SCI Wealth - Licensed Investment Advisers, Certified Financial Planners in Gaborone, Botswana

1. COMPANY PROFILE
helping people become financially more successful

2. Company Profile
CONTENTS
 Background & History
 Company Structure & Regulatory Licensing
 Vision Mission and values
 Products & Services
 Key Personnel
BACKGROUND & HISTORY OF SCI
Founded in 2002 as Southern Cross International, SCI Group is headed by James Fern CFP®, a Certified Financial
Planning Professional.
Our 20 strong Botswana team hold a wide range of experience and qualifications.
We provide high quality financial planning advice, and give exceptional personal service.


3. COMPANY STRUCTURE & REGULATORY LICENSING
SCI Group provides holistic financial planning services
through the following licensed entities:
SCI WEALTH (PTY) LTD
UIN: BW00000099371
Licensed Investment Advisors
NBFIRA 10/3/74
SCI COLLECTIONS (PTY) LTD
UIN: BW00000187144
Debtor Rehabilitation & Counselling
SCI FIDUCIARY (PTY) LTD
UIN: BW00002473907
Independent Corporate Trustees
SCI TRAINING (PTY) LTD
UIN: BW00000094047
Financial Literacy Education

4. CORE VALUES
 Ethics
We value honesty and integrity above all
else. We tell our clients the truth, even if it is
a hard truth.
 Value-Added
We strive to add value wherever possible,
even though we realise that it is often
intangible.
 Independence
We work on our clients’ side as trusted
advisers. We give best advice, and do not
represent third parties.
 Expertise
We use Continuous Professional
Development to stay ahead in our formal
qualifications our general expertise.
VISION
To be the trusted financial advisers of choice to
Citizens and Residents of Botswana.
MISSION
To provide first class financial planning and
investment advice and services to professional
individuals and business owners, so that they
become financially more successful.

5. SIX STEP FINANCIAL PLANNING PROCESS
 We introduce our ideas to you at a
complimentary, face-to-face discovery meeting.
 We seek to understand where you are now
financially, and what you need to achieve in the
future.
 We gauge your appetite for risk, and counsel
you on the level of growth you should target.
 We develop a financial plan for you - tailor made
for your goals.
 We help you to build diversified investment
portfolios. That may include cash, stocks, bonds,
property & commodities - to grow your wealth.
 We will be at hand to monitor your financial
plans on an ongoing basis, building a trusted
relationship that can last many years.
find out more now at: www.sci.co.bw

6. INVESTMENT PLANNING
Guidance on how to:
 Build Wealth - through investing either
once-off or on a regular basis
 Reduce Risks - through diversifying asset
classes and types.
 Build a Portfolio - of liquid assets that can
be used for future challenges
 Preserve Wealth - through investing in
diversified global assets.
SCI Wealth uses high-technology systems to
build our clients secure investment portfolios.
PLANNING FOR CHILDREN
Many professionals were educated
internationally - and have the same ambitions
for their children.
Unfortunately, the opportunities for
scholarship funding are now decreasing, and
borrowing to fund a university education is
expensive.
 SCI Wealth Advisers set up Trust Funds
to ensure children get the education -
and the financial future - they deserve
“ there is a way to secure your future:
it’s called Financial Planning... ”
PRODUCTS & SERVICES

7. TRUSTS
 Inter-Vivos Trust - set up during your
lifetime to segregate, protect your assets
and mitigate tax.
 Testamentary Trust - set up by your Will on
your death, to manage assets for minor
children or to protect your Legacy for future
generations.
WILL DRAFTING
Drafting your Will is a vital process, requiring in-
depth understanding of your Assets, your
Beneficiaries and your Intentions.
It is especially important to make provision
for minor children or other dependents - in
case you & your Spouse pass away together.
This makes sure your Estate is distributed
impartially and objectively - avoiding any potential
tension amongst family members.
 Every individual should put their
Last Will & Testament in place, today
Our service includes full consultation, drafting,
signing ceremony & registration with the Master of
the Court.
PRODUCTS & SERVICES
“ Qualified Professionals you can Trust”

8. RETIREMENT PLANNING
In a world where we move jobs, companies
and even countries, Government and
employer-based old-age-pensions are less
and less likely to be sufficient to provide for
you.
 “Retirement planning is perhaps the most
important part of any financial portfolio”
Successful people don’t want to burden their
children with the financial responsibility of caring
for them in their old age.
PROTECTION
It is important to protect your spouse & children
(and your business interests) with life insurance,
but many over-pay for their protection needs.
Your SCI Wealth Adviser will check:
 Family Protection Needs
 Mortgage or Loan Insurance
 Business & Shareholder Protection
 Key Person Insurance
Keeping these costs to a minimum helps you grow
your wealth.
“ putting the right financial plans in place gives your
loved-ones long term security... ”
PRODUCTS & SERVICES

9. Backed up by the team of 20+ professionals, each
Financial Planner and Investment Adviser
provides a full range of wealth advisory services.
We seek first to understand your position -
then advise you on the best course of action
DISCOVERY SESSION
Your first step is a discovery session with a
qualified financial planner, so that you can ask
questions and we can understand your needs.
book through: www.sci.co.bw
THE SCI ADVISER TEAM
JAMES FERN CFP® KHARMEN WICKS CFP®
KEOLEBOGILE NKWETIROYAONE HOWARD
BRIAN MARISA VANESSA MPHATHI

10. We specialise in helping people in Africa invest money,
gain control of their finances and grow their personal
wealth.
We're independent, so we sit by your side - as advisers to
guide you.
We can help you:
 Draft your Last Will & Testament
 Protect your Family and your Business
 Get a better interest return on your Savings
 Set up an Emergency Fund
 Diversify your Investment Assets
 Plan for your Children's Future & Education
 Protect your Assets and Inheritance with a Trust
 Set up a personal Investment Portfolio
 Reduce your Financial Risks
 Retire Successfully
THE SCI WEALTH DIFFERENCE
chat to us now at: www.sci.co.bw

11. FOR MORE INFORMATION
+267 318-0111
advice@scifinancial.com
SCI Group, 129 Kgale Court
Gaborone International Finance Park
PO Box 89AAH, Gaborone, Botswana
www.sci.co.bw
Copyright ©2020 SCI Wealth. All rights reserved. Published in Botswana.