This document discusses National Bank for Agriculture and Rural Development (NABARD), its vision, mission, objectives, roles and functions. NABARD is the apex organization for agriculture and rural development in India. It provides refinancing support to banks for loans to self-help groups. It also promotes various innovative projects for rural development. The document also discusses Small Industries Development Bank of India (SIDBI), its vision, mission, objectives, products and services in promoting micro, small and medium enterprises in India. Finally, it discusses the role and functions of Technical Consultancy Organizations which provide technical support to entrepreneurs and industrial projects.

1. New Business Development
Prepared By :
38 - Devangi Sharma
39 - Pankil Sheth
40 - Hitesh Solanki
Guided By :
Dr. Jaydeep Chaudhri

2. National Bank for
Agriculture & Rural
Development

3. Vision
Empowerment of rural poor by improving their access
to the formal credit system through various MF
innovations in a cost effective and sustainable manner
.

4. Mission
Promoting sustainable and equitable agriculture and
rural development through effective credit support,
related services, institution building and other
innovative initiatives.

5. Objectives
• The national bank will be an apex organization in respect of all
matters relating to policy, planning operational aspects in the field of
credit for promotion of agriculture, small scale industries, cottage and
village industries, handicrafts and other rural crafts and other allied
economic activities in rural areas.
• Direct lending to any institution
• Organic links with the Reserve Bank and maintain a close link with in.
• Serve as a refinancing institution for institutional credit such as long-
term, short-term for the promotion of activities in the rural areas.

6. Roles and Functions
• Credit Functions
• Developmental and Promotional Functions
• Supervisory Functions
• Institutional and Capacity building
• Role in Training

7. NABARD Refinance Support to Banks
NABARD provides refinance support to banks to the extent of
100% of the bank loans disbursed to SHGs. The total
refinance disbursed to banks against their loans to SHGs
during the year 2007-08 was Rs.1615.50 core as against
Rs.1292.86 core during the year 2006-07 with a growth rate
of 30%.
Promotional efforts

8. Model Bankable Projects
The Technical Services Department of NABARD is preparing
and bringing model bankable agricultural projects in the
areas of:
• Minor Irrigation
• Land Development
• Plantation & Horticulture
• Agricultural Engineering
• Forestry and Wasteland
• Fisheries
• Animal Husbandry and
• Biotechnology

9. Scheme of Providing Technology Support
to NGOs
• Grant Assistance up to Rs.50,000
• Purchase of PC
• NGO should have completed 3 years
• Should have promoted minimum 500 SHGs
• Should not have been black-listed
Self Help Groups :

10. Innovative Projects
• Setting up of grain banks
• Project on processers cards
• Project on e-gram
• Joint Liability Groups
• Setting up of computer
machines
• Micro enterprise promotion by
SHGs

12. Introduction
• Establishment
• Principal financial institution
• Expansion of activities
• Branches
• Apex body

13. Mission
“To empower the Micro, Small and Medium
Enterprises (MSME) sector with a view to
contributing to the process of economic growth,
employment generation and balanced regional
development”

14. Vision
“To emerge as a single window for meeting the
financial and developmental needs of the MSME
sector to make it strong, vibrant and globally
competitive, to position SIDBI Brand as the preferred
and customer - friendly institution and for
enhancement of share - holder wealth and highest
corporate values through modern technology
platform”

15. Business Domain of SIDBI
• Increase in production, employment and exports.
• Less investment requirement.
• Assistance flows to other service sectors.

16. Achievements
• Positioned in top 30 Development banks of world.
• Ranked 25th in terms of capital and assets.
• Credit Guarantee Fund Trust.

17. Objectives
• Financing
• Promotion
• Development
• Co-ordination
• For orderly growth of industry in the small scale
sector, the Charter has provided SIDBI
considerable flexibility in adopting appropriate
operational strategies to meet these objectives.

18. Products And Services
• Direct finance.
• Bills finance
• Refinance
• International finance
• Promotional & Development activities.
• Fixed deposit scheme
• Technology Up gradation &
Modernization Fund Scheme {TDMF}
• Venture Capital Fund Scheme
• Seed Money Schemes
• National Equity Fund Scheme

19. Technical Consultancy
Organizations

20. • All India financial institutions and state Govt. have set lip
a network of TCOs.
• For facilitating technical for industrial projects.
• Were established by the all India financial Institutions
• (IDBI,ICICI,IFCL etc)
• In the collaboration the state level financial /
development organisations and commercial banks.
• There are in all 18 state-level TCOs across India.
• 9 have been lead sponsored by IDBI, 5 by IFCI

21. • 3 by ICICI bank and one by the Govt. Of
Karnataka.
• TCOs have transformed being consultancy firm
handling project reports, market surveys, etc. to
Multi functional, multi-disciplinary organisations
• Offering a wide range of services to the industrial
and infrastructure sector.

22. Functions of TCO
• Conducting surveys on industrial potential
• Preparing project profiles
• Undertaking techno-economic appraisal of projects
• Carrying out market research
• Providing technical and managerial assistance to
entrepreneurs, assistance in modernisation
• Technology up gradation and rehabilitation programs.
• organising information cell and data bank
• concerning industrial and economic activities and provide
these to entrepreneurs.
• Development of Industry Clusters
• Vocational training
• Offering Merchant Banking Services
• Offering Consultancy for Export oriented Enterprises

23. Major TCOs in India
• KITCO Ltd. (Kerala)
• APITCO Ltd. (Andhra Pradesh)
• GITCO Ltd. (Gujarat)
• HIMCON Ltd. (Himachal Pradesh)
• ITCOT Consultancy and Services Ltd. (Tamil Nadu)
• TECSOK Ltd.(Technical Consultancy of Karnataka)
• MPCON Ltd. (Madhya Pradesh Consultancy Organisation Ltd.
 MITCON Consultancy and Engineering Services Ltd. (Maharashtra)
 NITCON Ltd. (North India Technical Consultancy Organisation Ltd.)
 UPICO Ltd. (UP Industrial Consultants Ltd.)
 WEBCON Ltd. (West Bengal Consultancy Organisation Ltd)

24. KITCO Ltd. : India’s first TCOs
• It is an Indian Public Sector Engineering consultancy organisation.
• Headquartered in Kochi, Kerala.
• Established by Govt. In 1972.
• to speed up the industrialisation process in the State of Kerala.
• It was with initiative of IDBI and Kerala Govt. that the organisation was
established.
• Success of KITCO, Govt. Set up similar TCOs in many other states also, like.
• KITCO has implemented more than 600 projects of varying magnitude
sectors.
• Prepared more than 3500 feasibility Reports/Bankable project
Report/Detailed project reports/study reports.
• Also successfully providing the operation & Maintenance services for the
leading SEZ in the country- at Kochi, cochin SEZ and MEPZ SEZ at
Tambaram.
• Trained more than 80,000 entrepreneurs through EDP in various sectors.

25. Projects of KITCOs
• Cochin International Airport
• Spices Parks
• Titanium Sponge Plant
• Mobility Hub
• The Marina
• Tourism Govt. Of Kerala