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2. Do You Have Any of These Cards in Your Wallet?

3. Have You Computed How Much You’re Really Getting?
.20%
.10%
.25%
.05%
.50%
Fraction of
a percent
.30%
1%
.25%

4. What are Your Frustrations About it?
It Takes
FOREVER!
Too many of them to
bring all the time!
Hard to monitor!
I need to
spend a
fortune to get
a Barbie Doll!

5. Rewards Can Be Great When…
Value is
BIGGER!
Monitoring is
EASY!
No need for
too many
CARDS!
REFERRAL
activities are
rewarded!

8. When You Gas Up

9. Eat Your Favourite Meal in a Quick-Serve Restaurant

10. Call Using Prepaid

11. Buy Medicines

12. Enjoy Your Favourite Beverage in Coffee Shops

13. Buy Groceries

14. Shop for Clothes

15. is making life better by
empowering consumers
to earn from everyday
purchases.

16. Introducing
PayBux is a rewards App and platform for individual and
community purchases. Subscribers are incentivised for
loyalty and connecting with friends.
Life is Rewarding.

17. Transforming Lives.
PayBux Editions
Standard Edition
(FREE)
Premium Edition
(via Upgrade to
Mentor or Icon)

19. Transforming Lives.
Life is Mobile
66% Sleep with
Their Phones.
26% checks their
phones at the dinner
table.
240M business globally will
be cloud computing via
mobile by 2015.

20. The Future is Mobile
There will be almost 4 billion
subscribers by 2017.
More than 5 billion broadband
connections and about a billion
LTE connections by then.
A total of almost 10 billion mobile
connections.

21. Basic Social Networking
Calendar of Events and
Activities (CEVA)
Mobile Shopping (Thru-App
Purchases)
Payback Rewards and
Incentives
Electronic Credits and
Transfers
QR Codes Scanning

22. Basic Social Networking

23. Calendar of Events

24. Transforming Lives.
QR Code Scanning for Mobile Vouchers/eGCs
You buy prepaid credits
called ‘bux’.
Select mVoucher or eGC of
your choice.
Present to Merchant for
redemption.

25. Transforming Lives.
Scan and Go
Merchant scans the QR Codes for fast and easy
redemption or payment of purchased products.

26. March 2014 3nd Quarter 2014
February
2014

28. Transforming Lives.
Top-up Your Favourite Merchant Card

29. But What Makes
PayBux Different?

30. “...Generosity can be a
highly effective growth
strategy.”
- Eddie Yoon, Principal
The Cambridge Group
PayBux is Generous.

31. Payback Offer of
at least 20% and
up to 100%.

32. It is faster and realistic.
It is
COOPERATIVE.

34. Cooperative Group Rewards
Each purchase transaction
contributes an amount to the
PayBux Generous Rewards
Pool.
20%-100% Rebate
24-hour Transaction Period
PayBux keeps record
of the transactions and
awards rebates using
HexCell Algorithm.

35. Transforming Lives.
Where Rewards Come From
Personal purchases and
Purchases of other
Subscribers in the
community.
UPGRADE of Subscription.

36. Transforming Lives.
A Different Shape for Success

37. HexCell Means Rewards
Earn HexCell Rewards from Subscription Upgrade and
Qualifying Purchases from partner merchants.
Upgrade Purchases

38. Transforming Lives.
The Starting Point
Download the Standard
Edition of PayBux App for
FREE!

39. HexCell for Generous Payback
A Qualifying Purchase generates a HexCell that
determines rewards from your purchases and purchases
of other subscribers in the community.

40. Sample Qualifying Purchases
P1,500
P400
P375

41. Sample Qualifying Purchases
P1,000 + 500
P100 + 200 + 100
P15+50+100+P200

42. Sample Qualifying Purchases
P3,000
P500
P500

43. HexCells from Purchases

44. HexCells from Purchases
Each Qualified Purchase that
produces HexCells is processed
using special HexCell Algorithm
ensuring rewards for all
transactions.
It ensures that everyone will get
rewarded from their purchases.

45. =
You earn rewards when
your HexCell is
activated.
It is activated whenever
there are six (6)
HexCells that are
attached to it.
HexCell for Generous Payback

46. HexCell Regenerates for More Rewards
Each time you earn a
HexCell, a new one is
automatically generated
for more rewards until you
reach the maximum number
of HexCells you can earn
based on your subscription
type.

47. Transforming Lives.
You Must Be ‘LINKED’
As a USER, you can only
earn one (1) HexCell when
you don’t have a Linker.
A USER must be linked to
another Subscriber to earn
up to three (3) HexCells.

48. 1-3
HexCells
up to 12
HexCells
up to 6
HexCells
HexCell Limit for Generous Payback
up to 3
HexCells

49. As a matter of policy,
the program will
payback up to 100% of
qualifying purchase
amount regardless of
HexCell Limit.

50. The HexCell Rewards Program

51. Transforming Lives.
14 Ways to Get Rewarded
1. Generous Payback (GPB)
2. Payback Linker Rewards (PLR)
3. Linker Group Rewards (LGR)
4. Payback Infinity Rewards (PIR)
5. Icon Profit Sharing (HPS)
6. Icon Leadership Rewards (ILR)
7. Upgrade Rewards (UPR)
8. Upgrade Link Rewards (ULR)
9. HexCell Icon Royalty (HIR)
10. Icon Upgrade Rewards (IUR)
11. Icon Combo Rewards (ICR)
12. Group Combo Royalty (GCR)
13. Dream Board Fund (DBF)
14. Spartan Leaderboard Rewards (SLR)

52. Transforming Lives.
Upgrade to Inspire
Mentor
Icon
Builder
Take the steps…
…or make a big
leap.

53. Transforming Lives.
Start as a Builder
A Builder earns rewards
from purchases of other
Builders and Users by
‘linking’ them.
A User becomes a builder
when they ‘link’ other
Users.

54. Link. Build. Grow.
There is no limit to the number of links a Builder can
create. More links mean more rewards.

55. HexCell is Infinite

56. Payback Linker Rewards

57. Transforming Lives.
Linker Group Rewards

58. Transforming Lives.
Potential Linker Group Rewards
LEVEL
# of
Subscribers
Rewards
Value
1 3 9.00
2 9 27.00
3 27 81.00
4 81 243.00
5 243 729.00
6 729 2,187.00
7 2,187 6,561.00
8 6,561 19,683.00
9 19,683 59,049.00
10 59,049 177,147.00
Total 88,572 265,716.00
No. of Link: 3
Progression: 3
# of HexCell / Sub: 1

59. Transforming Lives.
Potential Linker Group Rewards
LEVEL
# of
Subscribers
Rewards
Value
1 6 36.00
2 18 108.00
3 54 324.00
4 162 972.00
5 486 2,916.00
6 1,458 8,748.00
7 4,374 26,244.00
8 13,122 78,732.00
9 39,366 236,196.00
10 118,098 708,588.00
Total 177,144 1,062,864.00
No. of Link: 6
Progression: 3
# of HexCell / Sub: 2

60. Transforming Lives.
Payback Infinity Rewards

61. Transforming Lives.
Potential Payback Infinity Rewards
LEVEL
# of
Subscribers
Rewards
Value
1 3 9.00
2 9 27.00
3 27 81.00
4 81 243.00
5 243 729.00
6 729 2,187.00
7 2,187 6,561.00
8 6,561 19,683.00
9 19,683 59,049.00
10 59,049 177,147.00
Total 88,572 265,716.00
No. of Link: 3
Progression: 3
# of HexCell / Sub: 1

62. Transforming Lives.
Icon Profit Sharing

63. More Rewards by Growing Your
Network of Consumers.

64. Transforming Lives.
Auto-Upgrade
By default, 50% of rewards go to Auto-upgrade.
You just have to choose between Mentor or Icon.
It’s your
call!

65. Transforming Lives.
No Man is an Island
Upgrading to Mentor or Icon
automatically puts you in the
rewards community.
Your presence contributes to
the rewards program and
you get rewarded as well.

66. Transforming Lives.
Be a Mentor and Excel
An Upgrade Key is required
to become a Mentor.
The Key is available from a
Mentor or Icon Subscriber.

67. Mentor Upgrade Premium
with
300 Bux!

68. Mentors are Duplicators
A Mentor may link Builders and help them
become Mentors too. There is no limit.

69. HexCell Rewards from Upgrade
When you upgrade to Mentor or Icon, a HexCell is
automatically generated to accumulate your rewards
from upgrade activities in the hive.

70. Upgrade Rewards
A HexCell is activated when there
is a total of six (6) Upgrades
(Mentor or Icon) associated with it.
Upgrades may come from your
personally endorsed Builders or
from others joining the Hive.

71. Transforming Lives.
Upgrade Rewards

72. HexCell Rewards (Upgrade) is Infinite
Every time a HexCell is activated,
a new one is generated to give
you continuous rewards. There is
no end to HexCell Rewards.
Your newly generated HexCell can
be activated again thru Upgrades
or Regenerations in the Hive.

73. Earn Unlimited Rewards
New Upgrades coming into the
Hive activates HexCells,
producing more HexCells that
bring unlimited rewards.
There is no limit to the number
of HexCells that you can earn in
a day!

74. Bring Two to Start Earning
Builders who upgrade to Mentors or
Icons must contribute to the Hive by
helping at least two (2) Builders
become Mentors or Icons.
You will only earn your HexCell
rewards when you satisfy this
requirement.

75. Transforming Lives.
P10
The Upgrade Link Rewards
Earn rewards from HexCells earned
or activated by Mentors or Icons
you have introduced into the Hive.
Earn P10 per HexCell activated.
Icons are automatically qualified to
earn P15.
Mentors are entitled to earn up to
6th generation while Icons are
entitled up to 10th generation.
1
2
3
4
5
6
7
8
9
10
P15

76. Transforming Lives.
Upgrade one more
Mentor and instantly
qualify to earn P15
HexCell Group Rewards.
Link a total of six (6)
Mentors to earn HexCell
Group Rewards up to the
10th generation!
Mentors Can Get More
1
2
3
4
5
6
7
8
9
10
P15
+ +
P15

77. Transforming Lives.
The Inspiring Icon
It takes an Icon to know an
Icon. Upgrade to Icon is only
thru an Icon.
Icon Upgrade is the ultimate
advantage in HexCell
Rewards Program.

78. The Icon Upgrade Premium
with
1K Bux!
500K Malayan
Insurance for 1 Yr.
Merchant Promo
Vouchers.
HexCell Account
with 3 Combo
Trackers.

79. The PayBux Icon Card
Smart Card for OFFLINE and
ONLINE transaction and transfer
of PayBux balance.
For Cashless transaction (fare
payment and other form of
settlement)

80. The PayBux Icon Card
Peer-to-peer TRANSFER (P2P)
for payment, reload and other
form of financial value exchange.

81. Getting More Value Than What You Pay For
SCENARIO:
You spend P7,000 monthly on
gasoline.
This would produce 4 HexCells in a
month which would average about 48
in a year.
You may earn up to P17,000 in a year
on fuel alone.

82. Transforming Lives.
HexCell Icon Royalty
1
2
3
4
5
6
7
8
9
10
P15
Aside from qualification to earn
HexCell Group Rewards, an Icon is
entitled for HexCell Icon Royalty
(HIR) equivalent to P25 per
activated HexCell by any Mentor in
his Subgroup up to infinity.
When an Icon personally LINKS a
total of six (6) upgrades (Mentor or
Icon), HIR is increased to fifty (P50).
P25-50+

83. Transforming Lives.
Icon Upgrade Rewards
= P1K
Earn P1K for every Mentor or Builder
you upgrade to Icon.

84. Transforming Lives.
Icon Combo Rewards
COMB
1 Combo = P1K
10 Combos per Cycle
2 Cycles per Day
ICON TEAM
A
ICON TEAM
B
P20,000 maximum
daily rewards
value!
12MN-12NN:
1st Cycle
12NN-12MN:
2nd Cycle

85. Transforming Lives.
Dream Board Fund
Every 5th Combo earned
goes to your Dream
Board Fund.
Your Dream Board Fund
can only be redeemed for
your Dream Items. It is
not convertible to Cash or
Bux.

86. Transforming Lives.
Group Combo Royalty
ICON TEAM
A
ICON TEAM
B
10% 10%
5% 5%
5%
5%
5%
5%
5%
5%
Earn rewards
based on the
performance of
your personally
linked Icons
and their links
up to 5th
generation.
1st Gen
2nd Gen
3rd Gen
4th Gen
5th Gen
1st Gen
2nd Gen
3rd Gen
4th Gen
5th Gen

87. Transforming Lives.
Potential ICR Rewards
LEVEL ICR% # of Icon
Rewards Value
per Level per Icon
Icon Combo
Royalty
1 10% 6 10,000.00 60,000.00
2 5% 12 5,000.00 60,000.00
3 5% 24 5,000.00 120,000.00
4 5% 48 5,000.00 240,000.00
5 5% 96 5,000.00 480,000.00
Total 186 960,000.00

88. Transforming Lives.
Potential ICR Rewards
LEVEL ICR% # of Icon
Rewards Value
per Level per Icon
Icon Combo
Royalty
1 10% 6 10,000.00 60,000.00
2 5% 18 5,000.00 90,000.00
3 5% 54 5,000.00 270,000.00
4 5% 162 5,000.00 810,000.00
5 5% 486 5,000.00 2,430,000.00
Total 726 3,660,000.00

89. Start with 3
Combo Trackers
from Day 1!
Tracking Icon Exclusive Rewards
An Icon earns rewards when upgrading Builders or Mentors to Icon.
The system determines the rewards using Combo Trackers.
Tracker 1
Tracker 2 Tracker 3

90. Transforming Lives.
Activate all Combo
Trackers!
Double Your Rewards
Activate all Combo Trackers by upgrading at
least six (6) Icons. Your rewards are doubled
when all Combo Trackers are active.
Tracker 1
Tracker 2 Tracker 3