- The document discusses the benefits of starting a Systematic Investment Plan (SIP) early in life to take advantage of compounding returns over a long period of time.
- It shows that an individual investing Rs. 5,000 per month starting at age 25 could accumulate over Rs. 27 crores by retirement at age 60, assuming an annual investment increase of 5% and 20% annual returns.
- In contrast, someone starting later at age 40 would only accumulate around Rs. 4.9 crores despite investing a higher monthly amount of Rs. 15,000, highlighting the power of starting early.
In December 2017 the US equity market entered what we call the “secular overvaluation zone” based on our main composite measure. That is only the 13th time it has happened since 1850, and the 7th time since 1905.
We explore and attempt to understand overvaluation episodes.
1. Presentation
2. • Company Profile • What is Binary Option? • StarfishFX Security • How to Trade Binary Option? Candlesticks Chart Strategy 1: Moving Average Strategy 2: Bollinger Bands Strategy 3: Mother and Baby Strategy 4: RSI
3. • Risk Managements • Compensation Plan Trader (T) IB (1.5% VOLUME TRADE) MIB (1.75% VOLUME TRADE) PIB (2% VOLUME TRADE)
4. • Starfish FX is managed by Starfish Markets Ltd. We have a strong commitment to maintaining a long term relationship with our clients. From our main office in New Zealand, we strive to provide our clients with the very best service and the most competitive conditions in the industry.
5. • Starfish Markets Ltd is formed by a group of experienced and established finance professionals with over 20 years of experience; each diversified in the financial management field. All of our founders are passionate investors who have seen the explosive growth of financial markets brought on by the pervasive prevalence of the Internet in the last 20 years. Experts in their own field-Banking, Institutional Investment, Fund Management and Info Technology.
6. BACKGROUND OF STARFISHFX • New Zealand forex trading platform • Currently regulated under New Zealand FSP, registration number FSP272925 • Customer base in various regions of the world: – Oceania, Asia, Europe, North America, South America, Africa
7. Starfish FX(New Zealand Certificate of Incorporation)
8. FUND SECURITY
9. Starfish FX Founded in 2003. A regulated brokerage for 11 years. Zero Complaint for the past 11 years.
10. Global Banking & Finance Review Best Trading Platform Asia 2013
11. Global Banking & Finance Review Best Trading Platform Asia 2014
12. Global Banking & Finance Review Most Innovative Binary Options Broker Asia 2014
13. Most Credible & Influential Brand Award in Financial Service in China 2013
14. aa The STAR of the Event Once again, Starfish FX was the STAR of the event at the Ninth Investment Management Financial Fair which conclude on 2nd June 2013 in Shanghai, the financial hub of China. The exciting expo packed to the brim with amazing crowd closed on an exceptionally high note for Starfish FX as we were presented the “Asia’s Top Brand award” in recognition of excellent service and performance as well as the preferred choice of brokerage. It was an incredible honor, but one that was not short and experience accumulated over the years understanding the Chinese market and providing the right sets of tools,service and products that best cater to the needs of local traders. 2013 Shanghai Money Fair
15. The Keynote Guest for Alpha Asia 2012: International Renowned Investment Expert and Co-Founder of Quantum Fund - Mr Jim Rogers International Events
16. Starfish FX was the official Gold Sponsor For 2013 Jim Rogers Event International Events
17. 2012 Guangzhou Investment & Finance Expo
18. Media Release For 2012 Guangzhou Expo
19. 2013
This slide analyses various money investment instruments through which 1 crore INR rupees can be earned over 25 years. It also suggests a sample portfolio for monthly investment plan.
Netwealth portfolio construction series - Discover cost effective investment ...netwealthInvest
Part of Netwealth's portfolio construction webinar series - Tracey McNaughton, Head of Investment at UBS presented to an audience on 26th October 2016 about an evolved strategy for today's investment climate.
A new Private Investment Club for investors and business opportunities. Obtain an estimated return on investment of up to 11%-22% or more per month.
Take control of your finances, get your money to work for you!
We are sincere Financial Planners in Pune. We understand the monetary necessities of people and help them with investments (consisting of shares and bonds), tax laws, and coverage choices. We assist our customer's plans for short-time period and long-time period Financial Planning goals, consisting of schooling prices and retirement. We are a financial advisory company in Pune running investments to fit the customers` goals. If you want to grow your money but don't have time to analyze the market, Wealth first is the best company to help you. The best advisor gives proper financial guidance.
In December 2017 the US equity market entered what we call the “secular overvaluation zone” based on our main composite measure. That is only the 13th time it has happened since 1850, and the 7th time since 1905.
We explore and attempt to understand overvaluation episodes.
1. Presentation
2. • Company Profile • What is Binary Option? • StarfishFX Security • How to Trade Binary Option? Candlesticks Chart Strategy 1: Moving Average Strategy 2: Bollinger Bands Strategy 3: Mother and Baby Strategy 4: RSI
3. • Risk Managements • Compensation Plan Trader (T) IB (1.5% VOLUME TRADE) MIB (1.75% VOLUME TRADE) PIB (2% VOLUME TRADE)
4. • Starfish FX is managed by Starfish Markets Ltd. We have a strong commitment to maintaining a long term relationship with our clients. From our main office in New Zealand, we strive to provide our clients with the very best service and the most competitive conditions in the industry.
5. • Starfish Markets Ltd is formed by a group of experienced and established finance professionals with over 20 years of experience; each diversified in the financial management field. All of our founders are passionate investors who have seen the explosive growth of financial markets brought on by the pervasive prevalence of the Internet in the last 20 years. Experts in their own field-Banking, Institutional Investment, Fund Management and Info Technology.
6. BACKGROUND OF STARFISHFX • New Zealand forex trading platform • Currently regulated under New Zealand FSP, registration number FSP272925 • Customer base in various regions of the world: – Oceania, Asia, Europe, North America, South America, Africa
7. Starfish FX(New Zealand Certificate of Incorporation)
8. FUND SECURITY
9. Starfish FX Founded in 2003. A regulated brokerage for 11 years. Zero Complaint for the past 11 years.
10. Global Banking & Finance Review Best Trading Platform Asia 2013
11. Global Banking & Finance Review Best Trading Platform Asia 2014
12. Global Banking & Finance Review Most Innovative Binary Options Broker Asia 2014
13. Most Credible & Influential Brand Award in Financial Service in China 2013
14. aa The STAR of the Event Once again, Starfish FX was the STAR of the event at the Ninth Investment Management Financial Fair which conclude on 2nd June 2013 in Shanghai, the financial hub of China. The exciting expo packed to the brim with amazing crowd closed on an exceptionally high note for Starfish FX as we were presented the “Asia’s Top Brand award” in recognition of excellent service and performance as well as the preferred choice of brokerage. It was an incredible honor, but one that was not short and experience accumulated over the years understanding the Chinese market and providing the right sets of tools,service and products that best cater to the needs of local traders. 2013 Shanghai Money Fair
15. The Keynote Guest for Alpha Asia 2012: International Renowned Investment Expert and Co-Founder of Quantum Fund - Mr Jim Rogers International Events
16. Starfish FX was the official Gold Sponsor For 2013 Jim Rogers Event International Events
17. 2012 Guangzhou Investment & Finance Expo
18. Media Release For 2012 Guangzhou Expo
19. 2013
This slide analyses various money investment instruments through which 1 crore INR rupees can be earned over 25 years. It also suggests a sample portfolio for monthly investment plan.
Netwealth portfolio construction series - Discover cost effective investment ...netwealthInvest
Part of Netwealth's portfolio construction webinar series - Tracey McNaughton, Head of Investment at UBS presented to an audience on 26th October 2016 about an evolved strategy for today's investment climate.
A new Private Investment Club for investors and business opportunities. Obtain an estimated return on investment of up to 11%-22% or more per month.
Take control of your finances, get your money to work for you!
We are sincere Financial Planners in Pune. We understand the monetary necessities of people and help them with investments (consisting of shares and bonds), tax laws, and coverage choices. We assist our customer's plans for short-time period and long-time period Financial Planning goals, consisting of schooling prices and retirement. We are a financial advisory company in Pune running investments to fit the customers` goals. If you want to grow your money but don't have time to analyze the market, Wealth first is the best company to help you. The best advisor gives proper financial guidance.
SIP, one of the best investment tools to invest through. It is a very good option for beginners. You can also create wealth, by investing through SIPs.
How do investors achieve financial freedom? How do you establish your financial goals? Understand the benefits of diversification and following an asset allocation strategy.
www.Quantumamc.com
GREATEST PLAN HAVE BEEN CREATED FOR SMART INVESTOR.
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Maximize your fund to 300% on all profit return just for a minimum of 15 months & your MONEY is GUARANTEED. Note : (10% Referral Bonus + 10% Referral's Monthly Interest Bonus)
Payment every 30 days
Interest Cash Out Monthly
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For 1st 5 months = 10% monthly
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BREAK EVEN at 8th month - THE REST WILL BE YOUR PROFIT
For 3rd 5 months = 30% monthly
Total Return is 300% per 15 mths and ability to make $$$ for referring others (10%).
• Can deposit and withdraw the money thru all the bank in the world (take 5-7 days for Wire Transfer or T.T – cheque)
Safe, Stable, Open, and Long Term Investment.
ACHIEVE YOUR FINANCIAL DREMS THROUGH THE SYSTEMATIC SAVING AND INVESTMENT PLANS
IF YOU WANT YOUR DREAMS TO
BECOME REALITY CONTACT
rravindrakumar@gmail.com
Invest Online in Top Systematic Investment plans through RR FINANCE.IN. Online SIP is a method of investment planning of fixed sum. Plan today to be rich tomorrow with our Best SIP investment plans.
Seers Group - Portfolio Management India.
Decade old experience in investing in Equity Markets and delivering 42% CAGR (annualized return) for over 12 years.
Savings and Investment
01. Savings Bank Account
02. Bank Fixed Deposit
03. Company Deposits
04. Bank Recurring Deposit
05. Post Office Recurring Deposit
06. Post Office Term Deposit
07. Public Provident Fund
08. National Savings Certificate
09. Kisan Vikas Patra
10. Sukanya Samriddhi Yojana
11. Senior Citizen Savings Scheme
12. Post Office Monthly Income Scheme
13. RBI Savings Bond
14. Capital Gain Tax Exemption Bond or 54 EC Bonds
15. Rajiv Gandhi Equity Savings Scheme
16. Inflation Indexed Bonds
17. Mutual Funds
18. Stocks and Equity
19. National Pension System
20. Unit Linked Insurance Plans Protection
21. Health Insurance
22. Life Insurance
23. Annuity
Income Tax
24. Income Tax Planning
25. Tax Planning Strategies
Ethnobotany and Ethnopharmacology:
Ethnobotany in herbal drug evaluation,
Impact of Ethnobotany in traditional medicine,
New development in herbals,
Bio-prospecting tools for drug discovery,
Role of Ethnopharmacology in drug evaluation,
Reverse Pharmacology.
How to Make a Field invisible in Odoo 17Celine George
It is possible to hide or invisible some fields in odoo. Commonly using “invisible” attribute in the field definition to invisible the fields. This slide will show how to make a field invisible in odoo 17.
This is a presentation by Dada Robert in a Your Skill Boost masterclass organised by the Excellence Foundation for South Sudan (EFSS) on Saturday, the 25th and Sunday, the 26th of May 2024.
He discussed the concept of quality improvement, emphasizing its applicability to various aspects of life, including personal, project, and program improvements. He defined quality as doing the right thing at the right time in the right way to achieve the best possible results and discussed the concept of the "gap" between what we know and what we do, and how this gap represents the areas we need to improve. He explained the scientific approach to quality improvement, which involves systematic performance analysis, testing and learning, and implementing change ideas. He also highlighted the importance of client focus and a team approach to quality improvement.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
Welcome to TechSoup New Member Orientation and Q&A (May 2024).pdfTechSoup
In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
How to Split Bills in the Odoo 17 POS ModuleCeline George
Bills have a main role in point of sale procedure. It will help to track sales, handling payments and giving receipts to customers. Bill splitting also has an important role in POS. For example, If some friends come together for dinner and if they want to divide the bill then it is possible by POS bill splitting. This slide will show how to split bills in odoo 17 POS.
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
The Roman Empire A Historical Colossus.pdfkaushalkr1407
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
Students, digital devices and success - Andreas Schleicher - 27 May 2024..pptxEduSkills OECD
Andreas Schleicher presents at the OECD webinar ‘Digital devices in schools: detrimental distraction or secret to success?’ on 27 May 2024. The presentation was based on findings from PISA 2022 results and the webinar helped launch the PISA in Focus ‘Managing screen time: How to protect and equip students against distraction’ https://www.oecd-ilibrary.org/education/managing-screen-time_7c225af4-en and the OECD Education Policy Perspective ‘Students, digital devices and success’ can be found here - https://oe.cd/il/5yV
6. If a person can save Rs.5,000/- per month
What will be his wealth when he retires?
Assuming:
He increases his investments by 5% every year
Invests in an Asset class that gives returns of 20%
7. At Age 60 his wealth would have been
Rs.27 Crores
8. 4.90
Crores*
27
Crores*
40 years25 years 60 years
Ram Shyam
Savings Starting Age 25 40
Savings - Monthly SIP Rs.5,000/- Rs.15,000/-
Saving Years till age 60 35 years 20 years
Total Amount Saved (appx.) Rs.57 lacs Rs.62 lacs
Starting Early
Give time to your investments
rather than timing
Assumptions: (a) Savings grows at 5% annually (b) Returns assumed at 20% CAGR
Give time to your investments
rather than timing
9. • Builds wealth over the long term
– Just Rs. 1500 per month invested for 17 years @10% would
grow to Rs. 8 lacs…could be used for your daughter’s marriage
• Take advantage of market volatility
– Buy more when the markets are down
Rs. 10,000 worth of Gold bought every month
5600
5400
6100
5900
6650
6070
5700
6000
5000
5800
5400
6100
4000
4500
5000
5500
6000
6500
7000
Jan Feb M ar Apr M ay Jun Jul Aug Sep Oct Nov Dec
Priceper10grams
Highest price
Lowest quantity
Lowest price
Highest quantity
20 grams
15 grams
Invest Regularly
10. • Myth: Timing is essential to generate high returns
• Reality : It is the time and not the timing that matters
Is it worth the risk or the tension?
Who can time the market to perfection?
Not even the experts can !!
On the worst day to buy
(highest sensex each yr)
The result
Invested a fixed amount in BSE Sensex
annually for 25 yrs
On the best day to buy
(lowest sensex each yr)
15% p.a.
17% p.a.
Invest Regularly
11. • It is the small drops that make an ocean!!
• Relieves you of the last minute pressure
• Slow and steady wins the race
– E.g. Split your Sec 80C investments into smaller
amounts and invest every month
• Reduces the risk of investing at the wrong time
– Difficult to predict the market and know when is the
right time
We earn regularly; We spend regularly
Shouldn’t we also invest regularly?
Invest Regularly
12. A small amount invested regularly can grow to substantial lumpsum
• …….It all adds up!
0
5
10
15
20
25
1 5 9 13 17 21 25 29
No. years
Rs.Lakhs
Rs.21.7 lakhs
30
Rs.1000 invested
every month for 30
years @10%
Invest Regularly
13. One time investment of Rs.1 lakh invested for 30 yrs
@ 6%
5.7 lakhs
@ 10% @ 15%
17.45 lakhs 66.2 lakhs
• Earn more…it can make a big difference
EARN MORE
14. Power of Compounding - QUIZ
• Rs. 10,000 invested every month for a period of 30 years
At 8% -
At 15% -
At 20% -
1.5 crores
7.0 crores
23 crores
Postal Recurring
??????
??????
EARN MORE
15. The Formula for Creating Wealth
Create
Wealth
Start
Early
Invest
Regularly
Make your money work hard for you
0
1,000
2,000
3,000
4,000
5,000
6,000
1990-
91
1991-
92
1992-
93
1993-
94
1994-
95
1995-
96
1996-
97
1997-
98
1998-
99
1999-
00
2000-
01
2001-
02
2002-
03
2003-
04
2004-
05
Earn More
16. The Million Dollar Question
I am convinced that I should save and invest regularly,
but the million dollar question is…
Where should I invest?
17. Risk Return Spectrum
Savings Bank/ FD
Liquid Funds
PPF, NSC, KVP, PO Deposits, RBI Bonds
Debt Funds
Gold
Real Estate
Equity
Risk
Returnpotential
Low High
LowHigh
Note:The above chart is for illustrative purpose only and is not marked to scale. The chart is based
on our perception of the risk and return potential of various investment avenues
18. Equities- The Most Attractive Asset Class
Equities have outperformed all other asset classes in the long run -
globally as well as in India
7.47% 7.12%
10.64% 10.27%
18.25%
Inflation Gold G Secs Bank FD Equities
Source : CLSA
Cumulative annualised returns (1980 - 2004)
19. Do you agree?
Which product among all above has the
potential to create greatest wealth for you?
Equities …
24. In past 27 years BSE Sensex has given about 19.5% returns
Past Performance (BSE Sensex)
Year Sensex Investment Rs.
1979 100 1,00,000
2006 13,000 1,30,00,000
This is in spite of …
• Two wars
• At least three major financial scandals
• Assassination of 2 prime ministers
• At least 3 recessionary periods
• 10 different governments and
• An unfair share of natural disasters
26. Using the Wisdom
We can direct our savings
in such a manner that we create wealth,
the way we wish
DISCIPLINED SAVINGS
+
SUFFICIENT TIME
+
RIGHT ASSET CLASS
=
Smart Investor’s Preference
27. What is SIP
• Invest a fixed amount, at regular,
predetermined intervals and use the
market fluctuations to your benefit
Dates Monthly Investment NAV Units Alloated
1 1-Jan-05 1000 10 100.00
2 1-Feb-05 1000 8 125.00
3 1-Mar-05 1000 6 166.67
4 1-Apr-05 1000 18 55.56
5 1-May-05 1000 22 45.45
6 1-Jun-05 1000 12 83.33
7 1-Jul-05 1000 19 52.63
8 1-Aug-05 1000 14 71.43
9 1-Sep-05 1000 17 58.82
10 1-Oct-05 1000 14 71.43
11 1-Nov-05 1000 10 100.00
12 1-Dec-05 1000 14 71.43
TOTAL 12000 1001.75
Average NAV 13.67
Average Cost per unit 11.98
11.981
28. A Snapshot of poor performingA Snapshot of poor performing
schemesschemes
Pru Tech Fund 61,000 105,930 22.06%
Alliance New Millenium 61,000 106,347 22.22%
Pru Tech Fund 61,000 41,480 -7.34%
Alliance New Millenium 61,000 33,673 -11.08%
Amount Invested One
Time
Current Value
Annualised
Returns
Scheme Name
Amount Invested
through SIP(Rs. 1000
p.m.) from March
2000
Current Value
As on
31-03-2005
SIP
Returns
29. A Snapshot of betterA Snapshot of better
performing schemesperforming schemes
HDFC Equity 61,000 161,209 39.69%
Reliance Growth 61,000 226,349 54.64%
HDFC Equity 61,000 146,501 18.90%
Reliance Growth 61,000 167,023 22.02%
Scheme Name
Amount Invested
through SIP(Rs. 1000
p.m.) from March
2000
Current Value
As on
31-03-2005
SIP
Returns
Amount Invested One
Time
Current Value
Annualised
Returns