MobiCash is a mobile payment platform that allows any phone to make secure payments. It does not require a bank account, cards, or terminals. Using MobiCash's patented technology, secure transactions can be done on any mobile phone regardless of network or model. MobiCash acts as a payment gateway similar to Visa and Mastercard, processing millions of transactions daily across 7 countries. In India, it partners with companies holding prepaid licenses to facilitate account openings and transfers through its payment gateway. Key benefits include usability on any phone without downloads, privacy of transactions, and scalability without new hardware requirements.

1. No more Wallet! No more Purse!No more Cheques! No more Plastic Cards! No more POS Terminals! No more Wired Networks! No more Paper Money!

2. WHAT IS MOBICASH ? MobiCash is an innovative mobile payment platform

3. Instantly turns any phone into a secure payment device

4. Mobicash is a new payment gateway facilitating payment through mobile and any common man having a mobile phone can use the services of Mobicash.

5. You do not require a Bank a/c in order to use the MC A/c

6. MobiCash's patented transaction signature and authentication technology, Near Sound Data Transfer (NSDT™) developed by Tagattitude,

7. It enables smart-card grade secure transactions using any mobile regardless of the telecom operator or type of handset.MobiCash is technology provider for Payment gateway systems similar to VISA & Master.

8. It has existing operations running successfully in 7 countries with millions of transaction per day & millions of users.WHO IS MOBICASH ?

9. LEGAL FRAMEWORK In indiaCompanies holding Prepaid Licences (eg. OSS, ZIP cash, ITZ cards)NBFC with open category prepaid licences (eg. Shriram Finance etc.)The MobiCash account can be opened with the above companies holding required RBI licences.

10. Mobicash technology will handle the internal transfers through the payment gateway software

11. Advantages of mobicashFUNCTIONS IMMEDIATELY USING ANY PHONE• Works on all phone models and network operators• No phone modifications or downloads are needed• Facilitates light, automatic enrolment• No airtime is requiredUSER FRIENDLY• Paying is as easy as answering the phone• IVR assistance in operations and voice-only services; literacy is not required• Quick transaction time (~2 seconds to send, hear, and match an OTP)RESPECTS PRIVACY• Proximity transactions can be made without sharing sensitive information or phone numbers• Respecting privacy is a requirement in retail transactionsSCALABLE AND VIRAL• No new hardware is required—even MobiCash's mobile payment terminals for merchants are optional• Uses standard architecture for easy interface with any bank back-office, payment scheme, or PSP• All that is needed for enrolment is a phone numberEXTREMELY SECURE• Capitalizes on secure architecture of telecom services and SIM cards to offer smart card grade security• The phone's audio channel is encrypted; thus, unlike SMS based transactions, the data sent using NSDT™ is completely secure

12. DISTRIBUTION ChannelDISTRICT LEVEL PARTNER (DP)