Ryan Luke of AES Finance provides wealth management services for international clients, specializing in sports and entertainment. His services include financial planning, portfolio management, taxation planning, offshore private banking, pensions, insurance, and retirement planning. He works with clients such as professional footballers, golfers, tennis players, cricketers, drivers, and celebrities. Ryan has experience helping clients maximize their careers and prepare for life after their careers end through comprehensive financial advice, tax benefits, and privacy.

1. Total Wealth Management
Ryan Luke
Sports & Entertainment
Independent Financial Advisor
Elysium Gate
126 – 128 New Kings Road
London, SW6 4LZ
Telephone:+44 (0) 203 111 9822
Email: ryan.luke@aesfinance.com
www.aesfinance.com

2. Total Wealth Management
Specialist Wealth Management Services for International Clients
specializing in the Sports & Entertainment industry.
Providing Personal Service and Professional Advice for your
Financial Needs
Working to Understand, Protect and Build Your Assets for the Long
Term

3. Services
Financial Planning, Portfolio and Investment Management
Efficient Taxation Planning for every step of your career.
Offshore Private Banking: Managed Accounts
UK & International Pensions and Retirement Planning
Worldwide Life, Health and Income Protection Cover including career
ending injuries.

4. Our Planning Process
Overview of Your Current Situation
Setting Your Financial Objectives and Goals Stage 1
Current Position
Developing a Financial Plan
Stage 6 Stage 2
Review Personal Goals
Stage 5 Stage 3
Implementation Analysis
Stage 4
Financial Plan

5. Example of How We Manage a Pro
Footballer From the Very Beginning
Age 16 (First Contract Pending):
Private Banking Account – Access to wages
Cash ISA – Tax efficient regular or single contribution savings policy
Financial Goals – First financial plan is drawn up and income and analysis overview is documented.
E.g. car purchase, how to avoid debt.
Age 18 (Professional Contract Signed)
Stocks/Shares ISA – Maximizing your contributions into a tax efficient vehicle with the potential for
greater growth
Career Ending Injury Cover – Ensuring you are covered for the worst to ensure your lifestyle can be
maintained.
Professional Footballers Pension Scheme – Confirmation of your entry and policy details
On going Analysis – Ensuring your financial objectives and goals will be met. E.g. Car purchase.
Age 21 (Salary increase/ new club)
First Property – Purchase of your first home with access to the whole of the market mortgage lenders.
Critical Illness Cover – Ensuring your earnings are protected against a recognised critical illness. i.e.
heart attack
Experienced Professional
Comprehensive Structure of Tax Affairs
Investment Properties
On going Analysis – Ensuring your financial objectives and goals will be met and your current policies
are adapted as you marry and produce a family.
End of Career Planning – Ensuring savings from bonus pay and investment targets are set and
obtained to manage your end of career expectations
Excessive Income Planning – Ensuring any disposable income, regular/ lump sum’s is invested in the
correct manner to match your attitude to risk and benefit your current tax position.

6. Client Categories
• Professional Footballers
• PGA & European Tour Golfers
• ATP & WTA Tennis Professionals
• ECB & IPL Cricketers
• F1 & Moto GP Drivers
• Olympians
• NHL and Elite Ice Hockey Players
• Celebrities
• Actors & Actresses
• UK High Net Worth Expatriates

7. Why AES International?
Independent Wealth Management and Specialist Solutions for both UK
and International Client’s
Clear, Comprehensive, Customised Financial Advice
Tax Benefits, Privacy and Access

8. About Me
I specialise in helping sports and entertainment clients make the most
of their careers whilst they are in the spotlight and also once their
career ends.
I also assist expatriates who have moved overseas to find work and
help them setup their offshore finances as well as making a
repatriation plan.
I have a passion for golf having been an ex professional playing on
the Sunshine Tour and follow my football team Newcastle United
wherever they are playing.
Recently married to my beautiful wife Rachel and hoping to start a
family very soon.
I also love to get involved in charity events such as Soccer Aid which
supports UNICEF and do the best I can to help out.

9. About Me

10. Total Wealth Management
Please do not hesitate to contact me
Ryan Luke
Telephone:+44 (0) 203 111 9822
Email: ryan.luke@aesfinance.com
www.aesfinance.com