1. PRESTON MANGUM
9313 Meadow Vista Rd, Charlotte, NC 28213  (919) 971-9708  preston.mangum@gmail.com
SUMMARY
ANALYTICAL | PROFICIENT | TEAM PLAYER
A proven dependable associate, who has become proficient in my Underwriting capabilities, and is currently pursuing opportunities
to further develop my craft utilizing acquired skills such as problem solving, prioritization, and analytical.
Areas of Expertise
 Effective Oral & Written
Communicator
 Microsoft Applications
(Word, Excel, Power Point)
 Individual Contributor
 Time Management, and
Multi-tasking for Deadline
Purposes
 Consumer Confidentiality
 Building a Rapport with Clientele
Professional Experience
Wells Fargo Bank Jan 2013 – May 2015
Consumer Loan Underwriter
 Responsible for reviewing, analyzing and approving Home Equity Loans/Line of credit up to 250k.
 Evaluating customers’ overall credit profile, appraisal valuations, title search, home insurance policies, income analysis.
 Determining the best risk for the company while maintaining the customers’ best interest.
 Maintaining acceptable quality by following underwriting policies and procedures while meeting productivity.
 Ability to deliver positive and negative decisions in a professional manner.
 Responsible for reviewing, analyzing and approving modifications for Federal Housing Administration Loans.
Bank ofAmerica Sept 2010 – Dec 2012
Junior Underwriter
 Analyzing and determining the best course of action on delinquent or potentially delinquent mortgage loans.
 Probing and evaluating borrowers for various workout programs, including loan modifications.
 Requesting and reviewing requireddocuments, verifications of income from borrowers andauthorized third parties.
 Knowledge of various investors and modification programs:FHLMC, FNMA, HAMP, non-HAMP, FHA.
 Ability to deliver positive and negative decisions in a professionalmanner.
CitiBank July 2009 – Aug 2010
Collection Agent
 Help client’s better managetheir credit card accounts.
 Sell programs tohelp bring client’s accounts into better standings.
 Skip tracing, finding clients tohelp resolve delinquent accounts.
Education
Aug 2007 – May 2009 University of North Carolina at Greensboro Greensboro, NC

2. PRESTON MANGUM
9313 Meadow Vista Rd, Charlotte, NC 28213  (919) 971-9708  preston.mangum@gmail.com
Microsoft Office including: Word, Excel, Power Point, Outlook, Cross, ALS, BOSS, Enterprise Pay
by Phone, Early Resolution, Filenet, Clarifire, LAMP, iSeries, Iportal, LMA, DLG tool, Income
Analysis, Appraisal Valuations, Title Search, Coast to Coast, Oscar, LPS, LIS, Shaw, Hogan,
Compass, Lexis Nexis, Rels-Direct, American Title, Pipe Management Tool.
Aug 2005 – May 2007 Louisburg College Louisburg,NC
Skills