Mushana E-SACCO is a web-based software that enhances SACCO services through technological means. It aims to bring SACCOs into the digital age by offering features like membership management, loan and share accounts, customer service, accounting, and reporting. The software allows for real-time updates and customization to meet an organization's needs. It offers various facilities like teller tracking, interest calculations, direct member payments and more to improve operations.

1. MUSHANA E-SACCO SYSTEM
www.mushanapp.net
Mushana E–SACCO (Mushanapp) is a web based SACCO software which enhances Sacco
services through a technological approach.
VISION: To be a world class Electronic SACCO Application.
MISSION: Enhancing saving culture Through A technological approach in a society.
BACK GROUND
Information and Communication Technology (ICT) now drives businesses in a fast-paced world,
where competitiveness and customer satisfaction is measured by efficiencies, convenience,
delivery speeds and cost-effectiveness.
SACCOs cannot escape the hold of ICT over business operations, especially considering that
ICT enables businesses to find new ways to drive down the costs of products and processes, in
addition to improving performance.
Our ICT service aims at bringing SACCOs and the cooperative movement in general into the
ICT fold to benefit from technological advances of internet connectivity, electronic
communication as well as web-based production and delivery of products and services, besides
closer customer service, secure and more data storage, as well as marketing and e-
commerce.OJECTPPPPP
OUR SERVICES
MUSHANAPP® is a web based software product that is used by SACCOs, Credit Finance and
Micro Finance Institutions. In general the following features are available:
 Membership and Customer Details
 Remittance Management
 Loan and Share Management.
 Front Office Customer Service
MUSHANA E-SACCO UGANDA LTD
P.O.BOX 10990
KAMPALA, UGANDA
Email: info@mushanapp.net
TEL: +256783313043

2.  Fixed Deposits, Standing Orders and Teller Services
 Member Specific Reporting and Standard Reporting
 SMS Services.
 Ledger Accounting.
 Budget Accounting.
 Data Imports and Exports from Microsoft Excel or text files.
 Un-Limited User Customizaion.
Mushanapp is a real time integrated system which means that loans, shares, statements,
balance sheets, trial balances, income and expenses and all accounting are updated
immediately. You get your results immediately not at any period end. It is easy to use and
very customizable such that all your requirements are met.
Highlights
Members and Customers
 Captures all legal and statistical details.
 Captures next of kin details.
 Captures all other references e.g. property documents, title deeds with no limit to what
you would require the customer to represent.
 Captures passport photos and signatures.
 Allows you to include advisory, instructions or any notes to a member or customer.
Can block, black list or restrict members and customers.
 Products - Loans, Shares and Savings
 Gives standard controls and parameters to define products.
 Allows you to create your own controls.
 Allows you to define unlimited product types.
 Allows you to design products the way you want including interest rates, maximum and
minimum amounts, standard insurances and other commissions and charges.
 Data Representation
 Remittances can be exported and imported through Microsoft Excel or Text Files
Automates regular charges, standing orders, loan penalties and any other user required
automation.
 Easy in data entry and allows storage of recurrent and repetitive transactions so that they
are used again without re-keying. This saves time and ensures accuracy.
 Has all standard reports including those requested by regulatory bodies.
Can Import and export data to Microsoft Excel, Word, Internet, Acrobat and universal
rich text format.

3.  Unlimited number of standard and customizable reports.
 No Limit in number of users, members, customers, accounts, or transactions.
 Has immense audit control on all records including creation date, modifying date, by who
and when.
 Does not limit you in the amount of data, both current and historical that you can store.
Results
 Produces statements for members and customers that can be printed or saved as word
excel web pages and acrobat files to be sent via e-mail.
 Allows you online inquiries on balances, history and statements.
 Gives loan loan/share statements that can have your logos implemented.
 Allows special reports to print slips on special printers like the 60 0r 80 mm roll printers.
SMS Services
 Replies to member/customer loan and share balances requests.
 Allows you send messages to messages to members and committee.
 SMS is not limited to 160 characters and can be big as you want.
Facilities
 Tellers are logged and tracked such that their daily transactions can be reconciled at the
end of the day and the month.
 Saving interest are calculated as advised based on user selectable methods and are
transferred to customer accounts directly.
 Loan can be sent to member (banking) directly on approval.
 Loans can be serviced by Savings automatically.
 Members can have several concurrent active loans each with different completion
periods.
 Automatic dividend calculations and transfers to member’s shares or loans.
 Allows Customers to use mobile phone SMS to query their Loan, Shares or Saving
Balances.

4. ANNEXURE-I A (Admin’s Dashboard)
ANNEXURE-I B (Customer’s Dashboard)