This document introduces HenmanWealth's financial planning services for aviation professionals. It provides an overview of the services offered, including investment management, retirement planning, protection, tax planning, and additional services like will writing. HenmanWealth specializes in understanding the needs of pilots working in China and aims to help them achieve their financial goals. The financial advice is personalized and delivered through face-to-face meetings. HenmanWealth is partnered with St. James's Place Wealth Management, which uses a distinctive approach to investment management by selecting top fund managers around the world.
TRADE LIKE A HEDGE FUND - Harness the Power Of Technology to Gain Market Edge...Geoffrey Hossie
Presentation by Geoffrey Hossie of Pairtrade Finder to the Marbella Business Institute, 24 February 2017.
An introduction to Pair Trading and Why It Matters To You.
Money Matter - Bringing you insights into the dynamics of moneyAndre Jankowitz
This document summarizes the services provided by 101 Business Insights, which offers insights from various fields like neuroscience and behavioral finance to help understand work and money issues. It provides a portal with over 1000 business insights on various topics from experts of different ranks. The insights cover disciplines like leadership, entrepreneurship, and money matters. Users can participate by sharing their own insights, joining teams, and engaging with other members to advance their rank and insight score.
Jimmy Dean is reputed to have said:"For true success ask yourself these questions: Why? Why not? Why not me? Why not now?" Have we asked ourselves these questions as it pertains to managing risks? Here are some important questions that need to be considered in planning for the future. If there is an area of deficiency that is exposed, according to Jimmy Dean, "why not address it NOW?
This document provides guidance on teaching children financial literacy through their various stages of development. It outlines 10 basic money skills that should be introduced from ages 5 to 18, including saving, spending wisely, budgeting, and investing. It also identifies different child personality types with money, such as hoarders, spendthrifts, and hustlers. The key is introducing financial concepts appropriate for each age in a calm and focused manner. The goal is to help children gain financial independence and responsibility by practicing good money habits.
Henman Wealth - An introduction to our services for Aviation ProfessionalsSam Schenk
This document provides information about financial planning services for aviation professionals offered by HenmanWealth. Some key points:
- HenmanWealth specializes in providing personalized financial advice to pilots and aims to relieve them of financial complexities so they can focus on their career and family.
- Services include investment management, retirement planning, insurance, tax planning and will writing. Investments are managed through St. James's Place's approach of selecting top external fund managers.
- Working in China provides earnings potential but also financial challenges as most carriers do not offer pensions. HenmanWealth understands pilots' needs and creates strategies for their goals.
- Clients are at the center of everything and receive trusted advice
The document discusses retirement income planning using a time-segmented approach to divide retirement assets among investments with different time horizons. This approach, called NextPhaseTM, aims to provide lifetime income during retirement. It employs variable annuities which carry market risk. Interested individuals can contact Coach4Retirees to learn more about how NextPhaseTM can help with retirement planning. The company provides retirement income planning services to help clients take withdrawals at a sustainable rate to enjoy retirement without running out of funds.
Innovation Women Speak! Not Just Another Personal Finance LessonInnovation Women
This interactive, action-driven session will teach you how to think of money as a tool (not just a goal!), how to get your financial life in order, and how to create a full financial wellness plan that you can actually follow. Your financial “Wealth Alpha™” is not about money alone: it’s about how you use your assets, relationships, unique knowledge, and other resources to accomplish your goals. Whether you’re just starting your financial journey or an experienced pro looking to hit refresh, we’ll make sure that this is not just another personal finance session.
You’ll learn:
· Who you still need to add to your Financial Wellness team
· One way to apply a unique resource to have your goals in the next 30 days.
· How to improve one bad money habit you have - in the next 30 days.
This document introduces HenmanWealth's financial planning services for aviation professionals. It provides an overview of the services offered, including investment management, retirement planning, protection, tax planning, and additional services like will writing. HenmanWealth specializes in understanding the needs of pilots working in China and aims to help them achieve their financial goals. The financial advice is personalized and delivered through face-to-face meetings. HenmanWealth is partnered with St. James's Place Wealth Management, which uses a distinctive approach to investment management by selecting top fund managers around the world.
TRADE LIKE A HEDGE FUND - Harness the Power Of Technology to Gain Market Edge...Geoffrey Hossie
Presentation by Geoffrey Hossie of Pairtrade Finder to the Marbella Business Institute, 24 February 2017.
An introduction to Pair Trading and Why It Matters To You.
Money Matter - Bringing you insights into the dynamics of moneyAndre Jankowitz
This document summarizes the services provided by 101 Business Insights, which offers insights from various fields like neuroscience and behavioral finance to help understand work and money issues. It provides a portal with over 1000 business insights on various topics from experts of different ranks. The insights cover disciplines like leadership, entrepreneurship, and money matters. Users can participate by sharing their own insights, joining teams, and engaging with other members to advance their rank and insight score.
Jimmy Dean is reputed to have said:"For true success ask yourself these questions: Why? Why not? Why not me? Why not now?" Have we asked ourselves these questions as it pertains to managing risks? Here are some important questions that need to be considered in planning for the future. If there is an area of deficiency that is exposed, according to Jimmy Dean, "why not address it NOW?
This document provides guidance on teaching children financial literacy through their various stages of development. It outlines 10 basic money skills that should be introduced from ages 5 to 18, including saving, spending wisely, budgeting, and investing. It also identifies different child personality types with money, such as hoarders, spendthrifts, and hustlers. The key is introducing financial concepts appropriate for each age in a calm and focused manner. The goal is to help children gain financial independence and responsibility by practicing good money habits.
Henman Wealth - An introduction to our services for Aviation ProfessionalsSam Schenk
This document provides information about financial planning services for aviation professionals offered by HenmanWealth. Some key points:
- HenmanWealth specializes in providing personalized financial advice to pilots and aims to relieve them of financial complexities so they can focus on their career and family.
- Services include investment management, retirement planning, insurance, tax planning and will writing. Investments are managed through St. James's Place's approach of selecting top external fund managers.
- Working in China provides earnings potential but also financial challenges as most carriers do not offer pensions. HenmanWealth understands pilots' needs and creates strategies for their goals.
- Clients are at the center of everything and receive trusted advice
The document discusses retirement income planning using a time-segmented approach to divide retirement assets among investments with different time horizons. This approach, called NextPhaseTM, aims to provide lifetime income during retirement. It employs variable annuities which carry market risk. Interested individuals can contact Coach4Retirees to learn more about how NextPhaseTM can help with retirement planning. The company provides retirement income planning services to help clients take withdrawals at a sustainable rate to enjoy retirement without running out of funds.
Innovation Women Speak! Not Just Another Personal Finance LessonInnovation Women
This interactive, action-driven session will teach you how to think of money as a tool (not just a goal!), how to get your financial life in order, and how to create a full financial wellness plan that you can actually follow. Your financial “Wealth Alpha™” is not about money alone: it’s about how you use your assets, relationships, unique knowledge, and other resources to accomplish your goals. Whether you’re just starting your financial journey or an experienced pro looking to hit refresh, we’ll make sure that this is not just another personal finance session.
You’ll learn:
· Who you still need to add to your Financial Wellness team
· One way to apply a unique resource to have your goals in the next 30 days.
· How to improve one bad money habit you have - in the next 30 days.
deVere Group, one of the world's largest independent financial advisory organisations, generated significant news coverage in September 2015. The document provides a sampling of this coverage, including quotes from deVere executives that were featured in international, national, regional and local media regarding various financial topics such as the election of Jeremy Corbyn as UK Labour Party leader, the US Federal Reserve's decision on interest rates, retirement planning in the UAE and UK, and the results of deVere surveys. It also mentions that deVere named Peter Hobbs as its new chairman.
Harvard Law Entrepreneurship Project (HLEP) - Fundraising 101David Chang
This document summarizes a lunch talk on fundraising basics given by David Chang. It discusses determining the appropriate funding source based on a company's growth trajectory, the stages of venture capital funding, how to structure a fundraising round, negotiating valuation, and tips for pitching to investors. Key points include having a financial model, use of proceeds, milestones, creating a target investor list, closing deals over preferred stock or convertible debt, and the fundraising process typically taking 3-6 months.
This document provides an overview of angel investing, including profiles of typical angel investors and different types of angel investors. It discusses advantages of direct venture investing, criteria private investors consider, reasons for syndicating investments early to mitigate risk, and targeted rates of return. The summary focuses on key details about angel investors while maintaining brevity.
This document provides guidance on fundraising for a seed round of funding. It outlines key steps including preparing financials and pitch materials, identifying target investors, socializing your idea, conducting the fundraising campaign, and closing the deal. Important considerations are determining how much funding is needed based on financial projections, establishing milestones to prove business model risks are mitigated, and negotiating valuation and equity stakes. The process typically takes 3-6 months and success relies on building relationships, finding investors, and addressing their diligence needs.
Introduction To Financial Planning And Wealth AdviceFrank Agliotti
The document provides information about Wisdom for Wealth, a financial planning and wealth advice practice established in 2000. It discusses the benefits of financial planning such as maintaining capital and income, minimizing taxes, and achieving financial independence in retirement. It also outlines the investment management services provided, including developing personalized investment strategies, selecting reputable money managers, and taking a long-term diversified approach. Clients benefit from a team approach with their personal financial planner and support staff.
How to Become Rich Someday by Secured OptionsSecuredoptions
Becoming rich requires knowledge, hard work, and most importantly, a plan. While getting rich is by no means easy, there are a few paths that are proven to make you rich over time assuming you put in the time, effort, and dedication. By investing in both yourself, and in the stock market, you are very likely to end up well-off someday. Secured Options is today’s leading binary options trading platform. As binary options have become more popular than ever, secured options provides traders with an excellent trader experience in terms of security, features, user-friendliness, tools, and education. http://secured-options.weebly.com
How to Become Rich Someday by Secured OptionsSecuredoptions
Becoming rich requires knowledge, hard work, and most importantly, a plan. While getting rich is by no means easy, there are a few paths that are proven to make you rich over time assuming you put in the time, effort, and dedication. By investing in both yourself, and in the stock market, you are very likely to end up well-off someday. Secured Options is today’s leading binary options trading platform. As binary options have become more popular than ever, secured options provides traders with an excellent trader experience in terms of security, features, user-friendliness, tools, and education. http://secured-options.weebly.com
This document provides secrets to achieving financial independence according to Michael Woloshin. It discusses that most of what people learn about money growing up is incorrect. The true secret to increasing net worth is to spend less than you make. It also emphasizes that income is not the same as wealth and that you need surplus funds to invest in order to take advantage of investment opportunities. Additionally, it notes that grades in school do not correlate with future wealth and that taxes are an important consideration, as asset placement can significantly impact tax liability and ultimate wealth. The document aims to provide guidance on achieving financial independence.
The document discusses venture capital financing options for entrepreneurs. It describes different types of equity financing like common shares, preferred shares, and convertible loans. It outlines the pros and cons of taking equity financing including giving up some control. It also describes different types of investors like angels and venture capitalists, and explains their typical investment stages and expectations. Examples are provided for valuing a company during seed and Series A financing rounds. Resources for finding investors and fundraising are listed.
Amxnews provide the latest stock market news You can have access to trending stock markets, business and also in artificial intelligence stock markets. For more info visit: https://www.amxnews.com/
The document provides advice for prudent investing. It recommends evaluating your financial condition and investment goals before investing to avoid losses that could harm personal relationships. Investors should understand the risks of different investment types like stocks and mutual funds and invest within their comfort level for the long term. The document also advises maintaining an emergency savings fund of 4-6 months of income to protect against unexpected hardships and avoid using credit for investing due to high interest rates.
MSC Malaysia InnoTech Johor - Raising Funds In today's EconomyChanpl
This document provides an overview of raising funds for startups at different stages and from different sources. It discusses the stages of funding from pre-seed to IPO and examples of funding amounts. It emphasizes that startups need a solid business idea, strong management, and intellectual property protection to attract investors. The document also outlines what investors look for from startups and what startups should look for in investors. It stresses the importance of using funding wisely and delivering on promises to investors.
This document highlights possible mistakes people can make when investing their assets. What seem like sensible approaches or guideline could serve to limit the growth potential of one's portfolio. An unbiased independent advisor can help sift the misconceptions from reality.
This document discusses 10 strategies for high-net-worth families to build and protect their wealth. Strategy 4 focuses on effectively using surplus assets that are unlikely to be needed during retirement. It recommends gifting surplus assets to family members to avoid high taxes, purchasing a tax-exempt life insurance policy to shield assets from taxes, or giving to charity to create a charitable legacy while gaining tax relief. The strategy aims to protect assets from taxes and creditors by removing surplus funds from one's estate.
Waite Financial provides wealth management and financial planning services to affluent individuals and families. Katherine Newton, who has over 30 years of experience, runs Waite Financial and aims to ensure her clients' goals and dreams are honored and protected. She works closely with clients on a variety of issues, including retirement planning, tax planning, estate planning, and business transitions. Her goal is to design customized plans to help clients achieve their dreams while avoiding risks. Waite Financial offers objective advice, transparency, and a team approach to meet all of a client's financial needs.
Sunil Bharti Mittal is an Indian businessman who founded Bharti Enterprises and is the chairman and managing director of Bharti Airtel, India's largest telecommunications services company. He was born in 1957 in Ludhiana, India and started his first business making bicycle parts in 1976 with 20,000 rupees. Today, Bharti Airtel has the largest customer base in India with international alliances. Mittal has received several awards for his leadership and transforming the Indian telecom sector.
This document summarizes Florian Goetz's thesis project which involved visualizing future extreme water levels in Halifax's Northwest Arm in 2100. Goetz researched various visualization methods and chose to create photorealistic visualizations using photos he took of the Northwest Arm area. He manipulated the photos using software to simulate different water level scenarios resulting from sea level rise and storms. Goetz presented the manipulated photos in an interactive story map to effectively communicate the potential impacts of coastal flooding to viewers. The project aimed to test an innovative visualization method for sea level rise impacts that had not yet been used in Halifax.
deVere Group, one of the world's largest independent financial advisory organisations, generated significant news coverage in September 2015. The document provides a sampling of this coverage, including quotes from deVere executives that were featured in international, national, regional and local media regarding various financial topics such as the election of Jeremy Corbyn as UK Labour Party leader, the US Federal Reserve's decision on interest rates, retirement planning in the UAE and UK, and the results of deVere surveys. It also mentions that deVere named Peter Hobbs as its new chairman.
Harvard Law Entrepreneurship Project (HLEP) - Fundraising 101David Chang
This document summarizes a lunch talk on fundraising basics given by David Chang. It discusses determining the appropriate funding source based on a company's growth trajectory, the stages of venture capital funding, how to structure a fundraising round, negotiating valuation, and tips for pitching to investors. Key points include having a financial model, use of proceeds, milestones, creating a target investor list, closing deals over preferred stock or convertible debt, and the fundraising process typically taking 3-6 months.
This document provides an overview of angel investing, including profiles of typical angel investors and different types of angel investors. It discusses advantages of direct venture investing, criteria private investors consider, reasons for syndicating investments early to mitigate risk, and targeted rates of return. The summary focuses on key details about angel investors while maintaining brevity.
This document provides guidance on fundraising for a seed round of funding. It outlines key steps including preparing financials and pitch materials, identifying target investors, socializing your idea, conducting the fundraising campaign, and closing the deal. Important considerations are determining how much funding is needed based on financial projections, establishing milestones to prove business model risks are mitigated, and negotiating valuation and equity stakes. The process typically takes 3-6 months and success relies on building relationships, finding investors, and addressing their diligence needs.
Introduction To Financial Planning And Wealth AdviceFrank Agliotti
The document provides information about Wisdom for Wealth, a financial planning and wealth advice practice established in 2000. It discusses the benefits of financial planning such as maintaining capital and income, minimizing taxes, and achieving financial independence in retirement. It also outlines the investment management services provided, including developing personalized investment strategies, selecting reputable money managers, and taking a long-term diversified approach. Clients benefit from a team approach with their personal financial planner and support staff.
How to Become Rich Someday by Secured OptionsSecuredoptions
Becoming rich requires knowledge, hard work, and most importantly, a plan. While getting rich is by no means easy, there are a few paths that are proven to make you rich over time assuming you put in the time, effort, and dedication. By investing in both yourself, and in the stock market, you are very likely to end up well-off someday. Secured Options is today’s leading binary options trading platform. As binary options have become more popular than ever, secured options provides traders with an excellent trader experience in terms of security, features, user-friendliness, tools, and education. http://secured-options.weebly.com
How to Become Rich Someday by Secured OptionsSecuredoptions
Becoming rich requires knowledge, hard work, and most importantly, a plan. While getting rich is by no means easy, there are a few paths that are proven to make you rich over time assuming you put in the time, effort, and dedication. By investing in both yourself, and in the stock market, you are very likely to end up well-off someday. Secured Options is today’s leading binary options trading platform. As binary options have become more popular than ever, secured options provides traders with an excellent trader experience in terms of security, features, user-friendliness, tools, and education. http://secured-options.weebly.com
This document provides secrets to achieving financial independence according to Michael Woloshin. It discusses that most of what people learn about money growing up is incorrect. The true secret to increasing net worth is to spend less than you make. It also emphasizes that income is not the same as wealth and that you need surplus funds to invest in order to take advantage of investment opportunities. Additionally, it notes that grades in school do not correlate with future wealth and that taxes are an important consideration, as asset placement can significantly impact tax liability and ultimate wealth. The document aims to provide guidance on achieving financial independence.
The document discusses venture capital financing options for entrepreneurs. It describes different types of equity financing like common shares, preferred shares, and convertible loans. It outlines the pros and cons of taking equity financing including giving up some control. It also describes different types of investors like angels and venture capitalists, and explains their typical investment stages and expectations. Examples are provided for valuing a company during seed and Series A financing rounds. Resources for finding investors and fundraising are listed.
Amxnews provide the latest stock market news You can have access to trending stock markets, business and also in artificial intelligence stock markets. For more info visit: https://www.amxnews.com/
The document provides advice for prudent investing. It recommends evaluating your financial condition and investment goals before investing to avoid losses that could harm personal relationships. Investors should understand the risks of different investment types like stocks and mutual funds and invest within their comfort level for the long term. The document also advises maintaining an emergency savings fund of 4-6 months of income to protect against unexpected hardships and avoid using credit for investing due to high interest rates.
MSC Malaysia InnoTech Johor - Raising Funds In today's EconomyChanpl
This document provides an overview of raising funds for startups at different stages and from different sources. It discusses the stages of funding from pre-seed to IPO and examples of funding amounts. It emphasizes that startups need a solid business idea, strong management, and intellectual property protection to attract investors. The document also outlines what investors look for from startups and what startups should look for in investors. It stresses the importance of using funding wisely and delivering on promises to investors.
This document highlights possible mistakes people can make when investing their assets. What seem like sensible approaches or guideline could serve to limit the growth potential of one's portfolio. An unbiased independent advisor can help sift the misconceptions from reality.
This document discusses 10 strategies for high-net-worth families to build and protect their wealth. Strategy 4 focuses on effectively using surplus assets that are unlikely to be needed during retirement. It recommends gifting surplus assets to family members to avoid high taxes, purchasing a tax-exempt life insurance policy to shield assets from taxes, or giving to charity to create a charitable legacy while gaining tax relief. The strategy aims to protect assets from taxes and creditors by removing surplus funds from one's estate.
Waite Financial provides wealth management and financial planning services to affluent individuals and families. Katherine Newton, who has over 30 years of experience, runs Waite Financial and aims to ensure her clients' goals and dreams are honored and protected. She works closely with clients on a variety of issues, including retirement planning, tax planning, estate planning, and business transitions. Her goal is to design customized plans to help clients achieve their dreams while avoiding risks. Waite Financial offers objective advice, transparency, and a team approach to meet all of a client's financial needs.
Sunil Bharti Mittal is an Indian businessman who founded Bharti Enterprises and is the chairman and managing director of Bharti Airtel, India's largest telecommunications services company. He was born in 1957 in Ludhiana, India and started his first business making bicycle parts in 1976 with 20,000 rupees. Today, Bharti Airtel has the largest customer base in India with international alliances. Mittal has received several awards for his leadership and transforming the Indian telecom sector.
This document summarizes Florian Goetz's thesis project which involved visualizing future extreme water levels in Halifax's Northwest Arm in 2100. Goetz researched various visualization methods and chose to create photorealistic visualizations using photos he took of the Northwest Arm area. He manipulated the photos using software to simulate different water level scenarios resulting from sea level rise and storms. Goetz presented the manipulated photos in an interactive story map to effectively communicate the potential impacts of coastal flooding to viewers. The project aimed to test an innovative visualization method for sea level rise impacts that had not yet been used in Halifax.
This document analyzes Ford's competitive environment in the US automobile market. It provides information on the market structure, the largest competitors including GM, Toyota, Chrysler and Honda, and each competitors' US market share, revenue, income and brand portfolio. It also discusses trends in the external environment such as rising oil prices and environmental concerns, and Ford's plan to invest in improving fuel efficiency and developing hybrid and electric vehicles.
Kavin Bharti Mittal is an Indian entrepreneur and founder/CEO of Hike Messenger, a popular messaging app in India. After graduating with engineering degrees from Imperial College London and the University of York, he founded AppSpark which created successful mobile apps. In 2012, he launched Hike Messenger which has grown rapidly to over 70 million users. Under his leadership, Hike Messenger has expanded its features and raised over $80 million in funding to become one of India's leading mobile communication platforms.
Sunil Bharti Mittal is an Indian businessman who founded Bharti Enterprises and is the chairman and managing director of Bharti Airtel, India's largest telecommunications services company. He was born in 1957 in Ludhiana, India and graduated from Punjab University with a bachelor's degree. Starting from a small business making bicycle parts, he has grown Bharti Airtel into a major player in India's telecom industry. Mittal also focuses on philanthropic work through the Bharti Foundation, which has established over 200 schools across India.
Women can't afford to avoid investing, but they don't have to do it alone either. Do your due dilligence on selecting a financial advisor who actually has additional credentials beyond just being licensed to sell you an investment. Ask the advisor how long they have been in the business, and what have they done to become a better advisor since they started. Just because someone has been in the business 15 years, doesn't mean they haven't simply repeated the first year 14 other times!
The document provides information on the wealth advisory services offered by SCI Wealth Advisers. They help clients with investment planning, building emergency funds, drafting wills, trusts, financial planning, retirement planning, protection needs, and more. The financial planning process involves understanding the client's current financial position and goals, developing a tailored plan, helping build diversified investment portfolios, and ongoing monitoring. SCI aims to put clients first and provide trusted advice to help secure clients' financial futures.
- Investing requires research, knowledge, and realistic expectations about risks and returns in order to achieve financial goals.
- Beginners should learn about how investing works and determine their goals before putting any money into the market to lower risks.
- Speaking to a financial planner can help new investors develop an appropriate strategy and understand what returns they can reasonably expect to make over time.
The document provides an overview of investing basics for Canadians. It explains that investing is necessary for retirement planning as fewer workers have pensions. It defines savings as money not spent, while investments are a way to use money to make more through returns and gains. Investing involves risk but can achieve different goals like home purchases, education savings, or retirement income. The document outlines common investment types and stresses diversifying and only investing in understood products to reduce risk. It advises seeking guidance from financial advisors if needed.
Warren Buffett once said that people sit in the shade today because others planted trees long ago, referring to investments. While current economic conditions may seem unstable, investing benefits remain true in any market or time. Making investments means putting money to work to grow, unlike saving which focuses on returns. Strategizing well by knowing your objectives like education, retirement or business is key. Invest wisely in investments aligned with your goals, not popularity lists, and monitor them over time to benefit from growth as part-owner like Buffett does. Diversified long-term investments provide both security and growth for future plans and family stability.
The document discusses the challenges faced by life insurance companies in India. It notes that insurance still needs to be actively sold rather than bought. Regulations limit incentivization of sales and agents can only show limited returns. There is also a low proportion of contributing agents and lack of training. While LIC dominates the brand, private players face challenges. Customers now demand meaningful engagement and need-based products. The document then analyzes distribution channels and target customer profiles for mass affluent and low affluent groups. It proposes positioning and communications strategies tailored for each group's mindset and aspirations.
The document provides advice on mutual fund investing from The Financial Literates website. It discusses choosing the right mutual funds by properly diversifying across market caps, fund houses, and types of funds. It emphasizes the importance of matching funds' stated objectives and risks to the investor's goals and risk tolerance. Past performance is not indicative of future returns, and funds should be evaluated based on long-term performance across market cycles.
The document discusses trusts and how they can be used to protect assets and provide for beneficiaries. It notes that a trust involves a settlor transferring assets to trustees for the benefit of beneficiaries. It also discusses appointing suitable trustees, types of trusts (inter-vivos and testamentary), registering trusts, controlling trust assets, protecting from creditors, and SCI's financial planning services for establishing trusts.
Christopher Financial Group is an independent financial advisory firm located in Conshohocken, PA. The firm's president, Thomas Christopher, offers financial planning and investment management services. Securities are offered through Raymond James Financial Services. The document provides background on Christopher's qualifications and experience, as well as information about the services offered by the firm to help clients achieve their financial goals.
Investing Rules You Should Never Break is a concise and practical guide that provides investors with essential principles for successful and sustainable investing. This e-book covers the fundamental rules that every investor should follow to avoid costly mistakes and achieve their financial goals.
The book offers insights and advice on how to create a diversified investment portfolio, manage risks, and maximize returns. It also includes strategies for managing emotions and avoiding common behavioral biases that can lead to poor investment decisions.
Investing Rules You Should Never Break is an excellent resource for both novice and experienced investors who want to improve their investment outcomes. The tips and strategies presented in this e-book are actionable and backed by research, making it a reliable guide for anyone seeking to invest wisely and profitably.
The document outlines 10 reasons to use a financial adviser:
1) They can help assess your needs and recommend the best options to protect yourself and your family from financial hardship due to personal tragedy.
2) They can help plan both your spending and saving to build assets and wealth as efficiently as possible for both short and long-term needs.
3) They can help plan for retirement by sorting through pension and investment options to maximize your long-term prospects.
John Labunski Provider of financial services based in Plano, Texas. The company offers estate planning, life insurance, income strategies, annuities and retirement planning services to its clients.
John Labunski, the former CEO of Bank of America and one of the most influential figures in banking in the last two decades, will be retiring this week. His retirement marks a momentous occasion for a man who has devoted his life to transforming the financial world.
SCI Group is a financial services company founded in 2002 in Botswana that provides services like financial planning, investment advising, trusts and estate planning. It has over 20 employees with various qualifications and licenses who assist clients using a six step financial planning process. The company aims to be the trusted financial advisors of choice in Botswana and provides services to help clients grow and protect their wealth, invest for retirement, children's education and more. SCI Group's independent advisors develop customized financial plans and portfolios to help clients achieve their goals.
An easy to understand guide to investing in securities like stocks, bonds and mutual funds for your financial future. This is material taken from chapter two of my book, "Figuring Out Wall Street".
Dukes Wealth Management provides financial planning services including investments, retirement planning, estate planning, insurance, and wealth management to help clients achieve peace of mind. As a small, personal firm, Dukes understands clients' individual needs and works closely with them to develop tailored plans and ensure their financial goals and values are realized. Dukes aims to guide clients in taking control of their finances through expert advice and recommendations.
This document provides steps for building a balanced investment portfolio. It discusses understanding risk tolerance, knowing your investment style, diversifying across asset classes and geographical regions, choosing appropriate funds, and monitoring decisions. The five steps outlined are: 1) understand risk, 2) know your type, 3) diversify across asset classes, regions, and managers, 4) choose funds aligned with your goals and risk tolerance, and 5) regularly review funds and make changes when underperformance persists. Maintaining a balanced, diversified portfolio can help reduce overall risk.
AES International is a multi-award winning international wealth management and employee benefits organisation.
Find out why you should join our movement: https://www.aesinternational.com/
This document discusses the importance of setting savings goals and outlines True Potential's philosophy on investing. The key points are:
- Setting clear, quantified goals that account for inflation is crucial for effective savings and investment. Goals should be fun and motivate continued saving.
- Understanding your risk tolerance is important for choosing appropriate investments that can help you achieve your goals while avoiding excessive risk.
- True Potential believes investing can be simple, easy to understand, and focus on long-term growth to beat inflation and outperform cash savings. They emphasize transparency and monitoring progress regularly.
The document provides a weekly summary of key economic indicators and financial market performance in India for the period of 1st-8th June 2018. Some of the key highlights included:
- The Indian equity market ended the week flat with the Sensex gaining 0.61% supported by expectations of a normal monsoon, rupee strengthening, and falling crude prices.
- Bond yields rose as RBI raised repo and reverse repo rates by 25 bps while maintaining a neutral liquidity stance, suggesting this may be the only rate hike this fiscal year.
- FII investments were positive at Rs. 1,164 crore while DII investments were higher at Rs. 2,470 crore for the week.
- The Indian equity market rose slightly over the week, aided by falling crude oil prices and recovery in the rupee. Volatility increased due to political issues in Italy and trade war fears. Telecom and oil & gas sectors saw gains while infrastructure, realty, and pharma declined.
- The 10-year Indian government bond yield increased sharply by 11 basis points to 7.84% due to higher than expected GDP growth and inflation numbers.
- Key economic indicators included 7.7% GDP growth in Q4, 4.58% CPI inflation in April, and 12.65% growth in credit in May. The RBI's monetary policy meeting on June 6th is expected to take a h
- The key Indian equity indices Sensex closed the week with marginal gains of 0.5% despite volatility in the market from events like US Fed rate hikes and the de-nuclearization of North Korea. Pharma stocks gained the most while metals and oil & gas dragged.
- Yields on the 10-year Indian government bond eased initially but rose later in the week due to higher inflation numbers. The RBI kept policy rates unchanged.
- Internationally, the US Federal Reserve raised interest rates as expected while China's industrial production growth slowed slightly. The Trump-Kim summit led to agreements on denuclearization.
The document provides an outlook on global debt markets in November 2016. It notes that global bond yields are rising rapidly as central banks move away from easy monetary policies. The US 10-year Treasury yield rose to a 5-month high near 1.87% on expectations of a December rate hike by the US Federal Reserve. German and UK bond yields also increased. Global bond markets experienced a significant selloff due to expectations of higher US rates and uncertainty around the ECB's bond purchase program.
The document provides an overview and outlook across various asset classes and sectors in India and globally. Some key points:
- Domestic equity markets have seen modest gains of around 8.5% year-to-date despite recent volatility due to political tensions. Bond yields have fallen in India on expectations of further rate cuts.
- Global central banks like the Fed and ECB appear less accommodative but the US economy remains resilient. Growth has slowed in Japan and parts of Europe.
- Automobiles, banks, FMCG and infrastructure sectors are expected to perform well in India, while cement may see a recovery. Select domestic sectors and stocks still appear attractive relative to other emerging markets.
- The document provides an economic and market summary for the week of November 14-18, 2016. It discusses developments in global markets, the Indian economy and stock market, and provides commentary on sectors and asset classes.
- Key points include the expectation of US Federal rate hikes in December, the impact of India's demonetization on various industries, and an outlook that Indian stock markets will see further declines in the short-term but provide buying opportunities. Debt markets are also seen as favorable due to expected interest rate cuts.
The document provides an analysis of recent events affecting global markets. It discusses two major events: 1) US presidential elections resulting in a victory for Donald Trump and 2) India's demonetization of Rs. 500 and Rs. 1000 currency notes. It summarizes the short-term negative impacts these events will have on certain sectors in India as well as longer-term positive impacts expected, especially in banking, infrastructure, and rate-sensitive sectors. Market indices are expected to remain cautious in the near-term but the analysis maintains a long-term bullish outlook for Indian markets.
The document summarizes recent news and developments in global markets and the Indian economy from October 31 - November 4, 2016. It discusses the impact of the FBI announcement regarding Hillary Clinton's emails on US and global markets. It also covers the upcoming US presidential election and its potential effects. Domestically, it discusses recent inflation data, bank earnings, and the progress of GST implementation in India. Globally, it mentions recent economic data and central bank decisions in the US, UK, Eurozone, and China.
The document provides an equity market outlook and analysis for the period of Diwali to Diwali (October 2016 to October 2017). It notes that large caps underperformed with returns of 5-6% last year while midcaps saw stronger returns of 19-20%. For the current year, it expects lower double digit returns for large caps and 15-20% returns for mid and small caps. It recommends focusing on sectors with good private demand like financials, automobiles, and consumer durables. Large caps are seen as providing stability but lower returns compared to midcaps where returns of 15% are expected over the next year for those with a higher risk appetite and 2-3 year investment horizon.
- Markets have shown a flattish trend for the past few weeks due to mixed global news and lack of interesting domestic news. Quarterly earnings will be a key focus.
- The US Fed minutes showed many members supported a rate hike while others wanted rates kept steady. Globally, some nations want softer rates while developed nations prefer harder rates.
- In India, quarterly earnings just began and will be important, with IT companies continuing to disappoint so far. Regional cement players may report better numbers than large caps with nationwide reach. Private banks are expected to report strong results.
- Last week, global equity markets declined sharply due to one bad trading day that rattled investors who had become complacent about continuously rising prices. However, market corrections of 6-8% are normal and investors should focus on investing in good quality stocks during declines rather than withdrawing.
- Concerns remain about instability in Europe's banking system, uncertainty around US interest rates after the election, and potential for Chinese currency devaluation. Wholesale inflation slowed in India while the government may increase public spending to spur growth.
- Key stock indices declined over the past week with the Sensex falling 1.46% while most sectors also ended lower with metals and power dropping the most.
- The monetary policy committee unanimously agreed to cut interest rates by 0.25 basis points, though some banks have passed on lower rates between 0.10-0.15%. Rate cuts are hoped to boost consumption.
- Early indicators show strong consumer durable and auto sales during the Ganpati and upcoming festivals, suggesting good consumption for the next few months.
- Earnings growth of 17-18% is expected this fiscal year, with most growth occurring in the third and fourth quarters.
- Upcoming global events like the US elections and potential interest rate hikes could increase volatility.
The document provides an overview of global and domestic markets and economic indicators for the week of September 5-9, 2016. Key points include:
- There was a global market correction on Friday due to falling bond prices, though this does not necessarily mean the dislocation in markets has been corrected.
- Indian consumer inflation is expected to have eased in August but may still be too high for an interest rate cut in September. Tax receipts rose robustly in August.
- Economic data from major economies like Germany, the US, and China suggests slowing growth, while long-term debt issuance in Europe may increase risks.
- Indian indices fell for the week while commodities like crude oil rose and the rupee
The document provides a weekly summary of domestic and global economic news from August 29th to September 2nd, 2016.
Domestically, Indian factory activity expanded at its fastest pace since mid-2015 in August. However, India's annual economic growth slowed to 7.1% in the second quarter, below expectations. Globally, British manufacturing rebounded in August after Brexit. US job growth slowed in August, likely putting off a Federal Reserve rate hike. China and the US committed to refrain from competitive currency devaluations. Major stock indices rose around 1-3% over the week.
This document provides an overview and outlook across various sectors in India and globally. It discusses domestic and global economic factors, equity and debt market performance, sector-specific views, and other relevant topics. Key points include a positive outlook for domestic consumption sectors due to the festive season, signs of recovery in the Indian manufacturing sector, and expectations that global central banks will continue accommodative monetary policies.
- The equity markets in India traded in a narrow range over the past week and are expected to remain range-bound in the coming weeks. Key economic data like GDP and core sector growth were in line with expectations.
- In the US, recent data points to continued moderate economic growth and makes the case for an interest rate hike in September. The impact of rate hikes is expected to be greater on developed markets than emerging markets like India.
- Macroeconomic indicators from China suggested efforts to reduce corporate financing costs and tax burdens to boost the economy, while the central bank took measures to inject liquidity into markets.
This document provides a weekly summary of economic, market, and other news from August 16-19, 2016. Some key points:
- India's CPI inflation rose above 6% in July, exceeding the central bank's tolerance limit and raising expectations of further rate hikes.
- Global government bond yields increased modestly, with the US 10-year yield rising to 1.6%, while oil prices fell on doubts that upcoming producer talks would reduce oversupply.
- Domestically, strong monsoon rains are expected to boost agricultural growth and the overall economy. Internationally, China's exports declined in 2016 and are projected to fall further due to economic pressures.
This document provides a weekly summary of global and domestic economic news and market performance for the week of August 8-12, 2016. Some key points:
- India's wholesale and consumer price inflation increased in July driven by higher food prices. Industrial production growth slowed in the Eurozone and China.
- US retail sales were flat in July and the budget deficit declined, while China's economic growth slowed with the weakest investment growth in over 15 years.
- The Indian stock market ended the week slightly lower, with the Sensex falling 0.11%. Most sectoral indices also declined over the week except for banking. Commodity prices were mixed with gold falling slightly while crude oil rose.
ProSocial Behaviour - Applied Social Psychology - Psychology SuperNotesPsychoTech Services
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Understanding of Self - Applied Social Psychology - Psychology SuperNotesPsychoTech Services
A proprietary approach developed by bringing together the best of learning theories from Psychology, design principles from the world of visualization, and pedagogical methods from over a decade of training experience, that enables you to: Learn better, faster!
This presentation delves into the core principles of personality development as taught by Tim Han. Understand the importance of self-awareness, goal setting, and maintaining a positive attitude. Gain valuable tips on improving communication skills and developing emotional intelligence. Tim Han’s practical advice and holistic approach will help you embark on a transformative journey towards becoming your best self.
Covey says most people look for quick fixes. They see a big success and want to know how he did it, believing (and hoping) they can do the same following a quick bullet list.
But real change, the author says, comes not from the outside in, but from the inside out. And the most fundamental way of changing yourself is through a paradigm shift.
That paradigm shift is a new way of looking at the world. The 7 Habits of Highly Effective People presents an approach to effectiveness based on character and principles.
The first three habits indeed deal with yourself because it all starts with you. The first three habits move you from dependence from the world to the independence of making your own world.
Habits 4, 5 and 6 are about people and relationships. The will move you from independence to interdependence. Such, cooperating to achieve more than you could have by yourself.
The last habit, habit number 7, focuses on continuous growth and improvement.
Aggression - Applied Social Psychology - Psychology SuperNotesPsychoTech Services
A proprietary approach developed by bringing together the best of learning theories from Psychology, design principles from the world of visualization, and pedagogical methods from over a decade of training experience, that enables you to: Learn better, faster!
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My article gives a set of techniques used by men to subtly and effectively attract women without overtly displaying their intentions. It involves using non-verbal cues, body language, and subtle psychological tactics to create intrigue and build attraction. The goal is to appear confident, mysterious, and charismatic while maintaining an air of mystery that piques the interest of the person you are trying to attract. This approach emphasizes subtlety and finesse in communication and interaction to create a powerful and lasting impression.