Nicole Davis has over 16 years of experience in residential lending and business administration. She has experience with FHA, VA, and conventional loans. As a top producing loan officer, she has a proven track record of efficiently guiding clients through the loan process. She has also trained new loan officers and processors. Currently she works as a mortgage loan processor at Reverse Mortgage Solutions, where her duties include reviewing files, communicating with clients, and ensuring on-time closings.

1. NICOLE M. DAVIS
12061 Windy Rock Way, Charlotte, NC 28273
704-910-4588
832-729-9956
nicoledavismitchel@yahoo.com
LICENSED LOAN OFFICER / BUSINESS ADMINISTRATOR
Offering more than 16 years of stellar experience working with residential properties
· Experience includes FHA, VA, and both conforming and non-conforming conventional loans
· Proven track record as a top producer with a high level of efficiency and availability to clients
· Built a strong referral network by communicating with clients, real estate agents, appraisers, title company
representatives, and attorneys
· Trained new loan officers / originators, and fostered a team management atmosphere by providing mentorship and
guidance
· Completed continuing education course on Federal and State Regulatory Compliance, Champions School of Real
Estate, August 2006 and ProSchools 2015
· Licensed Loan Originator – Residential Mortgage Lending Act (Application pending)
· Attended Southern University and Louisiana State University
· SASE Certification/Certified
· NMLS #1394462
CAREER PATH
Reverse Mortgage Solutions - Mortgage Loan Processor 2015 to Present
• Review loan file to verify procedures per guidelines.
• Make intro call to verify loan details and requests additional documentation if necessary.
• Reviews all documents retrieved against those requested, analyzes for accuracy and/or errors.
• Making right party contact within allocated timeframe and setting customer expectation for document
delivery date.
• Manage pipeline of loans within required performance standards within closing and rate lock expiration time
frame.
• Guarantee on time closing by completing all required pre-closing steps; preparing file for closer within
required performance standards.
• Obtain and review customer documents, and clear conditions commensurate with authority level.
Accenture Credit Services- Mortgage Loan Processor 2013 to 2015
• Review loan file to verify procedures per guidelines.
• Make intro call to verify loan details and requests additional documentation if necessary.
• Reviews all documents retrieved against those requested, analyzes for accuracy and/or errors.
• Making right party contact within allocated timeframe and setting customer expectation for document
delivery date.
• Manage pipeline of loans within required performance standards within closing and rate lock expiration time
frame.
• Guarantee on time closing by completing all required pre-closing steps; preparing file for closer within
required performance standards.
• Obtain and review customer documents, and clear conditions commensurate with authority level.
Account Clerk - Jefferson Parish School System 2008 to 2013
Perform all clerical task in the school office as assigned and maintain accurate records of school accounts
• Receipt cash daily and record deposits
• Review, pay and post all vendor invoices
• Prepare Monthly Bank Reconciliation along with various reports in a timely manner
• Order all front office and staff supplies
• Coordinate all fund raisers and field trips
• Maintain property control inventory
• Prepare purchase orders with principal approval
• Verify all incoming shipments of merchandise

2. Davis L. Electrical – Administrative Assistant 1991 to 2011
My duties included payroll, A/P, A/R, estimating and bidding of multi-million dollar contracts.
• Maintains records of jobs performed, departmental charge codes and hours worked by employees
• Assists in supervision of electrician personnel; duties included planning, scheduling, organizing and directing
• work, training personnel, and recommending applicants for employment or discipline, termination or
retention
• Orders and purchases tools, equipment and supplies
• Maintains an index of all electrical and auxiliary equipment
• Recommends improvements, changes or new techniques and procedures
• Insures proper equipment and supplies are available to complete various jobs
• Submit estimates and bidding of various jobs
• Monitor jobs to insure quality and proper compliance with job standards
• Maintains a computer database
• Teach and enforce safety regulations
Loan Officer / Originator – Network Funding Lp 2006 to 2008
Managed a mortgage portfolio that covered the entire process from pre-qualification to scheduling of closing
dates.
· Year to Date production average is $3.5 million
Loan Officer / Originator – Brokers Home Mortgage 2004 to 2006
Worked autonomously to develop, coordinate, and manage a mortgage loan portfolio that covered the entire
process from pre-qualification to scheduling of closing dates.
· Achieved as high as 160% of monthly plan for number of closings
· Built a $9 million portfolio from ground zero within 12 months by developing a strong network of referrals
· Ranked in top 10% for production out of 50 loan officers / originators
· Reviewed between 15 to 25 applications per month for homes priced from $75,000 to $400,000
Loan Officer – Landmark Mortgage 2001 to 2004
Achieved high results by processing mortgage loan applications and scheduling closings.
· Ranked in the top 5 for production out of 20 officers, achieving as high as 120% of monthly plan
· Garnered a $7 million portfolio
Business Manager - Orleans Parish School System 2002 to 2003
Perform all clerical task in the school office as assigned and maintain accurate records of school accounts.
• Receipt cash daily and record deposits
• Review, pay and post all vendor invoices
• Prepare Monthly Bank Reconciliation along with various reports in a timely manner
• Order all front office and staff supplies
• Coordinate all fund raisers and field trips
• Maintain property control inventory
• Prepare purchase orders with principal approval
• Verify all incoming shipments of merchandise
Loan Originator – Dryades Mortgage (a subsidiary of Dryades Bank) 1998 to 2001
Managed a pipeline of 15 to 25 loan applications per month for homes up to $300,000.
· Achieved as high as 140% of monthly plan for number of closings
· Ranked #1 for production 9 out of 12 months of the year