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Total Wealth Management
Ryan Luke
Sports & Entertainment
Independent Financial Advisor
Elysium Gate
126 – 128 New Kings Road
London, SW6 4LZ
Telephone:+44 (0) 203 111 9822
Email: ryan.luke@aesfinance.com
www.aesfinance.com
Total Wealth Management
Specialist Wealth Management Services for International Clients
specializing in the Sports & Entertainment industry.

Providing Personal Service and Professional Advice for your
Financial Needs

Working to Understand, Protect and Build Your Assets for the Long
Term
Services
Financial Planning, Portfolio and Investment Management

Efficient Taxation Planning for every step of your career.

Offshore Private Banking: Managed Accounts

UK & International Pensions and Retirement Planning

Worldwide Life, Health and Income Protection Cover including career
ending injuries.
Our Planning Process
Overview of Your Current Situation

Setting Your Financial Objectives and Goals                  Stage 1
                                                          Current Position


Developing a Financial Plan
                                           Stage 6                             Stage 2
                                              Review                         Personal Goals




                                           Stage 5                             Stage 3
                                         Implementation                         Analysis




                                                             Stage 4
                                                           Financial Plan
Example of How We Manage a Pro
          Footballer From the Very Beginning
Age 16 (First Contract Pending):
       Private Banking Account – Access to wages
       Cash ISA – Tax efficient regular or single contribution savings policy
       Financial Goals – First financial plan is drawn up and income and analysis overview is documented.
E.g. car purchase, how to avoid debt.

Age 18 (Professional Contract Signed)
       Stocks/Shares ISA – Maximizing your contributions into a tax efficient vehicle with the potential for
       greater growth
       Career Ending Injury Cover – Ensuring you are covered for the worst to ensure your lifestyle can be
maintained.
       Professional Footballers Pension Scheme – Confirmation of your entry and policy details
       On going Analysis – Ensuring your financial objectives and goals will be met. E.g. Car purchase.

Age 21 (Salary increase/ new club)
       First Property – Purchase of your first home with access to the whole of the market mortgage lenders.
       Critical Illness Cover – Ensuring your earnings are protected against a recognised critical illness. i.e.
heart attack

Experienced Professional
       Comprehensive Structure of Tax Affairs
       Investment Properties
       On going Analysis – Ensuring your financial objectives and goals will be met and your current policies
       are adapted as you marry and produce a family.
       End of Career Planning – Ensuring savings from bonus pay and investment targets are set and
obtained to manage your end of career expectations
       Excessive Income Planning – Ensuring any disposable income, regular/ lump sum’s is invested in the
       correct manner to match your attitude to risk and benefit your current tax position.
Client Categories
•   Professional Footballers
•   PGA & European Tour Golfers
•   ATP & WTA Tennis Professionals
•   ECB & IPL Cricketers
•   F1 & Moto GP Drivers
•   Olympians
•   NHL and Elite Ice Hockey Players

•   Celebrities
•   Actors & Actresses

•   UK High Net Worth Expatriates
Why AES International?
Independent Wealth Management and Specialist Solutions for both UK
and International Client’s

Clear, Comprehensive, Customised Financial Advice

Tax Benefits, Privacy and Access
About Me
I specialise in helping sports and entertainment clients make the most
of their careers whilst they are in the spotlight and also once their
career ends.

I also assist expatriates who have moved overseas to find work and
help them setup their offshore finances as well as making a
repatriation plan.

I have a passion for golf having been an ex professional playing on
the Sunshine Tour and follow my football team Newcastle United
wherever they are playing.
Recently married to my beautiful wife Rachel and hoping to start a
family very soon.
I also love to get involved in charity events such as Soccer Aid which
supports UNICEF and do the best I can to help out.
About Me
Total Wealth Management
Please do not hesitate to contact me

Ryan Luke
Telephone:+44 (0) 203 111 9822
Email: ryan.luke@aesfinance.com
www.aesfinance.com

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Personal Profile

  • 1. Total Wealth Management Ryan Luke Sports & Entertainment Independent Financial Advisor Elysium Gate 126 – 128 New Kings Road London, SW6 4LZ Telephone:+44 (0) 203 111 9822 Email: ryan.luke@aesfinance.com www.aesfinance.com
  • 2. Total Wealth Management Specialist Wealth Management Services for International Clients specializing in the Sports & Entertainment industry. Providing Personal Service and Professional Advice for your Financial Needs Working to Understand, Protect and Build Your Assets for the Long Term
  • 3. Services Financial Planning, Portfolio and Investment Management Efficient Taxation Planning for every step of your career. Offshore Private Banking: Managed Accounts UK & International Pensions and Retirement Planning Worldwide Life, Health and Income Protection Cover including career ending injuries.
  • 4. Our Planning Process Overview of Your Current Situation Setting Your Financial Objectives and Goals Stage 1 Current Position Developing a Financial Plan Stage 6 Stage 2 Review Personal Goals Stage 5 Stage 3 Implementation Analysis Stage 4 Financial Plan
  • 5. Example of How We Manage a Pro Footballer From the Very Beginning Age 16 (First Contract Pending): Private Banking Account – Access to wages Cash ISA – Tax efficient regular or single contribution savings policy Financial Goals – First financial plan is drawn up and income and analysis overview is documented. E.g. car purchase, how to avoid debt. Age 18 (Professional Contract Signed) Stocks/Shares ISA – Maximizing your contributions into a tax efficient vehicle with the potential for greater growth Career Ending Injury Cover – Ensuring you are covered for the worst to ensure your lifestyle can be maintained. Professional Footballers Pension Scheme – Confirmation of your entry and policy details On going Analysis – Ensuring your financial objectives and goals will be met. E.g. Car purchase. Age 21 (Salary increase/ new club) First Property – Purchase of your first home with access to the whole of the market mortgage lenders. Critical Illness Cover – Ensuring your earnings are protected against a recognised critical illness. i.e. heart attack Experienced Professional Comprehensive Structure of Tax Affairs Investment Properties On going Analysis – Ensuring your financial objectives and goals will be met and your current policies are adapted as you marry and produce a family. End of Career Planning – Ensuring savings from bonus pay and investment targets are set and obtained to manage your end of career expectations Excessive Income Planning – Ensuring any disposable income, regular/ lump sum’s is invested in the correct manner to match your attitude to risk and benefit your current tax position.
  • 6. Client Categories • Professional Footballers • PGA & European Tour Golfers • ATP & WTA Tennis Professionals • ECB & IPL Cricketers • F1 & Moto GP Drivers • Olympians • NHL and Elite Ice Hockey Players • Celebrities • Actors & Actresses • UK High Net Worth Expatriates
  • 7. Why AES International? Independent Wealth Management and Specialist Solutions for both UK and International Client’s Clear, Comprehensive, Customised Financial Advice Tax Benefits, Privacy and Access
  • 8. About Me I specialise in helping sports and entertainment clients make the most of their careers whilst they are in the spotlight and also once their career ends. I also assist expatriates who have moved overseas to find work and help them setup their offshore finances as well as making a repatriation plan. I have a passion for golf having been an ex professional playing on the Sunshine Tour and follow my football team Newcastle United wherever they are playing. Recently married to my beautiful wife Rachel and hoping to start a family very soon. I also love to get involved in charity events such as Soccer Aid which supports UNICEF and do the best I can to help out.
  • 10. Total Wealth Management Please do not hesitate to contact me Ryan Luke Telephone:+44 (0) 203 111 9822 Email: ryan.luke@aesfinance.com www.aesfinance.com