Real estate basic program home loan
•Download as PPT, PDF•
0 likes•311 views
This document summarizes important factors to consider for a home loan, including: 1) Choosing between a fixed or floating interest rate, and factors that determine the rate. 2) Fees associated with part payments, foreclosure, balance transfers, and switching between fixed and floating rates. 3) Benefits of prepayment and eligibility for part installment payments for under construction properties. 4) Loan sanction is based on monthly income multiplied by 50% divided by the desired loan amount per lac. Disbursement is up to 80% of the total property cost which includes agreement cost, security deposit, registration fees, and more.
Report
Share
Report
Share
Recommended
Real estate principles_powerpoint_for_chapter_12
The document discusses consumer loan regulations and requirements in the United States. It outlines that the Truth-in-Lending Act and its related Regulation Z require lenders to disclose loan costs and terms to borrowers, including the annual percentage rate (APR), amount financed, payment schedule, and total payments. It also describes borrowers' right to rescind a loan within three days and restrictions against discriminatory lending practices like redlining.
2 procap matrix-2
This document outlines commercial mortgage rates and terms for different property types. It provides the interest rates, loan-to-value ratios, and other requirements for investor and multifamily loans. Rates range from 7.75% to 9.49% depending on the property, loan amount, borrower credit, and location. Loan amounts can be up to $5 million, amortization is 30 years, and prepayment penalties are 3% in years 1-3 or 5% in years 1-5. Additional requirements include a minimum credit score of 650, maximum CLTV of 80%, and impounds for taxes and insurance.
Trid quick reference
The document provides a quick reference to the TRID (TILA-RESPA Integrated Disclosure) rule for mortgage disclosures in the United States. It outlines that TRID applies to consumer purpose loans secured by real estate. It discusses the timing requirements for providing the Loan Estimate and Closing Disclosure to borrowers. It also defines what constitutes a "valid change circumstance" that allows lenders to issue revised disclosures outside of the standard timing rules. Finally, it reviews the different tolerance levels that apply to estimating settlement costs, taxes, and other fees on the Closing Disclosure form compared to what was previously disclosed on the Loan Estimate.
Applied Math 40S May 8, 2008
The document provides instructions for calculating the present value of a vehicle lease. It explains the steps to determine the residual value, depreciation, taxes on depreciation, cost of the lease which is depreciation minus the down payment, and then calculates the present value of the lease loan. It also provides an example of Jess leasing a truck for $24,950 for 3 years with a down payment of $2,250 and monthly payments to be calculated.
Bankruptcy 2
The document discusses the causes of bankruptcy such as job loss, illness, divorce, or poor money management. It outlines indicators that bankruptcy may help such as living paycheck to paycheck or being behind on bills. Filing bankruptcy can provide benefits like regaining control of your life and preventing creditor calls. It also discusses the differences between Chapter 7 and Chapter 13 bankruptcy and common myths about bankruptcy. The document provides tips for choosing a bankruptcy attorney and what to ask the attorney during a consultation. It concludes by promoting the law firm Allmand & Lee, emphasizing their experience and commitment to helping clients receive a fresh start.
OUR PROCEDURE
This document outlines the procedures and rates for issuing financial guarantee bonds (BG/SBLC) from Gerrard Financial Planning Ltd. There are two standard procedures: one for instruments valued at 50 million USD and above, and another for those valued below 49 million USD.
For instruments 50 million USD and above, the buyer must first send an irrevocable commitment bond payment (ICBPO) or funds transfer, then the seller will issue an MT799 SWIFT message before the buyer pays a 1% fee. Upon payment of the fee, the seller will issue an MT760 guarantee message.
For instruments below 49 million USD, the buyer must pay transmission charges of 50,000-75,000 USD
New format
This document outlines the procedures for delivering bank instruments such as bank guarantees or letters of credit. It describes the transaction details such as the instrument type, total value, issuing banks, fees, and delivery method. The procedures involve both parties signing an agreement, payment of transmission fees, delivery of the instrument via Swift message, and payment of leasing fees within 30 days.
Understanding Loan against Property Interest Rates and Charges
Wondering what might be the total cost of availing a loan against property? Find out about the different fees and charges you need to bear apart from the EMIs.
Recommended
Real estate principles_powerpoint_for_chapter_12
The document discusses consumer loan regulations and requirements in the United States. It outlines that the Truth-in-Lending Act and its related Regulation Z require lenders to disclose loan costs and terms to borrowers, including the annual percentage rate (APR), amount financed, payment schedule, and total payments. It also describes borrowers' right to rescind a loan within three days and restrictions against discriminatory lending practices like redlining.
2 procap matrix-2
This document outlines commercial mortgage rates and terms for different property types. It provides the interest rates, loan-to-value ratios, and other requirements for investor and multifamily loans. Rates range from 7.75% to 9.49% depending on the property, loan amount, borrower credit, and location. Loan amounts can be up to $5 million, amortization is 30 years, and prepayment penalties are 3% in years 1-3 or 5% in years 1-5. Additional requirements include a minimum credit score of 650, maximum CLTV of 80%, and impounds for taxes and insurance.
Trid quick reference
The document provides a quick reference to the TRID (TILA-RESPA Integrated Disclosure) rule for mortgage disclosures in the United States. It outlines that TRID applies to consumer purpose loans secured by real estate. It discusses the timing requirements for providing the Loan Estimate and Closing Disclosure to borrowers. It also defines what constitutes a "valid change circumstance" that allows lenders to issue revised disclosures outside of the standard timing rules. Finally, it reviews the different tolerance levels that apply to estimating settlement costs, taxes, and other fees on the Closing Disclosure form compared to what was previously disclosed on the Loan Estimate.
Applied Math 40S May 8, 2008
The document provides instructions for calculating the present value of a vehicle lease. It explains the steps to determine the residual value, depreciation, taxes on depreciation, cost of the lease which is depreciation minus the down payment, and then calculates the present value of the lease loan. It also provides an example of Jess leasing a truck for $24,950 for 3 years with a down payment of $2,250 and monthly payments to be calculated.
Bankruptcy 2
The document discusses the causes of bankruptcy such as job loss, illness, divorce, or poor money management. It outlines indicators that bankruptcy may help such as living paycheck to paycheck or being behind on bills. Filing bankruptcy can provide benefits like regaining control of your life and preventing creditor calls. It also discusses the differences between Chapter 7 and Chapter 13 bankruptcy and common myths about bankruptcy. The document provides tips for choosing a bankruptcy attorney and what to ask the attorney during a consultation. It concludes by promoting the law firm Allmand & Lee, emphasizing their experience and commitment to helping clients receive a fresh start.
OUR PROCEDURE
This document outlines the procedures and rates for issuing financial guarantee bonds (BG/SBLC) from Gerrard Financial Planning Ltd. There are two standard procedures: one for instruments valued at 50 million USD and above, and another for those valued below 49 million USD.
For instruments 50 million USD and above, the buyer must first send an irrevocable commitment bond payment (ICBPO) or funds transfer, then the seller will issue an MT799 SWIFT message before the buyer pays a 1% fee. Upon payment of the fee, the seller will issue an MT760 guarantee message.
For instruments below 49 million USD, the buyer must pay transmission charges of 50,000-75,000 USD
New format
This document outlines the procedures for delivering bank instruments such as bank guarantees or letters of credit. It describes the transaction details such as the instrument type, total value, issuing banks, fees, and delivery method. The procedures involve both parties signing an agreement, payment of transmission fees, delivery of the instrument via Swift message, and payment of leasing fees within 30 days.
Understanding Loan against Property Interest Rates and Charges
Wondering what might be the total cost of availing a loan against property? Find out about the different fees and charges you need to bear apart from the EMIs.
Housing Finance in India by CBRE
This document provides an overview of housing finance in India. It discusses eligibility requirements for home loans such as a minimum income of Rs. 25,000 per month and a CIBIL score of 650. It also describes different types of home loans and compares fixed versus floating interest rates. Key terms like loan-to-value ratio, pre-EMI payments, and fixed obligation to income ratio are introduced and their calculations explained. The document concludes by listing some top banks for home loans and current home loan interest rates in India.
New format
This document outlines procedures for leasing bank instruments like bank guarantees or letters of credit. It describes the transaction details such as available face values from $1 million to $5 billion issued by major banks. The leasing fees are from 3.0% to 1.5% depending on the face value plus a commission of 0.5%+. The procedures involve both parties signing an agreement, payment of transmission fees, swift delivery of the instrument to the lessee's bank, and payment of leasing fees within 30 days.
Eliot Lopian- Loan Origination And Processing In Real Estates
Involves several steps including property appraisal, analysis of application, submission for credit approval, and closing the loan.
Home Loans in India by CBRE
This document provides an overview of home loans in India. It discusses eligibility requirements, types of home loans, fixed vs floating interest rates, loan to value ratios, tax benefits, and current interest rates from major banks. Key eligibility factors include an applicant age between 18-70, minimum income of Rs. 25,000 per month, and a CIBIL score of 650 or above. Common types of home loans include loans for property purchase, construction, and home renovation. The document also explains concepts like pre-EMI payments, loan to value ratios, and fixed obligation to income ratios that determine maximum loan eligibility.
Legal Entities and Litigation in Northern Ireland 2018-2019
Paul Taylor from Taylored Credit Management delivered this session as part of a full days introductory session to new Credit & Risk professionals at the end of 2018. The scale of fees changes so please contact us if you want an updated version.
You need to hear the presentation but here are the slides, get in touch for more information or to arrange training for your Credit Control team.
Transfer Pricing Malaysia _Penalty
Transfer pricing revisit
1. What is the penalty for non compliance?
2. Who is required to do under the definition of "associated person"?
Full story in our blog
https://lnkd.in/gwH5eMFd
퐕퐢퐬퐢퐭 퐮퐬
Wisma 퐊퐓퐏, 53 Jalan Molek 1/8, Taman Molek, 81100 Johor Bahru
Wisma 퐓퐇퐊, 41, Jalan Molek 1/8, Taman Molek, 81100 Johor Bahru
퐊퐓퐏 (퐀퐮퐝퐢퐭,퐓퐚퐱, 퐀퐝퐯퐢퐬퐨퐫퐲)
An approved audit firm and licensed tax firm operating under the KTP group based in Johor Bahru providing audit, tax planning, advisory and compliance services to clients
Website www.ktp.com.my
Instagram https://bit.ly/3jZuZuI
Linkedin https://bit.ly/3sapf4l
Telegram http://bit.ly/3ptmlpn
퐓퐇퐊 (퐒퐞퐜퐫퐞퐭퐚퐫퐢퐚퐥, 퐀퐜퐜퐨퐮퐧퐭/퐏퐚퐲퐫퐨퐥퐥, 퐀퐝퐯퐢퐬퐨퐫퐲)
A licensed secretarial firm in Johor Bahru providing fast reliable incorporation, secretarial services, corporate compliance services, outsource booking, accounting and payroll services to clients
Website www.thks.com.my
Facebook https://bit.ly/3nQ98rs
Mortgage Financing
The document compares the pros and cons of choosing a fixed rate home loan versus a floating rate home loan. A fixed rate loan has a stable, unchanging interest rate but no flexibility, while a floating rate loan has a fluctuating interest rate that rises with the base rate but provides options like redraw facilities. The document also provides overviews of interest rate calculations, tenors, financing margins, and fee payment options for each loan type.
Commercial DUI in Nevada
Commercial drivers face harsher penalties for DUIs in Nevada than regular drivers. A commercial DUI is defined as having a BAC of 0.04% or higher while driving a commercial vehicle. Penalties for a first commercial DUI include 2-6 months in jail, fines of $400-$1,000, and community service. Subsequent DUIs result in heavier fines and jail time, with a third offense being a felony. Commercial drivers also face a mandatory 1 year suspension of their license for a first offense.
Starting a Freight Brokerage: Initial/Monthly/Annual Legal Fees and Office Ex...
The legal costs/fees and office expenses for starting a freight brokerage. Find out if you can afford to start a freight brokerage. Many Freight Agents aspire to become freight brokers but never take the entrepreneurial leap of faith. I'm here to tell you that it's not a far of a jump at all! If you have questions about Freight Broker & Freight Agent Training visit LogisticsAcademy.org
Legal Requirements for becoming an Authorized Freight Broker
The minimum amount that you can pay a trucking company for their time. It is important to understand how to establish rates and what different lanes are worth if you are going to become a Freight Broker or a Freight Agent. If you are interested in becoming a better freight broker or freight agent visit LogisticsAcademy.org
4.0 Underwriting
The document provides an overview of a CBCMA training series that covers various topics related to Chenoa Fund programs, including an overview of all Chenoa Fund programs, how to calculate AMI, the pre-registration URLA process, underwriting, the lock desk, how to lock a loan, how to secure DPA approvals, how to draw documents, purchase clearing by uploading documents and addressing conditions and escalations, final documents, servicing, and why use Chenoa Fund. It also includes sections on general program guidelines, closing and MERS requirements, second lien documentation requirements, commonly missed documents for the credit and closing packages, admin fee clarifications, rate sheet clarification, displaying second lien loan fees on the closing disclosure,
Factoring
Factoring involves the ongoing assignment of invoices for goods and services sold on open account terms from a client to a factoring company. This allows the client to receive immediate cash flow in exchange for the receivables. Factoring establishes a long-term relationship and can provide services like credit protection, collections, and financing. There are different types of factoring arrangements including recourse vs. non-recourse and disclosed vs. undisclosed. Clients typically receive 80% of the invoice value in advances. Factoring first emerged in the 1920s and is now a large global industry, particularly in developed countries.
1.C Conventional Chenoa Fund Programs Overview (v9.2)
This document provides an overview and instructions for Chenoa Fund's training series on their down payment assistance programs. The training covers all aspects of originating and processing loans using Chenoa Fund's conventional and FHA down payment assistance, including program guidelines, underwriting, document drawing, and servicing. Specific topics covered include AMI calculations, the 1003 application, underwriting, locking loans, securing down payment assistance approvals, and post-closing loan purchasing.
1.C Conventional Chenoa Fund Programs Overview (9.1)
This document provides an overview and details of CBCMA's training program for lenders. The training includes 13 modules that cover topics such as Chenoa Fund programs, underwriting, locking loans, and servicing. Product details are also outlined for HomeReady and 97% LTV conventional loans, including eligibility requirements and terms. Guidelines are clarified for verifying housing expenses, fees, rate sheets, and maximum origination fees.
Ocbc Presentation
This document summarizes OCBC Bank's home loan products and application process. It outlines the types of property financing available, including housing loans and overdraft facilities. It also details margins of financing, loan tenures, pricing packages, fees, required documents, and an agent referral scheme. Key information provided includes financing up to 100% of property value for locals, variable interest rates starting at BLR-2.25%, and documents needed from borrowers such as income documents and title deeds.
1.C Conventional Chenoa Fund Programs Overview
This document provides an overview and instructions for Chenoa Fund training programs. It outlines 12 training modules that cover topics like Chenoa Fund programs, income limits, the loan application process, underwriting, locking loans, document drawing, purchasing, servicing, and why to use Chenoa Fund. It also includes details on Conventional and FHA loan products, guidelines for different FICO scores, documentation requirements, fee policies, and other program rules.
1.C (8.5) Conventional Chenoa Fund Programs Overview
This document provides an overview and details of CBCMA's training program for lenders. The training includes 13 modules that cover topics like Chenoa Fund programs, income limits, the loan application process, underwriting, locking loans, down payment assistance approvals, document drawing, and loan servicing. Product details are also provided for conventional 97% LTV loans and HomeReady loans, including requirements for down payment assistance, income limits, minimum credit scores, loan terms, and more. Clarifications are also included around lender fees, verification of housing expenses, and maximum origination fees.
1.c (v8.3) conventional chenoa fund programs overview
This document provides an overview and details of CBCMA's training program for lenders. The training includes 13 modules that cover Chenoa Fund programs, income limits, the loan application process, underwriting, locking loans, down payment assistance approvals, document drawing, purchase clearing conditions, final documents, servicing, and the benefits of using Chenoa Fund. Product details are also provided for conventional 97% LTV loans and HomeReady loans. Clarifications are given around administrative fees, second lien loan fees, rate sheets, and maximum origination fees.
Funding General Parameters
The document outlines the general parameters for obtaining project funding, including:
1) The process takes 5-7 days from letter of interest to funding agreement, with a standby letter of credit (SBLC) provided upfront equal to 12-15% of the loan amount.
2) First loan disbursement occurs around 2 weeks after receiving the SBLC, then monthly, with interest starting after the draw period at 6-9% over 10-20 years.
3) The lender will fund up to 100% of costs and take up to a 20% equity stake in exchanges for bearing expenses.
RESEARCH PAPER
This document provides information on Aditya Birla Housing Finance Limited (ABHFL), a housing finance company that offers home loans and other housing-related financial products. It discusses ABHFL's loan products such as home loans, home extension loans, and plot/construction loans. It also outlines the eligibility criteria, documentation required, interest rates, fees and other key features of ABHFL's home loans and loan against property. The document concludes by listing ABHFL's competitors in the housing finance sector and key parameters considered for evaluating housing loan applications.
Abc global products & services main presentation
This document provides information on banking products and services from African Banking Corporation (ABC) tailored for diaspora clients. It outlines ABC's vision, mission and values, then describes their range of global accounts, loans/mortgages, money transfer solutions, insurance offerings and more. Key products highlighted include the ABC Global Current Account, Global Savings Account, money transfers via ABC M-Transfer and partnerships, mortgage options, and the abcD'Bouquet ALL Inclusive Life Package.
Training Report_Ford Bohol (Mar1-5,2015)
The document provides a training report for Ford Bohol covering various topics from March 1-5, 2016. It includes summaries of training on finance and insurance processes, service billing, cashiering transactions, and logistics transactions. The document outlines the steps and considerations for vehicle invoicing, bank financing, service billing, insurance renewal, and other dealership processes. It provides examples and notes for trainees on processing documentation, timeframes, requirements, and calculations.
More Related Content
What's hot
Housing Finance in India by CBRE
This document provides an overview of housing finance in India. It discusses eligibility requirements for home loans such as a minimum income of Rs. 25,000 per month and a CIBIL score of 650. It also describes different types of home loans and compares fixed versus floating interest rates. Key terms like loan-to-value ratio, pre-EMI payments, and fixed obligation to income ratio are introduced and their calculations explained. The document concludes by listing some top banks for home loans and current home loan interest rates in India.
New format
This document outlines procedures for leasing bank instruments like bank guarantees or letters of credit. It describes the transaction details such as available face values from $1 million to $5 billion issued by major banks. The leasing fees are from 3.0% to 1.5% depending on the face value plus a commission of 0.5%+. The procedures involve both parties signing an agreement, payment of transmission fees, swift delivery of the instrument to the lessee's bank, and payment of leasing fees within 30 days.
Eliot Lopian- Loan Origination And Processing In Real Estates
Involves several steps including property appraisal, analysis of application, submission for credit approval, and closing the loan.
Home Loans in India by CBRE
This document provides an overview of home loans in India. It discusses eligibility requirements, types of home loans, fixed vs floating interest rates, loan to value ratios, tax benefits, and current interest rates from major banks. Key eligibility factors include an applicant age between 18-70, minimum income of Rs. 25,000 per month, and a CIBIL score of 650 or above. Common types of home loans include loans for property purchase, construction, and home renovation. The document also explains concepts like pre-EMI payments, loan to value ratios, and fixed obligation to income ratios that determine maximum loan eligibility.
Legal Entities and Litigation in Northern Ireland 2018-2019
Paul Taylor from Taylored Credit Management delivered this session as part of a full days introductory session to new Credit & Risk professionals at the end of 2018. The scale of fees changes so please contact us if you want an updated version.
You need to hear the presentation but here are the slides, get in touch for more information or to arrange training for your Credit Control team.
Transfer Pricing Malaysia _Penalty
Transfer pricing revisit
1. What is the penalty for non compliance?
2. Who is required to do under the definition of "associated person"?
Full story in our blog
https://lnkd.in/gwH5eMFd
퐕퐢퐬퐢퐭 퐮퐬
Wisma 퐊퐓퐏, 53 Jalan Molek 1/8, Taman Molek, 81100 Johor Bahru
Wisma 퐓퐇퐊, 41, Jalan Molek 1/8, Taman Molek, 81100 Johor Bahru
퐊퐓퐏 (퐀퐮퐝퐢퐭,퐓퐚퐱, 퐀퐝퐯퐢퐬퐨퐫퐲)
An approved audit firm and licensed tax firm operating under the KTP group based in Johor Bahru providing audit, tax planning, advisory and compliance services to clients
Website www.ktp.com.my
Instagram https://bit.ly/3jZuZuI
Linkedin https://bit.ly/3sapf4l
Telegram http://bit.ly/3ptmlpn
퐓퐇퐊 (퐒퐞퐜퐫퐞퐭퐚퐫퐢퐚퐥, 퐀퐜퐜퐨퐮퐧퐭/퐏퐚퐲퐫퐨퐥퐥, 퐀퐝퐯퐢퐬퐨퐫퐲)
A licensed secretarial firm in Johor Bahru providing fast reliable incorporation, secretarial services, corporate compliance services, outsource booking, accounting and payroll services to clients
Website www.thks.com.my
Facebook https://bit.ly/3nQ98rs
Mortgage Financing
The document compares the pros and cons of choosing a fixed rate home loan versus a floating rate home loan. A fixed rate loan has a stable, unchanging interest rate but no flexibility, while a floating rate loan has a fluctuating interest rate that rises with the base rate but provides options like redraw facilities. The document also provides overviews of interest rate calculations, tenors, financing margins, and fee payment options for each loan type.
Commercial DUI in Nevada
Commercial drivers face harsher penalties for DUIs in Nevada than regular drivers. A commercial DUI is defined as having a BAC of 0.04% or higher while driving a commercial vehicle. Penalties for a first commercial DUI include 2-6 months in jail, fines of $400-$1,000, and community service. Subsequent DUIs result in heavier fines and jail time, with a third offense being a felony. Commercial drivers also face a mandatory 1 year suspension of their license for a first offense.
Starting a Freight Brokerage: Initial/Monthly/Annual Legal Fees and Office Ex...
The legal costs/fees and office expenses for starting a freight brokerage. Find out if you can afford to start a freight brokerage. Many Freight Agents aspire to become freight brokers but never take the entrepreneurial leap of faith. I'm here to tell you that it's not a far of a jump at all! If you have questions about Freight Broker & Freight Agent Training visit LogisticsAcademy.org
Legal Requirements for becoming an Authorized Freight Broker
The minimum amount that you can pay a trucking company for their time. It is important to understand how to establish rates and what different lanes are worth if you are going to become a Freight Broker or a Freight Agent. If you are interested in becoming a better freight broker or freight agent visit LogisticsAcademy.org
4.0 Underwriting
The document provides an overview of a CBCMA training series that covers various topics related to Chenoa Fund programs, including an overview of all Chenoa Fund programs, how to calculate AMI, the pre-registration URLA process, underwriting, the lock desk, how to lock a loan, how to secure DPA approvals, how to draw documents, purchase clearing by uploading documents and addressing conditions and escalations, final documents, servicing, and why use Chenoa Fund. It also includes sections on general program guidelines, closing and MERS requirements, second lien documentation requirements, commonly missed documents for the credit and closing packages, admin fee clarifications, rate sheet clarification, displaying second lien loan fees on the closing disclosure,
Factoring
Factoring involves the ongoing assignment of invoices for goods and services sold on open account terms from a client to a factoring company. This allows the client to receive immediate cash flow in exchange for the receivables. Factoring establishes a long-term relationship and can provide services like credit protection, collections, and financing. There are different types of factoring arrangements including recourse vs. non-recourse and disclosed vs. undisclosed. Clients typically receive 80% of the invoice value in advances. Factoring first emerged in the 1920s and is now a large global industry, particularly in developed countries.
What's hot (12)
Eliot Lopian- Loan Origination And Processing In Real Estates
Eliot Lopian- Loan Origination And Processing In Real Estates
Legal Entities and Litigation in Northern Ireland 2018-2019
Legal Entities and Litigation in Northern Ireland 2018-2019
Starting a Freight Brokerage: Initial/Monthly/Annual Legal Fees and Office Ex...
Starting a Freight Brokerage: Initial/Monthly/Annual Legal Fees and Office Ex...
Legal Requirements for becoming an Authorized Freight Broker
Legal Requirements for becoming an Authorized Freight Broker
Similar to Real estate basic program home loan
1.C Conventional Chenoa Fund Programs Overview (v9.2)
This document provides an overview and instructions for Chenoa Fund's training series on their down payment assistance programs. The training covers all aspects of originating and processing loans using Chenoa Fund's conventional and FHA down payment assistance, including program guidelines, underwriting, document drawing, and servicing. Specific topics covered include AMI calculations, the 1003 application, underwriting, locking loans, securing down payment assistance approvals, and post-closing loan purchasing.
1.C Conventional Chenoa Fund Programs Overview (9.1)
This document provides an overview and details of CBCMA's training program for lenders. The training includes 13 modules that cover topics such as Chenoa Fund programs, underwriting, locking loans, and servicing. Product details are also outlined for HomeReady and 97% LTV conventional loans, including eligibility requirements and terms. Guidelines are clarified for verifying housing expenses, fees, rate sheets, and maximum origination fees.
Ocbc Presentation
This document summarizes OCBC Bank's home loan products and application process. It outlines the types of property financing available, including housing loans and overdraft facilities. It also details margins of financing, loan tenures, pricing packages, fees, required documents, and an agent referral scheme. Key information provided includes financing up to 100% of property value for locals, variable interest rates starting at BLR-2.25%, and documents needed from borrowers such as income documents and title deeds.
1.C Conventional Chenoa Fund Programs Overview
This document provides an overview and instructions for Chenoa Fund training programs. It outlines 12 training modules that cover topics like Chenoa Fund programs, income limits, the loan application process, underwriting, locking loans, document drawing, purchasing, servicing, and why to use Chenoa Fund. It also includes details on Conventional and FHA loan products, guidelines for different FICO scores, documentation requirements, fee policies, and other program rules.
1.C (8.5) Conventional Chenoa Fund Programs Overview
This document provides an overview and details of CBCMA's training program for lenders. The training includes 13 modules that cover topics like Chenoa Fund programs, income limits, the loan application process, underwriting, locking loans, down payment assistance approvals, document drawing, and loan servicing. Product details are also provided for conventional 97% LTV loans and HomeReady loans, including requirements for down payment assistance, income limits, minimum credit scores, loan terms, and more. Clarifications are also included around lender fees, verification of housing expenses, and maximum origination fees.
1.c (v8.3) conventional chenoa fund programs overview
This document provides an overview and details of CBCMA's training program for lenders. The training includes 13 modules that cover Chenoa Fund programs, income limits, the loan application process, underwriting, locking loans, down payment assistance approvals, document drawing, purchase clearing conditions, final documents, servicing, and the benefits of using Chenoa Fund. Product details are also provided for conventional 97% LTV loans and HomeReady loans. Clarifications are given around administrative fees, second lien loan fees, rate sheets, and maximum origination fees.
Funding General Parameters
The document outlines the general parameters for obtaining project funding, including:
1) The process takes 5-7 days from letter of interest to funding agreement, with a standby letter of credit (SBLC) provided upfront equal to 12-15% of the loan amount.
2) First loan disbursement occurs around 2 weeks after receiving the SBLC, then monthly, with interest starting after the draw period at 6-9% over 10-20 years.
3) The lender will fund up to 100% of costs and take up to a 20% equity stake in exchanges for bearing expenses.
RESEARCH PAPER
This document provides information on Aditya Birla Housing Finance Limited (ABHFL), a housing finance company that offers home loans and other housing-related financial products. It discusses ABHFL's loan products such as home loans, home extension loans, and plot/construction loans. It also outlines the eligibility criteria, documentation required, interest rates, fees and other key features of ABHFL's home loans and loan against property. The document concludes by listing ABHFL's competitors in the housing finance sector and key parameters considered for evaluating housing loan applications.
Abc global products & services main presentation
This document provides information on banking products and services from African Banking Corporation (ABC) tailored for diaspora clients. It outlines ABC's vision, mission and values, then describes their range of global accounts, loans/mortgages, money transfer solutions, insurance offerings and more. Key products highlighted include the ABC Global Current Account, Global Savings Account, money transfers via ABC M-Transfer and partnerships, mortgage options, and the abcD'Bouquet ALL Inclusive Life Package.
Training Report_Ford Bohol (Mar1-5,2015)
The document provides a training report for Ford Bohol covering various topics from March 1-5, 2016. It includes summaries of training on finance and insurance processes, service billing, cashiering transactions, and logistics transactions. The document outlines the steps and considerations for vehicle invoicing, bank financing, service billing, insurance renewal, and other dealership processes. It provides examples and notes for trainees on processing documentation, timeframes, requirements, and calculations.
Process Flow Chart - Sblc Issuance And Monetization
This document outlines the process for seeking funds to issue and monetize standby letters of credit (SBLCs). It involves 8 steps: 1) the client submits an application with proof of funds and information, 2) a contract is issued, 3) the client signs and returns the contract detailing the process, 4) the provider issues a SWIFT message to the credit line bank confirming payment, 5) the credit line bank verifies the instrument and client makes unconditional payment, 6) the credit line bank releases payment to the client within 5-10 days, 7) the monetization entity leverages the SBLC on the credit line bank's balance sheet, 8) advisory is provided to high net worth clients
Debt Pro123 Webinar
DebtPro123 is a wholesale Debt Relief Provider and has received a flurry of recent market attention through its dealings with brokers, loan mod companies, bankruptcy attorneys, law firms, real estate agents, tax professionals, financial planners and more who were looking to offer this one of a kind program to their past, present and future client base. Our Debt Resolution process is a great opportunity to add a revenue stream to your operations in a growing industry, while offering a superior product to your clients. Our Debt Resolution Program is the safest and most effective debt relief process available to date. In the last eight years, the process has helped customers to offset thousands of accounts, to the tune of millions of dollars. And just so we are clear, we do not work for creditors, banks, or credit card companies.
Help your clients reduce their debts in as little as 18 months! Our unique Debt Resolution Process will give you the edge you need over your competition, while giving your clients a debt relief program that is faster and more effective than other options available to them.
See our website for examples of debts through their respective debt relief programs.
F-HRE-03
This document provides information about documents required for home loan applications in India. It lists the documents needed for resident Indian applicants, which include identity proofs, address proofs, employment documents, bank statements, and property details. It also lists documents specific to non-resident Indian applicants, such as overseas employment and income documents. The document discusses home loan pre-calculation of monthly installments and processing fees charged by banks.
Intnl Construction Loan - 8-13
This document outlines commercial lending programs from Sterling Commercial Capital for construction, multifamily, and land development projects. It provides details on loan terms, requirements, and fees for domestic and international loans ranging from $5 million minimum to no maximum. Key details include interest rates of 8-18%, points of 4-12%, loan-to-value and loan-to-cost ratios of 60-100%, and maturities of 1-5 years. Guarantors, pre-leasing, and proof of funds may be required depending on the specific program.
1.f (v8.2) fha chenoa fund programs overview
This document provides an overview and summary of Chenoa Fund training programs offered by CBC Mortgage Agency. The training includes 13 modules covering various topics related to Chenoa Fund programs including: program overviews, income calculations, registration, underwriting, locking loans, document preparation, and servicing. It also summarizes key details of CBCMA's FHA down payment assistance programs including Rate Advantage, DPA Edge Repayable Second, and DPA Edge Soft Second. Details provided for each program include eligible property types, minimum credit scores, income limits, DTI requirements, loan terms, and other guidelines.
1.f (v8.3) fha chenoa fund programs overview
This training covers Chenoa Fund programs including conventional and FHA loans. It provides overviews of program guidelines for Rate Advantage, DPA Edge Repayable Second, and DPA Edge Soft Second FHA loans. Key details covered include eligible property types, minimum credit scores, income limits, DTI requirements, terms of the secondary financing, and alternative qualification options. The training also addresses topics like funding obligation letters, fees, and homebuyer education requirements.
7 190506171459 (wecompress.com)
CBC Mortgage Agency (CBCMA) is a federally chartered, public-purpose government lender. CBC Mortgage Agency (CBCMA) created Chenoa Fund to help lenders to assist their borrowers to obtain the 3.5% minimum required investment on an FHA loan.
1.F FHA Chenoa Fund Programs Overview
This document provides an overview and summary of Chenoa Fund programs, including:
1. Chenoa Fund offers down payment assistance programs in all states except New York, including Rate Advantage (FHA), DPA Edge: Repayable Second (FHA), and DPA Edge: Soft Second (FHA).
2. The programs provide 3.5% assistance for down payments and closing costs, with various terms for repayment. The first mortgage must be sold to CBC Mortgage Agency.
3. Eligibility requirements include minimum credit scores and debt-to-income ratios. The document reviews guidelines for each program and requirements for borrowers with credit scores between 620-639.
1.F FHA Chenoa Fund Programs Overview
This document provides an overview and summary of a training on Chenoa Fund programs offered by CBC Mortgage Agency. The training covers conventional and FHA loan programs, how to calculate AMI, the loan registration process, underwriting, locking loans, securing down payment assistance approvals, and purchasing and servicing loans. It also includes a comparison matrix of FHA second mortgage products, including the Rate Advantage, DPA Edge Repayable Second, and DPA Edge Soft Second programs.
1.c (v8.2) conventional chenoa fund programs overview
This document provides an overview and details of the CBCMA Training Series. The training includes 13 modules that cover all aspects of Chenoa Fund programs, including how to calculate AMI, how to lock a loan, how to secure down payment assistance approvals, final documents, and servicing. The document also provides program details and requirements for Conventional Standard 97% LTV loans, HomeReady loans, and FHA loans. Key information on down payment assistance, funding obligation letters, and clarifications on administrative fees, displaying second lien loan fees, and rate sheets are also included.
Similar to Real estate basic program home loan (20)
1.C Conventional Chenoa Fund Programs Overview (v9.2)
1.C Conventional Chenoa Fund Programs Overview (v9.2)
1.C Conventional Chenoa Fund Programs Overview (9.1)
1.C Conventional Chenoa Fund Programs Overview (9.1)
1.C (8.5) Conventional Chenoa Fund Programs Overview
1.C (8.5) Conventional Chenoa Fund Programs Overview
1.c (v8.3) conventional chenoa fund programs overview
1.c (v8.3) conventional chenoa fund programs overview
Process Flow Chart - Sblc Issuance And Monetization
Process Flow Chart - Sblc Issuance And Monetization
1.c (v8.2) conventional chenoa fund programs overview
1.c (v8.2) conventional chenoa fund programs overview
More from reddvise
Rera highlights
The document discusses the key aspects of the Real Estate Regulation and Development Bill 2016 in India, including the establishment of the Real Estate Regulation Authority (RERA) to oversee the real estate sector. It outlines the functions and duties of promoters under the bill, exemptions from registration with RERA, important highlights of the bill, and offenses and penalties. The document was for a training on the real estate bill conducted by Vidya Bhagwat.
Real estate regulation ( a ca overview )
The document outlines the key provisions of the Real Estate (Regulation and Development) Bill 2016 in India. Some of the main points include:
1) Establishing a Real Estate Regulatory Authority to regulate real estate projects and protect homebuyer interests.
2) Requiring promoters to register residential and commercial projects with the Authority before selling units. Promoters must disclose project details and deposit 70% of funds from homebuyers in a separate escrow account for construction.
3) Empowering the Authority to revoke project registrations for non-compliance and facilitate project completion if needed. Homebuyers can appeal Authority decisions to a new Real Estate Appellate Tribunal.
4) Mandating written agreements
Silent feature regulation bill act 2016
The document discusses the Real Estate (Regulation and Development) Act, 2016 in India. It provides an overview of the need and objective of the act, the process leading to its enactment, its key provisions including applicability to residential and commercial projects over 500 sqm with more than 8 units. It notes that most state governments have yet to establish the required regulatory authorities and appellate tribunals as mandated by the act.
Rera highlights
The document discusses the Real Estate (Regulation and Development) Bill 2016, including the establishment of the Real Estate Regulation Authority (RERA) to regulate real estate projects and protect homebuyers. It highlights functions and duties of promoters under the bill, exemptions from registration with RERA, important provisions of the bill, and offenses and penalties. The document was for a training by Vidya Bhagwat on the Real Estate Bill.
Real estate regulation bill act 2016
This document is a notification from the Housing Department of the Government of Maharashtra dated April 20, 2017 regarding rules made under the Real Estate (Regulation and Development) Act, 2016.
The notification contains details of the rules such as short title and commencement, definitions, information required for registration of real estate projects, disclosure requirements for ongoing projects, and construction and development requirements. Promoters must provide documents like title deeds, plans and agreements, pay a registration fee, and disclose project details. Ongoing projects must apply for phase-wise registration within 3 months and disclose construction status and timelines. Projects must be built as per approved plans.
Real estate regulation ( a ca overview )
The document outlines the key provisions of the Real Estate (Regulation and Development) Bill 2016 in India. The bill establishes a Real Estate Regulatory Authority that will regulate real estate projects and protect homebuyer interests. Key points include:
1. Developers must register residential and commercial projects with the Authority before selling units.
2. 70% of funds from homebuyers must be kept in a separate escrow account for construction.
3. Developers can only sell units based on carpet area and must provide details of the project like plans and payment schedules on the Authority's website.
4. Homebuyers have rights to compensation for delays in possession or defects.
Maha rera overview
This document provides an overview of the Maharashtra Real Estate Regulatory Authority (MahaRERA). Some key points:
1. MahaRERA was established in 2017 to regulate and promote the real estate sector in Maharashtra.
2. It has jurisdiction over the entire state and all commercial and residential projects must register with MahaRERA, with some exceptions.
3. MahaRERA oversees the registration of real estate projects and agents. It also handles complaints filed by homebuyers and promoters.
4. The document outlines the registration processes and requirements for projects and agents. It also discusses financial compliance rules.
Maharashtra rera act 2017
The document summarizes key aspects of the Real Estate (Regulation and Development) Act 2016 and Rules 2017 implemented by the Maharashtra Real Estate Regulatory Authority (MahaRERA). It outlines provisions related to the establishment of the regulatory authority and appellate tribunal, mandatory registration of real estate projects and agents, filing of complaints, financial discipline for promoters, transparency requirements, and citizen-centricity. The act aims to regulate and promote the real estate sector in Maharashtra and protect the interests of homebuyers, promoters, and agents through registration, disclosures, and a mechanism for speedy dispute resolution.
Sims real-estate-young-leadership-program-2
The document provides details about a real estate young leadership program offered by the Institute of Real Estate and Finance (IREF) and Symbiosis Institute of Management Studies (SIMS) from December 11-13, 2015. The 10 module program covers topics like project management, traditional and digital marketing, real estate sales, negotiation skills, home loans, and legal aspects. It will include interactive sessions, activities, and module tests. Upon completion, participants will receive an online certification in real estate project/business/sales management jointly issued by IREF and SIMS. The program faculty includes 9 experts with diverse experience in areas like real estate sales, project management, law, finance, and IT.
Iref hl sims final
This document discusses housing finance and home loans. It covers the basics of home loans including the different types of loans, features, and application process. It also discusses interest rates, explaining the difference between fixed and floating rates. Finally, it provides an overview of the approval process for construction projects seeking an approval from a financial institution under the APF process, outlining the required documents.
Sales -introducation
The document discusses real estate sales trainings by Vidya Bhagwat. It provides a case study of selling 3 BHK penthouse flats with a swimming pool located in the middle of the city priced at 3 Cr + cost. It also outlines the real estate sales and marketing lifecycle which includes 7 stages: 1) feasibility study and market analysis, 2) marketing plan execution and sales team hiring/training, 3) home loan processing, 4) customer handling and closing, 5) money disbursement, 6) customer/bank follow-up, and 7) possession. Factors that affect sales strategy are also listed such as company revenue, vision, and sales team.
Marketing -introducation
This document discusses real estate marketing and sales trainings presented by Vidya Bhagwat. It provides an overview of the agenda and defines real estate marketing as a process of reaching customers with product/service information to generate buying inquiries. It then outlines traditional and new marketing techniques for real estate, and factors like customer profile, project stage, and location that affect marketing strategy. Finally, it presents a case study and recommendation to create a TV advertisement for a new housing township.
Real estate sector over view sims edp
The real estate sector in India provides endless opportunities. It includes land and any structures built on it. Real estate is a large market worth $80 billion and is the second largest employer in India. It is linked to over 250 ancillary industries like cement, steel, and building materials. By 2020, India will become the third largest construction market in the world. The real estate sector faces a shortage of over 1 million skilled management professionals. It offers career opportunities in areas like real estate investment, home loans, brokerage, development, appraisal, legal services, and more.
Entrepreneurship matrix blue print 13
This document introduces an entrepreneurship matrix system to help entrepreneurs measure the clarity of their business ideas and execution plans. It provides details on the components and attributes assessed by the matrix, including business idea, resources, entrepreneur skills, market, customer, product, and financial projections. Entrepreneurs can use the matrix for self-validation, and also to get validation from stakeholders and investors. Validation levels and a clarity barometer are designed to help entrepreneurs understand feedback and align their plans accordingly. The matrix is meant to be flexible and customizable to individual needs.
1 managing real estate
This document summarizes the agenda and key points from a training on managing real estate construction businesses by Vidya Bhagwat. The agenda includes identifying opportunities, partners and vendors, and analyzing project profitability. For opportunities, it recommends finding upcoming markets with low investment and high returns. For partners, it describes the roles of architects, contractors, project managers and others. Finally, it provides an example analysis of project initiation expenses, ROI calculation factors like saleable area and price, and estimated cash inflows and outflows.
Real estate construction profitability analysis iref virupaksh
This document discusses key terms and concepts related to real estate development profitability analysis. It defines terms like floor area, floor area ratio, transferable development rights, and ready reckoner rates. It also outlines different types of real estate deals like joint ventures and outright purchases. Critical variables that impact profitability are discussed, including deal conditions, land size, construction costs, and sale prices. Formulas for calculating saleable area in different municipalities are provided. An example cash flow spreadsheet is referenced to illustrate how to assess project cash flow and return on investment.
Edp real estate services business guidelines
The document outlines guidelines for employees in a real estate services business based on trainings by Vidya Bhagwat. It covers topics such as values of business and ethics, work guidelines like adhering to timelines and asking managers for help, team interaction through respecting others and sharing knowledge, reporting by keeping managers informed and meeting deadlines, handling customers through follow up and communication, office decorum including focus on work and cleanliness, and thanks.
Edp sims business development
Business development involves one-on-one interactions between business development managers and prospective customers to showcase products and services in order to convert them into users or buyers. It includes understanding the audience and what value is being offered to both parties in the short and long term. The business development process also focuses on clear communication of features, values, and contact information as well as building relationships that can lead to future business. In real estate, common targets for business development include loan companies, auxiliary product manufacturers, marketing firms, and consulting/legal/training companies.
01 managing real estate srevices business edp sims
This document provides an overview of starting a real estate services business. It discusses classifying real estate services, setting up the business, building a customer base, managing payments and finances, and brand building. The key steps for setting up the business are to identify a service gap, create a legal entity and brand identity, hire employees if expanding, identify and serve customers, and recover payments. Managing payments involves setting standard terms, focusing on customers initially, having 6 months of finances, and breaking payments into installments. Brand building requires identifying a unique name, logo, cards, website, attire, focusing on customer problems, and representing brand value.
Lead generation and customer targeting with technology
This document discusses strategies for generating leads and targeting customers for real estate businesses using technology. It covers defining target customer demographics and interests, methods for reaching customers through both online and offline marketing, building an online reputation through clear communication and engagement, and using lead management tools to track leads through the sales cycle in a cost-effective way.
More from reddvise (20)
Real estate construction profitability analysis iref virupaksh
Real estate construction profitability analysis iref virupaksh
01 managing real estate srevices business edp sims
01 managing real estate srevices business edp sims
Lead generation and customer targeting with technology
Lead generation and customer targeting with technology
Recently uploaded
BBR 2024 Summer Sessions Interview Training
Qualitative research interview training by Professor Katrina Pritchard and Dr Helen Williams
Hindi varnamala | hindi alphabet PPT.pdf
हिंदी वर्णमाला पीपीटी, hindi alphabet PPT presentation, hindi varnamala PPT, Hindi Varnamala pdf, हिंदी स्वर, हिंदी व्यंजन, sikhiye hindi varnmala, dr. mulla adam ali, hindi language and literature, hindi alphabet with drawing, hindi alphabet pdf, hindi varnamala for childrens, hindi language, hindi varnamala practice for kids, https://www.drmullaadamali.com
BÀI TẬP BỔ TRỢ TIẾNG ANH 8 CẢ NĂM - GLOBAL SUCCESS - NĂM HỌC 2023-2024 (CÓ FI...
BÀI TẬP BỔ TRỢ TIẾNG ANH 8 CẢ NĂM - GLOBAL SUCCESS - NĂM HỌC 2023-2024 (CÓ FI...Nguyen Thanh Tu Collection
https://app.box.com/s/y977uz6bpd3af4qsebv7r9b7s21935vdISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...
Denis is a dynamic and results-driven Chief Information Officer (CIO) with a distinguished career spanning information systems analysis and technical project management. With a proven track record of spearheading the design and delivery of cutting-edge Information Management solutions, he has consistently elevated business operations, streamlined reporting functions, and maximized process efficiency.
Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
-------------------------------------------------------------------------------
Find out more about ISO training and certification services
Training: ISO/IEC 27001 Information Security Management System - EN | PECB
ISO/IEC 42001 Artificial Intelligence Management System - EN | PECB
General Data Protection Regulation (GDPR) - Training Courses - EN | PECB
Webinars: https://pecb.com/webinars
Article: https://pecb.com/article
-------------------------------------------------------------------------------
For more information about PECB:
Website: https://pecb.com/
LinkedIn: https://www.linkedin.com/company/pecb/
Facebook: https://www.facebook.com/PECBInternational/
Slideshare: http://www.slideshare.net/PECBCERTIFICATION
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UP
This Dissertation explores the particular circumstances of Mirzapur, a region located in the
core of India. Mirzapur, with its varied terrains and abundant biodiversity, offers an optimal
environment for investigating the changes in vegetation cover dynamics. Our study utilizes
advanced technologies such as GIS (Geographic Information Systems) and Remote sensing to
analyze the transformations that have taken place over the course of a decade.
The complex relationship between human activities and the environment has been the focus
of extensive research and worry. As the global community grapples with swift urbanization,
population expansion, and economic progress, the effects on natural ecosystems are becoming
more evident. A crucial element of this impact is the alteration of vegetation cover, which plays a
significant role in maintaining the ecological equilibrium of our planet.Land serves as the foundation for all human activities and provides the necessary materials for
these activities. As the most crucial natural resource, its utilization by humans results in different
'Land uses,' which are determined by both human activities and the physical characteristics of the
land.
The utilization of land is impacted by human needs and environmental factors. In countries
like India, rapid population growth and the emphasis on extensive resource exploitation can lead
to significant land degradation, adversely affecting the region's land cover.
Therefore, human intervention has significantly influenced land use patterns over many
centuries, evolving its structure over time and space. In the present era, these changes have
accelerated due to factors such as agriculture and urbanization. Information regarding land use and
cover is essential for various planning and management tasks related to the Earth's surface,
providing crucial environmental data for scientific, resource management, policy purposes, and
diverse human activities.
Accurate understanding of land use and cover is imperative for the development planning
of any area. Consequently, a wide range of professionals, including earth system scientists, land
and water managers, and urban planners, are interested in obtaining data on land use and cover
changes, conversion trends, and other related patterns. The spatial dimensions of land use and
cover support policymakers and scientists in making well-informed decisions, as alterations in
these patterns indicate shifts in economic and social conditions. Monitoring such changes with the
help of Advanced technologies like Remote Sensing and Geographic Information Systems is
crucial for coordinated efforts across different administrative levels. Advanced technologies like
Remote Sensing and Geographic Information Systems
9
Changes in vegetation cover refer to variations in the distribution, composition, and overall
structure of plant communities across different temporal and spatial scales. These changes can
occur natural.
Constructing Your Course Container for Effective Communication
Communicating effectively and consistently with students can help them feel at ease during their learning experience and provide the instructor with a communication trail to track the course's progress. This workshop will take you through constructing an engaging course container to facilitate effective communication.
How to Make a Field Mandatory in Odoo 17
In Odoo, making a field required can be done through both Python code and XML views. When you set the required attribute to True in Python code, it makes the field required across all views where it's used. Conversely, when you set the required attribute in XML views, it makes the field required only in the context of that particular view.
Philippine Edukasyong Pantahanan at Pangkabuhayan (EPP) Curriculum
(𝐓𝐋𝐄 𝟏𝟎𝟎) (𝐋𝐞𝐬𝐬𝐨𝐧 𝟏)-𝐏𝐫𝐞𝐥𝐢𝐦𝐬
𝐃𝐢𝐬𝐜𝐮𝐬𝐬 𝐭𝐡𝐞 𝐄𝐏𝐏 𝐂𝐮𝐫𝐫𝐢𝐜𝐮𝐥𝐮𝐦 𝐢𝐧 𝐭𝐡𝐞 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬:
- Understand the goals and objectives of the Edukasyong Pantahanan at Pangkabuhayan (EPP) curriculum, recognizing its importance in fostering practical life skills and values among students. Students will also be able to identify the key components and subjects covered, such as agriculture, home economics, industrial arts, and information and communication technology.
𝐄𝐱𝐩𝐥𝐚𝐢𝐧 𝐭𝐡𝐞 𝐍𝐚𝐭𝐮𝐫𝐞 𝐚𝐧𝐝 𝐒𝐜𝐨𝐩𝐞 𝐨𝐟 𝐚𝐧 𝐄𝐧𝐭𝐫𝐞𝐩𝐫𝐞𝐧𝐞𝐮𝐫:
-Define entrepreneurship, distinguishing it from general business activities by emphasizing its focus on innovation, risk-taking, and value creation. Students will describe the characteristics and traits of successful entrepreneurs, including their roles and responsibilities, and discuss the broader economic and social impacts of entrepreneurial activities on both local and global scales.
Temple of Asclepius in Thrace. Excavation results
The temple and the sanctuary around were dedicated to Asklepios Zmidrenus. This name has been known since 1875 when an inscription dedicated to him was discovered in Rome. The inscription is dated in 227 AD and was left by soldiers originating from the city of Philippopolis (modern Plovdiv).
Traditional Musical Instruments of Arunachal Pradesh and Uttar Pradesh - RAYH...
Traditional Musical Instruments of Arunachal Pradesh and Uttar Pradesh
Chapter wise All Notes of First year Basic Civil Engineering.pptx
Chapter wise All Notes of First year Basic Civil Engineering
Syllabus
Chapter-1
Introduction to objective, scope and outcome the subject
Chapter 2
Introduction: Scope and Specialization of Civil Engineering, Role of civil Engineer in Society, Impact of infrastructural development on economy of country.
Chapter 3
Surveying: Object Principles & Types of Surveying; Site Plans, Plans & Maps; Scales & Unit of different Measurements.
Linear Measurements: Instruments used. Linear Measurement by Tape, Ranging out Survey Lines and overcoming Obstructions; Measurements on sloping ground; Tape corrections, conventional symbols. Angular Measurements: Instruments used; Introduction to Compass Surveying, Bearings and Longitude & Latitude of a Line, Introduction to total station.
Levelling: Instrument used Object of levelling, Methods of levelling in brief, and Contour maps.
Chapter 4
Buildings: Selection of site for Buildings, Layout of Building Plan, Types of buildings, Plinth area, carpet area, floor space index, Introduction to building byelaws, concept of sun light & ventilation. Components of Buildings & their functions, Basic concept of R.C.C., Introduction to types of foundation
Chapter 5
Transportation: Introduction to Transportation Engineering; Traffic and Road Safety: Types and Characteristics of Various Modes of Transportation; Various Road Traffic Signs, Causes of Accidents and Road Safety Measures.
Chapter 6
Environmental Engineering: Environmental Pollution, Environmental Acts and Regulations, Functional Concepts of Ecology, Basics of Species, Biodiversity, Ecosystem, Hydrological Cycle; Chemical Cycles: Carbon, Nitrogen & Phosphorus; Energy Flow in Ecosystems.
Water Pollution: Water Quality standards, Introduction to Treatment & Disposal of Waste Water. Reuse and Saving of Water, Rain Water Harvesting. Solid Waste Management: Classification of Solid Waste, Collection, Transportation and Disposal of Solid. Recycling of Solid Waste: Energy Recovery, Sanitary Landfill, On-Site Sanitation. Air & Noise Pollution: Primary and Secondary air pollutants, Harmful effects of Air Pollution, Control of Air Pollution. . Noise Pollution Harmful Effects of noise pollution, control of noise pollution, Global warming & Climate Change, Ozone depletion, Greenhouse effect
Text Books:
1. Palancharmy, Basic Civil Engineering, McGraw Hill publishers.
2. Satheesh Gopi, Basic Civil Engineering, Pearson Publishers.
3. Ketki Rangwala Dalal, Essentials of Civil Engineering, Charotar Publishing House.
4. BCP, Surveying volume 1
Your Skill Boost Masterclass: Strategies for Effective Upskilling
Your Skill Boost Masterclass: Strategies for Effective UpskillingExcellence Foundation for South Sudan
Strategies for Effective Upskilling is a presentation by Chinwendu Peace in a Your Skill Boost Masterclass organisation by the Excellence Foundation for South Sudan on 08th and 09th June 2024 from 1 PM to 3 PM on each day.Main Java[All of the Base Concepts}.docx
This is part 1 of my Java Learning Journey. This Contains Custom methods, classes, constructors, packages, multithreading , try- catch block, finally block and more.
Gender and Mental Health - Counselling and Family Therapy Applications and In...
A proprietary approach developed by bringing together the best of learning theories from Psychology, design principles from the world of visualization, and pedagogical methods from over a decade of training experience, that enables you to: Learn better, faster!
Recently uploaded (20)
spot a liar (Haiqa 146).pptx Technical writhing and presentation skills
spot a liar (Haiqa 146).pptx Technical writhing and presentation skills
NEWSPAPERS - QUESTION 1 - REVISION POWERPOINT.pptx
NEWSPAPERS - QUESTION 1 - REVISION POWERPOINT.pptx
BÀI TẬP BỔ TRỢ TIẾNG ANH 8 CẢ NĂM - GLOBAL SUCCESS - NĂM HỌC 2023-2024 (CÓ FI...
BÀI TẬP BỔ TRỢ TIẾNG ANH 8 CẢ NĂM - GLOBAL SUCCESS - NĂM HỌC 2023-2024 (CÓ FI...
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...
ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UP
LAND USE LAND COVER AND NDVI OF MIRZAPUR DISTRICT, UP
Constructing Your Course Container for Effective Communication
Constructing Your Course Container for Effective Communication
Philippine Edukasyong Pantahanan at Pangkabuhayan (EPP) Curriculum
Philippine Edukasyong Pantahanan at Pangkabuhayan (EPP) Curriculum
Traditional Musical Instruments of Arunachal Pradesh and Uttar Pradesh - RAYH...
Traditional Musical Instruments of Arunachal Pradesh and Uttar Pradesh - RAYH...
Chapter wise All Notes of First year Basic Civil Engineering.pptx
Chapter wise All Notes of First year Basic Civil Engineering.pptx
Your Skill Boost Masterclass: Strategies for Effective Upskilling
Your Skill Boost Masterclass: Strategies for Effective Upskilling
B. Ed Syllabus for babasaheb ambedkar education university.pdf
B. Ed Syllabus for babasaheb ambedkar education university.pdf
Gender and Mental Health - Counselling and Family Therapy Applications and In...
Gender and Mental Health - Counselling and Family Therapy Applications and In...
Real estate basic program home loan
- 1. Introduction General Home Finance Awareness Home Loans By Samir Pujara
- 2. Few important points for home loan 1) Rate of interest selection- Fix or floating a) Fix rate is pure fix or not? b) Floating rate- How much spread and it is fix for through out the tenure or not?Example: Rate is depend on RPLR - (spread) = rate` 16.50% - 6.00% = 10.50% (Floating) 16.50% -6.50% =10.00% c) Part fix and part floating facilities 2) Any charges on a) Part payments. b) Fore closer c) Balance transfer d) Switch floating to fix and fix to floating e) Any hidden charges at the time of disbursement like legal, technical.
- 3. 3) Prepayment Benefits and immediate effects 4) Part EMI facilities in under construction property 5) Online A/C 6) Service braches in different cities.
- 4. Sanction Eligibility It depends on monthly income. Formula: Loan Amount =Monthly Fixed Income*50% / Per Lac EMI
- 5. Disbursement Eligibility • Financial Institute disburse the amount against 80% of Cost of Property. Cost of Property = Agreement Cost (Area x Rate) + SD+REG +MSEB+ PARKING+ STAX+VAT
- 6. List of Documents required for loan • Application form duly filled and sign. • PF cheque in favor of (‘HDFC LTD".) • Photograph duly signed. (Appl & co.app) • ID Proof (Appl & co.app) Duly signed (Passport or pan card copy) • Residence proof duly signed Appl & co.app (electricity bill/telephone bill/passport/letter from employer/org bank statement) • Latest 3 months salary slips • Latest 2 years form 16 (income tax returns) • Appointment letter / Relieving letter of previous employment • Latest 6 months original bank stat. of salary a/c and saving a/c • Statement of all existing loan a/c (if any) • Higher qualification certificate.
- 7. Summary • Few Important points for Home Loan • Sanction Eligibility • Rate of Interest Factor Disbursement Eligibility • List of Documents required for loan
- 8. Open House