Indexed Variable Annuities: The Next US Annuity Product FrontierSimpa Baiye
What are indexed variable annuities (aka "structured" annuities) and why are they growing rapidly in popularity amidst a stagnant sales environment for annuities? Learn more about their design, asset-liability management and accounting in this PwC publication. Brought to you by yours truly, David Knipe and Robert Humphreys.
Indexed Variable Annuities: The Next US Annuity Product FrontierSimpa Baiye
What are indexed variable annuities (aka "structured" annuities) and why are they growing rapidly in popularity amidst a stagnant sales environment for annuities? Learn more about their design, asset-liability management and accounting in this PwC publication. Brought to you by yours truly, David Knipe and Robert Humphreys.
ANVILL is a learning management system (LMS) designed for Language teachers. In this presentation ANVILL is evaluated against the components of ideal online LMSs as proposed by Davis (2008) Chapter 4.
EXERCÍCIO 8 – Leite
1. Qual o objetivo da IN 51?
2. Fale sobre como deve proceder o produtor com relação ao armazenamento e o transporte do leite da propriedade rural até a usina de beneficiamento.
3. Quais as análises do leite são realizadas pela Rede Brasileira de Laboratórios de Controle de Qualidade do Leite?
4. Quais as principais alterações que ocorrem no leite contaminado por bactérias pscicotrofilas, mesófilas e termófilas?
5. O que são células somáticas? Qual a importância na sua contagem? Afeta a qualidade da matéria prima?
6. Quais os tipos de mastite podem ser verificadas em rebanhos contaminados?
Prateleira de Produtos XP - Fundos de investimento1st Advisors
Os grandes fundos de investimento em um só lugar. Com a plataforma aberta da XP você encontra, além das nossas soluções, produtos dos grandes gestores de fundos do mercado com aplicações a partir de R$ 50.
3SC is a not-for-profit partnership which was established to bid for large public sector contracts on behalf of voluntary and not-for-profit delivery organisations, in the belief that civil society organisations can deliver with greater impact through the creation of collaborative partnerships.
ANVILL is a learning management system (LMS) designed for Language teachers. In this presentation ANVILL is evaluated against the components of ideal online LMSs as proposed by Davis (2008) Chapter 4.
EXERCÍCIO 8 – Leite
1. Qual o objetivo da IN 51?
2. Fale sobre como deve proceder o produtor com relação ao armazenamento e o transporte do leite da propriedade rural até a usina de beneficiamento.
3. Quais as análises do leite são realizadas pela Rede Brasileira de Laboratórios de Controle de Qualidade do Leite?
4. Quais as principais alterações que ocorrem no leite contaminado por bactérias pscicotrofilas, mesófilas e termófilas?
5. O que são células somáticas? Qual a importância na sua contagem? Afeta a qualidade da matéria prima?
6. Quais os tipos de mastite podem ser verificadas em rebanhos contaminados?
Prateleira de Produtos XP - Fundos de investimento1st Advisors
Os grandes fundos de investimento em um só lugar. Com a plataforma aberta da XP você encontra, além das nossas soluções, produtos dos grandes gestores de fundos do mercado com aplicações a partir de R$ 50.
3SC is a not-for-profit partnership which was established to bid for large public sector contracts on behalf of voluntary and not-for-profit delivery organisations, in the belief that civil society organisations can deliver with greater impact through the creation of collaborative partnerships.
Facing the ever growing complexity of multifinance business there has never been a better help than CONFINS. Developed to meet the needs of financing companies, CONFINS offers a state-of-the-art, web-based core application system that provide a more efficient foundation for business operations by minimizing manual activities, increasing productivity, ensuring data consistency, automating the creation of legal documents, generating comprehensive dashboards & reports, and providing smart queries and secure processing.
SohamLife is a web-browser based integrated Life Insurance Management System that covers the entire business process of Life Insurance right from new business, underwriting, policy servicing, claim processing, accounting, reinsurance to valuation.
This M Intelligence piece will explore the product mechanics and design considerations of Whole Life (WL) insurance. There are two general categories of WL...
The insurance industry is changing rapidly with greater competition, innovative products, improved technology and different distribution methods, along with the unique and challenging demands of policyholders. By improving incentive compensation management, and monitoring the specific variables that directly impact performance, insurance companies can ensure that their sales goals are well aligned with their corporate objectives.
The implementation of the MAR in 2010 will
provide a valuable opportunity for insurers
to assess the effectiveness of their internal
controls and the accuracy of their financial
reporting. Insurers must promptly develop a
strategy for compliance with the MAR if they
have not done so already. A set of corporate
norms for complying with the new MAR
has yet to develop, but actuaries have the
knowledge and skills to assist in many aspects
of the process and can help determine the set
of best practices moving forward.
In this presentation we will deal with Insurance organizations, their operational structure, insurer’s function and key business terms used in this sector.
To know more about Welingkar School’s Distance Learning Program and courses offered, visit:
http://www.welingkaronline.org/distance-learning/online-mba.html
Insurers today, big and small, are facing disruption due to the increasing deployment of InsurTech technologies and by engaging EY, insurers stand to reap benefits of the latest innovations and insurance products, capitalize on new markets as well as future-proof business for with the help of EY's expertise in this sector.
Insurance carriers can accelerate manuscript endorsement processing and other policy document dissemination through some easy reengineering and technology process improvements.
BONKMILLON Unleashes Its Bonkers Potential on Solana.pdfcoingabbar
Introducing BONKMILLON - The Most Bonkers Meme Coin Yet
Let's be real for a second – the world of meme coins can feel like a bit of a circus at times. Every other day, there's a new token promising to take you "to the moon" or offering some groundbreaking utility that'll change the game forever. But how many of them actually deliver on that hype?
5 Tips for Creating Standard Financial ReportsEasyReports
Well-crafted financial reports serve as vital tools for decision-making and transparency within an organization. By following the undermentioned tips, you can create standardized financial reports that effectively communicate your company's financial health and performance to stakeholders.
STREETONOMICS: Exploring the Uncharted Territories of Informal Markets throug...sameer shah
Delve into the world of STREETONOMICS, where a team of 7 enthusiasts embarks on a journey to understand unorganized markets. By engaging with a coffee street vendor and crafting questionnaires, this project uncovers valuable insights into consumer behavior and market dynamics in informal settings."
how to swap pi coins to foreign currency withdrawable.DOT TECH
As of my last update, Pi is still in the testing phase and is not tradable on any exchanges.
However, Pi Network has announced plans to launch its Testnet and Mainnet in the future, which may include listing Pi on exchanges.
The current method for selling pi coins involves exchanging them with a pi vendor who purchases pi coins for investment reasons.
If you want to sell your pi coins, reach out to a pi vendor and sell them to anyone looking to sell pi coins from any country around the globe.
Below is the what'sapp information for my personal pi vendor.
+12349014282
how to sell pi coins in South Korea profitably.DOT TECH
Yes. You can sell your pi network coins in South Korea or any other country, by finding a verified pi merchant
What is a verified pi merchant?
Since pi network is not launched yet on any exchange, the only way you can sell pi coins is by selling to a verified pi merchant, and this is because pi network is not launched yet on any exchange and no pre-sale or ico offerings Is done on pi.
Since there is no pre-sale, the only way exchanges can get pi is by buying from miners. So a pi merchant facilitates these transactions by acting as a bridge for both transactions.
How can i find a pi vendor/merchant?
Well for those who haven't traded with a pi merchant or who don't already have one. I will leave the what'sapp number of my personal pi merchant who i trade pi with.
Message: +12349014282 VIA Whatsapp.
#pi #sell #nigeria #pinetwork #picoins #sellpi #Nigerian #tradepi #pinetworkcoins #sellmypi
The secret way to sell pi coins effortlessly.DOT TECH
Well as we all know pi isn't launched yet. But you can still sell your pi coins effortlessly because some whales in China are interested in holding massive pi coins. And they are willing to pay good money for it. If you are interested in selling I will leave a contact for you. Just what'sapp this number below. I sold about 3000 pi coins to him and he paid me immediately.
+12349014282
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the what's app number of my personal pi vendor to trade with.
+12349014282
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the what'sapp contact of my personal pi vendor
+12349014282
The Rise of Generative AI in Finance: Reshaping the Industry with Synthetic DataChampak Jhagmag
In this presentation, we will explore the rise of generative AI in finance and its potential to reshape the industry. We will discuss how generative AI can be used to develop new products, combat fraud, and revolutionize risk management. Finally, we will address some of the ethical considerations and challenges associated with this powerful technology.
1. INSURANCE
ESKA® Insures
Life Insurance
The Life Insurance system incorporates all activities along
the life insurance policy lifecycle from application generation
through underwriting, billing, servicing, to claims and reinsurance
processing.
With support for term and endowment insurance, tailoring
special investment and protection products to serve commercial
and Islamic Takaful businesses, the system helps keep a dynamic
life insurance company competitive and facilitates business
ventures into new and niche markets.
Main Functionalities
Setup
The Setup module sets the company’s standards for Production,
Claims, and Reinsurance through comprehensive, yet simple, ƒƒUnderwriting, including release of questionnaires, registration
parameterised system settings and rules. of required documents, and verification of medical
examinations, health factors and life habits such as BMI,
To facilitate and enhance the production and claims operations, hobbies, and profession.
basic definitions are required to take place in this module
including Terms, Investment, Unit-Linked, Credit, Executive, ƒƒInstalment management and payment collection.
Personal Accidents, and Educational lines of business. In ƒƒSupport for unit-linked product type with the ability to manage
addition, riders and covers, substandard rates, disability ratios, multiple investment funds for related policies in addition
financial accounts setup, commissions and fees configuration to fund operations such as bidding and asking for specific
are required to define the behaviour of the production and instruments.
claims operations.
Functionalities supported by the Group Production features:
For premium calculation purposes, products and riders charging
rates can be based on a number of parameters including age ƒƒCreation of quotations for different grouping types, where
band, duration, job class, and profession. the sum insured or contribution amount can either be a fixed
amount, multiplication of a salary, or category-based.
Production ƒƒEasy conversion of quotations into contracts or policies with
endorsements, certificates and renewals handling.
The Production module uses the information defined in the Setup
module to automate production of policies for individual and ƒƒUnit rate calculation and adjustment based on claims
group business and to eliminate human error in policy issuance. experience.
The module enables underwriters to manage policies from ƒƒImporting of insured persons from pre-defined Excel sheets to
application and proposal take-on to policy issuance. proposals, contracts and endorsements.
Functionalities supported by the Individual Production ƒƒDefinition of insurance rates on contract level, either through
features: the import feature or traditional rates building.
ƒƒHandling of credit applications by providing the ability to add
ƒƒRegistration of insurance application forms with multiple
credit application details of bank branch, loan type, and loan
versioning of quotations for different policy scenarios.
date, as well as required medical tests before an application
ƒƒAutomatic conversion of quotations to policies covering any can get approved or rejected.
required insurance duration.
ƒƒHandling of investment and pension contracts, considering
ƒƒProper handling of endorsements, including insured-person expenses and management fees, with the ability to view the
modifications, policy cancellation, and policy correction, policy portfolio for each insured person.
while automatically posting financial transactions to the
financial system. Functionalities supported by the Sales Network features:
ƒƒPolicy servicing including total and partial surrender paid up, The Sales Network section supports the dynamic definition
annuities, profit distribution, loans and policy maturity. of complex hierarchical structures for agencies, agents, unit
2. managers, etc. This definition automates commission calculations
based on percentages or formulas and on tiers of years and sum
insured limits.
Functionalities supported by the Insured Persons features:
The Insured Persons is a query section that enables users to
search for a specific insured persons, retrieve all documents
related to the insured persons including applications, policies,
and claims, and mark black-listed insured persons or import a
list of black-listed insured persons if provided by the Insurance
Commission.
Investment and Surplus Funds
The Life Insurance system allows for an easy and efficient
management of investment and surplus funds through: while going through a documentation check-list. The module
also runs due payments and manages reserves, either manually
ƒƒSupport for an unlimited number of fund options in multiple or automatically, for basic covers, riders, or third parties.
currencies.
The Claims module supports the following settlement methods:
ƒƒFund pricing, where each investment fund can have different
bid and ask prices. ƒƒSingle payment, where the total amount is paid as one lump
sum.
ƒƒCreation of investment accounts for each policy holder with
the ability to handle specific accounts. ƒƒMultiple instalments, where the total amount is divided into
specific amounts for predefined modes of payment.
ƒƒPurchase and sale of investment funds by the Fund Manager
sub-module. Mathematical Reserves
ƒƒManagement of Booster Administration to inject additional The Mathematical Reserves module allows users to manage
balance or perform partial surrender. provisions and reserve functions including definition of mortality
ƒƒFund switching and premium redirection endorsements. tables, setting actuarial formulas, and provision calculation for
specific product types or group contracts, based on predefined
ƒƒDistribution of surplus funds per product type or insurance
validation rules for automatic calculation of the approved claim
policy.
and fees amounts.
ƒƒDynamic management of investment return and internal and
external expenses. Reinsurance
The Reinsurance module supports the following operations:
Claims
ƒƒDefinition of reinsurance treaties and facultative contracts .
Based on the setup information, the Claims module handles
the Life Insurance claim processing and provides users with the ƒƒAutomatic reinsurance for policies, renewals, endorsements
ability to register submitted claims with any relevant attachments and claim transactions, either one by one or in bulk.
ƒƒGeneration of periodic reinsurance slips for new policies and
reinsurance bordereaux.
ƒƒDefinition of reinsurance rates for treaties and reinsurance
companies.
ƒƒProfit commission calculation.
Reports
A set of standard and advanced statistical reports can be
generated and printed in a number of printout formats (Word,
Excel, and PDF) to serve Production, Claims, Reserves, Investment
and Reinsurance modules.
ESK/WA/FL-10:010 Uen-Rev A
ESKADENIA Software, P.O.Box: 1555 Amman 11821 Jordan, Tel: +962 6 5510717, Fax: +962 6 5510719, E-mail: contacts@eskadenia.com