The Mudhra scheme provides loans to young entrepreneurs through Micro Units Development and Refinance Agency (MUDRA) Bank. It offers loans divided into three categories - Shishu (up to Rs. 50,000), Kishore (Rs. 50,000 to Rs. 5 lakh) and Tarun (Rs. 5 lakh to Rs. 10 lakh). Over 27 lakh small entrepreneurs have received Rs. 240 billion in loans under the scheme. It aims to promote entrepreneurship especially in rural areas by providing easy access to funding.