Plastic money and digital cash sept 2012 abbl card infoShihab Uddin Khan
This document discusses digital cash/plastic money and electronic payment systems. It defines payment systems as a set of instruments, procedures, and funds transfer systems that ensure the circulation of money. It also defines electronic payment as a financial exchange that takes place online between buyers and sellers, usually using some form of digital financial instrument backed by a bank. The document then discusses different types of electronic payment systems like digital cash, credit cards, stored value cards, and debit cards and how they have affected both consumers and companies.
This presentation discusses strategies for maximizing instructional time in 45-minute class periods for career and technical education (CTE) courses. It provides pros and cons of 45-minute periods and emphasizes key components like effective planning, eliminating free time, and ensuring quick transitions. Specific strategies are presented in areas like academic integration, calendar/pacing, time management, instructional techniques, work-based learning, and dual credit possibilities. The goal is to help CTE teachers optimize their shorter class periods for student learning.
The document discusses the Workforce Innovation and Opportunity Act (WIOA) and how it relates to Career and Technical Education (CTE). Some key points:
- State plans under WIOA must include the Carl D. Perkins Act and address career pathways.
- CTE programs should align with labor market data, work with workforce boards on career pathways, and consider aligning Perkins measures with WIOA measures.
- A career pathway is defined as a combination of education, training, and support services that aligns with industry needs, prepares students for secondary and postsecondary options, and helps students enter a specific occupation or field.
This document provides an overview of how to use LiveBinders as an educational resource tool. It discusses the basics of LiveBinders including what it is, how to create an account and install the "LiveBinder It" bookmarklet. It then covers how to add various types of content like links, files, images, videos and more. It also explains how to organize content using tabs and subtabs, copy/move tabs, color tabs, and manage uploaded files. The document concludes by discussing how to edit binder settings, share binders, and create custom shelves to organize groups of binders by topic.
Technology has transformed the banking industry by opening new markets through online and mobile banking platforms, increasing the speed of financial transactions globally, and allowing banks to meet the demands of more tech-savvy customers. Key technologies include mobile banking, payments, and remote check deposit, social media integration, and personal financial management tools to help customers track spending. Technology also facilitates new delivery channels like ATMs and online banking while enhancing security and fraud prevention.
The document provides instructions for properly formatting a movie script. It details that the writer's name and contact information should be in the top right corner. Each scene should include the effect, location, descriptions, character directions, and dialog formatted in specific ways, such as capitalizing character names and tabbing the dialog. The font used throughout is Courier 12 point.
This document provides an overview of digital audio editing using Audacity software. It discusses how sound is converted to digital format, the basics of using Audacity for recording and editing audio, and how to save projects and export audio files. It also covers using Audacity to create podcasts by recording audio, saving it as an MP3, and uploading it to a podcast channel so subscribers can automatically download new episodes.
The document provides instructions for recording audio using Sound Recorder on a computer. It describes connecting a microphone, opening Sound Recorder, selecting the correct input, setting the record volume level by monitoring the signal strength on a practice recording, recording by clicking record, stopping recording, saving the file, and playing it back. It also mentions adjusting the quality level and adding echo effects.
Plastic money and digital cash sept 2012 abbl card infoShihab Uddin Khan
This document discusses digital cash/plastic money and electronic payment systems. It defines payment systems as a set of instruments, procedures, and funds transfer systems that ensure the circulation of money. It also defines electronic payment as a financial exchange that takes place online between buyers and sellers, usually using some form of digital financial instrument backed by a bank. The document then discusses different types of electronic payment systems like digital cash, credit cards, stored value cards, and debit cards and how they have affected both consumers and companies.
This presentation discusses strategies for maximizing instructional time in 45-minute class periods for career and technical education (CTE) courses. It provides pros and cons of 45-minute periods and emphasizes key components like effective planning, eliminating free time, and ensuring quick transitions. Specific strategies are presented in areas like academic integration, calendar/pacing, time management, instructional techniques, work-based learning, and dual credit possibilities. The goal is to help CTE teachers optimize their shorter class periods for student learning.
The document discusses the Workforce Innovation and Opportunity Act (WIOA) and how it relates to Career and Technical Education (CTE). Some key points:
- State plans under WIOA must include the Carl D. Perkins Act and address career pathways.
- CTE programs should align with labor market data, work with workforce boards on career pathways, and consider aligning Perkins measures with WIOA measures.
- A career pathway is defined as a combination of education, training, and support services that aligns with industry needs, prepares students for secondary and postsecondary options, and helps students enter a specific occupation or field.
This document provides an overview of how to use LiveBinders as an educational resource tool. It discusses the basics of LiveBinders including what it is, how to create an account and install the "LiveBinder It" bookmarklet. It then covers how to add various types of content like links, files, images, videos and more. It also explains how to organize content using tabs and subtabs, copy/move tabs, color tabs, and manage uploaded files. The document concludes by discussing how to edit binder settings, share binders, and create custom shelves to organize groups of binders by topic.
Technology has transformed the banking industry by opening new markets through online and mobile banking platforms, increasing the speed of financial transactions globally, and allowing banks to meet the demands of more tech-savvy customers. Key technologies include mobile banking, payments, and remote check deposit, social media integration, and personal financial management tools to help customers track spending. Technology also facilitates new delivery channels like ATMs and online banking while enhancing security and fraud prevention.
The document provides instructions for properly formatting a movie script. It details that the writer's name and contact information should be in the top right corner. Each scene should include the effect, location, descriptions, character directions, and dialog formatted in specific ways, such as capitalizing character names and tabbing the dialog. The font used throughout is Courier 12 point.
This document provides an overview of digital audio editing using Audacity software. It discusses how sound is converted to digital format, the basics of using Audacity for recording and editing audio, and how to save projects and export audio files. It also covers using Audacity to create podcasts by recording audio, saving it as an MP3, and uploading it to a podcast channel so subscribers can automatically download new episodes.
The document provides instructions for recording audio using Sound Recorder on a computer. It describes connecting a microphone, opening Sound Recorder, selecting the correct input, setting the record volume level by monitoring the signal strength on a practice recording, recording by clicking record, stopping recording, saving the file, and playing it back. It also mentions adjusting the quality level and adding echo effects.
The document defines key terms related to audio recording and production including audio, frequency, microphone, pitch, public service announcement, script, sound bite, sound card, sound clip, sound wave, volume, and .wav file format. The University of North Texas partnered with the Texas Education Agency to create the definitions.
The document provides tips for desktop publishing including having a plan, choosing a template, setting up the document, placing and formatting text and graphics, tweaking graphic placement, applying design rules, proofreading a draft, and finally printing the project. Key steps are to have an initial sketch, select a template or start from scratch, import or type text and graphics, align and style text, move graphics for proper wrapping, and proof before final printing.
This document provides information about logo design and target markets. It discusses the importance of understanding the target market a company aims to reach and designing logos accordingly. Fonts, colors, artwork and design style should be tailored to the target market. Examples are given of companies like Fender Guitars and Emerson, Lake, & Palmer Attorneys and their target markets. The document then discusses the logo redesign process and provides tips for text and image editing in logo design.
This document provides an overview of computer and illustrator basics, including metaphors used in operating systems and design software, and the differences between vector and bitmap files. It explains that operating systems are built around office metaphors like documents, folders, and desktops, while design software uses artistic metaphors like pencils, brushes, and art boards. Additionally, it outlines that vector graphics use mathematical algorithms to scale smoothly, while bitmap images are made of pixels that become visible when enlarged. Mastering these interface metaphors and file types is key to using computer graphics tools.
The document introduces principles of good design that artists and designers use to create effective compositions. It states that principles of design are tools that determine whether a design is weak or strong, depending on how well the artist applies them. It also notes that all art forms are subject to the same principles of design. The document goes on to discuss elements of composition and how arranging various components in a unified, pleasing way creates an effective composition. It stresses that good art starts with an idea to express and the goal is to create a unified, interesting composition.
The document discusses fiscal policy and how it can be used to influence the economy. It explains that John Maynard Keynes theorized that the government should get involved in the economy through taxing and spending policies. During recessions, the government can stimulate the economy by increasing spending or cutting taxes. This puts "money in people's pockets" and leads to recovery. The Great Depression changed traditional laissez-faire economic thinking by showing the economy does not always self-correct, necessitating a more active government role through Keynesian fiscal policies.
There are several common sources of income, including wage income from employment, entrepreneurial income from owning a business, dividend income from investments, interest income from bank accounts, rental income from property, social security benefits, and disability income from insurance plans. These sources provide different ways for individuals to generate funds beyond solely relying on wages from an employer.
The document discusses the concept of profit maximization for firms. It states that firms aim to maximize profits by producing at the quantity where marginal revenue equals marginal cost. Marginal revenue is the change in total revenue from selling one more unit, while marginal cost is the change in total cost from producing one more unit. The profit-maximizing level of output occurs when marginal revenue and marginal cost are equal, as this is where profits are highest.
Financial markets facilitate various types of financial transactions that help businesses grow and investors earn money. They include capital markets, stock markets, bond markets, money markets, derivatives markets, foreign exchange markets, insurance markets, and commodity markets. Financial markets allow companies and governments to raise funds by issuing stocks, bonds, and other financial instruments, while also enabling investors to buy and sell existing securities. They play a vital role in the economy by connecting those who need to borrow money with those who have money to lend.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Insurance originated thousands of years ago when groups would pool resources to protect merchants transporting goods from losses. The first formal insurance company was formed in London in 1688 and focused on protecting sea voyages. Modern insurance developed further after the Great Fire of London in 1666 when societies were formed for people to pool money to cover losses. The first American insurance company was established in Charleston, South Carolina in 1735 and the industry has grown significantly over the centuries to become a trillion dollar business employing millions of people.
Countries trade because they have different amounts and types of natural, human, and capital resources, allowing some to produce certain goods more efficiently than others. When a country has an absolute advantage in producing a good, both it and its trading partner benefit from specializing in what they produce most efficiently and trading. Countries have varying opportunity costs due to differences in their resource endowments like climate, growing seasons, natural resources, education levels, and capital equipment. World trade is dynamic as resource supplies and productivity can change over time.
There are three main types of business organization: sole proprietorships, partnerships, and corporations. A sole proprietorship is owned and run by one individual who receives all profits and bears all losses. Partnerships are owned and run by two or more individuals who share profits and losses. Corporations are owned by shareholders and have legal rights like an individual. Each organizational structure has advantages and disadvantages regarding control, liability, funding, taxes, and regulatory requirements.
An economic system is a mechanism by which a society produces, distributes, and consumes goods and services. There are four main types of economic systems: traditional economies rely on social customs from the past; market economies allow buyers and sellers to determine production through supply and demand; command economies give the government control over production; and mixed economies combine elements of market and command through both government and private enterprise.
Credit allows individuals to borrow money and pay it back over time, usually with interest. There are various types of credit like credit cards, loans, mortgages, and student loans offered through banks, credit unions, and other financial institutions. While credit provides advantages like convenience and flexibility to make purchases, it also carries costs like interest fees and penalties if not managed responsibly. When applying for credit, lenders will consider an individual's credit history, income, existing debts, and assets to determine if they qualify.
The document discusses different types of money throughout history. Commodity money derives its value from the underlying commodity like gold, while fiat money is backed by government decree rather than a physical good. Characteristics of good forms of money include durability, portability, divisibility, and recognizability. As payment systems evolved, paper money and checks replaced coins for many transactions, though checks are typically used just once while currency continues circulating. Since 1971, most currencies are fiat and not convertible to commodities, relying instead on trust between individuals.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise boosts blood flow and levels of neurotransmitters and endorphins which elevate and stabilize mood.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
The document defines key terms related to audio recording and production including audio, frequency, microphone, pitch, public service announcement, script, sound bite, sound card, sound clip, sound wave, volume, and .wav file format. The University of North Texas partnered with the Texas Education Agency to create the definitions.
The document provides tips for desktop publishing including having a plan, choosing a template, setting up the document, placing and formatting text and graphics, tweaking graphic placement, applying design rules, proofreading a draft, and finally printing the project. Key steps are to have an initial sketch, select a template or start from scratch, import or type text and graphics, align and style text, move graphics for proper wrapping, and proof before final printing.
This document provides information about logo design and target markets. It discusses the importance of understanding the target market a company aims to reach and designing logos accordingly. Fonts, colors, artwork and design style should be tailored to the target market. Examples are given of companies like Fender Guitars and Emerson, Lake, & Palmer Attorneys and their target markets. The document then discusses the logo redesign process and provides tips for text and image editing in logo design.
This document provides an overview of computer and illustrator basics, including metaphors used in operating systems and design software, and the differences between vector and bitmap files. It explains that operating systems are built around office metaphors like documents, folders, and desktops, while design software uses artistic metaphors like pencils, brushes, and art boards. Additionally, it outlines that vector graphics use mathematical algorithms to scale smoothly, while bitmap images are made of pixels that become visible when enlarged. Mastering these interface metaphors and file types is key to using computer graphics tools.
The document introduces principles of good design that artists and designers use to create effective compositions. It states that principles of design are tools that determine whether a design is weak or strong, depending on how well the artist applies them. It also notes that all art forms are subject to the same principles of design. The document goes on to discuss elements of composition and how arranging various components in a unified, pleasing way creates an effective composition. It stresses that good art starts with an idea to express and the goal is to create a unified, interesting composition.
The document discusses fiscal policy and how it can be used to influence the economy. It explains that John Maynard Keynes theorized that the government should get involved in the economy through taxing and spending policies. During recessions, the government can stimulate the economy by increasing spending or cutting taxes. This puts "money in people's pockets" and leads to recovery. The Great Depression changed traditional laissez-faire economic thinking by showing the economy does not always self-correct, necessitating a more active government role through Keynesian fiscal policies.
There are several common sources of income, including wage income from employment, entrepreneurial income from owning a business, dividend income from investments, interest income from bank accounts, rental income from property, social security benefits, and disability income from insurance plans. These sources provide different ways for individuals to generate funds beyond solely relying on wages from an employer.
The document discusses the concept of profit maximization for firms. It states that firms aim to maximize profits by producing at the quantity where marginal revenue equals marginal cost. Marginal revenue is the change in total revenue from selling one more unit, while marginal cost is the change in total cost from producing one more unit. The profit-maximizing level of output occurs when marginal revenue and marginal cost are equal, as this is where profits are highest.
Financial markets facilitate various types of financial transactions that help businesses grow and investors earn money. They include capital markets, stock markets, bond markets, money markets, derivatives markets, foreign exchange markets, insurance markets, and commodity markets. Financial markets allow companies and governments to raise funds by issuing stocks, bonds, and other financial instruments, while also enabling investors to buy and sell existing securities. They play a vital role in the economy by connecting those who need to borrow money with those who have money to lend.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise causes chemical changes in the brain that may help protect against mental illness and improve symptoms.
Insurance originated thousands of years ago when groups would pool resources to protect merchants transporting goods from losses. The first formal insurance company was formed in London in 1688 and focused on protecting sea voyages. Modern insurance developed further after the Great Fire of London in 1666 when societies were formed for people to pool money to cover losses. The first American insurance company was established in Charleston, South Carolina in 1735 and the industry has grown significantly over the centuries to become a trillion dollar business employing millions of people.
Countries trade because they have different amounts and types of natural, human, and capital resources, allowing some to produce certain goods more efficiently than others. When a country has an absolute advantage in producing a good, both it and its trading partner benefit from specializing in what they produce most efficiently and trading. Countries have varying opportunity costs due to differences in their resource endowments like climate, growing seasons, natural resources, education levels, and capital equipment. World trade is dynamic as resource supplies and productivity can change over time.
There are three main types of business organization: sole proprietorships, partnerships, and corporations. A sole proprietorship is owned and run by one individual who receives all profits and bears all losses. Partnerships are owned and run by two or more individuals who share profits and losses. Corporations are owned by shareholders and have legal rights like an individual. Each organizational structure has advantages and disadvantages regarding control, liability, funding, taxes, and regulatory requirements.
An economic system is a mechanism by which a society produces, distributes, and consumes goods and services. There are four main types of economic systems: traditional economies rely on social customs from the past; market economies allow buyers and sellers to determine production through supply and demand; command economies give the government control over production; and mixed economies combine elements of market and command through both government and private enterprise.
Credit allows individuals to borrow money and pay it back over time, usually with interest. There are various types of credit like credit cards, loans, mortgages, and student loans offered through banks, credit unions, and other financial institutions. While credit provides advantages like convenience and flexibility to make purchases, it also carries costs like interest fees and penalties if not managed responsibly. When applying for credit, lenders will consider an individual's credit history, income, existing debts, and assets to determine if they qualify.
The document discusses different types of money throughout history. Commodity money derives its value from the underlying commodity like gold, while fiat money is backed by government decree rather than a physical good. Characteristics of good forms of money include durability, portability, divisibility, and recognizability. As payment systems evolved, paper money and checks replaced coins for many transactions, though checks are typically used just once while currency continues circulating. Since 1971, most currencies are fiat and not convertible to commodities, relying instead on trust between individuals.
The document discusses the benefits of exercise for mental health. Regular physical activity can help reduce anxiety and depression and improve mood and cognitive functioning. Exercise boosts blood flow and levels of neurotransmitters and endorphins which elevate and stabilize mood.
An accounting information system (AIS) refers to tools and systems designed for the collection and display of accounting information so accountants and executives can make informed decisions.
Fabular Frames and the Four Ratio ProblemMajid Iqbal
Digital, interactive art showing the struggle of a society in providing for its present population while also saving planetary resources for future generations. Spread across several frames, the art is actually the rendering of real and speculative data. The stereographic projections change shape in response to prompts and provocations. Visitors interact with the model through speculative statements about how to increase savings across communities, regions, ecosystems and environments. Their fabulations combined with random noise, i.e. factors beyond control, have a dramatic effect on the societal transition. Things get better. Things get worse. The aim is to give visitors a new grasp and feel of the ongoing struggles in democracies around the world.
Stunning art in the small multiples format brings out the spatiotemporal nature of societal transitions, against backdrop issues such as energy, housing, waste, farmland and forest. In each frame we see hopeful and frightful interplays between spending and saving. Problems emerge when one of the two parts of the existential anaglyph rapidly shrinks like Arctic ice, as factors cross thresholds. Ecological wealth and intergenerational equity areFour at stake. Not enough spending could mean economic stress, social unrest and political conflict. Not enough saving and there will be climate breakdown and ‘bankruptcy’. So where does speculative design start and the gambling and betting end? Behind each fabular frame is a four ratio problem. Each ratio reflects the level of sacrifice and self-restraint a society is willing to accept, against promises of prosperity and freedom. Some values seem to stabilise a frame while others cause collapse. Get the ratios right and we can have it all. Get them wrong and things get more desperate.
South Dakota State University degree offer diploma Transcriptynfqplhm
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Dr. Alyce Su Cover Story - China's Investment Leadermsthrill
In World Expo 2010 Shanghai – the most visited Expo in the World History
https://www.britannica.com/event/Expo-Shanghai-2010
China’s official organizer of the Expo, CCPIT (China Council for the Promotion of International Trade https://en.ccpit.org/) has chosen Dr. Alyce Su as the Cover Person with Cover Story, in the Expo’s official magazine distributed throughout the Expo, showcasing China’s New Generation of Leaders to the World.
Abhay Bhutada, the Managing Director of Poonawalla Fincorp Limited, is an accomplished leader with over 15 years of experience in commercial and retail lending. A Qualified Chartered Accountant, he has been pivotal in leveraging technology to enhance financial services. Starting his career at Bank of India, he later founded TAB Capital Limited and co-founded Poonawalla Finance Private Limited, emphasizing digital lending. Under his leadership, Poonawalla Fincorp achieved a 'AAA' credit rating, integrating acquisitions and emphasizing corporate governance. Actively involved in industry forums and CSR initiatives, Abhay has been recognized with awards like "Young Entrepreneur of India 2017" and "40 under 40 Most Influential Leader for 2020-21." Personally, he values mindfulness, enjoys gardening, yoga, and sees every day as an opportunity for growth and improvement.
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck mari...Donc Test
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
TEST BANK Principles of cost accounting 17th edition edward j vanderbeck maria r mitchell.docx
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
Independent Study - College of Wooster Research (2023-2024) FDI, Culture, Glo...AntoniaOwensDetwiler
"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
Economic Risk Factor Update: June 2024 [SlideShare]Commonwealth
May’s reports showed signs of continued economic growth, said Sam Millette, director, fixed income, in his latest Economic Risk Factor Update.
For more market updates, subscribe to The Independent Market Observer at https://blog.commonwealth.com/independent-market-observer.
2. Payment Cards
• Payment card refers to a card that can be used as a
medium of exchange. It includes the:
• credit cards (Visa, MasterCard, and Discover),
• travel & entertainment cards (American Express,
Diner’s Club, and Carte Blanche), and
• debit cards (bank ATM cards) that are in common
use.
• Credit Cards –borrows the money from the bank that
issued the card and uses the proceeds to make a
purchase
3. Payment Cards
• Travel & Entertainment Cards – work like credit cards,
but the balance is paid off at the end of each month and
interest is rarely charged.
• Debit Cards – the amount of the purchase is deducted
directly from the customer’s bank account (equivalent to
writing a check)
• Common confusion can occur when a card has a Visa or
MasterCard logo because it could be used as a credit
card or debit card. If it’s a debit card, then a PIN
(personal identification number) must be entered in to
make a purchase)
4. Economics of Payment Cards
• Less bulky than a checkbook
• Potential loss from theft is less than carrying a large
amount of cash
• Can obtain a simple loan either until the bill comes or for
an extended period
• Provides rewards such as frequent flier miles
• Payment is guaranteed by the issuing bank regardless of
the customer’s credit standing
• Merchants prefer credit cards rather than checks
because checks can be uncollectable and the costs of
trying to follow up problems with the check.
5. Economics of Payment Cards
• More convenient to pay over the phone and/or Internet
with a credit card than with a check
• Faster to process a credit card than a check through a
computer system
• Credit card industry is highly competitive