This document provides 3 strategies for saving money on college costs: 1. Have students work summer jobs for 15 weeks each summer before school, earning $150 per week, which would save $9,000 over 4 years. 2. Sign up for college work-study, which can provide $4,000 in savings over 4 years. 3. Take out low-interest government Stafford loans each year, which provide $19,000 that does not need to be repaid until after graduation. Using these 3 strategies could save a minimum of $32,000 per child on college costs without parents needing to borrow any money.

1. Here’s My
Here s
College
Admissions Watch how
you’ll save $32,000
per child! A real no
&
brainer! BTW, just
call me “Paul.”
Financial Aid
Stuff
Paul Lloyd Hemphill
au L oy H mph
Your College Coaches©
Copyright © 2008 Paul Lloyd Hemphill

2. Here’s a really short
Here s
version of my
college seminar…
Let’s talk about getting into college…but I
won’t bore you with all the negative
’t b ith ll th ti
stuff about getting in.
So the question is,
“How do I get in?”
How in?
Here’s what every student, even the most
super, supreme, ultra, and mega-talented
p p
student is up against. And it’s so obvious
that no one ever sees it! I call it…

3. SAMENESS
Here’s what happens when you apply to colleges: you’ll apply to
th same schools and compete with students with the same
the h l d t ith t d t ith th
GPAs and same test scores. That’s because some wise person
told you to apply only to schools where you’ve got a chance of
g tt ng n. ght?
getting in. Right?
Now comes the killer question:
Why should any college accept you?

4. Because you’re
Well, what’s “cool” really mean? It means to be committed to
Well what s cool
something that you really enjoy. How hard is that?! Colleges don’t
care if you love soccer, butterfly collecting, DECA, working at a
real job, playing guitar, football, or singing (sorry, video games
don’t t) Just be i t
d ’t count). J t b passionate about what you enjoy, or be
b t h t j b
committed to doing just one thing! It’s your ticket to getting in.
But you need some strategies that create a direct path to that
c ll d ith
college door with your ticket in hand. There are lots of
u tick t h nd Th l ts f
strategies, and here are 2…

5. 1. Make several impressionable phone calls to each
.
admissions office. And you’ll look very cool if your
parents never call.
2. Have 2 teachers write a story about one of
your character traits for 2 great letters of
recommendation.
d i
Okay…I listed just 2 strategies, and I didn’t say how
or why. I sincerely apologize for this omission, but
there just isn t enough space here to give the details.
isn’t details
I use an assortment of additional admission strategies
that come from my 20-plus years as a professional
marketer and advertising designer. For the moment,
let’s
l t’ move on to…
t

6. Fi
Financial Aid
i l
Yeah, I know what you’re thinking, but let me put your
, y g, p y
mind at ease – at least a little bit. There are some very
practical no-cost ways to afford college. And one of my
winning strategies, which you’ll never see at a high school
financial aid night is how to save a minimum of $32 000
night, $32,000
in college costs. And that’s PER child without the parent
ever borrowing a dime.
Here’s the strategy in 3 easy steps…

7. Easy Step #1: Have your student spend 15 weeks
each summer before each school year at a real job
and bring home $150 a week. That’s all! Over 4 years,
that’s $9,000 you did not spend on your child’s
expenses at school
school.
Some students have told me I’m way too conservative with my numbers here.
Easy Step #2: Have your student sign up for college
work-study. At a minimum of $500 per semester,
that’s $4,000 over 4 years. Work-study can pay as
high as $2 000 per semester. Not bad!
$2,000 semester
So far, we have a savings of $13,000 over 4 years –
that s
that’s adding the 2 figures above: $9 000 + $4 000
$9,000 $4,000.
Now…roll the drums for the BIG ONE…

8. Easy Step #3: Have your student take out a low-
interest government Stafford L
i t t t St ff d Loan th
through th
h the
school each year for 4 years. Guess how much
y
your student receives that you NEVER sign for?
y g
$ 9,000!
$19,000!
And the student pays nothing on it until after graduation.
Let’s do the math:
1. $9,000 from 15 weeks of work each summer
2. $4,000 of work-study, and
3. $19,000 of a government low-interest college loan
Total: $32,000 that remain in your retirement account
Okay…you’ve seen 1 of the most practical 27 financial strategies
you can use. Really good stuff. They’ll save you thousands of
dollars. Yeah it s
dollars Yeah, it’s pretty simple but simple is all I know how
simple,
to do. My clients love my strategies. Now what?...

9. Go to my website where there’s
a surprise waiting for you. You’ll
see something so good for your
student that you may use it for
yourself. HINT: it’s About U…
www.PreCollegePrep.com
P C ll P
And thanks for your time!
Your College Coaches©