Quiz for Intermediate English students

1. ARE YOU A SPENDER OR A SAVER?
Choose your answers and find out!!

2. 1. You go shopping and you see
something very pricey that you would
really like to buy, but you can’t afford.
You…
a. buy it by card and worry about the bill
next month.
b. plan to save for a couple of weeks and
then buy it.
c. borrow the money from a friend.

3. 2. You get 150€ for your birthday. You…
a. spend some of it and save the rest.
b. spend it all straightaway.
c. put all of it in your bank account until
you know what to do with it.

4. 3. Do you always know how much
money you have, how much money
you have spend and on what?
a. Yes, I am very organized as it comes to
money.
b. No, I haven’t got a clue.
c. I usually have a rough idea about
what I spend.

5. 4. You’ve borrowed some money from a
friend but you don’t think that you’ll
be able to pay it back. You…
a. don’t worry about it and hope your
friend will forget, too.
b. work out how much money you have
and explain that you will pay the
money back little by little every
month.
c. promise to pay back as soon as you
can, but it might take a bit long.

6. 5. You have a friend who keeps on
borrowing money from you and never
pays it back. He/she wants to borrow
100€ . You…
a. lend him/her the money and don’t
mind if he/she can pay you back.
b. say no; he/she owes you too much.
c. lend the money but explain that it is
the last time until he/she pays you
back.

7. NOW ADD UP YOUR SCORE
Mostly “a” answers
You can’t be trusted with your own money! You
need someone to help you with your finances and
make your money go further. Stop getting into
debt!!
Mostly “b” answers
You understand how to manage money but you
need to be a little bit more organized. Try settling
yourself a monthly budget and stick to it so that you
know how much money you have left.
Mostly “c” answers
Congrats!! You really know what you are doing. You
know how important it is to keep track of your
spending and manage your money!!