The document provides an overview of a new quarterly study by eDigitalResearch looking at consumer uptake and perceptions of mobile payments and near-field communication (NFC) technology. Key findings from the first study include: general consumer awareness of contactless mobile payments is still relatively low; almost half of smartphone owners with the technology have used contactless mobile payments; and security remains the primary concern preventing wider adoption. The report concludes retailers, manufacturers, providers, and banks must work together to improve awareness, expand access to technology, and address security concerns to help realize the predicted growth of NFC mobile payments.
Mobile payments: the convergence of financial services and digital businessesOsborne Clarke
The document discusses developments in mobile payments. It begins with housekeeping notes for an event on mobile payments, including fire safety instructions and wireless network access details. It then provides an agenda for the event including several speakers who will discuss topics like mobile payment players and participants, predictions for the mobile payments market, and the consumer environment and how it is evolving. Diagrams are also included showing potential models for mobile access/authentication and contactless mobile payments.
Mobile money, a development tool for benin powerpointAJAVON Samuel
The document discusses the growth of mobile money services in Benin. It notes that mobile money has significantly increased financial inclusion in Benin, where only 10% of the population has access to banks but mobile penetration is around 87%. Mobile money averages deposits of 8 billion CFA francs and withdrawals of 7 billion CFA francs per day, stimulating the local economy. The goal is to increase use of digital financial services like mobile money to 12% of Benin's adult population by 2019. However, the regulatory framework currently requires partnerships between mobile operators and banks that hinders market development, though some mobile operators are starting to seek independent licenses.
Future of mobile payment and mobile commerce may 2013Tarang Shah
1) The document discusses the future of mobile payment and mobile commerce, noting that the future is mobile as major players are creating mobile-first experiences aimed at mobile commerce.
2) It outlines that key drivers of mobile commerce include strong smartphone penetration, and that mobile commerce growth will outpace e-commerce growth in the coming years. Mobile payment is also expected to become a large $400 billion market by 2015.
3) Recent investments and mergers and acquisitions in the mobile payment and commerce space indicate growing interest and momentum, though the market is still evolving as business models and infrastructure develop.
Mobile Payment Technology Analysis - Technology Leaders, Other Stakeholders....the current state of the market as of 8.2014. See www.audreymlehr.com or www.linkedin.com/in/audreymlehr for associated excel spreadsheet grid
This presentation on Mobile Banking was given via webinar on May 3rd. The presentation goes into detail regarding predictions on consumer adoption of Mobile Banking.
Banking On Mobile - Getting Ready for 2016Swrve_Inc
This document discusses how banking is moving towards mobile-first experiences. It provides the following key points:
1) Mobile banking usage is growing rapidly as people interact with banks mainly through their smartphones. Mobile interactions now exceed online interactions in many countries.
2) Younger customers especially millennials expect simple, fast mobile banking and are more likely to switch banks if their needs aren't met digitally.
3) Customers who actively use mobile banking are more engaged with their bank overall, conduct more transactions, and generate more revenue.
4) To succeed, banks need to simplify their offerings, solve customers' problems in the moment through personalized mobile experiences, and save them time. The future is about optimized
Sample Report: Global Mobile Payment Methods: Full Year 2015yStats.com
Free Report Samples for our publication "Global Mobile Payment Methods: Full Year 2015 ".
Find the full report available for purchase at: https://ystats.com/shop/global-mobile-payment-methods-2021-and-post-covid-19s-recovery/
Mobile payments: the convergence of financial services and digital businessesOsborne Clarke
The document discusses developments in mobile payments. It begins with housekeeping notes for an event on mobile payments, including fire safety instructions and wireless network access details. It then provides an agenda for the event including several speakers who will discuss topics like mobile payment players and participants, predictions for the mobile payments market, and the consumer environment and how it is evolving. Diagrams are also included showing potential models for mobile access/authentication and contactless mobile payments.
Mobile money, a development tool for benin powerpointAJAVON Samuel
The document discusses the growth of mobile money services in Benin. It notes that mobile money has significantly increased financial inclusion in Benin, where only 10% of the population has access to banks but mobile penetration is around 87%. Mobile money averages deposits of 8 billion CFA francs and withdrawals of 7 billion CFA francs per day, stimulating the local economy. The goal is to increase use of digital financial services like mobile money to 12% of Benin's adult population by 2019. However, the regulatory framework currently requires partnerships between mobile operators and banks that hinders market development, though some mobile operators are starting to seek independent licenses.
Future of mobile payment and mobile commerce may 2013Tarang Shah
1) The document discusses the future of mobile payment and mobile commerce, noting that the future is mobile as major players are creating mobile-first experiences aimed at mobile commerce.
2) It outlines that key drivers of mobile commerce include strong smartphone penetration, and that mobile commerce growth will outpace e-commerce growth in the coming years. Mobile payment is also expected to become a large $400 billion market by 2015.
3) Recent investments and mergers and acquisitions in the mobile payment and commerce space indicate growing interest and momentum, though the market is still evolving as business models and infrastructure develop.
Mobile Payment Technology Analysis - Technology Leaders, Other Stakeholders....the current state of the market as of 8.2014. See www.audreymlehr.com or www.linkedin.com/in/audreymlehr for associated excel spreadsheet grid
This presentation on Mobile Banking was given via webinar on May 3rd. The presentation goes into detail regarding predictions on consumer adoption of Mobile Banking.
Banking On Mobile - Getting Ready for 2016Swrve_Inc
This document discusses how banking is moving towards mobile-first experiences. It provides the following key points:
1) Mobile banking usage is growing rapidly as people interact with banks mainly through their smartphones. Mobile interactions now exceed online interactions in many countries.
2) Younger customers especially millennials expect simple, fast mobile banking and are more likely to switch banks if their needs aren't met digitally.
3) Customers who actively use mobile banking are more engaged with their bank overall, conduct more transactions, and generate more revenue.
4) To succeed, banks need to simplify their offerings, solve customers' problems in the moment through personalized mobile experiences, and save them time. The future is about optimized
Sample Report: Global Mobile Payment Methods: Full Year 2015yStats.com
Free Report Samples for our publication "Global Mobile Payment Methods: Full Year 2015 ".
Find the full report available for purchase at: https://ystats.com/shop/global-mobile-payment-methods-2021-and-post-covid-19s-recovery/
A look at trends in mobile banking and whether a mobile app or mobile website makes more sense.
Lots of data from the Federal Reserve's March 2012 study.
Mobile payments are growing rapidly driven by increased mobile device adoption and usage. The document discusses the mobile payments market opportunity and various scenarios for mobile payment applications. It also examines the impacts on existing payment systems and some of the operational issues in implementing mobile money at scale, such as security, fraud detection, and ensuring availability. IBM is well positioned to help organizations address these operational challenges and enable new mobile money business models and partnerships.
Mobile Banking in 2020 - Mobile World Congress ReportNadejda Tatarciuc
Present report was presented at Mobile World Congress this year, showing the outlook for mobile banking by 2020! - how a younger world, more internet, crime, and activist governments will affect mobile banking penetration.
There are four main business models for mobile financial services:
1) Bank-centric model where a bank deploys mobile payment applications and ensures merchant point-of-sale acceptance. Payments are processed over existing financial networks.
2) Operator-centric model where a mobile operator independently deploys mobile payment applications to devices and may integrate charges into wireless bills or use prepaid stored value.
3) Peer-to-peer model where an independent provider enables secure mobile payments between customers or customers and merchants without using traditional payment networks.
4) Collaboration model involving partnerships among banks, mobile operators, and other stakeholders managed by a potential third party to deploy mobile applications.
The document discusses emerging payment technologies including mobile wallets, wearable payment devices, and biometric payments. Mobile wallets allow users to pay using their smartphones and have seen significant adoption worldwide with over 200 million active accounts. Wearable payment options include smartwatches and wristbands that enable tap-to-pay. Biometric authentication through fingerprints and other identifiers improves security while maintaining convenience. New players like technology companies are also entering the payments space and may challenge traditional banks.
In September 2014, CG surveyed 1,005 U.S. consumers online and conducted qualitative phone interviews with ten financial services executives at the top 20 U.S. financial institutions, to understand how mobile banking and the shift of mobile device size (tablets getting smaller, smartphones getting larger) will influence how Americans do their banking in the 21st century. This presentation details the findings of this research.
To receive a copy of the white paper, due out in March 2015 please email insight@cgcginc.com. For more information about CG’s Digital Practice please visit https://www.carlisleandgallagher.com/insights/research-insights or follow #CGDigital on Twitter.
This document summarizes a report on global mobile banking trends produced by KPMG using primary survey data from UBS. Some key findings include:
- The number of global mobile banking users is expected to grow rapidly from 0.8 billion in 2014 to 1.8 billion by 2019.
- Adoption rates are highest in developing countries and among younger, more economically active customers.
- Effective mobile banking strategies can provide significant financial benefits to banks like JP Morgan and BNP Paribas.
- Security concerns still inhibit some customer adoption of mobile banking services.
Mobile banking allows customers to access bank accounts and perform transactions through mobile apps on their phones. Banks are moving to mobile banking to improve customer service, reduce costs, increase reactivity and market share, improve branding, and better serve rural customers by adding value to their lives. As more people use smartphones, mobile banking usage is rising, especially among 25-34 year olds who find it convenient. Customers primarily use mobile banking for notifications, statements, account balances and transfers. The growth of mobile banking will change consumer spending habits and force banks to reduce branches and call centers while finding new ways to increase loyalty and customers. However, mobile banking also presents security risks if phones are lost or stolen.
Laura Davis-Taylor, leader of BBDO and Proximity's ShopWork shopper marketing practice, examines the drivers and potential impact of the emerging technology known as Near Field Communication, or NFC. The case for...
This document provides an overview and analysis of the mobile payments industry in June 2013. It discusses the size and growth forecasts of the global and US mobile payments markets. While mCommerce growth is expected to be realistic, proximity payments growth is more speculative. Consumer concerns about security and lack of perceived benefits are barriers. Digital wallets need to demonstrate strong security and additional value beyond tap-to-pay. International proximity payment adoption has also been underwhelming despite large NFC device install bases. Google is seen as the front runner in the US wallet war but faces challenges, while card networks and banks may look to defend incumbent arrangements through partnerships and own wallet offerings.
Looks at why mobile payments hasn't taken off in most places around the world and what has to happen for mobile payment platforms to ignite. Keynote presentation at the Berkeley Mobile Money Conference on October 11, 2013
V47 10 step marketing plan batisan ronaldorsbatisan
1. The document outlines a 10 step marketing plan for BPInoy Remittance, BPI's remittance product for overseas Filipino workers.
2. It identifies BPI's target market as OFWs who want to send money home fast, accurately and reliably. BPI aims to offer faster times, more payment options and cheaper fees than competitors.
3. The remittance market size in the Philippines is $17.35 billion according to central bank data. BPI has a 27% share of this market based on unofficial data.
We are following John and Jane through a typical day and explore their every day banking needs. The aim of this presentation is to showcase how modern day banking is transforming today and in the future.
Innovation in bank payment systems and related services among selected commer...Alexander Decker
This document discusses innovations in bank payment systems among commercial banks in Ghana. It finds that innovations like automated teller machines, telephone banking, internet banking, mobile banking, debit/credit cards, and e-zwich have contributed positively to banking services and growth. However, problems still exist like security issues with new payment methods and losing of customer trust. The document aims to evaluate customer perceptions of these innovative payment systems and their impact on banking behavior and identifies constraints faced by customers.
June Virtual Series: The Future of MoneyDigitalMoguls
Digital Moguls was founded in 2011 by Kristin Bolton-Keys to provide learning opportunities about digital marketing topics for marketers. It serves as a hub for sharing innovative, intuitive, and inspirational digital content and connecting people who want to learn about and discuss digital technology and trends. The organization began by holding classroom-style sessions on subjects like digital marketing, blogging, search engine optimization, and lessons from a conference.
1) Mobile payments are emerging as a new way for consumers to pay for goods and services using their mobile phones.
2) There are two main types of mobile payments - remote payments that don't require being near a POS terminal, and proximity payments that do.
3) While mobile payments are widely used in some countries like Japan and the Philippines, there are still barriers to their broader adoption in the US, such as differences in laws and lack of need beyond existing payment methods.
Compete Financial Services: Mobile Moneyamainecompete
Mobile money adoption is highest for banking at 54% and lowest for auto insurance at 17%. While awareness of mobile money services is high, the likelihood of adopting them in the next 3 months is low. Once adopted, mobile money services see frequent use. Mobile ads have a high clickthrough rate of 19%. Marketers should focus on increasing adoption, addressing connectivity issues, and promoting mobile money services within apps.
We’ve asked customers and partners, spoken to industry experts and made our own conclusions and predictions to help financial organisations succeed in mobile
in 2015.
Who are the mobile innovators and disruptors of the financial industry? How will banks tackle mobile security threats in 2015? What will Apple Pay mean for the financial institutions? What’s the regulatory impact of new mobile technology such as wearables? How do financial institutions stay on top of mobile technology with an accelerated pace of innovation? How much longer will employees of financial firms be tied to a desktop? You'll find the answers in this presentation.
SECUVAD : La répression de la fraude sur Internet.SECUVAD
SECUVAD protège les E-commerçants, en luttant contre la fraude sur Internet.
Les experts accompagnent notamment les clients dans la détection, la prévention ainsi que les poursuites judiciaires.
Une fois que la fraude est détectée les experts judiciaires de la société poursuivent au pénal les fraudeurs afin d'apporter réparation aux vicitimes.
Secuvad permet de répondre efficacement aux méfaits.
A look at trends in mobile banking and whether a mobile app or mobile website makes more sense.
Lots of data from the Federal Reserve's March 2012 study.
Mobile payments are growing rapidly driven by increased mobile device adoption and usage. The document discusses the mobile payments market opportunity and various scenarios for mobile payment applications. It also examines the impacts on existing payment systems and some of the operational issues in implementing mobile money at scale, such as security, fraud detection, and ensuring availability. IBM is well positioned to help organizations address these operational challenges and enable new mobile money business models and partnerships.
Mobile Banking in 2020 - Mobile World Congress ReportNadejda Tatarciuc
Present report was presented at Mobile World Congress this year, showing the outlook for mobile banking by 2020! - how a younger world, more internet, crime, and activist governments will affect mobile banking penetration.
There are four main business models for mobile financial services:
1) Bank-centric model where a bank deploys mobile payment applications and ensures merchant point-of-sale acceptance. Payments are processed over existing financial networks.
2) Operator-centric model where a mobile operator independently deploys mobile payment applications to devices and may integrate charges into wireless bills or use prepaid stored value.
3) Peer-to-peer model where an independent provider enables secure mobile payments between customers or customers and merchants without using traditional payment networks.
4) Collaboration model involving partnerships among banks, mobile operators, and other stakeholders managed by a potential third party to deploy mobile applications.
The document discusses emerging payment technologies including mobile wallets, wearable payment devices, and biometric payments. Mobile wallets allow users to pay using their smartphones and have seen significant adoption worldwide with over 200 million active accounts. Wearable payment options include smartwatches and wristbands that enable tap-to-pay. Biometric authentication through fingerprints and other identifiers improves security while maintaining convenience. New players like technology companies are also entering the payments space and may challenge traditional banks.
In September 2014, CG surveyed 1,005 U.S. consumers online and conducted qualitative phone interviews with ten financial services executives at the top 20 U.S. financial institutions, to understand how mobile banking and the shift of mobile device size (tablets getting smaller, smartphones getting larger) will influence how Americans do their banking in the 21st century. This presentation details the findings of this research.
To receive a copy of the white paper, due out in March 2015 please email insight@cgcginc.com. For more information about CG’s Digital Practice please visit https://www.carlisleandgallagher.com/insights/research-insights or follow #CGDigital on Twitter.
This document summarizes a report on global mobile banking trends produced by KPMG using primary survey data from UBS. Some key findings include:
- The number of global mobile banking users is expected to grow rapidly from 0.8 billion in 2014 to 1.8 billion by 2019.
- Adoption rates are highest in developing countries and among younger, more economically active customers.
- Effective mobile banking strategies can provide significant financial benefits to banks like JP Morgan and BNP Paribas.
- Security concerns still inhibit some customer adoption of mobile banking services.
Mobile banking allows customers to access bank accounts and perform transactions through mobile apps on their phones. Banks are moving to mobile banking to improve customer service, reduce costs, increase reactivity and market share, improve branding, and better serve rural customers by adding value to their lives. As more people use smartphones, mobile banking usage is rising, especially among 25-34 year olds who find it convenient. Customers primarily use mobile banking for notifications, statements, account balances and transfers. The growth of mobile banking will change consumer spending habits and force banks to reduce branches and call centers while finding new ways to increase loyalty and customers. However, mobile banking also presents security risks if phones are lost or stolen.
Laura Davis-Taylor, leader of BBDO and Proximity's ShopWork shopper marketing practice, examines the drivers and potential impact of the emerging technology known as Near Field Communication, or NFC. The case for...
This document provides an overview and analysis of the mobile payments industry in June 2013. It discusses the size and growth forecasts of the global and US mobile payments markets. While mCommerce growth is expected to be realistic, proximity payments growth is more speculative. Consumer concerns about security and lack of perceived benefits are barriers. Digital wallets need to demonstrate strong security and additional value beyond tap-to-pay. International proximity payment adoption has also been underwhelming despite large NFC device install bases. Google is seen as the front runner in the US wallet war but faces challenges, while card networks and banks may look to defend incumbent arrangements through partnerships and own wallet offerings.
Looks at why mobile payments hasn't taken off in most places around the world and what has to happen for mobile payment platforms to ignite. Keynote presentation at the Berkeley Mobile Money Conference on October 11, 2013
V47 10 step marketing plan batisan ronaldorsbatisan
1. The document outlines a 10 step marketing plan for BPInoy Remittance, BPI's remittance product for overseas Filipino workers.
2. It identifies BPI's target market as OFWs who want to send money home fast, accurately and reliably. BPI aims to offer faster times, more payment options and cheaper fees than competitors.
3. The remittance market size in the Philippines is $17.35 billion according to central bank data. BPI has a 27% share of this market based on unofficial data.
We are following John and Jane through a typical day and explore their every day banking needs. The aim of this presentation is to showcase how modern day banking is transforming today and in the future.
Innovation in bank payment systems and related services among selected commer...Alexander Decker
This document discusses innovations in bank payment systems among commercial banks in Ghana. It finds that innovations like automated teller machines, telephone banking, internet banking, mobile banking, debit/credit cards, and e-zwich have contributed positively to banking services and growth. However, problems still exist like security issues with new payment methods and losing of customer trust. The document aims to evaluate customer perceptions of these innovative payment systems and their impact on banking behavior and identifies constraints faced by customers.
June Virtual Series: The Future of MoneyDigitalMoguls
Digital Moguls was founded in 2011 by Kristin Bolton-Keys to provide learning opportunities about digital marketing topics for marketers. It serves as a hub for sharing innovative, intuitive, and inspirational digital content and connecting people who want to learn about and discuss digital technology and trends. The organization began by holding classroom-style sessions on subjects like digital marketing, blogging, search engine optimization, and lessons from a conference.
1) Mobile payments are emerging as a new way for consumers to pay for goods and services using their mobile phones.
2) There are two main types of mobile payments - remote payments that don't require being near a POS terminal, and proximity payments that do.
3) While mobile payments are widely used in some countries like Japan and the Philippines, there are still barriers to their broader adoption in the US, such as differences in laws and lack of need beyond existing payment methods.
Compete Financial Services: Mobile Moneyamainecompete
Mobile money adoption is highest for banking at 54% and lowest for auto insurance at 17%. While awareness of mobile money services is high, the likelihood of adopting them in the next 3 months is low. Once adopted, mobile money services see frequent use. Mobile ads have a high clickthrough rate of 19%. Marketers should focus on increasing adoption, addressing connectivity issues, and promoting mobile money services within apps.
We’ve asked customers and partners, spoken to industry experts and made our own conclusions and predictions to help financial organisations succeed in mobile
in 2015.
Who are the mobile innovators and disruptors of the financial industry? How will banks tackle mobile security threats in 2015? What will Apple Pay mean for the financial institutions? What’s the regulatory impact of new mobile technology such as wearables? How do financial institutions stay on top of mobile technology with an accelerated pace of innovation? How much longer will employees of financial firms be tied to a desktop? You'll find the answers in this presentation.
SECUVAD : La répression de la fraude sur Internet.SECUVAD
SECUVAD protège les E-commerçants, en luttant contre la fraude sur Internet.
Les experts accompagnent notamment les clients dans la détection, la prévention ainsi que les poursuites judiciaires.
Une fois que la fraude est détectée les experts judiciaires de la société poursuivent au pénal les fraudeurs afin d'apporter réparation aux vicitimes.
Secuvad permet de répondre efficacement aux méfaits.
Exposé au Cercle de Wallonie (Digitrends ) juin 2011) et à l'Université de Strasbourg (déc. 2011) sur les différents moyens de paiement en ligne et les risques de fraude pour le cybercommerçant. Actualisation en février 2015 lors de la conférence de INFO-PME IDEA à Mons
Les leviers et les freins de l'e-commerce sur les comportements d'achat des p...Julien Boyrié
Ces dernières années, Internet est devenu omniprésent dans la vie quotidienne. Le marché B2C a subi une transformation digitale très rapide et a vu les comportements d’achat des consommateurs se modifier. A l’inverse, le marché du B2B n’a pas connu de mutation aussi radicale et l’offre sur Internet, éprouve des difficultés à trouver sa place auprès des professionnels.
Ce mémoire de recherche a pour objectif de présenter au travers d’entretiens semi-directifs, les stratégies à mettre en œuvre pour dynamiser et favoriser l’utilisation du digital dans le processus d’achat des professionnels.
Révolution Digitale: Risques ou Opportunités pour les Entreprises?Gerald Claessens
La Révolution Digitale, risques ou opportunités pour les Entreprises? L'utilisation accrue des technologies numériques pourrait faire progresser le PIB belge de 10 milliards € en 2020. Comment améliorer la densité numérique en Belgique ? Renforcer l’utilisation du commerce électronique et encourager la publicité en ligne.
La lutte contre la cybercriminalite : Responsabilite et role du CI-CERTGOTIC CI
Présentation de CAMARA Lanciné, Chef de service veille technologique CI-CERT, à l'Atelier de sensibilisation et de formation sur les droits et obligations des usagers des services, les 29 et 30 avril 2014, à l'Espace CRRAE UMOA.
This document discusses SAP Convergent Invoicing, which provides billing functionality in contract accounts receivable and payable. It describes the basic concepts used in billing, including billable items, source transactions, interfaces, and basic data elements for billing and payment processing. Key elements covered are billable item types, source transaction types, billable item packages, and data needed for receivables, payables, subitems, taxes, accounts, and payments.
Étude sur la qualité de la relation client-fournisseur mariusmez
Étude sur la qualité de la relation client-fournisseur par Challenges et la Médiation Inter-entreprises ont dévoilé pour la première fois en France; classement des 120 plus grands donneurs d’ordres français.
Mobile wallets are digital versions of traditional wallets that store credit/debit card and loyalty program information that can be accessed via a smartphone app. While adoption has been slow in developed countries, mobile wallets are growing rapidly in developing nations and where many lack bank accounts. A survey in Bangladesh found that while 74% were unfamiliar with mobile wallets, 70% believed they will feel more comfortable using mobile wallets than traditional cards, though 55% cited security concerns. As technology advances and security improves, mobile wallets are expected to continue gaining widespread use globally.
Lu global-mobile-consumer-survey-2018-resultsCéline Bayle
The document summarizes key findings from Deloitte's 2018 Global Mobile Consumer Survey, which polled over 50,000 respondents across 35 countries. The Luxembourg-specific findings show that 94% of residents own smartphones, with Android use increasing and surpassing Apple. Mobile banking is popular, with security and basic services ranking as top priorities for digital bank selection. Voice assistance and biometric authentication are gaining traction for smartphone access. Respondents expressed growing concerns about data privacy and sharing, though few saw 5G connectivity as an immediate priority. The survey highlights evolving trends in mobile adoption, banking preferences, and privacy/security awareness.
In this presentation, we look at this issue, the steps the banking community need to get right to engage with modern consumers and how to develop powerful mobile—based propositions that people actually want to use.
POV: The Present and Future of Mobile PaymentIPG Media Lab
With the introduction of Apple Pay, mobile payment is poised to hit the mainstream. The general public feels optimistic about its future, too. Survey reveals that over two-thirds of people believed that it’s likely that mobile payments will become a major way people make payments in stores in the next five years.
But look around. Hardly anyone you know is paying with their smartphones. Why?
Find out the reasons and more about mobile payment by reading our newest POV here.
Mobile phones offer a convenient and secure option for banking and payments in the consumer marketplace: the potential for these services has only begun to be exploited. This report presents findings from a survey of 10,000 UK adults on their mobile usage, attitudes towards mobile banking and payments. Key findings include: 1) 60% of UK adults now own a smartphone; 2) 27% currently do some mobile banking, but there is potential for growth in banking apps; and 3) while 20% currently use mobile payments, an additional 30% are interested in using mobile payments.
NextBank Europe 2014 - Online Offline Power ShiftsSam Maule
This document discusses what engages consumers in financial technology (FinTech) and how their engagement differs from those in the FinTech industry. It provides lessons on bridging the gap between consumer online and offline engagement, including focusing on the intended audience through filtering noise, learning from case studies globally, and emphasizing an attractive user experience and building trust. Transparency, attention to trends, and maintaining a consumer-centric approach are important to engaging consumers both online and offline.
ABI Research NFC Consumer Experience Survey ResultsNFC Forum
Discover the 2022 ABI Research NFC Consumer Experience Survey Results presented by Phil Sealy and Andrew Zignani, of ABI Research. The goal of the survey was to provide a greater understanding of consumer adoption, familiarity, and experiences with Near-Field Communication (NFC)/contactless technology at both a global and regional level.
Mobile Payments in The Financial Services IndustryPenn Mutual
A comprehensive overview of the payments space specifically mobile payments, and how macro trends are driving revolutionary changes in how consumers purchase and transact. Mobile Payments (mPayments) is rapidly becoming the payment vehicle of choice for consumers worldwide. The primary drivers that have influenced this growth include mobile banking, social media, enabling technology, “unbanked” communities, and consumer/retailer acceptance of mobile commerce.
Growth in mobile and tablet sales is outpacing computers and in many markets now exceeds those of computers.
Acceptance and usage of mobile/tablet banking, payments, money movement, and other financial transactions are growing rapidly.
Mobile social media’s global exponential growth has become the primary channel for people to interact with friends and brands.
Convergence of mobile/tablet usage combined with social media are evolving into new, dynamic interaction models and ecommerce opportunities.
Financial service companies, most notable Banks, are faced with disintermediation and must rethink payment models and customer centric experiences.
Report xu hướng hành vi tiêu dùng online 2013BUG Corporation
This document discusses trends in internet usage in Vietnam. It notes that over 30 million people in Vietnam now use the internet, more than the populations of Australia, New Zealand, and Singapore combined. It states that the majority of customers are online and increasingly accessing the internet via mobile phones and devices. People are using the internet for social networking, chatting, and searching for information about products. The document encourages companies to ensure their branding and communication strategies adequately engage customers online, where many customers now spend much of their time.
This document discusses trends in internet usage in Vietnam. It notes that over 30 million people in Vietnam now use the internet, more than the populations of Australia, New Zealand, and Singapore combined. It states that the majority of customers are online and increasingly accessing the internet via mobile phones and devices. People are using the internet for social networking, chatting, and searching for information about products. The document encourages companies to ensure their branding and communication strategies adequately engage customers online, where many customers now spend much of their time.
This document discusses trends in internet usage in Vietnam. It notes that over 30 million people in Vietnam now use the internet, more than the populations of Australia, New Zealand, and Singapore combined. It states that the majority of customers are online and increasingly accessing the internet via mobile phones and devices. People are using the internet for social networking, chatting, and searching for information about products. The document encourages companies to ensure their online presence and digital strategies are engaging customers who have increasingly moved online.
This document discusses trends in internet usage in Vietnam. It notes that over 30 million people in Vietnam now use the internet, more than the populations of Australia, New Zealand, and Singapore combined. It states that the majority of customers are online and increasingly accessing the internet via mobile phones and devices. People are using the internet for social networking, chatting, and searching for information about products. The document encourages companies to ensure their branding and communication strategies adequately engage customers online, where many customers now spend much of their time.
The banking and finance industry has been transformed since the inception of mobile banking and payments. From checking your bank balance on your mobile device to being able to host your entire POS on an iPad, mobile commerce is continually evolving. Here are a few of the most recent trends and the future of mobile and commerce.
Mobile and Loyalty Programs - The Hyper Digital Age: Accelerating customer bo...BrandEmotivity
Thanks to the fast-paced growth of connected devices such as smartphones and tablets, brands have never before had so much data available to define an individual customer's feelings, needs and emotions. By capturing this behavioural data, brands can build useful intelligence. For loyalty programs, the opportunity is in making truly contextually relevant approaches, driving real value to customers.
This document discusses the growing importance and opportunities of mobile marketing. It notes that mobile phone and tablet usage is increasing dramatically, with nearly 200 million mobile internet users in the US by 2016. Effective mobile marketing requires a closed-loop approach of understanding audiences, engaging them with targeted mobile ads, and driving responses through mobile transactions. However, there are challenges in measurement, proving ROI, delivering engaging content, and enabling transactions on mobile. Carriers are developing solutions to help marketers with audience understanding, targeted engagement, and driving mobile transactions. Privacy is also a key consideration, with transparency, choice and control being important.
Mobile commerce is growing rapidly, with over half of consumer spending expected to be immediate or opportunistic by 2015. Mobile payments are also increasing, with 190 million mobile payment users expected in 2012. By 2014, it is predicted that 90% of the population will have mobile access and 6.5 billion mobile connections worldwide. Paythru is a mobile payment solution that allows users to make purchases on any phone through a simple checkout process using their credit card and mobile number without needing to store payment details on their device. Paythru provides merchants with higher conversion rates and the ability to target location-based marketing to mobile users.
Banking Disruption in Financial Services: Threats and OpportunitiesDogTelligent
There are three forces shaping the future of banking. Technology innovation is the first. For most traditional financial institutions -- banks and credit unions -- technology innovation is a weakness; instead, they rely on third-party firms ranging from established core providers to startups to provide them with a mix of products that they repackage and resell to their customers. Demographics is the second force. Millennials now account for 25% of the US population with 80 million and growing. The third force is the emergence of new business models on the one hand driven by Millennial demand and communication preferences, and on the other, enabled by new technologies as they are invented.
The report examines data from multiple sources and suggests potential defenses for institutions to fend off competitive threats from technology, retail, and telecom firms that are gaining traction in the payments and banking arenas.
BLS White Paper - What can banks do to build a closer relationship with their...Business Logic Systems Ltd
The document discusses how banks can better engage customers in the digital era. It suggests that banks prioritize mobile experiences, enhance loyalty programs, build relationships with corporate partners through co-branded loyalty programs, gamify customer experiences through status levels and rewards, and deliver personalized offers to customers across digital channels based on transaction data insights. The document argues that these strategies can help banks strengthen customer relationships and increase engagement in the current challenging banking environment.
Mobile devices are ubiquitous, with over half of American adults owning smartphones. Mobile commerce is also booming, with over 30% of all ecommerce in the US coming from smartphones and tablets. The implementation of EMV standards in 2015 will pave the way for new payment terminals that support NFC and other technologies. There are many mobile wallet options emerging, including brand-centric wallets like Apple Pay and Google Wallet, as well as retailer-led options like CurrentC. Successful brand apps like Starbucks have shown that integrating payments into loyal customer experiences can drive significant mobile transaction volume. Overall the mobile payments landscape remains fragmented, but standards and new technologies may bring more consolidation.
Reach Your Target Audiences, Strategies and Technologies in Mobile AdvertisingVivastream
The document discusses mobile marketing trends based on research from AT&T AdWorks. Some of the key findings include:
- Nearly half of mobile phone users now own a smartphone, and smartphone ownership is projected to continue rising significantly. Tablet ownership is also growing rapidly.
- Multi-screen usage is common, with many consumers using additional devices like smartphones and tablets while watching TV.
- Mobile devices are frequently used in-store by consumers to research products, check prices, read reviews and use coupons.
- QR codes have seen limited adoption by consumers and marketers feel it was overused, while NFC shows more promise if barriers to usage can be lowered.
- Banner ads
GraphRAG for Life Science to increase LLM accuracyTomaz Bratanic
GraphRAG for life science domain, where you retriever information from biomedical knowledge graphs using LLMs to increase the accuracy and performance of generated answers
HCL Notes and Domino License Cost Reduction in the World of DLAUpanagenda
Webinar Recording: https://www.panagenda.com/webinars/hcl-notes-and-domino-license-cost-reduction-in-the-world-of-dlau/
The introduction of DLAU and the CCB & CCX licensing model caused quite a stir in the HCL community. As a Notes and Domino customer, you may have faced challenges with unexpected user counts and license costs. You probably have questions on how this new licensing approach works and how to benefit from it. Most importantly, you likely have budget constraints and want to save money where possible. Don’t worry, we can help with all of this!
We’ll show you how to fix common misconfigurations that cause higher-than-expected user counts, and how to identify accounts which you can deactivate to save money. There are also frequent patterns that can cause unnecessary cost, like using a person document instead of a mail-in for shared mailboxes. We’ll provide examples and solutions for those as well. And naturally we’ll explain the new licensing model.
Join HCL Ambassador Marc Thomas in this webinar with a special guest appearance from Franz Walder. It will give you the tools and know-how to stay on top of what is going on with Domino licensing. You will be able lower your cost through an optimized configuration and keep it low going forward.
These topics will be covered
- Reducing license cost by finding and fixing misconfigurations and superfluous accounts
- How do CCB and CCX licenses really work?
- Understanding the DLAU tool and how to best utilize it
- Tips for common problem areas, like team mailboxes, functional/test users, etc
- Practical examples and best practices to implement right away
This presentation provides valuable insights into effective cost-saving techniques on AWS. Learn how to optimize your AWS resources by rightsizing, increasing elasticity, picking the right storage class, and choosing the best pricing model. Additionally, discover essential governance mechanisms to ensure continuous cost efficiency. Whether you are new to AWS or an experienced user, this presentation provides clear and practical tips to help you reduce your cloud costs and get the most out of your budget.
Ocean lotus Threat actors project by John Sitima 2024 (1).pptxSitimaJohn
Ocean Lotus cyber threat actors represent a sophisticated, persistent, and politically motivated group that poses a significant risk to organizations and individuals in the Southeast Asian region. Their continuous evolution and adaptability underscore the need for robust cybersecurity measures and international cooperation to identify and mitigate the threats posed by such advanced persistent threat groups.
Generating privacy-protected synthetic data using Secludy and MilvusZilliz
During this demo, the founders of Secludy will demonstrate how their system utilizes Milvus to store and manipulate embeddings for generating privacy-protected synthetic data. Their approach not only maintains the confidentiality of the original data but also enhances the utility and scalability of LLMs under privacy constraints. Attendees, including machine learning engineers, data scientists, and data managers, will witness first-hand how Secludy's integration with Milvus empowers organizations to harness the power of LLMs securely and efficiently.
Monitoring and Managing Anomaly Detection on OpenShift.pdfTosin Akinosho
Monitoring and Managing Anomaly Detection on OpenShift
Overview
Dive into the world of anomaly detection on edge devices with our comprehensive hands-on tutorial. This SlideShare presentation will guide you through the entire process, from data collection and model training to edge deployment and real-time monitoring. Perfect for those looking to implement robust anomaly detection systems on resource-constrained IoT/edge devices.
Key Topics Covered
1. Introduction to Anomaly Detection
- Understand the fundamentals of anomaly detection and its importance in identifying unusual behavior or failures in systems.
2. Understanding Edge (IoT)
- Learn about edge computing and IoT, and how they enable real-time data processing and decision-making at the source.
3. What is ArgoCD?
- Discover ArgoCD, a declarative, GitOps continuous delivery tool for Kubernetes, and its role in deploying applications on edge devices.
4. Deployment Using ArgoCD for Edge Devices
- Step-by-step guide on deploying anomaly detection models on edge devices using ArgoCD.
5. Introduction to Apache Kafka and S3
- Explore Apache Kafka for real-time data streaming and Amazon S3 for scalable storage solutions.
6. Viewing Kafka Messages in the Data Lake
- Learn how to view and analyze Kafka messages stored in a data lake for better insights.
7. What is Prometheus?
- Get to know Prometheus, an open-source monitoring and alerting toolkit, and its application in monitoring edge devices.
8. Monitoring Application Metrics with Prometheus
- Detailed instructions on setting up Prometheus to monitor the performance and health of your anomaly detection system.
9. What is Camel K?
- Introduction to Camel K, a lightweight integration framework built on Apache Camel, designed for Kubernetes.
10. Configuring Camel K Integrations for Data Pipelines
- Learn how to configure Camel K for seamless data pipeline integrations in your anomaly detection workflow.
11. What is a Jupyter Notebook?
- Overview of Jupyter Notebooks, an open-source web application for creating and sharing documents with live code, equations, visualizations, and narrative text.
12. Jupyter Notebooks with Code Examples
- Hands-on examples and code snippets in Jupyter Notebooks to help you implement and test anomaly detection models.
Dive into the realm of operating systems (OS) with Pravash Chandra Das, a seasoned Digital Forensic Analyst, as your guide. 🚀 This comprehensive presentation illuminates the core concepts, types, and evolution of OS, essential for understanding modern computing landscapes.
Beginning with the foundational definition, Das clarifies the pivotal role of OS as system software orchestrating hardware resources, software applications, and user interactions. Through succinct descriptions, he delineates the diverse types of OS, from single-user, single-task environments like early MS-DOS iterations, to multi-user, multi-tasking systems exemplified by modern Linux distributions.
Crucial components like the kernel and shell are dissected, highlighting their indispensable functions in resource management and user interface interaction. Das elucidates how the kernel acts as the central nervous system, orchestrating process scheduling, memory allocation, and device management. Meanwhile, the shell serves as the gateway for user commands, bridging the gap between human input and machine execution. 💻
The narrative then shifts to a captivating exploration of prominent desktop OSs, Windows, macOS, and Linux. Windows, with its globally ubiquitous presence and user-friendly interface, emerges as a cornerstone in personal computing history. macOS, lauded for its sleek design and seamless integration with Apple's ecosystem, stands as a beacon of stability and creativity. Linux, an open-source marvel, offers unparalleled flexibility and security, revolutionizing the computing landscape. 🖥️
Moving to the realm of mobile devices, Das unravels the dominance of Android and iOS. Android's open-source ethos fosters a vibrant ecosystem of customization and innovation, while iOS boasts a seamless user experience and robust security infrastructure. Meanwhile, discontinued platforms like Symbian and Palm OS evoke nostalgia for their pioneering roles in the smartphone revolution.
The journey concludes with a reflection on the ever-evolving landscape of OS, underscored by the emergence of real-time operating systems (RTOS) and the persistent quest for innovation and efficiency. As technology continues to shape our world, understanding the foundations and evolution of operating systems remains paramount. Join Pravash Chandra Das on this illuminating journey through the heart of computing. 🌟
Unlock the Future of Search with MongoDB Atlas_ Vector Search Unleashed.pdfMalak Abu Hammad
Discover how MongoDB Atlas and vector search technology can revolutionize your application's search capabilities. This comprehensive presentation covers:
* What is Vector Search?
* Importance and benefits of vector search
* Practical use cases across various industries
* Step-by-step implementation guide
* Live demos with code snippets
* Enhancing LLM capabilities with vector search
* Best practices and optimization strategies
Perfect for developers, AI enthusiasts, and tech leaders. Learn how to leverage MongoDB Atlas to deliver highly relevant, context-aware search results, transforming your data retrieval process. Stay ahead in tech innovation and maximize the potential of your applications.
#MongoDB #VectorSearch #AI #SemanticSearch #TechInnovation #DataScience #LLM #MachineLearning #SearchTechnology
Digital Marketing Trends in 2024 | Guide for Staying AheadWask
https://www.wask.co/ebooks/digital-marketing-trends-in-2024
Feeling lost in the digital marketing whirlwind of 2024? Technology is changing, consumer habits are evolving, and staying ahead of the curve feels like a never-ending pursuit. This e-book is your compass. Dive into actionable insights to handle the complexities of modern marketing. From hyper-personalization to the power of user-generated content, learn how to build long-term relationships with your audience and unlock the secrets to success in the ever-shifting digital landscape.
TrustArc Webinar - 2024 Global Privacy SurveyTrustArc
How does your privacy program stack up against your peers? What challenges are privacy teams tackling and prioritizing in 2024?
In the fifth annual Global Privacy Benchmarks Survey, we asked over 1,800 global privacy professionals and business executives to share their perspectives on the current state of privacy inside and outside of their organizations. This year’s report focused on emerging areas of importance for privacy and compliance professionals, including considerations and implications of Artificial Intelligence (AI) technologies, building brand trust, and different approaches for achieving higher privacy competence scores.
See how organizational priorities and strategic approaches to data security and privacy are evolving around the globe.
This webinar will review:
- The top 10 privacy insights from the fifth annual Global Privacy Benchmarks Survey
- The top challenges for privacy leaders, practitioners, and organizations in 2024
- Key themes to consider in developing and maintaining your privacy program
Nunit vs XUnit vs MSTest Differences Between These Unit Testing Frameworks.pdfflufftailshop
When it comes to unit testing in the .NET ecosystem, developers have a wide range of options available. Among the most popular choices are NUnit, XUnit, and MSTest. These unit testing frameworks provide essential tools and features to help ensure the quality and reliability of code. However, understanding the differences between these frameworks is crucial for selecting the most suitable one for your projects.
Ivanti’s Patch Tuesday breakdown goes beyond patching your applications and brings you the intelligence and guidance needed to prioritize where to focus your attention first. Catch early analysis on our Ivanti blog, then join industry expert Chris Goettl for the Patch Tuesday Webinar Event. There we’ll do a deep dive into each of the bulletins and give guidance on the risks associated with the newly-identified vulnerabilities.
Programming Foundation Models with DSPy - Meetup SlidesZilliz
Prompting language models is hard, while programming language models is easy. In this talk, I will discuss the state-of-the-art framework DSPy for programming foundation models with its powerful optimizers and runtime constraint system.