit
Video: Car Title Loans: Onerous, Not Dangerous (The Street): https://www.youtube.com/watch?v=n0QaYtuOj0E
Video: The Payday Lending Show (7-Minute Skit About Payday Lending Store Employees That Illustrates the High Cost of
Payday Loans): https://www.youtube.com/watch?v=0lnXz14Uoi4
Video: Payday Loans-And How to Fix Them (Pew): https://www.youtube.com/watch?v=iisNbTAF9U4

7. Video: Predatory Lending (Humorous HBO Last Week Tonight with John Oliver Segment About Payday Loans, WARNING:
The Video Contains Some “Colorful” Language That May be Unsuitable for Public and Youth Programs, 16 Minutes):
https://www.youtube.com/watch?v=PDylgzybWAw
Credit Card Use
Data Crunch: Who Has Credit Cards (By Age Range):
https://docs.google.com/document/d/170znpcLfVahk3H7O4GqbS1u124ABMvuxsvc4DD3X0kM/edit
Data Crunch: How Much Does Credit Card Debt Vary by Age?:
https://docs.google.com/document/d/1LcYwZIXZf1AC0i7v3I6sJEumCt9xZBsAXu8OSAYbx7Y/edit
Data Crunch: What Percentage of College Students Have Credit Cards?:
https://docs.google.com/document/d/1kuDDY2gYl57ascIg2lhUk5kJ0nTSXD81dy4icbo_23E/edit
Video: How to Maximize Your Credit Card Rewards (credit.com): https://www.youtube.com/watch?v=ojgPjSzZmj0
Question of the Day: How Do People Decide What Credit Card to Get?:
https://docs.google.com/presentation/d/1MsLywY5L2i5lgHs-AC7rQVODJyio0pjWu9fkbOEP7OA/edit#slide=id.g1641439941_0_35
Question of the Day: Why Do So Few Millennials Have Credit Cards?:
https://docs.google.com/presentation/d/1yuEBSW0u4UwukdzNouqB7UpFisCxVNfkkRh3pk_X4M0/edit#slide=id.g99918596f_0_141
Interactive Activity: What Interest Rates Are People Paying On Their Credit Cards? (Analyzing a Chart):
http://nextgenpersonalfinance.org/interactive-what-interest-rate-are-people-paying-on-their-credit-cards/
Blog: Question: How Much Are the “Big 5” Credit Card Companies Spending on Rewards Programs? (Compares 2010 and
2016 Data): http://nextgenpersonalfinance.org/question-much-big-5-credit-card-companies-spending-rewards-programs/
Credit Cards (General)
Video: Can Secured Credit Cards Help Rebuild Credit? https://wallethub.com/edu/secured-cards/19575/
Video: Benefits of Having a Credit Card (Creditcards.com):
https://www.youtube.com/watch?v=IUuYUjxZL28&feature=youtube_gdata
Video: A Brief History of Credit Cards (&Orange Motion Design): https://vimeo.com/125349833
Case Study: Gimme Some Credit (Credit Card Comparison): https://docs.google.com/document/d/1F-
DEiiHwdBxt2oZokuAip6bnwBuGNl9RlD_fj2_RZog/edit
Project Bank: Budgeting for Your Credit Card Payments (Debt Repayment Scenarios):
https://docs.google.com/document/d/1kem-PXIw7b2PNefL9Zvky40dzgLyQxZ-rE5Zd0gh0Dw/edit
Project Bank: Store Credit Cards (Online Research):
https://docs.google.com/document/d/1KqYbkVMZ8b2ZCqPeoKk4GBZoAF11yVXUZlw-qri0RK8/edit
Blog: 2016 Credit Card Rewards Report: https://wallethub.com/edu/credit-card-rewards-study/25817/
Blog: Question: What’s the Average APR on Credit Cards in the U.S.? (Ask Students to Explain Why Rates are Increasing;
e.g., Expensive Rewards Card Programs): http://nextgenpersonalfinance.org/whats-average-p-r-credit-cards-u-s/
Blog: What Percentage of 18-22 Year Old’s Credit Applications Are Declined? (Statistics for ages 18-22, 23-27, and 28-32):
http://nextgenpersonalfinance.org/percentage-18-22-year-olds-credit-applications-declined/

8. Credit Card Documents
Video: Reading a Schumer Box (Adrienne Fowler): https://www.youtube.com/watch?v=dLdQqoIYDFI
The Fine Print: Deciphering Your Credit Card Agreement:
https://docs.google.com/document/d/1RTS2CTPiUxbewhd1aPd4ud_DtuTqxwgCZV8g_SvzwA0/edit
The Fine Print: Deciphering Your Credit Card Statement:
https://docs.google.com/document/d/16cPkOsAJ1fSTzEKlbKykq6uHplWgjX7XmSOKNOiweho/edit
Credit Scores
Data Crunch: How Do Credit Utilization Rates Vary by Credit Score?:
https://docs.google.com/document/d/1I_B1Np1eGZBa9uj0d-Yv-UdprIvQOIa0TBiHEkLTn_Q/edit
Data Crunch: How Often Do You Check Your Credit Score or Report?
https://docs.google.com/document/d/14dDvkFht1itfqTrMszKwy7vmbbj1cB9ctswhtsH3j64/edit
Data Crunch: How Much Does Your Credit Score Impact Your Interest Rate? https://docs.google.com/document/d/1Wnr2p-
8tgTURBrBeMGEuC4ttEFZjj1gFOPJ_iQ-0WSM/edit
Data Crunch: What is the Average Credit Score by Age?
https://docs.google.com/document/d/1s1a39FHyRAyWuQ7sXKayrHR6g9QWDcvZXVElKsIVWXA/edit
Video: What Goes Into FICO Scores?: https://vimeo.com/121931995
Case Study: A Tale of Two Credit Scores (Credit Profile Comparison and Improvement Strategies);
https://docs.google.com/document/d/1fYV9kAKWNfh51khduc9ogWyDN__BPOs94jull-ToEhg/edit
Project Bank: Craft a Credit Score Game (Could Use Format for ANY Topic: Board Game, Card Game, or Trivia Game):
https://docs.google.com/document/d/1KXSoI1UPgJ-Rhl-2UHYScj97_mTGWgE_yP85xVdoZrI/edit
Interactive Activity: FICO Score Simulator (Links Directly to Simulator on MyFICO.com Web Site):
https://www.myfico.com/FICOCreditScoreEstimator/Estimator.aspx
Blog: Calculate: Impact of Credit Score on Loans: https://docs.google.com/document/d/1BIMclwi_3YN1xOH-
6Uw8feJHBzCPsWVJBB4OqwgKKfI/edit
Blog: Free FICO Scores From Experian (Provides an Update on Sources of Free Credit Scores):
http://nextgenpersonalfinance.org/free-fico-scores-experian/
Credit Reports
Data Crunch: Which Late Bills Tend to Show Up Most Frequently on Credit Reports?:
https://docs.google.com/document/d/1p3MKs7G5yHjeZjJvEYFKgleD2DZ2WrY-mE4d4LkMewc/edit
Video: Understanding Your Credit Report (Fair Isaac): https://www.youtube.com/watch?v=kWgLooCkgx4
Video: Credit Report vs. Credit Score (Clean Slate Credit Solutions): https://www.youtube.com/watch?v=YM95B_gnygw
Video: Fix Your Credit Report and Dispute Errors (TransUnion):
https://www.youtube.com/watch?v=sWpGMkZFy90&nohtml5=False
Video: Your Source for a Truly Free Credit Report? AnnualCreditReport.com: https://www.consumer.ftc.gov/media/video-
0060-your-source-truly-free-credit-report-annualcreditreportcom

9. The Fine Print: Reading Your Credit Report:
https://docs.google.com/document/d/1riSX2d9vZTwRKmZC7VMK4imYQbY0qsI_fk-011AYzNw/edit
Blog: What’s the Catch? Purchase 3 Bureau Reports (Shows a Site that Charges $39.95 for Reports That People Can Get For
Free): http://nextgenpersonalfinance.org/whats-catch-purchase-3-bureau-reports/
Credit and Debt
Video: Credit Card Debt Explained (Uses Tanks of Water to Explain the Debt Repayment Process) (KQED):
https://www.youtube.com/watch?v=L5qlbISOAGA
Video: What Are Interest Rates? (Wall Street Survivor):
https://www.youtube.com/watch?v=GHHesANT6OM&feature=youtube_gdata
Video: The Debt Trap (7-Minute Profile of an Indebted Woman in 2008 by The New York Times):
https://www.youtube.com/watch?v=b-uPoX-1tKU&feature=em-subs_digest-vrecs
Video: Couple Drowned by Debt on the Cusp of Retirement (4-Minute Profile of an Indebted Couple by CNBC):
https://www.youtube.com/watch?v=hu9zH9CRQHo
Video: The Debt Project (≈ 6-Minute Video That Profiles People in Debt): http://thedebtproject.net/film
Blog: The Debt Project Stories: http://thedebtproject.net/debt-stories and Learning Activity (Students Pick Out Common
Patterns Among Drawings by Indebted People): http://nextgenpersonalfinance.org/2015/06/
Blog: Lifetime Cost of Debt Calculator (credit.com): https://www.credit.com/tools/lifetime-cost-of-debt/
Debt Repayment
Video: Getting Out of Debt (Explanation of Debt Reduction Using Balls of Playdough to “Crush” Debt):
https://www.youtube.com/watch?v=FeolkP0nYGM&feature=youtu.be
Case Study: Get Me Out of My Debt Dungeon! (Comparison of Strategies to Deal with Debt):
https://docs.google.com/document/d/1kpZBcNgWEJauEHnaPfi8-qlfu5wqh8wXx2tanIpoNyQ/edit
Project Bank: Do It Yourself Debt Relief (Cash Flow and Debt Repayment Analysis):
https://docs.google.com/document/d/1NPj8Sf5XUcZFi3RmTafs3vgPoNHqszB3NY1Af_vv3YU/edit
Identity Theft/Fraud
Video: Identity Theft Victim Confronts Couple (Profile of an Identity Theft Victim):
http://losangeles.cbslocal.com/2016/03/07/identity-theft-victim-confronts-couple-she-alleges-racked-up-thousands-using-her-credit/
Video: 5 Ways to Avoid Credit Card Fraud (ESET): https://www.youtube.com/watch?v=wt_tacAtM_8
Video: What is Two-Factor Authentication? (2FA): https://www.youtube.com/watch?v=0mvCeNsTa1g
Video: Credit Card Skimmers Found on ATMs at Mall: http://kdvr.com/2015/03/31/credit-card-skimmers-found-on-3-atms-at-
park-meadows-mall/
Video: Dunkin Donuts Credit Card Scheme (Describes a Dishonest Employee Who Used a Skimming Machine to Steal Credit
Card Data from DD Patrons): http://www.wfmz.com/news/berks/police-find-more-victims-in-dunkin-donuts-credit-card-
scheme_20160530032857348/20446286
Video: The Common Password Mistakes We ALL Make (ESET): https://www.youtube.com/watch?v=F4cJDo178wI

10. Question of the Day: What is the Value of a Stolen Credit Card Number?
https://docs.google.com/presentation/d/13ljKrSMftvRwTyAznpDtZ4XDa-Upvv8LP1wI4-Mb_WM/edit#slide=id.g18269426db_0_13
Interactive Activity: Have You Been Hacked? (Links to a New York Times Online Activity):
http://nextgenpersonalfinance.org/interactive-have-you-been-hacked/
Blog: Question: What are the 10 Most Popular Passwords? http://nextgenpersonalfinance.org/question-ten-popular-passwords/
Phishing
Data Crunch: Is It Easy to Get a Loan? https://docs.google.com/document/d/127vVtTetjfW3XWqRxz--
1CLPhbmdVUcPTzKq4p4_2lw/edit
Buying a Car
Project Bank: Buying a Used Car (Two Scenarios, Each With a Comparison of Three Cars):
https://docs.google.com/document/d/1pPKnfDSg3NgIAQadloX6EfNXzR5Skg2qP4U8V5YAloc/edit
Video: Paying Your Car Loan (NLAMassachusetts): https://www.youtube.com/watch?v=mrZxw6YpWa0 (Federal Trade
Commission): https://www.youtube.com/watch?v=L4ucWh9jJbk
Leasing a Car
Video: Loan vs. Lease How-to Video (NewCars) (Comparison of Pros and Cons of Buying and Leasing a Car):
https://vimeo.com/16945480
Renting a Home
Project Bank: Budgeting With Roommates: https://docs.google.com/document/d/1zoJdK5AvfkBWsiLhnD-LLO8-
acAQw8VkjpoZqho_MGA/edit
Interactive Activity: Is it Better to Rent or Own? (Links to New York Times Calculator):
https://www.nytimes.com/interactive/2014/upshot/buy-rent-calculator.html?_r=0
Buying a Home
Video: Understanding Home Buying: The Mortgage Process (Quicken Loans):
https://www.youtube.com/watch?v=mfUgyLRxZRs
Video: Mortgage Basics (Investopedia): http://www.investopedia.com/video/play/understanding-your-mortgage/
Video: Understanding Adjustable Rate Mortgages (ARMs) (Quicken Loans):
https://www.quickenloans.com/blog/understanding-adjustable-rate-mortgages-arms
Question of the Day: What Percentage of U.S. Households Owns a Home? https://docs.google.com/presentation/d/1bMNO0j-
CT-2Ziw1-URoZq8ACOFwsz3QlSa1nD_bBatk/edit#slide=id.g99918596f_0_141
Project Bank: Should You Pay Off Your Mortgage Early? (Uses a Point/Counterpoint Format):
https://docs.google.com/document/d/1L9F0UZKIqBhg31hxx1Z0V9kD0l8ihuu9-jCeJjIPZJY/edit
Insurance (General)
Video: Talking about Risk (Scholastic): http://www.scholastic.com/nextgeneration/videos.htm/
Video: Insurance Fraud: The $80 Billion Cost of Lying (Insurance Quotes): https://www.youtube.com/watch?v=ysk5S6JVy2o

11. Renters Insurance
Video: Renters Insurance: Mr. Insured and Mr. Uninsured: https://www.youtube.com/watch?v=2hSSoCti1KI
Auto Insurance
Data Crunch: How Much Do Auto Insurance Rates Vary by Age?:
https://docs.google.com/document/d/1sgTUFbCvNyUbEyAiIiUNsXIAxX9PD4OSoACjt0xzczE/edit
Video: Understanding 5 Types of Car Insurance Coverage (First Quote Insurance): https://www.youtube.com/watch?v=-
Zr63hTicTU
The Fine Print: Reading Your Auto Insurance Policy:
https://docs.google.com/document/d/1ppXM5kOr8h5YyZs9ka2lyqDmvqVkQVF5bbDGg_nRDXQ/edit
Blog: Question: How Much Does Bad Credit Cost You With Auto Insurance? (Consumer Reports Says $2,090 for a Two- Car
Couple with Poor Credit): http://nextgenpersonalfinance.org/question-much-bad-credit-cost-auto-insurance/
Health Insurance
Data Crunch: How Does the Cost of Health Insurance Premiums Vary by Age?
https://docs.google.com/document/d/13kyHDBg91oCZUzmWip7PRCi9CUmFDmg89d1kXHBkuLM/edit
Video: Health Savings Account (HSA) Overview (ConnectYourCare): https://www.youtube.com/watch?v=NsPJ2Uase2w
Video: What is an HSA? (PlanSource): https://www.youtube.com/watch?v=nc9_dc4Zz0M
The Fine Print: Analyzing Your Health Benefits Form:
https://docs.google.com/document/d/1Lo8IX6IyW1HDkYvDcNrloBrOs8M5qxW6oBFQfBAZotI/edit
Project Bank: Calculate Your Medical Expenses (Two Plans, Two Scenarios): https://docs.google.com/document/d/1u-
9KcmULkKwRdNo5_0n7HtpBPTjCWBDBNwN0SiD0vfY/edit
Investing Basics
Data Crunch: What’s the Difference Between Investing and Gambling?
https://docs.google.com/document/d/1YYChhNxpRS01cg6AQzMTkEpSqSkRWwl6l-gEm8WovKU/edit
Data Crunch: What Have Stock Market Returns Been Over Ninety Years?
https://docs.google.com/document/d/1FENWIfOp0wMrC-DiXn86uYj2J0BA2WMQGXIIU9ZnLus/edit
Data Crunch: What’s Been the Best Investment Since 1926? https://docs.google.com/document/d/1tS_FCldustiBt7-9cF-
bpx2unZ4dSWUfVhOa4lvsbsk/edit
Data Crunch: How Has the Average Investor Done Over the Past 20 Years? https://docs.google.com/document/d/13T7-
2S9Emr0hM0dgMITTtkw5kaRutgZLsS_Q0l-hhu0/edit
Video: The Power of Diversification (E*Trade): https://www.youtube.com/watch?v=pNO3Rmmezc0&feature=youtu.be
Project Bank: Why Don’t People Invest (Interview Questions and Summary Article; Could Use Format for ANY Topic):
https://docs.google.com/document/d/1gJrTUaMghGgSSs7FIqRxbY9sYgXgfaLb1Fil9hVY2aQ/edit
Blog: Have Fun with Investing Cartoons (Cute Cartoons to Use to Springboard Discussions of Investing Topics):
http://nextgenpersonalfinance.org/fun-investing-cartoons/

12. Investing-Building a Portfolio
Video: Entrusting Portfolios to “Robo-Advisors” (Yahoo! Finance): http://finance.yahoo.com/blogs/daily-ticker/more-
investors-intrusting-their-portfolios-to--robo-advisors-154448374.html
Project Bank: Build Your Portfolio (Group Project to Research and Select Investments):
https://docs.google.com/document/d/1Weq6hwwUCr20N0nsIMhVkBscH854OVeApHmVakluqjY/edit
Interactive Activity: Simulation: Would You Trust a Robot to Make Investment Decisions? (Links to Wealthfront Web Site
with Seven Questions): http://nextgenpersonalfinance.org/simulation-create-diversified-portfolio/
Investing Risk
Interactive Activity: The Balloon Test (Links to Barclays Simulation with Five Rounds and Random “Popping Balloons” to
Simulate Investment Losses): https://www.investmentphilosophy.com/behavioural-finance/your-attitude-to-risk/the-balloon-test
Investing Fraud
Video: What are Boiler Room Sales Tactics? (Scenes from the Movie Boiler Room Showing High Pressure Sales Techniques):
http://nextgenpersonalfinance.org/video-resource-what-are-boiler-room-tactics/
Investing in Bonds
Video: Treasury Bonds: What Bond Investors Should Know (Learn Bonds):
https://www.youtube.com/watch?v=X5iocVQAfVM
Project Bank: Should Municipal Bonds Fund Stadiums? (Uses a Point/Counterpoint Debate Format):
https://docs.google.com/document/d/1Z5JqIUXfwDfIPg8iYC2IztwiY3CMj5UpIsDQ--dBlYM/edit
Investing in Stocks
Data Crunch: Are Stocks a Risky Long-Term Investment?
https://docs.google.com/document/d/1f5rDHOs11cJjcchrzEpOpenDpZsyV6qffBzpmqq9-HA/edit
Data Crunch: Why do Millennials Fear Stocks?: https://docs.google.com/document/d/10mgjLgtTOy5USbAa3KXZkW-
JrDEbjdDcI7jr7iyPglU/edit
Video: Wall Street Trader’s NYSE Tour (Explanation of How Stock Trades Are Made; Filmed on the NYSE Trading Floor):
https://www.youtube.com/watch?v=ns7kfI_apwk
Video: What is an IPO? (Wall Street Survivor):
https://www.youtube.com/watch?v=SiAuBVrwqbw&index=3&list=PLMPuRmTnhdI3v3gy1FnC56N7iYg6_mkaB
Question of the Day: What Percentage of 18-29 Year Olds Are Not Investing in Stocks?:
https://docs.google.com/presentation/d/1TfD7qCJNgVxsSwRCWO3f3NLtoDxZDegpRlPe4uTRUb8/edit#slide=id.g182b7e77ff_0_12
Question of the Day: What are the World’s Ten Largest Companies?
https://docs.google.com/presentation/d/1I9QPXfPsKgBFKIopczDdr4BjY502y56xRZr9R3ZUjBI/edit#slide=id.g1826cca5b6_0_6
Project Bank: 5 Stocks On Your Birthday (Heavy Duty Spreadsheet Activity to Compare Past and Current Stock Price):
https://docs.google.com/document/d/1nGV13omwheWBvpaSnz_07Ye8g9s9IXdwJqkjYBH4r7U/edit
Interactive Activity: Think You Can Pick Stocks? (Links to Wall Street Journal Interactive Activity with Stock Picks From Six
Categories): http://nextgenpersonalfinance.org/interactive-think-can-pick-stocks/

13. Blog: What’s the Difference Between the S&P 500. Dow Jones, and NASDAQ? (Infographic):
http://nextgenpersonalfinance.org/infographic-whats-difference-sp500-dow-jones-nasdaq/ and
http://www.visualcapitalist.com/whats-difference-dow-sp-500-nasdaq/
Investing in Mutual Funds
Video: Reading a Mutual Fund Fact Sheet (Tim Ranzetta):
https://www.youtube.com/watch?v=ixldc57bvDE&feature=youtu.be&hd=1
The Fine Print: Reading a Mutual Fund Fact Sheet: https://docs.google.com/document/d/1280tiZFtVGpYT1DpwCWUFAx-
_XI8sPmhGL6fR0u0vqI/edit
Interactive Activity: Why Fees Matter When It Comes to Investing (Links to Vanguard Tool With Sliders for Fund Expense
Ratio and Average Annual Return): http://nextgenpersonalfinance.org/interactive-fees-matter-comes-investing/
Retirement Planning
Data Crunch: Battle of the Sexes: Who Saves More? https://docs.google.com/document/d/1CY3Yf-
kqzs5NrCA2Hg7IHEd3eP9AIvZGn5vv03qMo1k/edit
Video: Planning for Retirement in Your 20s: http://www.cbsnews.com/news/planning-for-retirement-in-your-20s/
Video: Social Security: Just the Facts (NASI): https://www.youtube.com/watch?v=lHAcy4SNVbo
Case Study: Compound My Interest in 401(k)s (Replicates Process of a New Employee Having to Select 401(k) Investments):
https://docs.google.com/document/d/1OdL7eV4yur_Et5_ypp6JsJDbvq3xbEd49uOLcnYa0qI/edit
Project Bank: Envision Your Retirement (Includes Estimates of Social Security and Future Retirement Savings):
https://docs.google.com/document/d/1Rfk7eVLDPLDcLOeJwJUgB-96EJImigjx8RDNXwrXmWU/edit
Blog: Question: What’s Wrong with This Retirement Picture? (Shows Disconnect Between Retirement Savings Need and 1%
Return on Savings Accounts): http://nextgenpersonalfinance.org/whats-catch-whats-wrong-retirement-picture/
Blog: Question: What Percentage of Workers Contribute to a 401(k) Plan? http://nextgenpersonalfinance.org/question-
percentage-workers-contribute-401k-plan/
Blog: Question: How Much Should You Save for Retirement? (Notes that 10% of Gross Income is Outdated Advice; Needs to
be More Like a 15% to 17% Savings Rate): http://nextgenpersonalfinance.org/question-much-save-retirement/
Building Wealth
Video: What is Wealth? (Whiteboard-Style Video with Illustrations Done on a Clear Board):
https://drive.google.com/file/d/0Bwiv_vu1yOHcal9URlA3TDh4elU/view
Blog: The Mystery of the $8 Million Janitor (Includes a Link to a Video About a “Closet Millionaire”):
http://nextgenpersonalfinance.org/case-study-the-mystery-of-the-8-million-janitor/
Student Loans/Financial Aid
Data Crunch: Who Has the Most Trouble Paying Off Student Loans?:
https://docs.google.com/document/d/1lKY2bTFv0NJKgZNPEmKLsYkyLIxybKimjykGOlOYJJ8/edit
Video: How to Read Your Financial Aid Award Letter (Sallie Mae): https://www.youtube.com/watch?v=z50sQYvrCuk
Video: Federal Student Loans vs. Private Student Loans (iMentor): https://www.youtube.com/watch?v=ijaNC0B1Lh8

14. Video: The Different Types of Federal Student Loans (iMentor): https://www.youtube.com/watch?v=aMw3oLDqxHs
Video: Consolidating Student Loans (Better Money Habits; 5 Minute Video with Various Loan Payoff Illustrations):
https://bettermoneyhabits.bankofamerica.com/en/college/consolidating-student-loans
Video: Voices of Debt: The Student Loan Crisis: Don’t Major in Debt (11-Minute Video Featuring Student Reflections):
https://www.youtube.com/watch?v=uPcSYrPx3Ao&feature=youtu.be&list=PLqS2YcCWrO0wmWfpBNk5-O983K4uRzIQ7
Blog: What Can This Rap Video Teach Students About Paying Back Student Debt? http://nextgenpersonalfinance.org/2016/02/
(Video and News Story): http://www.cnn.com/2016/02/24/living/sallie-mae-back-dee1-video-viral-feat/
College Pay-Off (Return on Investment)
Data Crunch: What’s the Value of a College Degree?: https://docs.google.com/document/d/1-
zUEiWH0A1VFH9c2qlePmPLU5RKeLX3Is1MrtI2XwyM/edit
Question of the Day: How Much More Do College Grads Make? https://docs.google.com/presentation/d/1dwifd-
H2_pK8Vp7mB51ekrr9BsWKLRpdsRa4duqCugU/edit#slide=id.g1641439941_0_35
Interactive Activity: Eight Questions to Answer Before Picking a College (Links to an Eight Question Online Quiz From The
Wall Street Journal): http://graphics.wsj.com/saving-for-college-quiz/
Blog: Chart of the Week: How Does the Unemployment Rate Vary Based on Educational Attainment? (Includes 5 Questions
for Students): http://nextgenpersonalfinance.org/2015/05/page/2/
Entrepreneurship
Video: 10 Characteristics of Successful Entrepreneurs (Investopedia): http://www.investopedia.com/video/play/10-
characteristics-successful-entrepreneurs/
Project Bank: Pitch Your Business Idea (Small Groups Create a Business and Develop a 30-Second Elevator Pitch and a
Business Ad): https://docs.google.com/document/d/1mDfTQPa7xGOU71HKl1muot7KeMYNr-Ftii_T_u89o_4/edit
Blog: What’s the Gig Economy and How Might it Impact the Jobs of the Future (Links to an Infographic):
http://nextgenpersonalfinance.org/whats-gig-economy-might-impact-jobs-future/
Income
Video: How to Understand Your Paycheck (WorkForce Studios): https://www.youtube.com/watch?v=RnxGhlX8PVY
The Fine Print: Reading Your Pay Stub:
https://docs.google.com/document/d/1dBfOf7JXlyegs06cCr2hkxX2yHP67ly8qz2je9sNvys/edit
Interactive Activity: What’s Your Risk of Being Poor? (Links to American Misfortune Understanding Economic Risk
Throughout Our Lives Web Site): https://riskcalculator.org/
Blog: Interactive Activity: How Close Are You to the Top 1%? (Users Input Their Income with a Slider and See Their
Percentile Rank on a Graph): http://money.cnn.com/calculator/pf/income-rank/
Interactive Activity: What Do Americans Earn Per Hour? (Links to CNN Graphic to See Wages for Jobs in Different Income
Categories): http://nextgenpersonalfinance.org/interactive-americans-earn-per-hour/
Employment and Careers
Video: Income and Careers (Student-Created Video Example): https://www.youtube.com/watch?v=hOTaU3u9to4

15. Data Crunch: What Do College Graduates Want Most in a Job?
https://docs.google.com/document/d/15Pocmx14Wib4pM2Vc6k9FKNx05zzF3ix4FOdGz7hpW0/edit
Question of the Day: What Are 5 High-Demand Jobs Today That Barely Existed 10 Years Ago?:
https://docs.google.com/presentation/d/18IhKXEJJ5qQk4JooOoOZ-ab4fVEsQiDy4IogLOQepjY/edit#slide=id.g181e8bbbd4_0_6
Question of the Day: What is the Unemployment Rate for Recent College Graduates?
https://docs.google.com/presentation/d/1maIbgmQzfmoiH_7lKzkoN3XxlMc75uFKTQpRPUnn46Q/edit#slide=id.g181fe67881_0_12
Question of the Day: What Are the Top Ten Job Skills of 2016? https://docs.google.com/presentation/d/1iAA-9Ayekl-
hIB5epemg96CE_o2kW1ntYVt0R9BNsRo/edit#slide=id.g1641439941_0_35
Project Bank: Create a Career Roadmap (Analysis of Personal Strengths and Career Requirements):
https://docs.google.com/document/d/1RJG-u6UfaxroFv1sCr0lMdxnnVyk44wyZgQbvh1q8a0/edit
Interactive Activity: Will Your Job Be Done By a Machine? (Links to Planet Money Article and Describes Key Factors):
https://docs.google.com/document/d/18KArT3qW51kNJG3DnXbHSOW49EnwMoUVcoAn_Ot4KKE/edit
Blog: How Do You Define a “Good Job”? (Includes a Video Link): http://nextgenpersonalfinance.org/makes-good-job/
Miscellaneous Topics
Video: Don’t Eat the Marshmallow! (TED Talk):
http://www.ted.com/talks/joachim_de_posada_says_don_t_eat_the_marshmallow_yet#t-342795
Video: Most Important Thing for Young People to Do with Their Money (Charles Ellis and Burton Malkiel Interview):
https://www.youtube.com/watch?v=E8TzmlqlPWE
Case Study: What’s the Catch? Be a Savvy Consumer (Investment, Cell Phone, Credit Card, Savings Account Interest, Big
Screen TV): https://docs.google.com/document/d/1CCLGTywmEQUVhZz2KijwQ--RoWofwXGVyrhHUrpNAEI/edit
Blog: Financial Health and Personality Study (Stanford Daily): http://www.stanforddaily.com/2014/07/23/philip-zimbardo-
releases-financial-health-and-personality-study/
Blog: Being Mindful Can Help Guide a Decision (Includes a New York Times Napkin Sketch):
https://www.nytimes.com/2014/09/29/your-money/being-mindful-can-help-guide-a-decision.html?ref=your-money&_r=0
Blog: What Financial Fears Do Adults Have? (NFCC Study) (Ask Students to Develop Strategies to Avoid Having These
Worries as Adults): http://nextgenpersonalfinance.org/2014/10/
Blog: Personal Finance Book Recommendations for Students: https://financiallycapable.org/2014/11/18/looking-for-a-book-
recommendation-for-your-students/
Blog: Question of the Day: What’s the Biggest Money Mistake You Ever Made? http://nextgenpersonalfinance.org/2015/01/
Blog: Activity Idea: Call-In With Your Questions (Students Research Answers to Questions Submitted by Other Students):
http://nextgenpersonalfinance.org/2015/03/
Blog: What a Gift! (Discussion of a News Story and “Meaningful Gifts”): http://nextgenpersonalfinance.org/2015/05/
Blog: Create a Money Minute Video (Includes Samples of Video Contest Entries: Contest Slogan: One Minute. One Tip.
#MoneyMinute): http://nextgenpersonalfinance.org/2015/09/
Blog: Looking for WebQuests? (List of NGPF WebQuests, Categorized By Topic, on a Variety of Personal Finance Topics):
http://nextgenpersonalfinance.org/looking-web-quests/