1. The document discusses the future of financial advisors and reducing costs while maintaining profits. It provides examples of how reducing operating costs by 20% can increase net profits by 40% with the same level of revenue.
2. The document then discusses challenges with cost management and provides tips for reducing insurance, supplier, and labor costs.
3. The remainder of the document discusses family offices, how they manage wealth for families, and compares their full-service model to private banking. It provides examples of how family offices coordinate investments and tax planning across a family's entire portfolio.
This investor presentation describes two investment funds, the Small Business Fund of America and the SM Equity Fund, that provide financing to small businesses. The Small Business Fund makes secured loans to established small businesses, while the SM Equity Fund takes equity stakes in early-stage companies. The presentation provides details on the types of businesses each fund invests in, expected returns, risks, and fees. It also introduces the fund managers and describes the company's referral network and process for originating small business investments.
FMP Answers provides concise answers to common questions asked when selecting a family office. They have a typical fee of 0.5% of assets under management for clients with $5-20M in assets. They are a fee-only firm and do not sell any products or receive commissions. They manage assets both directly and through external managers, with approximately 60% of assets managed externally. They provide a full range of financial planning and advisory services, outsourcing specialized tasks as needed. They have been in business since 1990 and serve around 70 client families.
This is a primer guide on angel investment clubs developed for CBEiD, Center for Business Education, Innovation and Development. The goal of this document is to educate Chicago area people of business, educational and government affluence on the benefits, methods and organizational benefits of angel investment clubs. The goal is to encourage people of wealth and influence to participate and support angel investment clubs in order to help spur entrepreneurial endeavors in the Chicago area.
Astrum Fund I is a private investment fund seeking $50 million to execute sale-leaseback-buyback (SLB3) transactions on commercial properties. It will purchase properties directly from middle market companies and lease them back under long-term leases. The companies will have rights to repurchase the properties after 5 years. The fund aims to generate high current income and total returns of 20% through moderate leverage of up to 60% on properties. It is only available to accredited investors.
- The document is a presentation for Astrum Fund I, which executes sale-leaseback-buyback (SLB3SM) transactions on commercial properties.
- It seeks to purchase properties from middle market companies and lease them back, with an option for the companies to repurchase the properties after 5 years.
- The fund aims to generate moderate absolute returns through high current cash flow while minimizing risk through this investment strategy and proprietary deal flow.
- Astrum Fund I seeks moderate absolute returns through commercial real estate sale-leaseback transactions with US middle market companies impacted by limited credit markets.
- It focuses on operationally essential real estate and uses a buy-back structure to purchase properties at opportunistic prices and deliver high income and long-term capital appreciation with reduced risk.
- The fund is managed by Astrum Investment Management and leverages their affiliation with a valuation firm to generate proprietary deal flow in the underserved middle market segment.
The McLean Group provides merger and acquisition, business valuation, and corporate finance services to middle-market businesses generating $10-500 million in revenues. Their business valuation practice complements their M&A work by providing valuations for transactions, financial reporting, equity plans, taxes, and other purposes. Their valuation team includes credentialed professionals like CPAs accredited in business valuation and certified valuation analysts. They have experience performing valuations for ESOPs, fairness opinions, litigation support, and public company financial reporting.
Business Breakups (Series: Common Commercial Conflicts)Financial Poise
As any entrepreneur will attest, starting and operating a business comes with unique challenges. These challenges are a key reason that, by some estimates, half of the companies that are founded today will not exist four years from now. It can be argued that the effort and attention needed to find success precludes business owners from planning for failure. This webinar focuses on the realities of a failing business from the owners’ perspective. Join our panel of experts as they discuss the various considerations that should be given at the outset of start-up negotiations and through business breakup, including dispute negotiation and litigation.
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/business-breakups-2019/
This investor presentation describes two investment funds, the Small Business Fund of America and the SM Equity Fund, that provide financing to small businesses. The Small Business Fund makes secured loans to established small businesses, while the SM Equity Fund takes equity stakes in early-stage companies. The presentation provides details on the types of businesses each fund invests in, expected returns, risks, and fees. It also introduces the fund managers and describes the company's referral network and process for originating small business investments.
FMP Answers provides concise answers to common questions asked when selecting a family office. They have a typical fee of 0.5% of assets under management for clients with $5-20M in assets. They are a fee-only firm and do not sell any products or receive commissions. They manage assets both directly and through external managers, with approximately 60% of assets managed externally. They provide a full range of financial planning and advisory services, outsourcing specialized tasks as needed. They have been in business since 1990 and serve around 70 client families.
This is a primer guide on angel investment clubs developed for CBEiD, Center for Business Education, Innovation and Development. The goal of this document is to educate Chicago area people of business, educational and government affluence on the benefits, methods and organizational benefits of angel investment clubs. The goal is to encourage people of wealth and influence to participate and support angel investment clubs in order to help spur entrepreneurial endeavors in the Chicago area.
Astrum Fund I is a private investment fund seeking $50 million to execute sale-leaseback-buyback (SLB3) transactions on commercial properties. It will purchase properties directly from middle market companies and lease them back under long-term leases. The companies will have rights to repurchase the properties after 5 years. The fund aims to generate high current income and total returns of 20% through moderate leverage of up to 60% on properties. It is only available to accredited investors.
- The document is a presentation for Astrum Fund I, which executes sale-leaseback-buyback (SLB3SM) transactions on commercial properties.
- It seeks to purchase properties from middle market companies and lease them back, with an option for the companies to repurchase the properties after 5 years.
- The fund aims to generate moderate absolute returns through high current cash flow while minimizing risk through this investment strategy and proprietary deal flow.
- Astrum Fund I seeks moderate absolute returns through commercial real estate sale-leaseback transactions with US middle market companies impacted by limited credit markets.
- It focuses on operationally essential real estate and uses a buy-back structure to purchase properties at opportunistic prices and deliver high income and long-term capital appreciation with reduced risk.
- The fund is managed by Astrum Investment Management and leverages their affiliation with a valuation firm to generate proprietary deal flow in the underserved middle market segment.
The McLean Group provides merger and acquisition, business valuation, and corporate finance services to middle-market businesses generating $10-500 million in revenues. Their business valuation practice complements their M&A work by providing valuations for transactions, financial reporting, equity plans, taxes, and other purposes. Their valuation team includes credentialed professionals like CPAs accredited in business valuation and certified valuation analysts. They have experience performing valuations for ESOPs, fairness opinions, litigation support, and public company financial reporting.
Business Breakups (Series: Common Commercial Conflicts)Financial Poise
As any entrepreneur will attest, starting and operating a business comes with unique challenges. These challenges are a key reason that, by some estimates, half of the companies that are founded today will not exist four years from now. It can be argued that the effort and attention needed to find success precludes business owners from planning for failure. This webinar focuses on the realities of a failing business from the owners’ perspective. Join our panel of experts as they discuss the various considerations that should be given at the outset of start-up negotiations and through business breakup, including dispute negotiation and litigation.
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/business-breakups-2019/
Westcore Funds is a mutual fund family with $3.1 billion in total assets under management. It is managed by Denver Investments, an employee-owned advisory firm. Westcore Funds offers growth equity, value equity, international equity, and fixed income strategies across various market capitalizations. Denver Investments employs a research-driven approach and has over 50 years of experience managing institutional portfolios.
ACG European Capital Tour Pamela Hendrickson and Dominique GaillardACGEU
ACG European Capital Tour; views and perspectives on French and US private equity. Pamela Hendrickson COO the Riverside Company, Dominique Gaillard, Board member AXA Private Equity
The document provides an overview of the typical divisions within a multi-divisional global banking group, including investment banking, private banking, and asset management. It discusses the key services each division provides, such as mergers and acquisitions advisory, capital raising, sales and trading, wealth management, and portfolio management across asset classes. The investment banking division in particular focuses on maintaining client relationships and providing capital raising and advisory services.
What is a Business Development Company (BDC)dcalaway
The document discusses ABC Corporation becoming a Business Development Company (BDC) to fund future growth. It provides an overview of what a BDC is, the benefits to investors and portfolio companies, how BDC's invest and are regulated, tax treatment, valuation of assets, management structures, and industry trends. Recent trends show the BDC model has proven resilient with dividend payments resuming and stock prices increasing for many companies.
Loofbourrow Associates is a private investment banking firm that provides corporate finance services including mergers and acquisitions, private placements of debt and equity, and financial advisory services. It focuses on middle-market companies and transactions ranging from $5 million to $500 million. The firm has deep experience in structuring and executing various types of transactions, including leveraged buyouts, management buyouts, and raising capital for growth, acquisitions, and other purposes. It maintains relationships with various financing sources to meet clients' capital needs.
This document discusses working capital management for multinational corporations (MNCs). It begins by outlining the objectives and structure of the document. It then explains that while the fundamentals of working capital management are the same for domestic and multinational firms, MNCs face additional risks from currency exposure, political risks, and differing tax codes. The document goes on to describe intra-corporate transfer of funds between subsidiaries and parents through mechanisms like royalties, fees, loan repayments, and dividend payments. Host country policies, tax rates, currency risks, liquidity needs, and joint venture partner interests all factor into an MNC's transfer pricing and dividend policies.
The document describes the services provided by Vantage Point Advisors, an investment advisory firm. They offer a 5-step process to help clients achieve financial freedom that includes discovering goals, assessing finances, designing options, implementing recommendations, and ongoing monitoring. They provide holistic financial planning services including investment management, estate planning, tax planning, insurance reviews, and more. Fees are based on a percentage of assets under management with discounts for larger accounts.
Structuring and Planning the M&A Transaction (Series: PRIVATE COMPANY M&A BOO...Financial Poise
This document provides an overview and outline for a webinar on structuring mergers and acquisitions transactions. It discusses key drivers that influence transaction structure such as the nature of the target company and acquirer, as well as the type and timing of consideration. It also summarizes some of the main tax considerations and implications for different transaction structures, including taxable asset purchases, stock acquisitions, and tax-free reorganizations. The webinar will cover transaction structures, tax planning, representations and warranties, covenants, and indemnification issues as they relate to M&A deals.
SC Credit Advisors published its first quarterly Middle Market Capital Edge report, which provides observations and insights on debt and equity capital markets for private middle market companies. The report discusses statistics on senior cash flow and asset-based loans, financing from business development companies, private equity buyout valuations and capitalization, as well as pricing trends, leverage, and capital options. Despite economic uncertainty, the financing environment for middle market private companies is currently favorable due to competition among traditional and non-traditional lenders, low borrowing costs, flexible financing from business development companies, and high purchase multiples from private equity firms seeking to deploy capital.
This article summarizes several recent transactions in the organics recycling industry to provide examples and lessons for companies seeking capital. It discusses options for accessing capital including debt, equity, or selling the company. Recent deals highlighted include:
- The sale of Garick Corporation to Hendricks Holding Company in 2007, financed by Hendricks' existing cash flow and credit lines.
- Kleiner Perkins incubating Harvest, Inc. to capitalize on opportunities in organics recycling and biogas.
- Terra Verde Partners acquiring Living Earth Technology Company in a $37 million leveraged buyout financed with equity, bank debt, and mezzanine capital.
- Peninsula Compost Company financing a $20 million facility
Slides and notes from the MaRS Startup Investor Workshop. The event took place on September 26th, 2016 and featured Mark Skapinker from Brightspark, David Shore from OurCrowd and Salim Teja from MaRS.
The document discusses lending opportunities for borrowing against shares and share portfolios. Due to difficult lending conditions from banks, hedge funds have entered the market and are providing loans secured against shares, with loan-to-value ratios of up to 80%. The loans can be used for any purpose and range from £100,000 to £1 billion with fast approval and funding. Borrowers must pledge qualifying shares listed on a major exchange and held free of restrictions in a separate custodial account.
Value-oriented investment firm that commits people, capital, and fortitude to help address the critical issues facing public companies. Includes company, market and strategy overview.
Note: Confidential and proprietary information omitted from public version.
Slides and notes from the MaRS Startup Investor Workshop. The event took place on September 30th, 2016 and featured Mark Skapinker and Sophie Forest from Brightspark, David Shore from OurCrowd.
Columbus Equity Partners is an investment firm specializing in private real estate, debt, and infrastructure investments. The document discusses Columbus' experience investing in various types of private real estate and providing services including development, income generation, funding, and advisory work. It outlines Columbus' focus on direct investments in Australia, New Zealand, Singapore, Malaysia, and the UAE. The document also discusses current market dynamics, opportunities, Columbus' advantages including its experienced team and relationships, and introduces two of its principal partners.
Royse Law Firm and BNY Mellon Wealth Management discuss the various legal, tax, and financial scenarios to consider when selling your business.
- Is this a good time in the global economic environment to be planning an exit?
- What personal financial planning is necessary to maximize the benefit of this exit for my family and me?
- What legal, tax, and financial due diligence is critical to ensuring a successful exit?
- What are the key elements to successfully selling your business?
Same Page Capital provides strategic business expertise and operational support to accelerate the growth of early-stage companies. It connects startups with senior industry contacts to help scale businesses and create investor value. Same Page Capital takes equity stakes in startups and generates revenue through fees, commissions, and exits to fund operations and attract follow-on investors. The company fills a gap between funding and operational success for startups by providing services focused on business development, strategic partnerships, and exit strategies.
Crowdfunding from the Investor's Perspective (Series: Crowdfunding)Financial Poise
This webinar focuses on the opportunities that crowdfunding makes available to the investor, and how the investor should go about navigating this new world. We begin with a basic overview of the new regulatory regime, the requirements to invest, and the on-boarding process one should expect. We then dive deeper into the market opportunity, including how to access and select investments, and expectations investors should set for themselves and the projects they select. This is not intended to support any specific deal selection, but instead sheds a light upon the basic selection criteria available, the method to go about investing and what to avoid.
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/crowdfunding-from-the-investors-perspective-2021/
Herramientas para la creación y publicación de contenidos didácticos. Yubelky Abreu Paulino
Este documento describe varias herramientas para la creación y publicación de contenidos didácticos digitales. Explica qué son estas herramientas, sus objetivos, cómo funcionan, ventajas y desventajas. Luego menciona 10 herramientas específicas como Constructor, Ardora, EdiLimes y resalta sus características. Finalmente, describe a eXeLearning como una herramienta de código abierto que permite a profesores crear y publicar contenidos educativos en formatos como HTML, SCORM y ePub sin necesidad de experiencia
Westcore Funds is a mutual fund family with $3.1 billion in total assets under management. It is managed by Denver Investments, an employee-owned advisory firm. Westcore Funds offers growth equity, value equity, international equity, and fixed income strategies across various market capitalizations. Denver Investments employs a research-driven approach and has over 50 years of experience managing institutional portfolios.
ACG European Capital Tour Pamela Hendrickson and Dominique GaillardACGEU
ACG European Capital Tour; views and perspectives on French and US private equity. Pamela Hendrickson COO the Riverside Company, Dominique Gaillard, Board member AXA Private Equity
The document provides an overview of the typical divisions within a multi-divisional global banking group, including investment banking, private banking, and asset management. It discusses the key services each division provides, such as mergers and acquisitions advisory, capital raising, sales and trading, wealth management, and portfolio management across asset classes. The investment banking division in particular focuses on maintaining client relationships and providing capital raising and advisory services.
What is a Business Development Company (BDC)dcalaway
The document discusses ABC Corporation becoming a Business Development Company (BDC) to fund future growth. It provides an overview of what a BDC is, the benefits to investors and portfolio companies, how BDC's invest and are regulated, tax treatment, valuation of assets, management structures, and industry trends. Recent trends show the BDC model has proven resilient with dividend payments resuming and stock prices increasing for many companies.
Loofbourrow Associates is a private investment banking firm that provides corporate finance services including mergers and acquisitions, private placements of debt and equity, and financial advisory services. It focuses on middle-market companies and transactions ranging from $5 million to $500 million. The firm has deep experience in structuring and executing various types of transactions, including leveraged buyouts, management buyouts, and raising capital for growth, acquisitions, and other purposes. It maintains relationships with various financing sources to meet clients' capital needs.
This document discusses working capital management for multinational corporations (MNCs). It begins by outlining the objectives and structure of the document. It then explains that while the fundamentals of working capital management are the same for domestic and multinational firms, MNCs face additional risks from currency exposure, political risks, and differing tax codes. The document goes on to describe intra-corporate transfer of funds between subsidiaries and parents through mechanisms like royalties, fees, loan repayments, and dividend payments. Host country policies, tax rates, currency risks, liquidity needs, and joint venture partner interests all factor into an MNC's transfer pricing and dividend policies.
The document describes the services provided by Vantage Point Advisors, an investment advisory firm. They offer a 5-step process to help clients achieve financial freedom that includes discovering goals, assessing finances, designing options, implementing recommendations, and ongoing monitoring. They provide holistic financial planning services including investment management, estate planning, tax planning, insurance reviews, and more. Fees are based on a percentage of assets under management with discounts for larger accounts.
Structuring and Planning the M&A Transaction (Series: PRIVATE COMPANY M&A BOO...Financial Poise
This document provides an overview and outline for a webinar on structuring mergers and acquisitions transactions. It discusses key drivers that influence transaction structure such as the nature of the target company and acquirer, as well as the type and timing of consideration. It also summarizes some of the main tax considerations and implications for different transaction structures, including taxable asset purchases, stock acquisitions, and tax-free reorganizations. The webinar will cover transaction structures, tax planning, representations and warranties, covenants, and indemnification issues as they relate to M&A deals.
SC Credit Advisors published its first quarterly Middle Market Capital Edge report, which provides observations and insights on debt and equity capital markets for private middle market companies. The report discusses statistics on senior cash flow and asset-based loans, financing from business development companies, private equity buyout valuations and capitalization, as well as pricing trends, leverage, and capital options. Despite economic uncertainty, the financing environment for middle market private companies is currently favorable due to competition among traditional and non-traditional lenders, low borrowing costs, flexible financing from business development companies, and high purchase multiples from private equity firms seeking to deploy capital.
This article summarizes several recent transactions in the organics recycling industry to provide examples and lessons for companies seeking capital. It discusses options for accessing capital including debt, equity, or selling the company. Recent deals highlighted include:
- The sale of Garick Corporation to Hendricks Holding Company in 2007, financed by Hendricks' existing cash flow and credit lines.
- Kleiner Perkins incubating Harvest, Inc. to capitalize on opportunities in organics recycling and biogas.
- Terra Verde Partners acquiring Living Earth Technology Company in a $37 million leveraged buyout financed with equity, bank debt, and mezzanine capital.
- Peninsula Compost Company financing a $20 million facility
Slides and notes from the MaRS Startup Investor Workshop. The event took place on September 26th, 2016 and featured Mark Skapinker from Brightspark, David Shore from OurCrowd and Salim Teja from MaRS.
The document discusses lending opportunities for borrowing against shares and share portfolios. Due to difficult lending conditions from banks, hedge funds have entered the market and are providing loans secured against shares, with loan-to-value ratios of up to 80%. The loans can be used for any purpose and range from £100,000 to £1 billion with fast approval and funding. Borrowers must pledge qualifying shares listed on a major exchange and held free of restrictions in a separate custodial account.
Value-oriented investment firm that commits people, capital, and fortitude to help address the critical issues facing public companies. Includes company, market and strategy overview.
Note: Confidential and proprietary information omitted from public version.
Slides and notes from the MaRS Startup Investor Workshop. The event took place on September 30th, 2016 and featured Mark Skapinker and Sophie Forest from Brightspark, David Shore from OurCrowd.
Columbus Equity Partners is an investment firm specializing in private real estate, debt, and infrastructure investments. The document discusses Columbus' experience investing in various types of private real estate and providing services including development, income generation, funding, and advisory work. It outlines Columbus' focus on direct investments in Australia, New Zealand, Singapore, Malaysia, and the UAE. The document also discusses current market dynamics, opportunities, Columbus' advantages including its experienced team and relationships, and introduces two of its principal partners.
Royse Law Firm and BNY Mellon Wealth Management discuss the various legal, tax, and financial scenarios to consider when selling your business.
- Is this a good time in the global economic environment to be planning an exit?
- What personal financial planning is necessary to maximize the benefit of this exit for my family and me?
- What legal, tax, and financial due diligence is critical to ensuring a successful exit?
- What are the key elements to successfully selling your business?
Same Page Capital provides strategic business expertise and operational support to accelerate the growth of early-stage companies. It connects startups with senior industry contacts to help scale businesses and create investor value. Same Page Capital takes equity stakes in startups and generates revenue through fees, commissions, and exits to fund operations and attract follow-on investors. The company fills a gap between funding and operational success for startups by providing services focused on business development, strategic partnerships, and exit strategies.
Crowdfunding from the Investor's Perspective (Series: Crowdfunding)Financial Poise
This webinar focuses on the opportunities that crowdfunding makes available to the investor, and how the investor should go about navigating this new world. We begin with a basic overview of the new regulatory regime, the requirements to invest, and the on-boarding process one should expect. We then dive deeper into the market opportunity, including how to access and select investments, and expectations investors should set for themselves and the projects they select. This is not intended to support any specific deal selection, but instead sheds a light upon the basic selection criteria available, the method to go about investing and what to avoid.
To view the accompanying webinar, go to: https://www.financialpoise.com/financial-poise-webinars/crowdfunding-from-the-investors-perspective-2021/
Herramientas para la creación y publicación de contenidos didácticos. Yubelky Abreu Paulino
Este documento describe varias herramientas para la creación y publicación de contenidos didácticos digitales. Explica qué son estas herramientas, sus objetivos, cómo funcionan, ventajas y desventajas. Luego menciona 10 herramientas específicas como Constructor, Ardora, EdiLimes y resalta sus características. Finalmente, describe a eXeLearning como una herramienta de código abierto que permite a profesores crear y publicar contenidos educativos en formatos como HTML, SCORM y ePub sin necesidad de experiencia
Este documento presenta una evaluación censal de historia, geografía y economía para estudiantes de segundo año de secundaria en la UGEL de Paruro. Incluye instrucciones para los estudiantes sobre cómo completar el examen de 20 preguntas en 1 hora y 30 minutos, usando lápiz y trasladando sus respuestas a una hoja de respuestas separada. También contiene algunas de las preguntas del examen sobre temas como la educación en la Edad Media, civilizaciones preincas, impuestos, mapas y el proceso de
La resolución modifica dos resoluciones ministeriales previas relacionadas con la implementación de la Evaluación Censal de Estudiantes de 2016 en Perú. Se cambian las fechas de la evaluación para el segundo grado de educación secundaria del 16-18 de noviembre al 14-16 de noviembre para evitar coincidir con un simulacro escolar nacional. También se cambia la fecha del quinto simulacro escolar nacional del 15 de noviembre al 22 de noviembre.
This document contains a report listing 57 students who are eligible to take the 2017 COAR written exam. For each student, it provides their name, student ID number, educational institution, alternative exam locations, and other identifying information. The students are from various educational institutions in Cusco and their alternative exam locations include cities like Arequipa, Lima, and Apurimac.
DNA Energy, Inc. is relaunching its energy drink brand in Q2 2017 with three new natural flavors. The company aims to build shareholder value through distribution expansion and potential acquisitions. It provides an overview of the large and growing US energy drink market, DNA's product specifications and 2017 launch plans for South Florida. It also presents financial projections, management details, proposed offering terms, and use of proceeds to fund the 2017 relaunch.
Hard Asset Management aims to become the largest facility worldwide for buying, selling, storing, and financing hard assets like precious metals, rare coins, art, and books. It benefits from recurring revenue from these services and has experienced leadership with decades of experience in the rare coin and precious metals industry. The company projects $3-6 million in revenue in 2017 as it utilizes its database of collectors and builds out storage facilities.
20170122 lección de la décima cuarta semanaYonathan Ayma
La PNP tiene la responsabilidad constitucional de garantizar, mantener y restablecer el orden interno en el Perú. Algunos expertos discrepan con la definición de "orden interno" en la constitución y creen que podría superponerse con las funciones de otros organismos o sobredimensionar a la PNP. Sin embargo, la PNP solo cumple funciones relacionadas con el orden público de acuerdo a la constitución y las leyes, como prevenir y combatir la delincuencia. El presidente puede declarar un estado de emergencia si el orden interno se ve
Banks want to see 13-week cash flow forecasts, current financial statements including balance sheets, income statements and cash flow statements, and a turnaround plan with defined milestones and metrics. They want clarity on the issues, full disclosure of financials, and solutions or plans from management rather than just problems. Banks are looking for signs the borrower has "skin in the game" through things like owner capital infusions. Providing these tools and transparency can help banks understand the situation and be more supportive for troubled borrowers.
Building a Successful Money Management BusinessCale Smith
This document provides an overview of Cale Smith's presentation on building a successful money management business from the ground up. Cale is the founder of Islamorada Investment Management, a value investing firm with two funds. He discusses the stages of growing a one-man firm, focusing initially on putting up good numbers and serving investors. Cale also outlines his approach of creating "Spoke Funds", which are more transparent and affordable alternatives to traditional mutual funds and hedge funds. The presentation covers best practices and key tools for operations, compliance, marketing and growing assets in a sustainable way.
Northern Anne Arundel County Chamber Balancing Finances During Emotional TimesKelly Leonard
The document summarizes a presentation given by Kelly Leonard of Taylor-Leonard Corporation titled "Balancing Finances During Emotional Times". The presentation discussed strategies for financial measurement and management, achieving market growth, working through a business slowdown, and effectively reducing business costs. It provided tools like balance sheets, income statements, and cash flow statements for financial measurement and discussed tactics like activity-based costing, creating new income streams, and customer segmentation. The presentation also suggested reducing costs through exploring alternative labor sources, bartering, renegotiating contracts, improving processes, and advance purchasing.
AAL Investment Forum 2010 - How to attract investors to your AAL companyAALInvestmentForum2010
This document provides guidance on attracting investors to an early stage company. It discusses understanding the current investment environment, which favors companies generating revenue due to low risk capital availability. It recommends deciding on the type of financing sought, such as angel investors or venture capital. The process involves an initial screening, due diligence, and negotiation leading to potential funding. Top tips include differentiating your product/model, having the right committed team, selling your vision to investors early, and maintaining focus on sales over further development alone. Common pitfalls to avoid are unrealistic valuations and secrecy towards potential backers.
This document provides an overview of venture capital. It discusses the size of the venture capital market in the US and Europe, how venture capital funds make money, the typical stages of investment and associated investment sizes, the types of support venture capital firms can provide, case studies of Index Ventures' involvement, typical deal terms, strategies for identifying relevant venture capital partners, and key considerations when choosing a venture capital partner.
Index Ventures is a pan-European venture capital fund based in London and Geneva with over €1.3 billion under management that invests in web and internet companies. Venture capital market sizes in 2006 were $25.7 billion across 1446 deals in the US and €4.1 billion across 867 deals in Europe, with average investments of $10.5 million and €14 million respectively. Over half of all venture capital transactions are within the broad IT sector. Venture capital funds typically raise new funds every 2-4 years from institutional investors and invest the money over 3-5 years, with the goal of a small number of investments returning large profits to compensate for losses on other investments.
The document provides information about upcoming Family Officer Summit events, including dates and locations. It discusses why the Family Officer Summit was created to be a forum dedicated to Family Officers and asset managers who want to invest in innovation through startups. The keys sections provides definitions and explanations of terms related to the roles of Family Officers and how they can invest in areas like startups, impact investing, co-investing, and more. The format section outlines the agenda and format of the summit, including speeches, startup pitches, group dynamics, meetings, and exhibition areas.
The document summarizes a marketing conference presentation about segmenting small business customers. It provides an example of how California Bank & Trust (CB&T) conducted a business segmentation exercise to better understand its customer base and identify growth opportunities. The segmentation process involved sponsoring from the C-suite, using a partner, defining goals, analyzing customer data, creating segments based on measurable metrics like business type and size, and describing segments using operational metrics. This allowed CB&T to align sales and marketing efforts and optimize opportunities within segments.
Brochure of the 2nd Annual Practice Development Congress in Sydney on 17-18 March 2010 contains programme agenda, profile of speakers and registration form.
Pointe Capital Advisors provides investment banking and corporate finance advisory services. They have completed 5 transactions totaling $29.8 million with an accumulated value over $225 million. Their current clients include a NASCAR team seeking capital for expansion, an energy candy company pursuing strategic initiatives, and an innovative data company launching its business plan. Pointe Capital specializes in reverse mergers, which can provide private companies advantages of being public at a lower cost and faster process than an IPO. Their services include identifying suitable public shell companies and guiding clients through the regulatory process.
Just Plans Etc is a fee-only wealth management firm founded in 1983 that provides financial planning and investment advisory services to over 100 clients. The firm specializes in tax-efficient investing and helping investors realize value from various equity holdings. Founder Jim Ellman and Barry Mendelson together have over 50 years of experience in growing, managing, and protecting clients' wealth. The firm provides comprehensive wealth management services including investment management, financial planning, retirement planning, and estate planning using primarily low-cost mutual funds and ETFs.
Nascent Financial Services is an investment banking firm that provides debt syndication, equity placement, and corporate advisory services. Its vision is to provide the best financial solutions to corporates across all verticals. The document outlines Nascent's mission, values, services, and processes. Key services include fund arrangement advisory, statutory compliance advisory, management consultancy, and specialized turnaround packages.
1) Grameen Foundation works with the poor and poorest in countries like Uganda, India, and Indonesia by providing livelihood training, microcredit, and savings groups.
2) Programs like Community Knowledge Workers in Uganda and Livelihood Pathways for the Poorest in India deliver skills training, financial services, and help establish small businesses through adapted self-help groups.
3) Reaching the poorest, especially women, requires creative approaches to address time constraints, cultural norms, and lack of confidence, but business performance is equally strong among poor and poorest entrepreneurs when given the right support.
What is a "Private Fund?" (Series: PE, VC, and Hedge Funds De-Mystified)Financial Poise
This document provides an overview and agenda for an upcoming webinar on private investment funds. It begins with introductions for the moderator and panelists. The main document then summarizes that private investment funds, including private equity funds, venture capital funds, and hedge funds have grown significantly in recent years. It proceeds to outline the agenda for the webinar, which will explain what private funds are, how they differ from public investment options, and how investors can gain access to different private fund vehicles. Each type of private fund - private equity, venture capital, and hedge funds - will also be broken down.
Nascent Financial Services is an investment banking firm providing debt syndication, equity placement, and corporate advisory services through a team of professionals and investor network. Their vision is to be the best financial solutions provider across all verticals, and their mission is to create long-term value for clients by providing high-quality, customized services with professionalism, integrity, and financial institution partnerships. They offer one-stop solutions for corporate clients including fund arrangement, statutory compliance advisory, and corporate advisory services.
Greenfield Seitz Capital Management is a registered investment advisor located in Dallas, Texas that manages over $205 million in assets. The presentation provides an overview of the firm's investment strategy, process, performance and team. The firm aims to outperform the S&P 500 index over the long term through a fundamental, bottom-up stock selection process focused on quality companies trading at reasonable valuations. The strategy has achieved strong risk-adjusted returns and top quartile performance versus peers over multiple time periods.
1. The document discusses strategies for improving working capital and cash flow management during an economic downturn. It highlights that cost efficiency and working capital management are currently weaker than they should be across many sectors and companies.
2. Some warning signs of cash flow issues are high levels of overdue debtors, high inventory levels, and low creditor balances. The document recommends taking an integrated approach to improving cash flow across the entire organization.
3. Specific cash flow improvement initiatives discussed include closely managing customers, scrutinizing all costs, improving processes to eliminate non-value added activities, and maintaining strong relationships with lenders and suppliers.
The Siegfried Group is a CPA firm that provides accounting resource services (ARS), placing full-time accounting and finance professionals on client project teams on a flexible as-needed basis. Demand for ARS is driven by downsizing reducing in-house staff capacity and increased regulatory complexity. Clients utilize Siegfried ARS by identifying appropriate professionals to join client-led project teams for critical strategic projects typically lasting 3-9 months. Siegfried ARS provides more client control than traditional consulting at a lower cost.
The Siegfried Group is a CPA firm that provides accounting resource services (ARS), allowing clients to augment their in-house staff with vetted accounting and finance professionals on an as-needed basis. Siegfried's ARS model gives clients direct control over projects while providing flexibility to scale resource capacity up or down. This helps clients complete critical, time-sensitive projects more quickly and cost-effectively compared to traditional consulting firms. Siegfried professionals are dedicated full-time employees committed to client service and quality work.
Venture capital provides long-term funding for growing companies in exchange for equity. Venture capitalists seek high-growth companies led by experienced management teams. To attract venture capital, a business plan must demonstrate a large market opportunity, competitive advantage, strong financial projections, and validation. Raising venture capital is a selective process that can take several months and requires understanding the investors' evaluation criteria.
Similar to The Future of Financial Advisors – Dr. Sidney Sze (20)
This document discusses investing in future boom towns in the Philippines by identifying areas with the potential to become the next Makati, Bonifacio Global City, or Ayala Alabang. It outlines three drivers of growth in the Philippines: overseas Filipino remittances, the business process outsourcing industry, and consumer spending. The document then examines different investment options and evaluates properties based on a developer's track record, accessibility, location, and masterplanned mixed-used elements to identify emerging central business districts.
The document outlines the steps and strategies for investing in real estate properties, including choosing the right property type, marketing and managing rental properties, and case studies of individuals who have built wealth through real estate investments over time by leveraging tools like bank loans and capital appreciation. The presenter, Carl Dy, is introduced as an experienced real estate investor and consultant who will share how to continually build a property portfolio with the goal of generating passive income from rental properties.
The document outlines the events hosted by an organization over 7 years from 2008-2014. It hosted 2 events in 2008, growing to 23 events in 2014. For 2015, the organization planned to host 100 events, serving over 100 corporate clients and 10,000 past attendees. The bulk of the document then lists over 100 individual events scheduled between January and December 2015, including details on date, length, venue, and intended audience for each event.
2nd Stock Market Investing Summit Sponsorship PresentationLearning Curve Inc.
The document summarizes an upcoming one-day conference focused on stock market investing and value investing strategies. The conference will have 200-300 attendees, both beginners and intermediates. It will feature topics taught by Warren Buffett and Benjamin Graham, including lessons on competitive advantage, finding undervalued stocks, and small/mid cap investing. The event seeks sponsorships from stock brokerages, investment companies, banks, and research/software companies. Sponsorship packages range from 10,000 to 50,000 PHP and include various branding and promotional benefits.
The document advertises the Money Summit & Wealth Expo conference happening in July 2014 that aims to educate and empower Filipino investors. It will feature investment experts from around the world providing their knowledge on stocks, forex, funds, and real estate. Over 60 exhibitors will also be in attendance, providing attendees with investment options from various financial institutions and property developers. The expo draws thousands of attendees annually who are high-income professionals looking to boost returns by investing at least 20% of their income.
The document describes the Money Summit & Wealth Expo event which features conferences and expos on investing and trading over two days. It provides details on the conference format and topics, as well as exhibitors at the expo. Information is also given on the target audience, which is mostly college-educated professionals under 40 earning over $100k annually. Most intend to significantly increase investments within a year of attending. The marketing campaign and reasons to sponsor the event are outlined.
The document lists 5 reasons to attend a sales conference: 1) Get certified as a sales professional and gain instant credibility, 2) Learn from top sales experts and trainers, 3) Enhance in-house training with real-world strategies, 4) Network with hundreds of sales professionals from various industries, 5) Get the most value for your money through discounts for block seats and sending your entire sales team.
This document provides tips for taking effective product photos for online selling. It discusses choosing a digital camera that prioritizes quality over resolution, using proper lighting techniques like bounce flash, showing multiple angles to demonstrate product movement or size, adjusting white balance to accurately capture color, using photos that suggest how a product is used or feels, and including signatures or tags for authenticity. The overall message is that high quality product photos are important for online selling success.
This document discusses the importance of choosing the right domain name for a business. It recommends selecting a domain that matches the business brand and targets the location of customers. A survey is presented showing more people found websites using domains like www.brand.com.ph instead of modified versions. Choosing the right domain preserves the brand, directs more visitors to the site, and is a low-cost marketing strategy compared to other expenses. While an exact brand domain may sometimes be taken, disputing ownership through organizations like WIPO is more affordable than losing business to a wrong domain choice.
The document discusses strategies for building wealth and becoming financially secure. It contrasts common advice given to the poor and middle class versus what the rich teach their own children. While the poor are often told to get an education, work hard, and rely on steady paychecks, the rich emphasize starting businesses and letting money work for you through investments. The document suggests business and investing come with risks but can provide greater rewards than depending on a single paycheck. It promotes attending an upcoming conference and seminars to learn strategies for making money in various market conditions from different income sources used by the rich.
E-commerce refers to the buying and selling of products or services over electronic systems such as the Internet. E-commerce includes the entire online process of developing, marketing, selling, delivery, servicing and paying for products and services. To start or expand an e-commerce business, one needs to learn about relevant applications like websites, social media, online payment systems, and computer programs. Learning how to use these applications and understanding their functions is essential for developing an online business.
The document discusses types of profitable membership sites. It begins by explaining what membership sites are and why people pay for content on them, such as for unique information, to save time, or access aggregated data. The document then lists 13 specific types of membership sites that people commonly pay for, such as those providing exclusive content, saving users' time, offering support to small businesses, or promising health or financial success. Overall, the document analyzes different models for membership sites that have proven popular and profitable.
How I Qualified for the Million Dollar Round Table for the Last 25 Years – Ma...Learning Curve Inc.
1. The document outlines Malou Romero's blueprint for 25 years of membership in MDRT, including principles of gratitude, discipline, setting high standards, and maintaining a balanced life.
2. Key aspects of the plan include consistency in daily sales calls and closings, advance planning, and focus/determination in her business.
3. Maintaining balance is emphasized through allocating time equally among work, service, family, and self.
Don’t Sell! Get Your Customers to Want to Buy From You — And Thank You For It...Learning Curve Inc.
This document provides tips and advice for selling products and services. It discusses overcoming obstacles to buying by addressing customers' fears. It emphasizes that people buy for emotional reasons like status and fear rather than logic. The document encourages sellers to discover customers' underlying needs and benefits rather than focusing on products. It also stresses building long-term relationships over making single sales.
Selling the Invisible: Making Financial Products Understandable and Relevant ...Learning Curve Inc.
The document discusses financial literacy and planning for average Filipinos. It begins by noting that the average financial intelligence quotient of Filipinos is low. It then outlines how financial needs and family structures have changed over time, making financial planning more important. The rest of the document provides advice on developing a financial plan, including increasing income, managing debts, creating an emergency fund, ensuring proper insurance coverage, building long-term assets, and preserving one's estate. It emphasizes starting financial planning early rather than in times of crisis. Specific investment vehicles like mutual funds are also discussed. The overall message is on the importance of financial literacy and planning for Filipinos to achieve financial freedom and security.
The document warns that trading foreign exchange carries high risks. It advises traders to carefully consider their objectives, experience level, and risk tolerance before trading. There is a possibility of losing some or all funds deposited, so traders should not risk more capital than they can afford to lose and should seek independent advice if they have any doubts. Past performance does not guarantee future results.
The document summarizes BDO's Easy Investment Plan (EIP) which allows individuals to invest regularly and automatically in mutual funds. Some key points:
1) EIP allows individuals to invest small amounts regularly starting from as low as PHP 1,000 per month through automatic deductions into mutual funds.
2) Investors can choose from different mutual funds depending on their risk tolerance and investment goals, including money market, bond and equity funds.
3) The regular investments benefit from peso cost averaging and diversification. Returns have averaged above regular deposit rates and inflation.
4) EIP makes investing easy and habitual by setting up automatic deductions and investments into one's chosen mutual fund on a regular basis.
Easy Earnings Through Refer and Earn Apps Without KYC.pptxFx Lotus
Learn how to make extra money with refer and earn apps that don’t require KYC. Find out the advantages, top apps, and strategies to boost your earnings quickly and easily.
NewBase 20 June 2024 Energy News issue - 1731 by Khaled Al Awadi_compressed.pdfKhaled Al Awadi
Greetings,
Hawk Energy is pleased to present you with the latest energy news
NewBase 20 June 2024 Energy News issue - 1731 by Khaled Al Awadi
Regards.
Founder & S.Editor - NewBase Energy
Khaled M Al Awadi, Energy Consultant
MS & BS Mechanical Engineering (HON), USAGreetings,
Hawk Energy is pleased to present you with the latest energy news
NewBase 20 June 2024 Energy News issue - 1731 by Khaled Al Awadi
Regards.
Founder & S.Editor - NewBase Energy
Khaled M Al Awadi, Energy Consultant
MS & BS Mechanical Engineering (HON), USAGreetings,
Hawk Energy is pleased to present you with the latest energy news
NewBase 20 June 2024 Energy News issue - 1731 by Khaled Al Awadi
Regards.
Founder & S.Editor - NewBase Energy
Khaled M Al Awadi, Energy Consultant
MS & BS Mechanical Engineering (HON), USAGreetings,
Hawk Energy is pleased to present you with the latest energy news
NewBase 20 June 2024 Energy News issue - 1731 by Khaled Al Awadi
Regards.
Founder & S.Editor - NewBase Energy
Khaled M Al Awadi, Energy Consultant
MS & BS Mechanical Engineering (HON), USAGreetings,
Hawk Energy is pleased to present you with the latest energy news
NewBase 20 June 2024 Energy News issue - 1731 by Khaled Al Awadi
Regards.
Founder & S.Editor - NewBase Energy
Khaled M Al Awadi, Energy Consultant
MS & BS Mechanical Engineering (HON), USAGreetings,
Hawk Energy is pleased to present you with the latest energy news
NewBase 20 June 2024 Energy News issue - 1731 by Khaled Al Awadi
Regards.
Founder & S.Editor - NewBase Energy
Khaled M Al Awadi, Energy Consultant
MS & BS Mechanical Engineering (HON), USA
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Unlocking WhatsApp Marketing with HubSpot: Integrating Messaging into Your Ma...Niswey
50 million companies worldwide leverage WhatsApp as a key marketing channel. You may have considered adding it to your marketing mix, or probably already driving impressive conversions with WhatsApp.
But wait. What happens when you fully integrate your WhatsApp campaigns with HubSpot?
That's exactly what we explored in this session.
We take a look at everything that you need to know in order to deploy effective WhatsApp marketing strategies, and integrate it with your buyer journey in HubSpot. From technical requirements to innovative campaign strategies, to advanced campaign reporting - we discuss all that and more, to leverage WhatsApp for maximum impact. Check out more details about the event here https://events.hubspot.com/events/details/hubspot-new-delhi-presents-unlocking-whatsapp-marketing-with-hubspot-integrating-messaging-into-your-marketing-strategy/
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Adani Group Requests For Additional Land For Its Dharavi Redevelopment Projec...Adani case
It will bring about growth and development not only in Maharashtra but also in our country as a whole, which will experience prosperity. The project will also give the Adani Group an opportunity to rise above the controversies that have been ongoing since the Adani CBI Investigation.
AI Transformation Playbook: Thinking AI-First for Your BusinessArijit Dutta
I dive into how businesses can stay competitive by integrating AI into their core processes. From identifying the right approach to building collaborative teams and recognizing common pitfalls, this guide has got you covered. AI transformation is a journey, and this playbook is here to help you navigate it successfully.
Kanban Coaching Exchange with Dave White - Example SDR Report
The Future of Financial Advisors – Dr. Sidney Sze
1. The Future of Financial Advisors:
R.F.P. in action
September 14, 2012
RFPConference(Manila)_Sep12 1
2. Dr. Sidney Sze
CFP,FHKRFP,CLU,CFE,CMA,CPA,ACMA,MSCPA,
ACS,ACIS,ACIS,MMS,PhD,Certified NLP Trainer
• Founder President of
Society of Registered Financial Planners (HKRFP)
• Chairman of CAGI Think Tank
• Founding Chairman of Independent Financial Advisors
Association
• The Founder CEO of Midland Financial Group.
• President of the Society of Management Accountants of
Canada – Hong Kong Branch 2000/2002
RFPConference(Manila)_Sep12 2
4. How Cost Reduction Affect Net Profit
20% cost Equivalent
Current
reduction in Sales
Revenue $100 $100 $140
Direct operating cost $35 $35 $49
Labor costs $35 $35 $49
Non-core indirect $20 $16 $28
costs
Net Profit $10 $14 $14
20% cost reduction = 40% increase in Net Profit
$4m in expense savings = $40m revenue increase
RFPConference(Manila)_Sep12 4
5. Pricewaterhousecoopers Statistics from 590
businesses in Europe, Americas, Africa & Australia
– Why the chances are missed ?
• Only less than half (48%) of all firms have a
cost cutting strategy in place
• 74% of companies often get their cost cutting
priority wrong by cutting what is easy to
measure rather than what is most needed
RFPConference(Manila)_Sep12 5
6. Cost management challenges
• Multiple suppliers and multiple order points
• No internal benchmark data on purchases
• Staff and management have limited time and
resources to address non-strategic costs
• Employees with limited purchasing
experience are making buying decisions
RFPConference(Manila)_Sep12 6
7. Insurance
• Don’t over buy
• Choose policies better suit the appetite of local
insurance companies
• Lock in when price is low
• Seek group plan
• Challenge brokers
RFPConference(Manila)_Sep12 7
9. Family Office
A family office is a private company that
manages investments and trusts for a single
wealthy family.
The company's financial capital is the family's
own wealth, often accumulated over many
family generations.
RFPConference(Manila)_Sep12 9
10. Traditional & Modern Usage
A traditional family office is a business run by
and for a single family.
Its sole function is to centralize the
management of a significant family fortune.
Typically, these organizations employ staff to
manage investments, taxes, philanthropic
giving, trusts, and legal matters.
RFPConference(Manila)_Sep12 10
11. Traditional & Modern Usage
The purpose of the family office is to effectively
transfer established wealth across generations.
The family office invests the family's money,
manages all of the family's assets, and disburses
payments to family members as required.
The office itself either is, or operates just like, a
private company, with a COO, CFO, CIO, etc. and a
support staff reporting to you the CEO.
RFPConference(Manila)_Sep12 11
13. Possessing enough knowledge
Some people might think it is a good idea
to keep their will in their safe deposit box
in the bank since this should be one of the
safest places to keep it.
RFPConference(Manila)_Sep12 13
14. Will in safe deposit box?
In the event of death, all assets will be frozen
pending the grant of probate including safe
deposit box in the bank.
The result: heirs are trapped in a catch-22
situation.
RFPConference(Manila)_Sep12 14
15. True Experience ?
An investment company set up an off-shore
trust by appointing the client as the trustee.
In the absence of the client, there will be no
trustee to oversee the trust for the benefit of
his grand children’s education.
RFPConference(Manila)_Sep12 15
16. Wealth Creators
Most great wealth creators are so used to
taking risks that they become “blind” to the
risks that threaten their created wealth.
As a result, they continue to spend most if not
all of their time taking more risks to create
more wealth.
RFPConference(Manila)_Sep12 16
17. Casual time means no time
You can “buy time” from the professionals who
sell their time to assist you in wealth
maximization.
You can “buy time” from a Family Office to
help you to manage non-critical activities while
you focus on critical decision making.
RFPConference(Manila)_Sep12 17
18. CEO
Your client is successful in his business not
because he possesses all the essential
elements to manage the business.
He is successful in business because he has a
business office to provide him with all the
essential elements.
RFPConference(Manila)_Sep12 18
19. Multi Family Office
Private company multi-family offices are now
opening to provide the same menu of personal
services that a single wealthy family obtains from
its own family office.
Some of these multi-family office are housed in
law firms and public accounting firms. Others are
either stand-alone or are outgrowths of a single
family's office.
RFPConference(Manila)_Sep12 19
20. Family Office Exchange (FOX)
FOX, a family office specialist company in
Chicago, estimates that there are around 3,000
family offices in the US.
RFPConference(Manila)_Sep12 20
21. The Financial Enterprise Has All the Complexities
of a Family Business
Family
Enterprise
Business Other
Assets Family Assets
Ownership Wealth Ownership Family
Capitalization Shareholder
Control & Requirements
Preservation & Structure & Philanthropic
Liquidity Enhancement Tax Planning Goals
Succession
Wealth Creation Wealth Enhancement
(Wealth Maximization)
Source: The Family Office Exchange
RFPConference(Manila)_Sep12 21
22. Wealth Management
With a business office to help you in wealth
creation and a Family Office to help you in
wealth maximization, your wealth
management will be complete.
RFPConference(Manila)_Sep12 22
23. Clients’ Big Problems
Industry motivated by greed
Firms putting their own interests ahead of investors
Industry’s reluctance to punish wrongdoers
Lack of internal controls to prevent wrongful actions
Insider trading
Insufficient disclosure of risks to investors
Accounting churning
Insufficient disclosure of fees to investors
Transaction fees/commissions too high
RFPConference(Manila)_Sep12 23
24. Private Banking vs. Family Office Model
Characteristic Private Banking Family Office
Wealth Management Product-oriented Product Neutral
Methodology
Investments are managed in
Investment-management
the context of the family
focused
“balance sheet”
Advice centered on “in-house” Advice reflects a full view of
portfolio only client’s assets
Little or no coordination / Coordinates / collaborates
collaboration with third-party with all providers to develop
providers an integrated wealth strategy
Service oriented toward Service focuses on the mid-tier
individual mid-tier millionaires millionaire family “entity”
RFPConference(Manila)_Sep12 24
Source: Cap Gemini/Merrill Lynch World Wealth Report 2005
25. Private Banking vs. Family Office Model
Characteristic Private Banking Family Office
Process & Pricing Transaction-based pricing now Historically Asset Under
moving towards Assets Under Management-based pricing
Management or “by service” fee
menu
Ad-hoc investment process; Investment process is often
reacts to market conditions documented and
standardized, according to
agreed-upon investment
policy
Portfolio reviews based on Portfolio reviews are regularly
standard templates scheduled and customized,
according to client’s needs
and preferences
RFPConference(Manila)_Sep12 25
Source: Cap Gemini/Merrill Lynch World Wealth Report 2005
28. Find the Man in the Coffee Beans
RFPConference(Manila)_Sep12 28
29. Value areas in our lives
Career
Spirituality Family
Health & Relationships
Fitness
Personal
Growth &
Development
RFPConference(Manila)_Sep12 29
30. The Information Filters
We exist in our external environment and
select information through our senses of
sight, hearing, smell, taste and touch.
Our senses or our receivers are bombarded
by over two million pieces of information at
any second.
RFPConference(Manila)_Sep12 30
31. The Information Filters
In order to make sense of what’s going on
around us, we have to decide which pieces
of information we are going to pay attention
to.
RFPConference(Manila)_Sep12 31
38. Children’s Grades
The questions posed to parents was: “Your
child shows you the following grades: English
– A; Social Studies – A; Biology – C; Algebra –
F. Which grade deserves the most attention
from you?”
RFPConference(Manila)_Sep12 38
39. The vast majority of parents in every countries
focused on the F.
COUNTRY Focused on A’s Focused on F’s
U.K. 22% 52%
Japan 18 43
China 8 56
France 7 87
U.S. 7 77
Canada 6 83
RFPConference(Manila)_Sep12 39
40. The Magic Ratio
John Gottman’s pioneering research on
marriages suggests there is a “magic ratio” of 5
to 1 – in terms of our balance of positive to
negative interactions.
RFPConference(Manila)_Sep12 40