This document describes the PayBux rewards app and platform. PayBux allows users to earn rewards from everyday purchases through a system of HexCells. Users can upgrade their subscription to different tiers like Builder, Mentor, and Icon to earn more rewards from their own purchases and those of the users they recruit to the platform. Rewards are earned through a complex system of HexCells that are generated from purchases and upgrades, and which activate when connected to other HexCells to provide rebates of up to 100% back to users. The top-tier Icon subscription provides additional rewards opportunities through features like Icon Combo Rewards, Icon Royalty Rewards, and tracking upgrades through Combo Trackers.

3. When You Gas Up

4. Eat Your Favourite Meal in a Quick-Serve Restaurant

5. Call Using Prepaid

6. Buy Medicines

7. Enjoy Your Favourite Beverage in Coffee Shops

8. Buy Groceries

9. Shop for Clothes

10. is making life better by
empowering consumers
to earn from everyday
purchases.

11. Introducing
Life is Rewarding.
PayBux is a rewards App and platform for individual and
community purchases. Subscribers are incentivised for
loyalty and connecting with friends.

12. PayBux Editions
Standard Edition
(FREE)
Transforming Lives.
Premium Edition
(via Upgrade to
Mentor or Icon)

14. Life is Mobile
66% Sleep with
Their Phones.
26% checks their
phones at the dinner
table.
Transforming Lives.
240M business globally will
be cloud computing via
mobile by 2015.

15. The Future is Mobile
There will be almost 4 billion
subscribers by 2017.
More than 5 billion broadband
connections and about a billion
LTE connections by then.
A total of almost 10 billion mobile
connections.

16. Basic Social Networking
Calendar of Events and
Activities (CEVA)
Mobile Shopping (Thru-App
Purchases)
Payback Rewards and
Incentives
Electronic Credits and
Transfers
QR Codes Scanning

17. Basic Social Networking

18. Calendar of Events

19. QR Code Scanning for Mobile Vouchers/eGCs
You buy prepaid credits
called ‘bux’.
Select mVoucher or eGC of
your choice.
Present to Merchant for
redemption.
Transforming Lives.

20. Scan and Go
Merchant scans the QR Codes for fast and easy
redemption or payment of purchased products.
Transforming Lives.

21. January 2014
2nd Quarter 2014
February
2014

22. Our Unique Value Proposition
Make every purchase a rewarding experience
thru Cooperative Group Rewards.
Transforming Lives.

24. Top-up Your Favourite Merchant Card
Transforming Lives.

25. But What Makes
PayBux Different?

26. PayBux is Generous.
“...Generosity can be a
highly effective growth
strategy.”
- Eddie Yoon, Principal
The Cambridge Group

27. Payback Offer of
at least 20% and
up to 100%.

28. It is faster and realistic.
It is
COOPERATIVE.

30. Cooperative Group Rewards
20%-100% Rebate
Each purchase transaction
contributes an amount to the
PayBux Generous Rewards
Pool.
PayBux keeps record
of the transactions and
awards rebates using
HexCell Algorithm.
24-hour Transaction Period

31. Where Rewards Come From
UPGRADE of Subscription.
Personal purchases and
Purchases of other
Subscribers in the
community.
Transforming Lives.

32. A Different Shape for Success
Transforming Lives.

33. HexCell Means Rewards
Upgrade
Purchases
Earn HexCell Rewards from Subscription Upgrade and
Qualifying Purchases from partner merchants.

34. The Starting Point
Download the Standard
Edition of PayBux App for
FREE!
Transforming Lives.

35. HexCell for Generous Payback
A Qualifying Purchase generates a HexCell that
determines rewards from your purchases and purchases
of other subscribers in the community.

36. Sample Qualifying Purchases
P1,500
P375
P300

37. Sample Qualifying Purchases
P1,000 + 500
P100 + 200 + 75
P100 + P200

38. Sample Qualifying Purchases
P3,000
P500
P500

39. HexCells from Purchases

40. HexCells from Purchases
Each Qualified Purchase that
produces HexCells is processed
using special HexCell Algorithm
ensuring rewards for all
transactions.
It ensures that everyone will get
rewarded from their purchases.

41. HexCell for Generous Payback
=
You earn rewards when
your HexCell is
activated.
It is activated whenever
there are six (6)
HexCells that are
attached to it.

42. HexCell Regenerates for More Rewards
Each time you earn a
HexCell, a new one is
automatically generated
for more rewards until you
reach the maximum number
of HexCells you can earn
based on your subscription
type.

43. You Must Be ‘LINKED’
As a USER, you can only
earn one (1) HexCell when
you don’t have a Linker.
A USER must be linked to
another Subscriber to earn
up to three (3) HexCells.
Transforming Lives.

44. HexCell Limit for Generous Payback
1-3
HexCells
up to 6
HexCells
up to 12
HexCells
up to 3
HexCells

45. As a matter of
policy, the program will
payback up to 100% of
qualifying purchase
amount regardless of
HexCell Limit.

46. The HexCell Rewards Program

47. 14 Ways to Get Rewarded
1. Generous Payback (GPB)
2. Payback Linker Rewards (PLR)
3. Linker Group Rewards (LGR)
4. Payback Infinity Rewards (PIR)
5. Icon Profit Sharing (HPS)
6. Icon Leadership Rewards (ILR)
7. Upgrade Rewards (UPR)
8. Upgrade Link Rewards (ULR)
9. HexCell Icon Royalty (HIR)
10. Icon Upgrade Rewards (IUR)
11. Icon Combo Rewards (ICR)
12. Group Combo Royalty (GCR)
13. Dream Board Fund (DBF)
14. Spartan Leaderboard Rewards (SLR)
Transforming Lives.

48. Upgrade to Inspire
Take the steps…
Icon
Mentor
Builder
Transforming Lives.
…or make a big
leap.

49. Start as a Builder
A Builder earns rewards
from purchases of other
Builders and Users by
‘linking’ them.
A User becomes a builder
when they ‘link’ other
Users.
Transforming Lives.

50. Link. Build. Grow.
There is no limit to the number of links a Builder can
create. More links mean more rewards.

51. HexCell is Infinite

52. Payback Linker Rewards

53. Linker Group Rewards
Transforming Lives.

54. Potential Linker Group Rewards
No. of Link: 3
Progression: 3
# of HexCell / Sub: 1
Transforming Lives.
LEVEL
1
2
3
4
5
6
7
8
9
10
Total
# of
Subscribers
3
9
27
81
243
729
2,187
6,561
19,683
59,049
88,572
Rewards
Value
9.00
27.00
81.00
243.00
729.00
2,187.00
6,561.00
19,683.00
59,049.00
177,147.00
265,716.00

55. Potential Linker Group Rewards
No. of Link: 6
Progression: 3
# of HexCell / Sub: 2
Transforming Lives.
LEVEL
1
2
3
4
5
6
7
8
9
10
Total
# of
Subscribers
6
18
54
162
486
1,458
4,374
13,122
39,366
118,098
177,144
Rewards
Value
36.00
108.00
324.00
972.00
2,916.00
8,748.00
26,244.00
78,732.00
236,196.00
708,588.00
1,062,864.00

56. Payback Infinity Rewards
Transforming Lives.

57. Potential Payback Infinity Rewards
No. of Link: 3
Progression: 3
# of HexCell / Sub: 1
Transforming Lives.
LEVEL
1
2
3
4
5
6
7
8
9
10
Total
# of
Subscribers
3
9
27
81
243
729
2,187
6,561
19,683
59,049
88,572
Rewards
Value
9.00
27.00
81.00
243.00
729.00
2,187.00
6,561.00
19,683.00
59,049.00
177,147.00
265,716.00

58. Icon Profit Sharing
Transforming Lives.

59. Rewards from Anything You Buy
Transforming Lives.

60. Scan and Throw
Scan the card and you’ve got a HexCell!
Transforming Lives.

61. Rewards from Anything You Buy
P25.00
Transforming Lives.

62. Any
Question
so far?

63. More Rewards by Growing Your
Network of Consumers.

64. Auto-Upgrade
It’s your
call!
By default, 50% of rewards go to Auto-upgrade.
You just have to choose between Mentor or Icon.
Transforming Lives.

65. No Man is an Island
Upgrading to Mentor or Icon
automatically puts you in the
rewards community.
Your presence contributes to
the rewards program and
you get rewarded as well.
Transforming Lives.

66. Be a Mentor and Excel
An Upgrade Key is required
to become a Mentor.
The Key is available from a
Mentor or Icon Subscriber.
Transforming Lives.

67. Mentor Upgrade Premium
with
300 Bux!

68. Mentors are Duplicators
A Mentor may link Builders and help them
become Mentors too. There is no limit.

69. HexCell Rewards from Upgrade
When you upgrade to Mentor or Icon, a HexCell is
automatically generated to accumulate your rewards
from upgrade activities in the hive.

70. Upgrade Rewards
A HexCell is activated when there
is a total of six (6) Upgrades
(Mentor or Icon) associated with it.
Upgrades may come from your
personally endorsed Builders or
from others joining the Hive.

71. Upgrade Rewards
Transforming Lives.

72. HexCell Rewards (Upgrade) is Infinite
Every time a HexCell is activated,
a new one is generated to give
you continuous rewards. There is
no end to HexCell Rewards.
Your newly generated HexCell can
be activated again thru Upgrades
or Regenerations in the Hive.

73. Earn Unlimited Rewards
New Upgrades coming into the
Hive activates HexCells,
producing more HexCells that
bring unlimited rewards.
There is no limit to the number
of HexCells that you can earn in
a day!

74. Bring Two to Start Earning
Builders who upgrade to Mentors or
Icons must contribute to the Hive by
helping at least two (2) Builders
become Mentors or Icons.
You will only earn your HexCell
rewards when you satisfy this
requirement.

75. The Upgrade Link Rewards
P15
Transforming Lives.
P10
1
2
3
4
5
6
7
8
9
10
Earn rewards from HexCells earned
or activated by Mentors or Icons
you have introduced into the Hive.
Earn P10 per HexCell activated.
Icons are automatically qualified to
earn P15.
Mentors are entitled to earn up to
6th generation while Icons are
entitled up to 10th generation.

76. Mentors Can Get More
P15
Transforming Lives.
+
P15
1
2
3
4
5
6
7
8
9
10
+
Upgrade one more
Mentor and instantly
qualify to earn P15
HexCell Group Rewards.
Link a total of six (6)
Mentors to earn HexCell
Group Rewards up to the
10th generation!

77. The Inspiring Icon
It takes an Icon to know an
Icon. Upgrade to Icon is only
thru an Icon.
Icon Upgrade is the ultimate
advantage in HexCell
Rewards Program.
Transforming Lives.

78. The Icon Upgrade Premium
HexCell Account
with 3 Combo
Trackers.
Includes six (6)
HexCell Royalty
Upgrade Cards.
Merchant Promo
Vouchers.
with
1K Bux!

79. The PayBux Icon Card
Smart Card for OFFLINE and
ONLINE transaction and transfer
of PayBux balance.
For Cashless transaction (fare
payment and other form of
settlement)

80. The PayBux Icon Card
Peer-to-peer TRANSFER (P2P)
for payment, reload and other
form of financial value exchange.

81. Getting More Value Than What You Pay For
SCENARIO:
You spend P7,000 monthly on
gasoline.
This would produce 4 HexCells in a
month which would average about 48
in a year.
You may earn up to P17,000 in a year
on fuel alone.

82. HexCell Icon Royalty
+
P25-50
Transforming Lives.
P15
1
2
3
4
5
6
7
8
9
10
Aside from qualification to earn
HexCell Group Rewards, an Icon is
entitled for HexCell Icon Royalty
(HIR) equivalent to P25 per
activated HexCell by any Mentor in
his Subgroup up to infinity.
When an Icon personally LINKS a
total of six (6) upgrades (Mentor or
Icon), HIR is increased to fifty (P50).

83. Icon Upgrade Rewards
=
P1K
Earn P1K for every Mentor or Builder
you upgrade to Icon.
Transforming Lives.

84. Icon Combo Rewards
ICON TEAM
A
ICON TEAM
B
COMB
1 Combo = P1K
12MN-12NN:
1st Cycle
12NN-12MN:
2nd Cycle
Transforming Lives.
10 Combos per Cycle
2 Cycles per Day
P20,000 maximum
daily rewards
value!

85. Dream Board Fund
Every 5th Combo earned
goes to your Dream
Board Fund.
Your Dream Board Fund
can only be redeemed for
your Dream Items. It is
not convertible to Cash or
Bux.
Transforming Lives.

86. Group Combo Royalty
ICON TEAM
A
1st Gen
10%
2nd Gen
3rd Gen
5%
4th Gen
5%
5th Gen
Transforming Lives.
5%
5%
ICON TEAM
B
1st Gen
10%
Earn rewards
based on the
performance of
your personally
linked Icons
and their links
up to 5th
generation.
5%
2nd Gen
5%
3rd Gen
5%
4th Gen
5%
5th Gen

87. Potential ICR Rewards
Rewards Value Icon Combo
# of Icon
per Level per Icon Royalty
LEVEL
ICR%
1
10%
6
10,000.00
60,000.00
2
5%
12
5,000.00
60,000.00
3
5%
24
5,000.00
120,000.00
4
5%
48
5,000.00
240,000.00
5
5%
96
5,000.00
480,000.00
Total
Transforming Lives.
186
960,000.00

88. Potential ICR Rewards
Rewards Value Icon Combo
# of Icon
per Level per Icon
Royalty
LEVEL
ICR%
1
10%
6
10,000.00
60,000.00
2
5%
18
5,000.00
90,000.00
3
5%
54
5,000.00
270,000.00
4
5%
162
5,000.00
810,000.00
5
5%
486
5,000.00
2,430,000.00
Total
Transforming Lives.
726
3,660,000.00

89. Tracking Icon Exclusive Rewards
Tracker 1
Start with 3
Combo Trackers
from Day 1!
Tracker 2
Tracker 3
An Icon earns rewards when upgrading Builders or Mentors to Icon.
The system determines the rewards using Combo Trackers.

90. Double Your Rewards
Tracker 1
Activate all Combo
Trackers!
Tracker 2
Tracker 3
Activate all Combo Trackers by upgrading at
least six (6) Icons. Your rewards are doubled
when all Combo Trackers are active.
Transforming Lives.