The document discusses consumers' vulnerabilities to cyber attacks and privacy leaks. While solutions exist to protect online privacy and identity, such as personal VPNs, consumers have not widely adopted them. Consumers underestimate security and privacy risks and believe responsibility lies with technology companies, not themselves. A forcefield analysis shows increasing awareness of issues is driving adoption of protections, but consumers are restrained by unwillingness to pay and a lack of experience selecting solutions. The document proposes actions like raising awareness, educating on available solutions, offering pay-per-use pricing, and mandating minimum security measures.