1) The document is a letter from the Dena Bank informing various department heads and regional managers about option forms for employees and ex-employees to join the bank's pension scheme.
2) Different colored option forms are provided for different categories of employees/ex-employees depending on their date of joining, retirement date etc.
3) The letter requests distribution of the option forms to relevant employees and collection of completed forms along with necessary details for processing.
The document provides guidelines for maintaining service books and leave accounts for central government employees. Some key points:
1. Service books must be maintained for all permanent and temporary employees expected to serve over 1 year. They record all career events and are kept until retirement.
2. Entries for events like promotions, suspensions, increments are made in red ink and attested. Corrections require attestation.
3. Annual verification of service is required. On transfer, the previous office records verification for the period served there. Certified copies may be provided on payment.
The balochistan finance manual 2008 vol iiamankhan567
The document discusses policies around special pay, qualification pay, and personal pay for government employees in Balochistan. It provides notifications and orders related to:
1) Increasing the pay of moazins (mosque prayer leaders) employed at fixed pay and enhancing the special pay rates for cypher staff.
2) Allowing special pay up to 40% of salary or Rs. 600 per month for officers and staff working on land reforms implementation.
3) Discontinuing a special pay of Rs. 50 per month given to divisional accounts officers in certain departments due to them no longer performing extra duties.
The document provides guidance and suggestions to improve procedures for maintaining various financial accounts and records related to forest works. It notes issues like cheques being drawn only at month-end, lack of details recorded in AR and security deposit ledgers, lack of fund application filing, works assigned without approval, lack of registration of contractors used, and delays in tax return filing and bank reconciliation. The author requests preserving cancelled cheques, mentioning cheque dates in ledgers, ensuring works are from registered contractors, updating various registers, and timely filing of returns to address these issues.
Memo.32708 cfms instructions and clarifications to dd osRajkumar Kamarsu
The document provides instructions from the Government of Andhra Pradesh's Finance Department regarding the implementation of an HRMS module and health cards system using a new Comprehensive Financial Management System (CFMS) online portal. It addresses technical issues raised by Drawing and Disbursing Officers in completing the online submission of employee data. The schedule for data entry is extended and clarification is provided on entering data for different types of employees and subordinate offices. DDOs are responsible for accurate data entry and cannot allow unauthorized access.
The document provides an overview of the Kerala Service Rules (KSRs). Some key points:
1. The KSRs were issued in 1959 to govern the conditions of service for government employees in Kerala. They are divided into three parts covering general conditions, travel allowance rules, and pension rules.
2. The government reserves various powers related to the application and interpretation of the rules. This includes deciding rule applicability, delegating powers, modifying rules, and granting exemptions.
3. Part I of the KSRs covers general conditions like medical certificates, punctuality, lien rules, increments, fixation of pay, and more. Punctuality rules specify that late attendance can result in forfeiture of
This document outlines revisions to pension and retirement benefits for government employees in Tamil Nadu based on recommendations from an Official Committee. Key points:
- Pensions for those who retired before 2016 will be multiplied by 2.57 and increased to a minimum of Rs. 7,850 per month. The ceiling is raised to Rs. 1,12,500.
- Family pensions are also revised similarly. Enhanced family pensions will continue for 7 years or until the deceased would have been 65.
- Pensions will also be increased to 50% of the minimum pay for the employee's level, ensuring no pension is below this floor.
- Procedures are provided for pension disbursing authorities to
The document summarizes new Income Tax Rules introduced in India. It inserts new Rule 114DA requiring non-resident companies with Liaison Offices in India to file an annual statement in Form 49C. The form collects financial and operational details of the non-resident entity's activities and presence in India. It must be digitally filed and signed by a Chartered Accountant. The new rules and form are effective from April 1, 2012.
This document outlines the Central Civil Services (Leave) Rules of 1972. Some key points:
- It establishes rules for leave for government servants appointed to civil services and posts related to the Union government.
- It does not apply to certain groups like railway servants, casual workers, members of the armed forces, or those with special rules.
- Key terms are defined, like "earned leave" and "half pay leave." Authority to grant different types of leave is also specified.
- The rules apply to those on temporary transfer or foreign service, with adjustments for foreign service conditions.
- Leave is carried over when transferring between services, within limits, and cash equivalent of leave may be granted when
The document provides guidelines for maintaining service books and leave accounts for central government employees. Some key points:
1. Service books must be maintained for all permanent and temporary employees expected to serve over 1 year. They record all career events and are kept until retirement.
2. Entries for events like promotions, suspensions, increments are made in red ink and attested. Corrections require attestation.
3. Annual verification of service is required. On transfer, the previous office records verification for the period served there. Certified copies may be provided on payment.
The balochistan finance manual 2008 vol iiamankhan567
The document discusses policies around special pay, qualification pay, and personal pay for government employees in Balochistan. It provides notifications and orders related to:
1) Increasing the pay of moazins (mosque prayer leaders) employed at fixed pay and enhancing the special pay rates for cypher staff.
2) Allowing special pay up to 40% of salary or Rs. 600 per month for officers and staff working on land reforms implementation.
3) Discontinuing a special pay of Rs. 50 per month given to divisional accounts officers in certain departments due to them no longer performing extra duties.
The document provides guidance and suggestions to improve procedures for maintaining various financial accounts and records related to forest works. It notes issues like cheques being drawn only at month-end, lack of details recorded in AR and security deposit ledgers, lack of fund application filing, works assigned without approval, lack of registration of contractors used, and delays in tax return filing and bank reconciliation. The author requests preserving cancelled cheques, mentioning cheque dates in ledgers, ensuring works are from registered contractors, updating various registers, and timely filing of returns to address these issues.
Memo.32708 cfms instructions and clarifications to dd osRajkumar Kamarsu
The document provides instructions from the Government of Andhra Pradesh's Finance Department regarding the implementation of an HRMS module and health cards system using a new Comprehensive Financial Management System (CFMS) online portal. It addresses technical issues raised by Drawing and Disbursing Officers in completing the online submission of employee data. The schedule for data entry is extended and clarification is provided on entering data for different types of employees and subordinate offices. DDOs are responsible for accurate data entry and cannot allow unauthorized access.
The document provides an overview of the Kerala Service Rules (KSRs). Some key points:
1. The KSRs were issued in 1959 to govern the conditions of service for government employees in Kerala. They are divided into three parts covering general conditions, travel allowance rules, and pension rules.
2. The government reserves various powers related to the application and interpretation of the rules. This includes deciding rule applicability, delegating powers, modifying rules, and granting exemptions.
3. Part I of the KSRs covers general conditions like medical certificates, punctuality, lien rules, increments, fixation of pay, and more. Punctuality rules specify that late attendance can result in forfeiture of
This document outlines revisions to pension and retirement benefits for government employees in Tamil Nadu based on recommendations from an Official Committee. Key points:
- Pensions for those who retired before 2016 will be multiplied by 2.57 and increased to a minimum of Rs. 7,850 per month. The ceiling is raised to Rs. 1,12,500.
- Family pensions are also revised similarly. Enhanced family pensions will continue for 7 years or until the deceased would have been 65.
- Pensions will also be increased to 50% of the minimum pay for the employee's level, ensuring no pension is below this floor.
- Procedures are provided for pension disbursing authorities to
The document summarizes new Income Tax Rules introduced in India. It inserts new Rule 114DA requiring non-resident companies with Liaison Offices in India to file an annual statement in Form 49C. The form collects financial and operational details of the non-resident entity's activities and presence in India. It must be digitally filed and signed by a Chartered Accountant. The new rules and form are effective from April 1, 2012.
This document outlines the Central Civil Services (Leave) Rules of 1972. Some key points:
- It establishes rules for leave for government servants appointed to civil services and posts related to the Union government.
- It does not apply to certain groups like railway servants, casual workers, members of the armed forces, or those with special rules.
- Key terms are defined, like "earned leave" and "half pay leave." Authority to grant different types of leave is also specified.
- The rules apply to those on temporary transfer or foreign service, with adjustments for foreign service conditions.
- Leave is carried over when transferring between services, within limits, and cash equivalent of leave may be granted when
This document provides a summary of the key responsibilities and duties of Accounts Officers in the Treasuries and Accounts Department of the Government of Andhra Pradesh. It outlines 16 main duties, including acting as a financial advisor, maintaining service records and pension files, scrutinizing loan applications, preparing budgets, maintaining accounts, conducting internal audits, managing cadre strength, and more. It also describes the reporting structure, noting that Accounts Officers have administrative control under the Head of the Department but are not subordinate to other departmental officers.
1. The Central Government of India notifies new rules called the Companies (Declaration and Payment of Dividend) Rules, 2014 to regulate the declaration of dividends by companies.
2. The rules allow companies to declare dividends out of reserves even if there are no profits or inadequate profits for the year, subject to certain conditions like the dividend rate not exceeding the average rate of the past three years.
3. Form DIV 5 is introduced for filing a statement of amounts credited by companies to the Investor Education and Protection Fund.
The Occupational Safety, Health and Working Conditions Code, 2020 – Part IVDVSResearchFoundatio
Key Takeaways:
- Special provisions for Contract Labour and Inter-State migrant workers
- Special provisions for Audio-Visual workers, Mines, Beedi and Cigar workers
- Special provisions for Building and other Construction workers
- Key changes in the Code
The Occupational Safety, Health and Working Conditions Code, 2020 - Part IIIDVSResearchFoundatio
Key Takeaways:
- Hours of Work and Annual Leave with Wages
- Maintenance of Registers, Records and Returns
- Special Provision Relating to Employment of Women
- Key Changes in the Code
This document summarizes the key rules regarding pensions from the Kerala Service Rules Part III. It discusses the different types of pensions including compensation, invalid, superannuation and retiring pensions. It also outlines how qualifying service is calculated, how average emoluments and monthly pension are determined. Additionally, it covers death-cum-retirement gratuity, family pension rates and eligible family members. Commutation of pension is also summarized.
This document is a handbook on financial accountability for chief controlling officers, subordinate controlling officers, and drawing and disbursing officers in Andhra Pradesh, India. It provides guidance on financial responsibilities, maintaining proper accounts and registers, processing bills, managing budgets, reconciling figures with the Accountant General, and ensuring compliance with rules and procedures to ensure accountability in use of public funds. The handbook contains information over two parts - Part I describes the financial accountabilities of different government positions, while Part II provides proformas and formats for various financial records and registers that must be properly maintained.
The document provides an overview of office procedures and management as prescribed in the District Office Manual. Some key points covered include:
- Maintaining discipline, punctuality, and orderliness is important for efficient office functioning.
- Attendance, leave, and compensation policies for government employees are outlined.
- Proper organization of sections and distribution of work is necessary.
- Various stages of official work flow are covered, from receiving documents to registration, file maintenance, noting, drafting communications, and document disposal.
- Types of official communications like memos, letters, and proceedings are defined along with their purposes.
- Registers and diaries for monitoring work and ensuring timely responses are discussed.
The document provides information on service tax exemptions and changes related to the Union Budget of India.
Key points include:
1. Exemption from service tax is provided retrospectively for canal, dam or other irrigation works from July 2012 to January 2014. Refunds will be made for taxes collected during this period.
2. Exemptions are restored for services provided to government/local authorities and for original works related to airports and ports, for contracts entered before March 2015.
3. Various new exemptions and changes to exemptions come into effect from March 1st and April 1st, 2016 related to services for government projects, IIM programs, shipping and container transport services.
The document is a declaration form for applying for a Non-Refundable Advance (NRA) or converting a temporary advance into a NRA from the General Provident Fund (GPF) of Kerala.
It states that the applicant is submitting an application for a NRA/conversion of Rs. [amount] towards their GPF Account No. [number]. It expresses the applicant's consent to accept the amount of NRA found admissible according to the Accountant General's office records. The applicant signs and dates the declaration.
CBDT (Central Board of Direct Taxes) has amended the rules pertaining to application of new pan card issued in its notification no. 96 dated December, 23 2013 regarding new format of PAN application; annexure A, B and C for form 49A and annexure 1 for form 49AA. There is a new list of documents required to apply new pan or amend pan card has been notified . Aadhar card has also been added as ID as well as residential address proof for PAN application purpose.
SEBI has revised formats under the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011 to require acquirers to report compliance under Chapter V for a period of 3 years when filing reports. The CBDT has extended the due date for payment of TDS on transfer of immovable property from 7 to 30 days and revised the due dates for filing TDS statements for government and non-government deductors starting June 1, 2016. The CBDT has also notified Form 12BB for supporting a claim for deduction from salary.
- The document provides information about the board of directors, auditors, bankers, registered office, corporate office, regional offices and registrar and transfer agents of Titan Company Limited.
- It lists the names and details of the chairman, managing director, and other board members. It also provides contact information for the head of legal, auditors, bankers and offices.
- The notice is for the 30th Annual General Meeting of Titan Company Limited to be held on 1st August 2014 to transact ordinary and special business which includes adoption of accounts, appointment and re-appointment of directors and auditors, and other matters.
The document provides instructions and requirements for opening a Non-Resident Individual (NRI) or Person of Indian Origin (PIO) account with Karur Vysya Bank. For NRIs, requirements include photocopies of passport pages showing name, address, DOB, visa, and a valid work permit or employment visa. For PIOs, a passport copy and either a PIO card, past Indian passport of self/parent/grandparent plus self-declaration of Indian origin, or self-declaration form are needed. Address proof like a utility bill is also required. Additional documents may be needed if from a "Non Co-operative Country." Nomination, specimen signature, and declaration forms also must be completed to
This document fixes the minimum wage rates for non-teaching staff working in private educational institutions in Andhra Pradesh. It outlines 7 categories of employees and specifies the basic minimum wage for each in Zones I and II. Cost of living allowances are also provided to account for increases in the consumer price index above 847 points. The new wage rates are to come into force upon publication of this final notification in the Andhra Pradesh Gazette.
1. The document is the annual report for Astra Microwave Products Limited for the year 2014-15. It provides information on the company's board of directors, auditors, bankers, factories, and registrars.
2. The notice is for the 24th Annual General Meeting of Astra Microwave Products to be held on July 30, 2015. The meeting agenda includes adopting the financial statements, declaring dividends, electing directors, appointing auditors, and reappointing the Managing Director and COO.
3. Special resolutions are proposed to reappoint the Managing Director Mr. B. Malla Reddy and the COO Mr. P.A. Chitrakar for five years each and
The document is an order from the Gauhati High Court regarding a writ petition concerning issues related to the functioning of Foreigners Tribunals in Assam. It directs the Assam government to release salaries of newly appointed Foreigners Tribunal members within 7 days and fees of Assistant Government Pleaders within 2 weeks. It also grants the central government 8 weeks to examine proposed amendments to the Foreigners Tribunal order. The committee proposes guidelines for dealing with complaints against Tribunal members which parties will examine. Outstanding dues of a vehicle vendor supplying Tribunals are also to be verified. The case will be heard again on December 6.
This document appears to be a summer project report submitted by a student to fulfill the requirements of an MBA degree. The report includes standard sections such as an introduction on the topic studied, objectives and methodology, data analysis and findings, and conclusions. It follows formatting guidelines for paper size, margins, font, headings, tables and diagrams. The student conducted research on an unspecified topic under the guidance of faculty and company supervisors and submitted the report to demonstrate their work over the summer period.
This document provides a summary of the key responsibilities and duties of Accounts Officers in the Treasuries and Accounts Department of the Government of Andhra Pradesh. It outlines 16 main duties, including acting as a financial advisor, maintaining service records and pension files, scrutinizing loan applications, preparing budgets, maintaining accounts, conducting internal audits, managing cadre strength, and more. It also describes the reporting structure, noting that Accounts Officers have administrative control under the Head of the Department but are not subordinate to other departmental officers.
1. The Central Government of India notifies new rules called the Companies (Declaration and Payment of Dividend) Rules, 2014 to regulate the declaration of dividends by companies.
2. The rules allow companies to declare dividends out of reserves even if there are no profits or inadequate profits for the year, subject to certain conditions like the dividend rate not exceeding the average rate of the past three years.
3. Form DIV 5 is introduced for filing a statement of amounts credited by companies to the Investor Education and Protection Fund.
The Occupational Safety, Health and Working Conditions Code, 2020 – Part IVDVSResearchFoundatio
Key Takeaways:
- Special provisions for Contract Labour and Inter-State migrant workers
- Special provisions for Audio-Visual workers, Mines, Beedi and Cigar workers
- Special provisions for Building and other Construction workers
- Key changes in the Code
The Occupational Safety, Health and Working Conditions Code, 2020 - Part IIIDVSResearchFoundatio
Key Takeaways:
- Hours of Work and Annual Leave with Wages
- Maintenance of Registers, Records and Returns
- Special Provision Relating to Employment of Women
- Key Changes in the Code
This document summarizes the key rules regarding pensions from the Kerala Service Rules Part III. It discusses the different types of pensions including compensation, invalid, superannuation and retiring pensions. It also outlines how qualifying service is calculated, how average emoluments and monthly pension are determined. Additionally, it covers death-cum-retirement gratuity, family pension rates and eligible family members. Commutation of pension is also summarized.
This document is a handbook on financial accountability for chief controlling officers, subordinate controlling officers, and drawing and disbursing officers in Andhra Pradesh, India. It provides guidance on financial responsibilities, maintaining proper accounts and registers, processing bills, managing budgets, reconciling figures with the Accountant General, and ensuring compliance with rules and procedures to ensure accountability in use of public funds. The handbook contains information over two parts - Part I describes the financial accountabilities of different government positions, while Part II provides proformas and formats for various financial records and registers that must be properly maintained.
The document provides an overview of office procedures and management as prescribed in the District Office Manual. Some key points covered include:
- Maintaining discipline, punctuality, and orderliness is important for efficient office functioning.
- Attendance, leave, and compensation policies for government employees are outlined.
- Proper organization of sections and distribution of work is necessary.
- Various stages of official work flow are covered, from receiving documents to registration, file maintenance, noting, drafting communications, and document disposal.
- Types of official communications like memos, letters, and proceedings are defined along with their purposes.
- Registers and diaries for monitoring work and ensuring timely responses are discussed.
The document provides information on service tax exemptions and changes related to the Union Budget of India.
Key points include:
1. Exemption from service tax is provided retrospectively for canal, dam or other irrigation works from July 2012 to January 2014. Refunds will be made for taxes collected during this period.
2. Exemptions are restored for services provided to government/local authorities and for original works related to airports and ports, for contracts entered before March 2015.
3. Various new exemptions and changes to exemptions come into effect from March 1st and April 1st, 2016 related to services for government projects, IIM programs, shipping and container transport services.
The document is a declaration form for applying for a Non-Refundable Advance (NRA) or converting a temporary advance into a NRA from the General Provident Fund (GPF) of Kerala.
It states that the applicant is submitting an application for a NRA/conversion of Rs. [amount] towards their GPF Account No. [number]. It expresses the applicant's consent to accept the amount of NRA found admissible according to the Accountant General's office records. The applicant signs and dates the declaration.
CBDT (Central Board of Direct Taxes) has amended the rules pertaining to application of new pan card issued in its notification no. 96 dated December, 23 2013 regarding new format of PAN application; annexure A, B and C for form 49A and annexure 1 for form 49AA. There is a new list of documents required to apply new pan or amend pan card has been notified . Aadhar card has also been added as ID as well as residential address proof for PAN application purpose.
SEBI has revised formats under the SEBI (Substantial Acquisition of Shares and Takeovers) Regulations, 2011 to require acquirers to report compliance under Chapter V for a period of 3 years when filing reports. The CBDT has extended the due date for payment of TDS on transfer of immovable property from 7 to 30 days and revised the due dates for filing TDS statements for government and non-government deductors starting June 1, 2016. The CBDT has also notified Form 12BB for supporting a claim for deduction from salary.
- The document provides information about the board of directors, auditors, bankers, registered office, corporate office, regional offices and registrar and transfer agents of Titan Company Limited.
- It lists the names and details of the chairman, managing director, and other board members. It also provides contact information for the head of legal, auditors, bankers and offices.
- The notice is for the 30th Annual General Meeting of Titan Company Limited to be held on 1st August 2014 to transact ordinary and special business which includes adoption of accounts, appointment and re-appointment of directors and auditors, and other matters.
The document provides instructions and requirements for opening a Non-Resident Individual (NRI) or Person of Indian Origin (PIO) account with Karur Vysya Bank. For NRIs, requirements include photocopies of passport pages showing name, address, DOB, visa, and a valid work permit or employment visa. For PIOs, a passport copy and either a PIO card, past Indian passport of self/parent/grandparent plus self-declaration of Indian origin, or self-declaration form are needed. Address proof like a utility bill is also required. Additional documents may be needed if from a "Non Co-operative Country." Nomination, specimen signature, and declaration forms also must be completed to
This document fixes the minimum wage rates for non-teaching staff working in private educational institutions in Andhra Pradesh. It outlines 7 categories of employees and specifies the basic minimum wage for each in Zones I and II. Cost of living allowances are also provided to account for increases in the consumer price index above 847 points. The new wage rates are to come into force upon publication of this final notification in the Andhra Pradesh Gazette.
1. The document is the annual report for Astra Microwave Products Limited for the year 2014-15. It provides information on the company's board of directors, auditors, bankers, factories, and registrars.
2. The notice is for the 24th Annual General Meeting of Astra Microwave Products to be held on July 30, 2015. The meeting agenda includes adopting the financial statements, declaring dividends, electing directors, appointing auditors, and reappointing the Managing Director and COO.
3. Special resolutions are proposed to reappoint the Managing Director Mr. B. Malla Reddy and the COO Mr. P.A. Chitrakar for five years each and
The document is an order from the Gauhati High Court regarding a writ petition concerning issues related to the functioning of Foreigners Tribunals in Assam. It directs the Assam government to release salaries of newly appointed Foreigners Tribunal members within 7 days and fees of Assistant Government Pleaders within 2 weeks. It also grants the central government 8 weeks to examine proposed amendments to the Foreigners Tribunal order. The committee proposes guidelines for dealing with complaints against Tribunal members which parties will examine. Outstanding dues of a vehicle vendor supplying Tribunals are also to be verified. The case will be heard again on December 6.
This document appears to be a summer project report submitted by a student to fulfill the requirements of an MBA degree. The report includes standard sections such as an introduction on the topic studied, objectives and methodology, data analysis and findings, and conclusions. It follows formatting guidelines for paper size, margins, font, headings, tables and diagrams. The student conducted research on an unspecified topic under the guidance of faculty and company supervisors and submitted the report to demonstrate their work over the summer period.
Systems & Software, Etc - Laser Focus World ArticleDana Lee Church
A very early article which includes all of the software that Dana Lee Church wrote while working for Systems & Software, Etc for Potomac Photonics, Inc.
The article is a generalized article on the state of the art in laser micromachining but the true point was the addition of the automation via the software development.
A very good article for the late '90's.
The document summarizes the theme of restrictive gender expectations in Tennessee Williams' play "A Streetcar Named Desire". It discusses how the main characters Stanley and Stella conform to traditional gender roles of the 1940s, with Stanley being the dominant head of household and Stella being submissive and dependent. Meanwhile, Blanche breaks gender norms by being unmarried and independent. The document also notes how people who broke gender roles faced punishment and a bad reputation, and how gender roles have become more equal over time with women gaining independence and men becoming more involved in childcare.
1. Acute flaccid paralysis (AFP) is defined as sudden onset of weakness or paralysis over 15 days in patients under 15 years old. It suggests involvement of the lower motor neuron complex.
2. Common causes of AFP include poliomyelitis, Guillain-Barré syndrome, transverse myelitis, botulism, and non-polio enteroviruses. Clinical features and investigations can help differentiate between these causes.
3. Treatment depends on the underlying etiology but may include supportive care, IV immunoglobulin, plasmapheresis, and corticosteroids. Prognosis ranges from full recovery to residual deficits or death, depending on the cause and extent of
Cerebral palsy is a static encephalopathy characterized by abnormal muscle tone and posture that is non-progressive. It is caused by brain injury during development and is often associated with epilepsy, speech problems, vision issues and cognitive dysfunction. The document discusses the various classifications, types, signs and symptoms of cerebral palsy including spastic, athetoid, ataxic and mixed variants. Prenatal, perinatal and postnatal insults can all potentially cause cerebral palsy. Early warning signs include delays in motor skills, abnormal tone, posture and presence of primitive reflexes.
This document provides information on various pediatric neurology emergencies, including recommendations for febrile seizures, status epilepticus, meningitis, encephalitis, and herpes simplex virus encephalitis. For febrile seizures, the AAP guidelines recommend against continuous or intermittent anticonvulsant therapy for children with simple febrile seizures due to risks outweighing benefits. Status epilepticus treatments include benzodiazepines, phenytoin, phenobarbital, and for refractory cases, midazolam or propofol infusion. Meningitis diagnosis and management involves prompt antibiotics, steroids for certain cases, and meningococcemia requires antibiotics within 20 minutes. En
Guillain-Barre Syndrome (GBS) is a post-infectious polyneuropathy that affects the peripheral nervous system. It most commonly develops following a gastrointestinal or respiratory infection. The syndrome involves demyelination of the nerves leading to progressive muscle weakness starting in the lower limbs and sometimes involving cranial nerves and autonomic dysfunction. Diagnosis is based on clinical features and supportive test findings such as elevated CSF protein and nerve conduction studies. Treatment involves supportive care and immunomodulating therapies like intravenous immunoglobulin which aid recovery beginning within a few weeks in most cases. Prognosis is generally good but respiratory or bulbar involvement can be life threatening if not properly managed.
1. This document is a joint application by an employee and employer to contribute to the pension fund based on the employee's actual basic wages rather than the statutory wage ceiling, as allowed by recent Supreme Court judgments.
2. It provides personal details of the employee and employer and declarations by both that PF contributions were previously deducted from the employee's actual salary amounts.
3. The employee authorizes EPFO to adjust past PF contributions between accounts as necessary to base pension contributions on actual wages rather than the wage ceiling.
This document provides information on the various forms used for the Employees' Provident Fund (EPF) in India. It outlines the forms required for exempted and unexempted establishments. Some key forms include:
- Form 3/F1/F4/F5/F2/F3/F7/F8/F4 - Various monthly, annual and contribution forms for the provident and insurance funds for exempted establishments.
- Form 1/9/5A/12A/5/10/3A/6A/11 - Equivalent forms for unexempted establishments regarding membership, contributions, leaving service, annual statements and fund transfers.
- Claim forms for final
Go ms no_303_finance _pay cell__dated_11_10_2017_fc - finalSevajothi Crafts
- The Government of Tamil Nadu constituted an Official Committee to examine and make recommendations on revision of pay scales, allowances, and pensions for state government employees based on the recommendations of the Seventh Central Pay Commission.
- The Official Committee submitted its report on September 27, 2017, recommending a new pay structure based on level-based pay matrices to replace the existing system of pay bands and grade pay. The government accepted these recommendations.
- Under the new structure, pay will be fixed based on functional roles assigned to 32 levels. A fitment factor of 2.57 will be applied to existing pay plus grade pay to fix salaries in the new matrices. Various allowances like DA and HRA will also be revised
The document summarizes the Government of Tamil Nadu's orders regarding revision of pay, allowances, pension and related benefits for state government employees based on recommendations from an Official Committee. Key points:
1. A new pay matrix replacing the existing pay band and grade pay system will be implemented, with pay levels corresponding to functional roles and steps for annual pay progression within each level.
2. A fitment factor of 2.57 will be applied to existing employee pay to fix salaries in the new pay matrix.
3. Employees can opt to migrate to the new pay structure on January 1, 2016 or on the date of their next increment.
4. The new pay structure and orders will apply to
The document summarizes the Government of Tamil Nadu's orders regarding revision of pay, allowances, pension and related benefits for state government employees based on recommendations from an Official Committee. Key points:
1) A new pay matrix replacing the existing pay band and grade pay system will be implemented, with pay levels corresponding to functional roles and steps for annual pay progression within each level.
2) A fitment factor of 2.57 will be applied to existing employee pay to fix salaries in the new pay matrix.
3) Employees can opt to migrate to the new pay structure on January 1, 2016 or on subsequent dates like promotions or increments.
4) The new pay structure will also apply to employees
This document provides instructions for completing Form 10-D, the application form for monthly pension under the Employees' Pension Scheme, 1995 in India. It explains the information required in each section of the form, including details about the applicant and qualifying member, pension type, employment history, family members, bank account, and other options. Key details like region codes, pension eligibility criteria, and required documents are also outlined to help pension applicants correctly fill out and submit the form.
The document is an application for pension and/or gratuity submitted by an applicant upon retirement from service. It contains the following key details:
1. The applicant declares they have not previously applied for or received any pension or gratuity for their period of service. They also undertake to refund any excess amount granted.
2. The applicant provides personal details like name, father's name, nationality, address, post held on retirement. They also list documents like photographs, signatures and a family list enclosed with the application.
3. The application is forwarded to the relevant authority by the applicant's office/department for processing the pension and gratuity as calculated based on their qualifying service period and rules.
The document provides details about the Employees' Provident Fund (EPF) scheme in India including calculations, regular activities, forms used, and monthly/annual procedures. Key points include:
1) Employee contributes 12% of basic salary to PF while employer contributes 13.61% covering provident fund, pension, insurance, and administrative charges.
2) Important forms are used for joining (Form 2), withdrawal (Form 19), transfer (Form 13), and claiming benefits in case of death (Form 10D, 20, 5IF).
3) Monthly contributions and details of employees are submitted along with Form 12A and challans before the 15th and 25th respectively.
4)
This presentation provides an overview of India's new pension scheme for government employees, including railway employees, who joined service on or after January 1, 2004. Some key points:
- The new contributory pension system (NPS) requires employees to contribute 10% of their salary each month, which is matched by the government. Contributions are invested in schemes managed by pension fund managers.
- The NPS has two tiers - Tier 1 is a non-withdrawable pension account and Tier 2 is an optional withdrawal account with no government matching.
- At retirement, at least 40% of the pension wealth in Tier 1 must be used to purchase an annuity to provide a lifetime pension.
The document discusses statutory requirements for contract labour and the Employees' Provident Fund Act.
It outlines the applicability and registration/licensing process for the Contract Labour Act, obligations of principal employers and contractors, and welfare facilities that must be provided.
It also summarizes key aspects of the Employees' Provident Fund Act including contribution rates, roles of employers and employees, benefits like pension and insurance schemes, and required forms and monthly/annual returns.
The document provides an overview of India's National Pension System (NPS). It explains that NPS was implemented in 2004 for government employees and has two types of pension systems - old defined benefit system and the new NPS. Under NPS, the pension is based on accumulated contributions from the employee and employer over the employee's career. The document outlines the enrollment process for NPS, contribution rates, withdrawal rules, annuity options upon retirement, and provides links for further information.
This document provides frequently asked questions and answers about central civil pensions in India. It covers topics such as which rules govern pensions, who is the pension sanctioning authority, the process for claiming a pension, who authorizes the pension, correcting incorrectly fixed pensions, payment of gratuities, dearness relief, commutation limits and restoration, taxation of pensions, and permitted payment methods. The document is intended to help central government civil pensioners in India understand the pension rules and processes.
This document provides frequently asked questions and answers about central civil pensions in India. It covers topics such as which rules govern pensions, who is the pension sanctioning authority, the process for claiming a pension, who authorizes the pension, correcting incorrectly fixed pensions, payment of gratuities, dearness relief, commutation limits and restoration, taxation, and permitted payment methods. The document is intended to help central government civil pensioners in India understand the pension rules and processes.
This document provides frequently asked questions and answers about central civil pensions in India. It covers topics such as which rules govern pensions, who is the pension sanctioning authority, the process for claiming a pension, who authorizes the pension, correcting incorrectly fixed pensions, payment of gratuities, dearness relief, commutation limits and restoration, taxation, and permitted payment methods. The document is intended to help central government civil pensioners in India understand the pension rules and processes.
The document provides guidelines for maintaining service books and leave accounts for central government employees. Some key points:
1. Service books must be maintained for all permanent and temporary employees expected to serve over 1 year. They record all career events and are kept until retirement.
2. Entries for events like promotions, suspensions, increments are made in red ink and attested. Corrections require attestation.
3. Annual verification of service is required. On transfer, the previous office records verification for the period served there. Certified copies may be provided on payment.
This document provides information about provident fund settlement processes, including forms required and supporting documents, based on years of service and reason for withdrawal. It also summarizes superannuation settlement processes, gratuity settlement processes, requirements for registering as a principal employer under the Contract Labour Act, information needed for a workmen's compensation policy, PF and ESI contribution calculation rates, professional tax rates in Maharashtra, and an overview of social security programs and benefits in India.
The document is a form for requesting a shift in the PRAN (Permanent Retirement Account Number) association under the National Pension System (NPS) in India. It contains the following key information:
1) Sections for providing general subscriber information such as name, existing and proposed PRAN association details, and PAN (Permanent Account Number).
2) Additional sections for subscribers shifting between government and other sectors for providing employment details, KYC documents, and scheme preference information.
3) Instructions for filling the form, explaining the various sections and requirements such as mandatory fields, documents needed, and process followed after form submission.
The document discusses the Employees' Provident Fund Act of 1952 which establishes a mandatory contributory pension fund for employees in India. The key points discussed are:
- The act created a provident fund to provide financial security for employees upon retirement or for dependents in case of death. The Employee Provident Fund Organization (EPFO) manages the fund.
- The fund consists of the Employees' Provident Fund (EPF), Employees' Pension Scheme (EPS), and Employees' Deposit-Linked Insurance (EDLI) scheme.
- 12% of an employee's salary is contributed to EPF each month by the employee and employer. A portion also goes to EPS and EDLI to provide pension
Dr Mohan R Bolla Law Lectures -Family pension scheme 1971 Mohanrao Dr. Bolla
1. The document discusses the Family Pension Scheme 1971 and the Employees' Pension Fund. It outlines the provisions around employer and government contributions to the pension fund.
2. It states that 8.33% of an employee's pay will be remitted by the employer to the pension fund each month, and the government will contribute 1.16% of pay. Contributions are calculated to the nearest rupee.
3. The assets of the previous Family Pension Scheme 1971 were transferred to the new Employees' Pension Fund.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
Optimizing Net Interest Margin (NIM) in the Financial Sector (With Examples).pdfshruti1menon2
NIM is calculated as the difference between interest income earned and interest expenses paid, divided by interest-earning assets.
Importance: NIM serves as a critical measure of a financial institution's profitability and operational efficiency. It reflects how effectively the institution is utilizing its interest-earning assets to generate income while managing interest costs.
[4:55 p.m.] Bryan Oates
OJPs are becoming a critical resource for policy-makers and researchers who study the labour market. LMIC continues to work with Vicinity Jobs’ data on OJPs, which can be explored in our Canadian Job Trends Dashboard. Valuable insights have been gained through our analysis of OJP data, including LMIC research lead
Suzanne Spiteri’s recent report on improving the quality and accessibility of job postings to reduce employment barriers for neurodivergent people.
Decoding job postings: Improving accessibility for neurodivergent job seekers
Improving the quality and accessibility of job postings is one way to reduce employment barriers for neurodivergent people.
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"Does Foreign Direct Investment Negatively Affect Preservation of Culture in the Global South? Case Studies in Thailand and Cambodia."
Do elements of globalization, such as Foreign Direct Investment (FDI), negatively affect the ability of countries in the Global South to preserve their culture? This research aims to answer this question by employing a cross-sectional comparative case study analysis utilizing methods of difference. Thailand and Cambodia are compared as they are in the same region and have a similar culture. The metric of difference between Thailand and Cambodia is their ability to preserve their culture. This ability is operationalized by their respective attitudes towards FDI; Thailand imposes stringent regulations and limitations on FDI while Cambodia does not hesitate to accept most FDI and imposes fewer limitations. The evidence from this study suggests that FDI from globally influential countries with high gross domestic products (GDPs) (e.g. China, U.S.) challenges the ability of countries with lower GDPs (e.g. Cambodia) to protect their culture. Furthermore, the ability, or lack thereof, of the receiving countries to protect their culture is amplified by the existence and implementation of restrictive FDI policies imposed by their governments.
My study abroad in Bali, Indonesia, inspired this research topic as I noticed how globalization is changing the culture of its people. I learned their language and way of life which helped me understand the beauty and importance of cultural preservation. I believe we could all benefit from learning new perspectives as they could help us ideate solutions to contemporary issues and empathize with others.
In a tight labour market, job-seekers gain bargaining power and leverage it into greater job quality—at least, that’s the conventional wisdom.
Michael, LMIC Economist, presented findings that reveal a weakened relationship between labour market tightness and job quality indicators following the pandemic. Labour market tightness coincided with growth in real wages for only a portion of workers: those in low-wage jobs requiring little education. Several factors—including labour market composition, worker and employer behaviour, and labour market practices—have contributed to the absence of worker benefits. These will be investigated further in future work.
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Option forms for pention
1. DB/HO/PN/1079 /2010 September 3, 2010
To,
The All the Departmental Heads
Regional Managers
Dena Bank
Dear Sir
Re: Extending another Option-
Prescribed Option Forms to be filled in by the employees/ex-employees of
the Bank
We refer to Head Office Circular No. 179/24/2010-11 dated 30.08.2010
regarding the captioned matter.
In order that the various option forms applicable to each category of
employee/ex-employee are easily distinguished the PF/GF & Pension Fund
Department, Head Office, Mumbai has suitably given colour to different option
forms as under:
a) Annexure-I : ( White Colour) Option Form to be filled in by the employees who
are in the service of the bank prior to 29th September , 1995 and continue to be in
the service of the bank on the date settlement i.e., 27th April, 2010 including
employees who have retired/retiring after 27/04/2010.
b) Annexure-II : ( Yellow Colour) Option Form to be filled in by the employees who
were in service of the bank prior to 29th September , 1995 and retired after the date
and prior to the date of the settlement dated 27th April, 2010.
c) Annexure III : ( Blue Colour) Option Form to be filled in by the employees who
were in service of the bank prior to 29th September, 1995 and retired under VRS
2000 after putting minimum period of 15 years of service.
d) Annexure-IV : ( Pink Colour) Option Form to be filled in by the family of those
who were in service of the bank prior to 29th September, 1995 but retired on
attaining superannuation/retired under VRS 2000 and subsequently expired, or
expired while in service, before the date of Settlement / Joint Note dated
27.04.2010.
e) Annexure-V : ( Green Colour) Option Form to be filled in by the family of those
who were in service of the bank prior to 29th September, 1995 but retired
subsequently and expired, or expired while in service, after the date of
Settlement / Joint Note dated 27.04.2010.
We are sending herewith 20 forms of each Option and request the concerned
Departmental Head/ Regional Offices to obtain Photo Copies of the same in the
same colour preferably and send to their respective branches/employees/ex-
employees / family of employees/ ex-employees in sufficient numbers to enable
all the employees/ex-employees/ family of employees/ ex-employees
immediately.
Please acknowledge receipt and do the needful in the matter.
Yours faithfully
Hon. Secretary & Chief Manager
PF/GF/ & Pension Fund Department
2. ANNEXURE- I ( WHITE COLOUR)
( EXISTING EMPLOYEES TO SUBMIT FOUR COPIES & RETIREE FIVE COPIES) )
[Option Form to be filled in by the employees who are in the service of the bank prior to
29th September , 1995 and continue to be in the service of the bank on the date settlement
i.e., 27th April, 2010 including employees who have retired/retiring after 27/04/2010 ]
(Instruction given for filling in the forms have to be strictly followed)
To
The Asst. General Manager (HRM)
Dena Bank,
Head Office,
MUMBAI- 400 051.
I hereby declare that I have read and understood the terms of Settlement/ Joint Note dated
27.04.2010 for extending another option to join Pension Scheme. I have understood the terms of
the Settlement / Joint Note have been arrived at on the basis of the Unions/ Associations offering
to contribute 30 % of the initial funding gap assessed for extending another option for joining the
pension scheme. I am agreeable to the said contribution of 30 % towards the initial funding gap
and hereby voluntarily opt to become a member of the Bank's Pension Scheme as per the
provisions of the said Settlement / Joint Note and to cease to be a member of Contributory
Provident Fund Scheme and irrevocably authorize the Bank/ Trustees of the Contributory
Provident Fund to transfer the entire contribution of the bank along with entire interest accrued
thereon to the credit of Pension Fund to be created for this purpose. I also authorize the bank to
transfer to the pension fund an amount equal to 2.8 times of my revised pay for the month of
November 2007 representing my share in the 30 % contribution mentioned above from the
arrears payable to me on account of wage revision in terms of Bipartite Settlement / Joint Note
dated 27.04.2010.
I desire to commute 1/3rd or ........................Part of the pension / I do not desire to commute any
part of the pension ( Strike out whichever is not applicable ). [TO BE DECLARED ONLY BY
THOSE EMPLOYEES RETIRED / RETIRING AFTER 27th April, 2010. ]
1 Name in Full : Shri/Smt./Kumari (Delete
whichever is not applicable)
2 P.F No.
3 Designation
4. Branch/Department/Office
[**Write dates in the order day (DD), month
(MM) and year (Y
5 Date of Birth
6 Date of Joining the Bank
7 Date of retirement
8 Present residential address
Address 1
Address 2
City
Pin Code
9 Details of Bank’s Contribution and Interest.
(including any such payment subsequent to
retirement settlement. Please enclose photo copies
of the documents in support of the above )
( APPLICABLE IN CASE OF RETIREES AFTER
27/04/2010)
10 Details of 2.8 times of Basic Pay components
of revised pay for November,2007 contributed
towards Pension Fund Gap
( APPLICABLE IN CASE OF /EMPLOYEES AS ON
27/04/2010/RETIREES AFTER 27/04/2010)
…2
3. ::2::
STATEMENT OF SALARY DRAWN BY THE RETIREE FOR THE LAST 10 MONTHS PERIOD PRIOR TO
THE DATE OF RETIREMENT
(WHEREVER FULL SALARY DRAWN BY THE RETIREE)
YEAR &
MONTH
BASIC
PAY
(PAID)
SPL. PAY F.P.P. P.Q.P. OTHER IF
ANY
( viz.
Officiating
Allowance,
etc)
TOTAL
1
2
3
4
5
6
7
8
9
10
TOTAL
F.P.P. & P.Q.P. - FURNISH INCREMENT COMPONENENT ONLY (i.e. Without D.A.)
TOTAL NO. OF DAYS ON LOSS OF
PAY DURING THE ENTIRE SERVICE
OF THE RETIRED EMPLOYEE
SUSPENDED & PUNISHMENT
AWARDED DURING THE ENTIRE
SERVICE OF THE RETD. EMPLOYEE
Date:
Place : SIGNATURE OF THE APPLICANT
Note :
1) Additions/alterations in the text of the above form will render the option invalid.
2) Blanks in the form have to be preferably typed, ensuring that all copies are legible.
Alternatively the blanks may filled in by hand in Block letters without the use of carbon
paper.
3) Signature or Thumb Impression should be duly attested by the Branch Manager
4) Pension Application & Commutation application will be required to be filled in
subsequently by all Pension Optees.
----------------------------------------------------------------------------------------------------------------------------
FOR BRANCH/ OFFICE USE ONLY
Certified that we have recovered 2.8 times of basic pay components of revised pay for
November,2007 Rs.
(Rupees ..........................................................................................................
only) from Mr./ Ms.........................................................................(PF No..................................) and
date of credit to Suspense Receipt Account - Contribution towards Pension Gap
The above particulars declared by the applicant are required to be checked by going
through the employees personal file/service records available at the Branch level.)
Signature
Name in Full
Designation
Branch / Office
PA No.
( To be attested by the Branch Manager/Departmental Head (holding Power of Attorney number
with official seal after Verification of information furnished in the option form)
4. ANNEXURE- II ( YELLOW COLOUR)
( RETIREE TO SUBMIT FIVE COPIES) )
[Option Form to be filled in by the employees who were in service of the bank prior to 29th
September , 1995 and retired after the date and prior to the date of the settlement dated
27th April, 2010]
(Instruction given for filling in the forms have to be strictly followed)
The Asst. General Manager (HRM)
Dena Bank,
Head Office,
MUMBAI- 400 051.
I hereby declare that I have read and understood the terms of Settlement/ Joint Note dated
27.04.2010 for extending another option to join Pension Scheme. I have understood that the
terms of the Settlement / Joint Note have been arrived at on the basis of the Unions/
Associations offering to contribute 30 % of the initial funding gap assessed for extending another
option for joining the pension scheme. I am agreeable to the said contribution of 30 % towards
the funding gap and hereby voluntarily opt for Bank's Pension Scheme as per the provisions of
the said Settlement / Joint Note . I undertake to refund the Bank's contribution to Provident Fund
together with accrued interest thereon paid to me on my retirement plus an amount equal to 56 %
of the bank's contribution to Provident Fund with interest received at the time of retirement being
30% contribution towards the initial funding gap in terms of Joint Note dated. 27.04.2010 and the
Settlement dated 27.04.2010.
I desire to commute 1/3 rd or ........................Part of the pension / I do not desire to commute any
part of the pension ( Strike out whichever is not applicable ). [ TO BE DECLARED ONLY BY
THOSE EMPLOYEES WHO WERE IN SERVICE OF THE BANK PRIOR TO 29th
SEPTEMBER, 1995 AND RETIRED AFTER THE DATE AND PRIOR TO THE DATE OF THE
SETTLEMENT DATED 27th April, 2010. ]
Note : No medical examination shall be necessary if the application for commutation is
made within one year from the date of retirement in terms regulation 41(7) of Dena Bank
(Employees’) Pension Regulations, 1995. However, if such a pensioner/employee applies
for commutation after one year from the date of his retirement the same will be subject to
medical examination. If the pensioner/employee is declared fit by medical officer
approved by the Bank or any medical officer of the rank of Civil Surgeon or Chief District
Medical Officer then he/she will be entitled to commute on the date of medical certificate
given by the concerned Medical Officer.
1 Name in Full : Shri/Smt./Kumari (Delete
whichever is not applicable)
2 P.F No.
3 Designation
4. Last Branch/Department/Office where retired
5 Submitted Option Forms to Nearest Office
[**Write dates in the order day (DD), month (MM) and
year (YY)
6 Date of Birth
7 Date of Joining the Bank
8 Date of retirement
9 Present residential address Address 1
Address 2
City
Pin Code
10 Details of Bank’s Contribution and Interest.
(including any such payment subsequent to
retirement settlement. Please enclose photo copies
of the documents in support of the above )
…2
5. ::2::
STATEMENT OF SALARY DRAWN BY THE RETIREE FOR THE LAST 10 MONTHS PERIOD PRIOR TO
THE DATE OF RETIREMENT
(WHEREVER FULL SALARY DRAWN BY THE RETIREE
YEAR &
MONTH
BASIC
PAY
(PAID)
SPL. PAY F.P.P. P.Q.P. OTHER IF
ANY
( viz.
Officiating
Allowance,
etc)
TOTAL
1
2
3
4
5
6
7
8
9
10
TOTAL
F.P.P. & P.Q.P. - FURNISH INCREMENT COMPONENENT ONLY (i.e. Without D.A.)
TOTAL NO. OF DAYS ON LOSS OF PAY
DURING THE ENTIRE SERVICE OF THE
RETIRED EMPLOYEE
SUSPENDED & PUNISHMENT AWARDED
DURING THE ENTIRE SERVICE OF THE
RETD. EMPLOYEE
Date :
Place : SIGNATURE OF THE APPLICANT
Note :
1) Additions/alterations in the text of the above form will render the option invalid.
2) Blanks in the form have to be preferably typed, ensuring that all copies are legible.
Alternatively the blanks may filled in by hand in Block letters without the use of
carbon paper.
3) Signature or Thumb Impression should be duly attested by the Branch Manager
4) Pension Application & Commutation application will be required to be filled in
subsequently by all Pension Optees.
----------------------------------------------------------------------------------------------------------------------------
FOR BRANCH/ OFFICE USE ONLY
Certified that the details of Bank’s contribution and interest on Bank’s contribution and the salary
particulars declared by the above mentioned applicant who retired on or after 29/09/1995 and
prior to 27/04/2010 have been verified and found to be correct.
(The above particulars declared by the applicant are required to be checked by going
through the employees personal file/service records available at the Branch level.)
Signature :
Name in Full :
Designation :
Branch / Office :
PA No. :
( To be attested by the Branch Manager/Departmental Head (holding Power of Attorney
number with official seal after Verification of information furnished in the option form)
6. ANNEXURE- III( BLUE COLOUR)
( RETIREE TO SUBMIT FIVE COPIES)
[Option Form to be filled in by the employees who were in service of the bank prior to 29th
September, 1995 and retired under VRS 2000 after putting minimum period of 15 years of
service.]
(Instruction given for filling in the forms have to be strictly followed)
The Asst. General Manager (HRM)
Dena Bank,
Head Office,
MUMBAI- 400 051.
I hereby declare that I have read and understood the terms of Settlement/ Joint Note dated
27.04.2010 for extending another option to join Pension Scheme. I have understood that the
terms of the Settlement / Joint Note have been arrived at on the basis of the Unions/
Associations offering to contribute 30 % of the initial funding gap assessed for extending another
option for joining the pension scheme. I am agreeable to the said contribution of 30 % towards
the funding gap and hereby voluntarily opt for Bank's Pension Scheme as per the provisions of
the said Settlement / Joint Note . I undertake to refund the Bank's contribution to Provident Fund
together with accrued interest thereon paid to me on plus an amount equal to 56 % of the Bank's
contribution to Provident Fund with interest received at the time of death/retirement being 30%
contribution towards the initial funding gap in terms of Joint Note dated 27.04.2010 and the
Settlement dated 27.04.2010.
I desire to commute 1/3 rd or ........................Part of the pension / I do not desire to commute any
part of the pension ( Strike out whichever is not applicable ). [ TO BE DECLARED ONLY BY
THOSE EMPLOYEES WHO WERE IN SERVICE OF THE BANK PRIOR TO 29th
SEPTEMBER, 1995 AND RETIRED UNDER VRS 2000 AFTER PUTTING MINIMUM PERIOD
OF 15 YEARS OF SERVICE. ]
Note : No medical examination shall be necessary if the application for commutation is
made within one year from the date of retirement in terms regulation 41(7) of Dena Bank
(Employees’) Pension Regulations, 1995. However, if such a pensioner/employee applies
for commutation after one year from the date of his retirement the same will be subject to
medical examination. If the pensioner/employee is declared fit by medical officer
approved by the Bank or any medical officer of the rank of Civil Surgeon or Chief District
Medical Officer then he/she will be entitled to commute on the date of medical certificate
given by the concerned Medical Officer.
1 Name in Full : Shri/Smt./Kumari (Delete
whichever is not applicable)
2 P.F No.
3 Designation
4. Last Branch/Department/Office where retired
5 Submitted Option Forms to Nearest Office
[**Write dates in the order day (DD), month (MM) and
year (YY)
6 Date of Birth
7 Date of Joining the Bank
8 Date of retirement
9 Present residential address
Address 1
Address 2
City
Pin Code
….2
7. ::2::
10 Details of Bank’s Contribution and Interest.
(including any such payment subsequent to
retirement settlement. Please enclose photo copies
of the documents in support of the above )
STATEMENT OF SALARY DRAWN BY THE RETIREE FOR THE LAST 10 MONTHS PERIOD PRIOR TO
THE DATE OF RETIREMENT
(WHEREVER FULL SALARY DRAWN BY THE RETIREE
YEAR &
MONTH
BASIC PAY
(PAID)
SPL. PAY F.P.P. P.Q.P. OTHER IF ANY
( viz.
Officiating
Allowance, etc)
TOTAL
1
2
3
4
5
6
7
8
9
10
TOTAL
F.P.P. & P.Q.P. - FURNISH INCREMENT COMPONENENT ONLY (i.e. Without D.A.)
TOTAL NO. OF DAYS ON LOSS OF PAY
DURING THE ENTIRE SERVICE OF THE
RETIRED EMPLOYEE
SUSPENDED & PUNISHMENT AWARDED
DURING THE ENTIRE SERVICE OF THE
RETD. EMPLOYEE
Date :
Place : SIGNATURE OF THE APPLICANT
Note :
1) Additions/alterations in the text of the above form will render the option invalid.
2) Blanks in the form have to be preferably typed, ensuring that all copies are legible. Alternatively
the blanks may filled in by hand in Block letters without the use of carbon paper.
3) Signature or Thumb Impression should be duly attested by the Branch Manager
4) Pension Application & Commutation application will be required to be filled in subsequently by
all Pension Optees.
……………………………………………………………………………………………………………------
FOR BRANCH/ OFFICE USE ONLY
Certified that the details of Bank’s contribution and interest on Bank’s contribution and the salary particulars
declared by the applicant who retired under VRS 2000 under Special Scheme after putting minimum period
of 15 years of service have been verified and found to be correct.
(The above particulars declared by the applicant are required to be checked by going through the
employees personal file/service records available at the Branch level.)
Signature
Name in Full
Designation
Branch / Office
PA No. :
( To be attested by the Branch Manager/Departmental Head (holding Power of Attorney
number with official seal after Verification of information furnished in the option form)
8. ANNEXURE- IV( PINK COLOUR)
( FAMILY MEMBERS OF RETIREE TO SUBMIT FIVE COPIES)
[Option Form to be filled in by the family of those who were in service of the bank prior to
29th September, 1995 but retired on attaining superannuation/retired under VRS 2000 and
subsequently expired, or expired while in service, before the date of Settlement / Joint
Note dated 27.04.2010.]
(Instruction given for filling in the forms have to be strictly followed)
The Asst. General Manager (HRM)
Dena Bank,
Head Office,
MUMBAI- 400 051.
Shri/Smt. ( Full Name)
was an employee of Dena Bank last working at Branch/Office. I , the
spouse/son/unmarried daughter/legally divorced daughter/guardian of the minor son/daughter of
the above named deceased employee, hereby declare that have read and understood the terms
of settlement/Joint Note dated 27.04.2010 for extending another option to join the Pension
Scheme. I have understood that the terms of the Settlement/Joint Note have been arrived at on
the basis of the Union/ Association offering to contribute 30% of the initial funding gap assessed
for extending another option for joining the pension scheme. I am agreeable to the said
contribution of 30% towards the funding gap and hereby voluntarily opt to become a member of
the Dena Bank Employees’ Pension Scheme as per the provisions of the said Settlement/Joint
Note . I undertake to refund the Bank’s contribution to Provident Fund together with interest
thereon paid to Shri/Smt on his/her retirement
/death while in service plus an amount equal to 56% of the Bank’s Contribution to Provident Fund
with interest received at the time of retirement being 30% contribution towards the initial funding
gap in terms of Joint Note dated 27.04.2010 of the settlement dated 27.04.2010 to the Dena Bank
Employees’ Pension Fund.
Note : Family so exercising the option would not be eligible to any benefit commutation
and shall be entitled to the benefit of Family Pension only.
1 Name of the deceased employee in Full :
Shri/Smt./Kumari (Delete whichever is not
applicable)
Late
2 Name of the
Widow/Widower,Guardian/Son/Unmarried
Daughter/Legally Divorced Daughter
3 Relationship with the deceased employee
4 P.F No.
5 Last Designation
6 Last Branch/Department/Office
7 Submitted Option Form to Nearest Office
[**Write dates in the order day (DD), month
(MM) and year (YY)
8 Date of Birth
9 Date of Joining the Bank
10 Date of retirement
11 Date of Death
12 Present residential address
Address 1
Address 2
City
Pin
13 Details of Bank’s Contribution and Interest.
(including any such payment subsequent to
retirement settlement. Please enclose photo
copies of the documents in support of the
above )
…2
9. ::2::
STATEMENT OF SALARY DRAWN BY THE RETIREE FOR THE LAST 10 MONTHS PERIOD PRIOR TO
THE DATE OF RETIREMENT
(WHEREVER FULL SALARY DRAWN BY THE RETIREE
YEAR &
MONTH
BASIC PAY
(PAID)
SPL. PAY F.P.P. P.Q.P. OTHER IF ANY
( viz.
Officiating
Allowance,
etc)
TOTAL
1
2
3
4
5
6
7
8
9
10
TOTAL
F.P.P. & P.Q.P. - FURNISH INCREMENT COMPONENENT ONLY (i.e. Without D.A.)
TOTAL NO. OF DAYS ON LOSS OF PAY DURING
THE ENTIRE SERVICE OF THE RETIRED
EMPLOYEE
SUSPENDED & PUNISHMENT AWARDED
DURING THE ENTIRE SERVICE OF THE RETD.
EMPLOYEE
Date :
Place : SIGNATURE/ OF THE APPLICANT
Note :
1) Additions/alterations in the text of the above form will render the option invalid.
2) Blanks in the form have to be preferably typed, ensuring that all copies are legible.
Alternatively the blanks may filled in by hand in Block letters without the use of
carbon paper.
3) Signature or Thumb Impression of Widow/Widower/Guardian/Son/Unmarried
daughter/legally divorced daughter should be duly attested by the Branch Manager
4) Pension Application & Commutation application will be required to be filled in
subsequently by all Pension Optees.
---------------------------------------------------------------------------------------------------------------------------
FOR BRANCH/ OFFICE USE ONLY
Certified that the details of Bank’s contribution and interest on Bank’s contribution and the salary
particulars declared by the applicant’s who was in service of the bank prior to 29th September,
1995 but retired subsequently and expired, or expired while in service, before the date of
Settlement / Joint Note dated 27.04.2010 have been verified and found to be correct.
(The above particulars declared by the applicant are required to be checked by going through the
employees personal file/service records available at the Branch level.)
Signature
Name in Full
Designation
Branch / Office
PA No.
............................................
Note : Additions/alterations in the text of the above form will render the option invalid.
( To be attested by the Branch Manager/Departmental Head (holding Power of Attorney
number with official seal after Verification of information furnished in the option form)
10. ANNEXURE- V(GREEN COLOUR)
( FAMILY MEMBERS OF RETIREE TO SUBMIT FIVE COPIES)
[Option Form to be filled in by the family of those who were in service of the bank prior to
29th September, 1995 but retired subsequently and expired, or expired while in service,
after the date of Settlement / Joint Note dated 27.04.2010.]
(Instruction given for filling in the forms have to be strictly followed)
The Asst. General Manager (HRM)
Dena Bank,
Head Office,
MUMBAI- 400 051.
Shri/Smt. ( Full Name)
was an employee of Dena Bank last working at Branch/Office. I , the
spouse/son/unmarried daughter/legally divorced daughter/guardian of the minor son/daughter of
the above named deceased employee, hereby declare that have read and understood the terms
of settlement/Joint Note dated 27.04.2010 for extending another option to join the Pension
Scheme. I have understood that the terms of the Settlement/Joint Note have been arrived at on
the basis of the Union/ Association offering to contribute 30% of the initial funding gap assessed
for extending another option for joining the pension scheme. I am agreeable to the said
contribution of 30% towards the funding gap and hereby voluntarily opt to become a member of
the Dena Bank Employees’ Pension Scheme as per the provisions of the said Settlement/Joint
Note and cease to be a member of Contributory Provident Fund Scheme. I undertake to refund
the Bank’s contribution to Provident Fund together with interest thereon paid to Shri/Smt
on his/her retirement / death while in service plus an
amount equal to 2.8 times of revised pay for the month of November,2007 representing 30%
contribution mentioned above from the arrears paid on account of Wage Revision in terms of
Bipartite Settlement/Joint Note dated 27.04.2010 to the Dena Bank Employees’ Pension Fund.
Note : Family so exercising the option would not be eligible to any benefit of
commutation and shall be entitled to the benefit of Family Pension only.
1 Name of the deceased employee in Full :
Shri/Smt./Kumari (Delete whichever is not
applicable)
Late
2 Name of the
Widow/Widower,Guardian/Son/Unmarried
Daughter/Legally Divorced Daughter
3 Relationship with the deceased employee
4 P.F No.
5 Last Designation
6 Last Branch/Department/Office
7 Submitted Option Form to Nearest Office
[**Write dates in the order day (DD), month (MM)
and year (YY)
8 Date of Birth
9 Date of Joining the Bank
10 Date of retirement
11 Date of Death
12 Present residential address
Address 1
Address 2
City
Pin
13 Details of Bank’s Contribution and Interest.
(including any such payment subsequent to
retirement settlement. Please enclose photo
copies of the documents in support of the
above )
…2
11. ::2::
STATEMENT OF SALARY DRAWN BY THE RETIREE FOR THE LAST 10 MONTHS PERIOD
PRIOR TO THE DATE OF RETIREMENT
(WHEREVER FULL SALARY DRAWN BY THE RETIREE
YEAR &
MONTH
BASIC
PAY
(PAID)
SPL. PAY F.P.P. P.Q.P. OTHER IF
ANY
( viz.
Officiating
Allowance,
etc)
TOTAL
1
2
3
4
5
6
7
8
9
10
TOTAL
F.P.P. & P.Q.P. - FURNISH INCREMENT COMPONMENT ONLY (i.e. Without D.A.)
TOTAL NO. OF DAYS ON LOSS OF PAY DURING THE ENTIRE SERVICE OF THE
RETIRED EMPLOYEE
SUSPENDED & PUNISHMENT AWARDED DURING THE ENTIRE SERVICE OF
THE RETD. EMPLOYEE
Date :
Place : SIGNATURE OF THE APPLICANT
Note :
1) Additions/alterations in the text of the above form will render the option invalid.
2) Blanks in the form have to be preferably typed, ensuring that all copies are legible.
Alternatively the blanks may filled in by hand in Block letters without the use of carbon
paper.
5) Signature or Thumb Impression should be duly attested by the Branch Manager
6) Pension Application & Commutation application will be required to be filled in
subsequently by all Pension Optees.
----------------------------------------------------------------------------------------------------------------------------
FOR BRANCH/ OFFICE USE ONLY
Certified that we have recovered 2.8 times of basic pay components of revised pay for
November,2007 Rs.
(Rupees ..........................................................................................................
only) from Mr./ Ms.........................................................................(PF No..................................) and
date of credit to Suspense Receipt Account - Contribution towards Pension Gap
(The above particulars declared by the applicant are required to be checked by going
through the employees personal file/service records available at the Branch level.)
Signature
Name in Full
Designation
Branch / Office
PA No.
( To be attested by the Branch Manager/Departmental Head (holding Power of Attorney number with
official seal after Verification of information furnished in the option form)