The document discusses the rising costs of higher education and student loan debt in the United States. It notes that while a college degree on average leads to higher lifetime earnings, the costs of tuition have increased significantly in recent decades. The average student loan debt for 2010 graduates was $25,000, and total student loan debt in the US is nearly $1 trillion. However, many graduates struggle to pay back their loans on entry-level salaries. The document provides advice for financing college education, including choosing a practical major, borrowing only what is necessary, and applying for scholarships and grants to reduce costs.
[ARCHIVE] Aviva Times of our Lives Report - Autumn 2012Aviva plc
The Aviva Times of Our Lives Report was launched in Spring 2012 and tracks the key experiences, ambitions, and concerns of people in the UK today as they journey through the ages of life. The report also looks at wealth accumulation and people's financial highs and lows, including how much extra income they wish they had to feel secure, and it provides an insight into their hopes and fears for their future and reflections on the past.
Check out the brochure of Concordia University Wisconsin . Know why you should be a part of this university?Also included are details about admissions and courses offered.For more information interested students can email us at info@intelligentgulf.com
[ARCHIVE] Aviva Times of our Lives Report - Autumn 2012Aviva plc
The Aviva Times of Our Lives Report was launched in Spring 2012 and tracks the key experiences, ambitions, and concerns of people in the UK today as they journey through the ages of life. The report also looks at wealth accumulation and people's financial highs and lows, including how much extra income they wish they had to feel secure, and it provides an insight into their hopes and fears for their future and reflections on the past.
Check out the brochure of Concordia University Wisconsin . Know why you should be a part of this university?Also included are details about admissions and courses offered.For more information interested students can email us at info@intelligentgulf.com
For more course tutorials visit
www.newtonhelp.com
Resource: This week's Lynda.com videos.
Write a 350- to 700-word paper describing the key points in the videos.
Explain why these key points are important.
Acc 456 Effective Communication / snaptutorial.comStokesCope29
For more classes visit
www.snaptutorial.com
Resource: This week's Lynda.com videos.
Write a 350- to 700-word paper describing the key points in the videos.
Explain why these key points are important.
Click the Assignment Files tab to submit your assignment as a Microsoft® Word document.
Economist Mary C. Daly, Associate Research Director at the Federal Reserve Bank of San Francisco, and Research Associate Yifan Cao explore whether a college degree still translates to higher earnings, and if those extra earnings are enough to make investing in higher education worthwhile. In this essay, find out if you really need a college degree to climb the economic ladder.
You can save time and money on your college education. And you can have an unforgettable adventure along the way. Step-by-step, this presentation, shows you how!
The Money Game is a program by Adam Carroll that teaches college students how to finish school in front of the financial 8-ball instead of behind it. By becoming an "investor/consumer" students will soon see how to employ their money so it works harder than they do.
Presentation given to For Counselor's Only Conference at Moore-Norman Technology Center.
Video to accompany at http://www.youtube.com/watch?v=p5FofnWLa8Y
For more course tutorials visit
www.newtonhelp.com
Resource: This week's Lynda.com videos.
Write a 350- to 700-word paper describing the key points in the videos.
Explain why these key points are important.
Acc 456 Effective Communication / snaptutorial.comStokesCope29
For more classes visit
www.snaptutorial.com
Resource: This week's Lynda.com videos.
Write a 350- to 700-word paper describing the key points in the videos.
Explain why these key points are important.
Click the Assignment Files tab to submit your assignment as a Microsoft® Word document.
Economist Mary C. Daly, Associate Research Director at the Federal Reserve Bank of San Francisco, and Research Associate Yifan Cao explore whether a college degree still translates to higher earnings, and if those extra earnings are enough to make investing in higher education worthwhile. In this essay, find out if you really need a college degree to climb the economic ladder.
You can save time and money on your college education. And you can have an unforgettable adventure along the way. Step-by-step, this presentation, shows you how!
The Money Game is a program by Adam Carroll that teaches college students how to finish school in front of the financial 8-ball instead of behind it. By becoming an "investor/consumer" students will soon see how to employ their money so it works harder than they do.
Presentation given to For Counselor's Only Conference at Moore-Norman Technology Center.
Video to accompany at http://www.youtube.com/watch?v=p5FofnWLa8Y
Great Education Colorado is a statewide, nonpartisan, grassroots organization that is focused on improving education in Colorado through wise, increased investment in our schools, colleges and universities.
Tools of the Trade: Financial Aid and the RecessionMarissa Lowman
Mark Mitchell, Vice President of the School Information Services Team at the National Association of Independent Schools (NAIS), discussed the impact of the recession on schools and their ability to continue to provide support to families in the independent school enrollment process.
Macroeconomics- Movie Location
This will be used as part of your Personal Professional Portfolio once graded.
Objective:
Prepare a presentation or a paper using research, basic comparative analysis, data organization and application of economic information. You will make an informed assessment of an economic climate outside of the United States to accomplish an entertainment industry objective.
Embracing GenAI - A Strategic ImperativePeter Windle
Artificial Intelligence (AI) technologies such as Generative AI, Image Generators and Large Language Models have had a dramatic impact on teaching, learning and assessment over the past 18 months. The most immediate threat AI posed was to Academic Integrity with Higher Education Institutes (HEIs) focusing their efforts on combating the use of GenAI in assessment. Guidelines were developed for staff and students, policies put in place too. Innovative educators have forged paths in the use of Generative AI for teaching, learning and assessments leading to pockets of transformation springing up across HEIs, often with little or no top-down guidance, support or direction.
This Gasta posits a strategic approach to integrating AI into HEIs to prepare staff, students and the curriculum for an evolving world and workplace. We will highlight the advantages of working with these technologies beyond the realm of teaching, learning and assessment by considering prompt engineering skills, industry impact, curriculum changes, and the need for staff upskilling. In contrast, not engaging strategically with Generative AI poses risks, including falling behind peers, missed opportunities and failing to ensure our graduates remain employable. The rapid evolution of AI technologies necessitates a proactive and strategic approach if we are to remain relevant.
Francesca Gottschalk - How can education support child empowerment.pptxEduSkills OECD
Francesca Gottschalk from the OECD’s Centre for Educational Research and Innovation presents at the Ask an Expert Webinar: How can education support child empowerment?
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
Introduction to AI for Nonprofits with Tapp NetworkTechSoup
Dive into the world of AI! Experts Jon Hill and Tareq Monaur will guide you through AI's role in enhancing nonprofit websites and basic marketing strategies, making it easy to understand and apply.
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Welcome to TechSoup New Member Orientation and Q&A (May 2024).pdfTechSoup
In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
13. In the last five years, the cost of tuition
has risen over 15%.
14. If tuition continues to increase at this
rate, by 2046 tuition could be as much
$95,716 per year.
$95,716
$83,268
$72,407
$62,963
$54,751
$47,610
2021 2026 2031 2036 2041 2046
40. Financing your Future
Choose Make sure your
the right paying for a degree
major that will get you a job.
41. Top 10 “Worthless” Majors:
1. Religion
Choose 2. Film
the right 3. Latin
major 4. English Literature
5. Dance
6. Communications
7. Music Therapy
8. American Studies
9. Philosophy
10. Art History
42. Top 10 Majors for 2012:
1. Chemical Engineering
Choose 2. Computer Engineering
the right 3. Electrical Engineering
major 4. Mechanical Engineering
5. Computer Science
6. Accounting
7. Economics/Finance
8. Civil Engineering
9. Business Administration
10. Marketing
43. Financing your Future
Borrow Don’t take out
what you $150,000 for a degree
can pay that will only make
you $30,000 a year.
44. Financing your Future
Borrow No more than 10%
what you of your gross
can pay monthly income
should be devoted
to repaying your
student loans.
45. Financing your Future
Save
Save your money
money ahead of time for
college, so that you
don’t have to borrow.
46. Financing your Future
By borrowing $10,000
Save less, on a $30,000
money
loan will save you
$4,559 in interest over
ten years.
47. Financing your Future
Make sure to apply for
Save financial
money
aid, scholarships, and
grants to help you pay
for college.
49. CollegeBoard’s Easy Financial Planning
1
Step
Find out what college will
cost. Be sure to include
the cost of living.
50. CollegeBoard’s Easy Financial Planning
1 2
Step Step
Use a college calculator to see if you
are saving enough. One can be found
at collegeboard.org.
52. CollegeBoard’s Easy Financial Planning
1 2
Step Step
Step
3
Step
4
Step
Search for scholarships and
grants. These are the best
types of aid since they don’t
have to be paid back.
54. CollegeBoard’s Easy Financial Planning
1 2
Step Step
Step
3
Step
4
5 Step
Step
6
Step
Each college gives aid differently. Compare
your aid awards at your top choices
55. CollegeBoard’s Easy Financial Planning
1 2
Step Step
Step
3
Step
4
5 Step
Step
If you still need additional money for
school, research loans that would need
6 to be taken out.
Step
7
Step
56.
57. References
GALLEGOS, S. AND G. WRIGHT. (2011, SEPTEMBER, 12). SHARP UPTICK IN FEDERAL STUDENT LOAN DEFAULT RATES. THE
PROJECT ON STUDENT DEBT.RETREEVED ON NOVEMBER 14, 2011, FROM HTTP://PROJECTONSTUDENTDEBT.ORG/
(2011). COLLEGEBOARD INSPIRING MINDS. RETRIEVED NOVEMBER 15, 2011 FROM, HTTP://WWW.COLLEGEBOARD.ORG/
(2011). STUDENT LOAN DEBT CLOCK. FINAID. RETRIEVED NOVEMBER 14, 2011, FROM
HTTP://WWW.FINAID.ORG/LOANS/STUDENTLOANDEBTCLOCK.PHTML
(2011, MAY 16) COLLEGE STUDENT DEBT GROWS. IS IT WORTH IT?. NPR. RETRIEVED NOVEMBER 10, 2011 FROM,
HTTP://WWW.NPR.ORG/2011/05/16/136214779/COLLEGE-STUDENT-DEBT-GROWS-IS-IT-WORTH-IT
58. Image References
akaRogersPhotography, “Graduate of 2011” July 9, 2011 VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.
ANSTALT, “ALARM” OCTOBER 23, 2010 VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.
DGILDER, “Blank Sign - Caucasian businessman holding empty placard” MAY 8, 2010 VIA FLICK CREATIVE COMMONS ATTRIBUTION.
DGILDER, “COLLEGE GRADUATE – EXCITED HAPPY STUDENT” MAY 8, 2010 VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.
EVE LIVESEY, “MONEY TREE” OCTOBER 24, 2008 VIA FLICKR, CREATIVE COMMONS ATTRIBUTION
GOODIMAGES, “ACADEMIC GRADUATE STUDIO PORTRAIT” AUGUST 26, 2004 VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.
IMAGES_OF_MONEY, “MONEY DOESN’T GROWN IN POTS” JUNE 20, 2011 VIA FLICKR, CREATIVE COMMONS ATTRIBUTION
MZM-PHOTO, “HAPPY MALE GRADUATE”MAY 7, 2010 VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.
NICOLE GOES TO SCHOOL, “MAP-ATTEMPT-THREE” NOVEMBER 20, 2008 , VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.
ONLY HOT TOPICS, “MONEY 18” JULY 5, VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.
ONLY HOT TOPICS, “MONEY FAN” JULY 5, VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.
PFALA, “WHERE IS GOING THE STOCK MARKERT????” DECEMBER 15, 2008 VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.
SOLAND, “STACK OF METAL MONEY” OCTOBER 13, 2009 VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.
Xianrendujia, “College Graduates” October 30, 2011 VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.
WENG, “GRADUATION HAT TOSS” FEBRUARY 7, 2009 VIA FLICKR, CREATIVE COMMONS ATTRIBUTION.