The document summarizes the rewards program of the PayBux mobile app. There are three subscription levels - Freemium, Premium, and Icon. Higher subscription levels provide more generous rewards from purchases and networking activities. Rewards include cashback percentages, referral bonuses, and opportunities to earn ongoing rewards through tiers and levels within the system. The rewards structure aims to incentivize loyalty, social connections, and merchant partnerships through the PayBux platform.

2. Do You Have Any of These Cards in Your Wallet?

3. Have You Computed How Much You’re Really
Getting?
.20%
.10%
.25%
.05%
.50%
Fraction of
a percent
.30%
1%
.25%

4. Rewards Can Be Great When…
Value is
BIGGER!
Monitoring is
EASY!
No need for
too many
CARDS!
REFERRAL
activities are
rewarded!

7. is making life better by
empowering consumers
to earn from everyday
purchases.

8. UN: Six billion mobile phone subscriptions in the
world
The report takes into account the number of Sim
cards, not devices
There are almost as many mobile phone
subscriptions in the world as people, a United
Nations telecom agency has said.
A report by the International Telecommunication
Union (ITU) said there were about six billion
subscriptions at the end of 2011.
There are nearly seven billion people on Earth.
240M business globally
will be cloud computing
via mobile by 2015.

10. Introducing
PayBux is a rewards App and platform for individual
and community purchases. Subscribers are
incentivised for loyalty and connecting with friends.
Life is Rewarding.

11. PayBux Editions
FREEMIUM Edition Premium Edition
(via Upgrade to
Mentor or Icon)

12. Basic Social Networking
Calendar of Events and
Activities (CEVA)
Mobile Shopping (Thru-
App Purchases)
Payback Rewards and
Incentives
Electronic Credits and
Transfers
QR Codes Scanning

13. Basic Social Networking

14. Calendar of Events QR Code Scanning for Mobile
Vouchers/eGCs
You buy prepaid
credits called ‘bux’.
Select mVoucher or
eGC of your choice.
Present to Merchant
for redemption.

15. Our Unique Value Proposition
Make every purchase a rewarding experience
thru Cooperative Group Rewards.

16. 1. Sign up for free
Paybux account
thru the internet
and Download the
mobile Paybux app

17. 2. Load your Paybux wallet
Bank
deposit to
IMB
account
Online banking
Credit card
via PayPal
Peer –to-Peer
transfer
Over the
counter at IMB
Center
mobile banking

18. Top-up Your Favourite Merchant Card

19. “...Generosity can
be a highly effective
growth strategy.”
- Eddie Yoon, Principal
The Cambridge Group
Receive PayBux’s Generous Rewards.

20. Payback Offer of
at least 20% and
up to 100%.

21. Cooperative Group Rewards
Each purchase
transaction contributes an
amount to the PayBux
Generous Rewards Pool.
20%-100% Rebate
24-hour Transaction Period
PayBux keeps
record of the
transactions and
awards rebates
using HexCell
Algorithm.

22. A Different Shape for Success

23. The HexCell Rewards Program
14 Ways to Get Rewarded
1. Generous Payback (GPB)
2. Payback Linker Rewards (PLR)
3. Linker Group Rewards (LGR)
4. Payback Infinity Rewards (PIR)
5. Icon Profit Sharing (HPS)
6. Icon Leadership Rewards (ILR)
7. Upgrade Rewards (UPR)
8. Upgrade Link Rewards (ULR)
9. HexCell Icon Royalty (HIR)
10. Icon Upgrade Rewards (IUR)
11. Icon Combo Rewards (ICR)
12. Group Combo Royalty (GCR)
13. Dream Board Fund (DBF)
14. Spartan Leaderboard Rewards (SLR)

24. HexCell Means Rewards
Earn HexCell Rewards from Subscription Upgrade
and Qualifying Purchases from partner merchants.
Upgrade Purchases

25. 1. HexCell for Generous Payback
A Qualifying Purchase generates a HexCell that
determines rewards from your purchases and
purchases of other subscribers in the community.
EARNING FROM EVERYTHING YOU BUY

26. Sample Qualifying Purchases
P1,500
P375
P300

27. Sample Qualifying Purchases
Per Month
P1,000 + 500
P100 + 200 + 75
P100 + P200

28. Sample Qualifying Purchases
P3,000
P500
P500

29. Rewards from Anything You Buy
Scan the card and you’ve got a HexCell!

30. HexCells from Purchases
Each Qualified Purchase
that produces HexCells is
processed using special
HexCell Algorithm ensuring
rewards for all transactions.
It ensures that everyone will
get rewarded from their
purchases.

31. =
You earn rewards
when your HexCell is
activated.
It is activated
whenever there are
six (6) HexCells that
are attached to it.
HexCell for Generous Payback

32. HexCell Regenerates for More
Rewards
Each time you earn
a HexCell, a new
one is
automatically
generated for more
rewards until you
reach the maximum
number of HexCells
you can earn based
on your subscription
type.

33. You Must Be ‘LINKED’
As a USER, you can only
earn one (1) HexCell
when you don’t have a
Linker.
A USER must be linked to
another Subscriber to
earn up to three (3)
HexCells.

34. 1 HexCell = P30 3 HexCells = P90
P100 + 200 + 75 = P375
Total purchase within the month
P100 + P200 = P300

35. PayBux Editions
FREEMIUM Edition
Premium Edition
(via Upgrade to
Mentor or Icon)

36. Auto-Upgrade
By default, 50% of rewards go to Auto-
upgrade. You just have to choose between
Mentor or Icon.
It’s your call!

37. HexCell Limit for Generous Payback
up to 12
HexCells
up to 6
HexCells up to 3
HexCells
1-3
HexCells

38. More Rewards by Growing Your Network of
Consumers.
A Builder earns rewards
from purchases of other
Builders and Users by
‘linking’ them.
A User becomes a builder
when they ‘link’ other
Users.
EARNING FROM EVERYTHING THEY BUY

39. Link. Build. Grow.
There is no limit to the number of links a Builder can
create. More links mean more rewards.

40. 2. Payback Linker Rewards
P30
Linker Group Rewards

41. How to Upgrade
Mentor
Icon
Builder
Take the
steps…
…or make a
big leap.
1. Wait for the Auto-Upgrade
2. Pay for the Premium App

42. Mentor Upgrade Premium
with
300 Bux!

43. P100 + 200 + 75 = P375
Total purchase within the month
P100 + P200 = P300
6 HexCells = P180
Generous Payback Rewards

44. 3. Linker Group Rewards
of
P 3

45. 3. Potential Linker
Group Rewards
LEVEL
# of
Subscribers
Rewards
Value
1 3 9.00
2 9 27.00
3 27 81.00
4 81 243.00
5 243 729.00
6 729 2,187.00
7 2,187 6,561.00
8 6,561 19,683.00
9 19,683 59,049.00
10 59,049 177,147.00
Total 88,572 265,716.00
No. of Link: 3
Progression: 3
# of HexCell / Sub: 1

46. 3. Potential Linker
Group Rewards
LEVEL
# of
Subscribers
Rewards
Value
1 6 36.00
2 18 108.00
3 54 324.00
4 162 972.00
5 486 2,916.00
6 1,458 8,748.00
7 4,374 26,244.00
8 13,122 78,732.00
9 39,366 236,196.00
10 118,098 708,588.00
Total 177,144 1,062,864.00
No. of Link: 6
Progression: 3
# of HexCell / Sub: 2

47. The Inspiring Icon
Icon Upgrade is the
ultimate advantage in
HexCell Rewards
Program.
1. Wait for the Auto-Upgrade 2. Pay for the Premium App

48. The Icon Upgrade Premium
with
1K Bux!
Insurance
coverage for
P500,000 from
Malayan
Merchant
Promo
Vouchers.
HexCell Account
with 3 Combo
Trackers.

49. 1. Generous Payback Reward
P100 + 200 + 75 =
P375 Total purchase within the month
PREMIUM SUBSCRIPTION
Get up to
PAYBACK REWARD PER PURCHASE

50. Generous Payback Reward
PREMIUM SUBSCRIPTION
Get up to
PAYBACK REWARD PER PURCHASE
P100 + P200 = P300
As a matter of policy,
the program will
payback up to 100% of
qualifying purchase
amount regardless of
HexCell Limit.

51. 4. Payback Infinity Rewards

52. 5. Icon Profit Sharing

53. Getting More Value Than What You Pay For
SCENARIO:
You spend P7,000 monthly on
gasoline.
This would produce 4 HexCells in
a month which would average
about 48 in a year.
You may earn up to P17,000 in a
year on fuel alone.

54. When you upgrade to Mentor or Icon, a HexCell is
automatically generated to accumulate your rewards
from upgrade activities in the hive.
HexCell Rewards from Upgrade

55. HexCell Rewards (Upgrade) is Infinite
Every time a HexCell is activated,
a new one is generated to give
you continuous rewards. There is
no end to HexCell Rewards.
Your newly generated HexCell
can be activated again thru
Upgrades or Regenerations in
the Hive.
Earn Unlimited
Rewards
Builders who upgrade to Mentors or
Icons must contribute to the Hive by
helping at least two (2) Builders
become Mentors or Icons.
You will only earn your HexCell rewards
when you satisfy this requirement.

56. P10
8. The Upgrade Link Rewards
Earn rewards from HexCells
earned or activated by Mentors
or Icons you have introduced
into the Hive.
Earn P10 per HexCell activated.
Icons are automatically qualified
to earn P15.
Mentors are entitled to earn up
to 6th generation while Icons
are entitled up to 10th
generation.
1
2
3
4
5
6
7
8
9
1
0
P15

57. Upgrade one more
Mentor and instantly
qualify to earn P15
HexCell Group Rewards.
Link a total of six (6)
Mentors to earn HexCell
Group Rewards up to the
10th generation!
Mentors Can Get More
1
2
3
4
5
6
7
8
9
1
0
P15
+ +
P15

58. Mentor Upgrade Premium
with
300 Bux!
 6 HexCells = P180 Payback Reward per purchase
 P750 Upgrade Reward unlimited earnings
 P10 – P15 Upgrade Link Reward from 6th to 10th level
 10% Linker Group Reward up to 10th level

59. 9. HexCell Icon Royalty
1
2
3
4
5
6
7
8
9
1
0
P15
Aside from qualification to earn
HexCell Group Rewards, an Icon
is entitled for HexCell Icon
Royalty (HIR) equivalent to P25
per activated HexCell by any
Mentor in his Subgroup up to
infinity.
When an Icon personally LINKS
a total of six (6) upgrades
(Mentor or Icon), HIR is
increased to fifty (P50).
P25-50
+

60. 10. Icon Upgrade Rewards
= P1K
Earn P1K for every Mentor or
Builder you upgrade to Icon.

61. 11. Icon Combo Rewards
COMB
1 Combo = P1K
10 Combos per
Cycle
2 Cycles per Day
ICON
TEAM A
ICON
TEAM B
P20,000
maximum daily
rewards value!
12MN-
12NN:
1st Cycle
12NN-
12MN:
2nd Cycle

62. Tracking Icon Exclusive Rewards
An Icon earns rewards when
upgrading Builders or
Mentors to Icon. The system
determines the rewards using
Combo Trackers.
Start with 3
Combo
Trackers
from Day 1!
Track
er 1
Tracker 2 Tracker 3
Activate all
Combo
Trackers!
Tracker 1
Tracker 2 Tracker 3
Activate all Combo Trackers by
upgrading at least six (6) Icons.
Your rewards are doubled
when all Combo Trackers are
active.
Up to P40,000
maximum daily
rewards value!

63. 12. Dream Board Fund
Every 5th Combo
earned goes to your
Dream Board Fund.
Your Dream Board
Fund can only be
redeemed for your
Dream Items. It is not
convertible to Cash or
Bux.

64. 13. Group Combo Royalty
ICON TEAM
A
ICON TEAM
B
10% 10%
5% 5%
5%
5%
5%
5%
5%
5%
Earn rewards
based on the
performance of
your personally
linked Icons and
their links up to 5th
generation.
1st Gen
2nd Gen
3rd Gen
4th Gen
5th Gen
1st Gen
2nd Gen
3rd Gen
4th Gen
5th Gen

65. Potential ICR Rewards
LEVEL ICR% # of Icon
Rewards Value
per Level per
Icon
Icon
Combo
Royalty
1 10% 6 10,000.00 60,000.00
2 5% 12 5,000.00 60,000.00
3 5% 24 5,000.00 120,000.00
4 5% 48 5,000.00 240,000.00
5 5% 96 5,000.00 480,000.00
Total 186 960,000.00

66. Potential ICR Rewards
LEVEL ICR% # of Icon
Rewards Value
per Level per Icon
Icon Combo
Royalty
1 10% 6 10,000.00 60,000.00
2 5% 18 5,000.00 90,000.00
3 5% 54 5,000.00 270,000.00
4 5% 162 5,000.00 810,000.00
5 5% 486 5,000.00 2,430,000.00
Total 726 3,660,000.00

67. The Icon Upgrade Premium
with
1K Bux!
 12 Hexcells = P360 Payback Reward per purchase
 10% Payback Infinity Rewards
 Icon Profit Sharing
 P750 Upgrade Reward unlimited earnings
 P15 Upgrade Link Reward up to the 10th level
 P25 – P50 Hexcell Icon Royalty up to infinite levels
 P1,000 Icon Upgrade Reward
 P20,000 – P40,000 Daily Combo Rewards
 Dream Board Fund
 10% from 1st Level and 5% from 2nd to 5th Level ICR

68. BUILDER MENTOR ICON
3 HexCells = P90 Payback Reward
per purchase
6 HexCells = P180 Payback
Reward per purchase
12 HexCells = P360 Payback
Reward per purchase
P30 Payback Linker Rewards per
purchase of Directly linked
Builders
10% Linker Group Rewards up to
10th level
10% Payback Infinity Rewards
P1,000 Icon Upgrade Reward P750 Upgrade Rewards Unlimited
Earnings
Icon Profit Sharing
Can auto-upgrade to Premium
Subscriptions
P10 – P15 Upgrade Link Reward
from 6th to 10th level
P750 Upgrade Rewards Unlimited
Earnings
P1,000 Icon Upgrade Reward P15 Upgrade Link Reward up to
the 10th level
Can auto-upgrade to Icon P25 – P50 Hexcell Icon Royalty up
to infinite levels
P1,000 Icon Upgrade Reward
P20,000 – P40,000 Daily Combo
Rewards
Dream Board Fund
10% from 1st Level and 5% from
2nd to 5th Level ICR
COMPARATIVE REWARDS PER SUBSCRIPTION

69. Life is Rewarding.
IN