Leaf Shape Poem - Printable Worksheet. Ench

Leaf: Shape Poem - Printable
Worksheet. Ench
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Leaf: Shape Poem - Printable Worksheet. Ench Leaf: Shape Poem - Printable Worksheet. Ench

Formal and Informal Institutions
Formal and informal institutions lending policies and access to credit by small scale enterprises in
Kenya: An empirical assessment
By
Rosemary Atieno
University of Nairobi
AERC Research Paper 111 African Economic Research Consortium, Nairobi November 2001
2001, African Economic Research Consortium.
Published by: The African Economic Research Consortium P.O. Box 62882 Nairobi, Kenya
Printed by:
The Regal Press Kenya, Ltd. P.O. Box 46116 Nairobi, Kenya
ISBN 9966 944 52 4
Contents
List of abbreviations List of tables Acknowledgements Abstract 1. 2. 3. 4. 5. 6. 7. 8. Introduction
Problem statement Objectives and hypothesis of the study Literature review Structure and
performance of the financial sector in ... Show more content on Helpwriting.net ...
The generation of self employment in non farm activities requires investment in working capital.
However, at low levels of income, the accumulation of such capital may be difficult. Under such
circumstances, loans, by increasing family income, can help the poor to accumulate their own capital
and invest in employment generating activities (Hossain, 1988). Commercial banks and other formal
institutions fail to cater for the credit needs of smallholders, however, mainly due to their lending
terms and conditions. It is generally the rules and regulations of the formal financial institutions that
have created the myth that the poor are not bankable, and since they can t afford the required
collateral, they are considered uncreditworthy (Adera, 1995). Hence despite efforts to overcome the
widespread lack of financial services, especially among smallholders in developing countries, and the
expansion of credit in the rural areas of these countries, the majority still have only limited access to
bank services to support their private initiatives (Braverman and Guasch, 1986). In the recent past,
there has been an increased tendency to fund credit programmes in the developing countries aimed at
small scale enterprises. In Kenya, despite emphasis on increasing the availability of credit to small and

microenterprises (SMEs), access to credit by such enterprises remains one of the major constraints
they face. A 1995 survey of small and
... Get more on HelpWriting.net ...

Clarity, Arrangement, Credibility, And Expectations
The five cognate strategies I chose were, Clarity, Tone, Arrangement, Credibility, and Expectations.
Clarity in writing is giving a clear understanding about what you are talking about. I ve used clarity in
my writing as a screenwriter by describing a character with clear and precise wording. An example
would be, I am leaving for vacation tomorrow and I won t be back for a month. Lisa Taylor will take
over my position in my absence. Take care . Clarity is when you are explicit with the details you are
relaying in your message. Specific details are key. Tone is how you express yourself. The mood of the
information you re relaying. I ve used Tone in my screenwriting to set a certain tone to the scene. If it
s dark and creepy feeling, I ll say it s dark and theirs a hissing sound in the air .An example would be I
feel really good about the new changes that are being implemented here in this office. I have one
percent faith in you that you can handle the load and that you will go above and beyond your normal
duties to achieve your quotas. ... Show more content on Helpwriting.net ...
The hierarchy. Putting in order a list of things. An example in a letter would be We have three floors
and a Three Tiered System. The Top floor is for Higher management. The second floor is for sales and
the third for the mail room. Credibility is when you show character and develop trust with your
audience. An example would be Linda has been working with us now for 10 years and I have absolute
faith that she is capable of stepping into the role of CEO for this firm. Her credentials are impeccable
and I have complete faith in her

Jonas Use Of Memories In The Giver
Without memories, life is meaningless. But what does this statement actually mean? This essay will
discuss what it means and how they use it throughout the The Giver. Many of the memories Jonas was
given makes a huge impact himself.
What are memories? Jonas and everyone in the community had no idea what memories were, before
Jonas met The Giver. Memories is by which the mind stores and remembers information, also
something remembered from the past. The first memory Jonas was given was sledding down the hill
in the snow.(103) Jonas thought this was a very thrilling memory.
Without memories no one knows what the past was or how the current life their living in, was made.
¨As weeks went by Jonas learned more and more memories¨ (122). Jonas

Attack And Die Book Review
In terms of considering why the Southern Confederacy lost the Civil War, Grady McWhiney and Perry
Jamieson have published an interestingly well researched book that offers a fresh, new interpretation
for southern defeat. In Attack and Die, McWhiney and Jamieson submit that the foremost reason for
southern defeat came from an aggressive southern heritage that was steeped in a culture taken from
their ancestors, the Celts. McWhiney and Jamieson offer another, more salient reason why the
Confederacy lost the Civil War. Because Southerners were imprisoned in a culture that rejected careful
calculation and patience, often refusing to learn from their mistakes, the real reason the Confederates
lost was because the offensive warfare that was so foundational to Confederate wartime strategy, also
known as the Celtic charge, ... Show more content on Helpwriting.net ...
Drawing on statistics of Confederate and Union losses as well as personal accounts from southerners,
the two authors expertly craft their book while fully utilizing both primary and secondary sourcing to
back up their

Abraham Ratner Still Life Analysis
Abraham Rattner is a painter who display bold color and expression and reflect social protest and his
Jewish heritage. He was born in 1893 in Poughkeepsie, New York. His parents immigrated to the
United States from Russia to escape anti Semitism, which was hostility towards the Jews. As Abraham
grew up, painting becomes a part of his daily life. After graduating from Poughkeepsie High School,
he studied art at George Washington University, The Corcoran School of Art, and The Pennsylvania
Academy of the Fine Arts in Philadelphia. In 1917, as the World War one raged, Abraham interrupted
his education and enlisted in the United States army. Two years later, when he returned to the
Pennsylvania Academy, he was awarded the Cresson traveling scholarship to study art abroad.
Abraham traveled throughout Europe for a year and then settled in Paris for the next twenty years. In
the 20th century artist continued traditions of still life painting in salons. Artist made personal
statements with their arrangements of fruits, flowers, books, and other inanimate objects and when
they painted these works in new modernist styles, they kept the public interested in the value of still
life painting. Abraham Rattner s painting Still Life Composition is one of the Brauer Museum of Art s
more popular permanent collection pieces, a major work by the artist that exhibits well the rich
qualities and expressive abilities of oil paint. Painted on a panel surface, this work stands astride
abstract

Eulogy For Lamson
I strive to be as generous and diligent as my great grandfather, Alfred Lamson. Lamson came from
humble and challenging beginnings. He was born in Lawtell, Louisiana to a farmer turned banker
father and a german immigrant mother in 1917. At the age of one, his mother died; and at the age of
twelve, the Great Depression started. Through these trying times, Lamson found comfort in Boy
Scouts. Striving to be the outstanding in scouts, Lamson attained the rank of Eagle Scout and the
Distinguished Eagle Scout Award in 1931. Aside from these prestigious awards, Lamson also earned
all 47 possible merit badges. I know the true challenge and accomplishments of these awards, as I am
also an Eagle Scout. Earning the required 21 badges for the rank of ... Show more content on
Helpwriting.net ...
I strive to be as generous as Lamson because I know that there are many things in this world that I
have received that I do not deserve, and I feel like it is my duty to give back to those who are in need
and are less fortunate than me. Currently, I am very frugal and selfish with my money, which is a habit
that I need to break because I internally believe that I should donate money to those who need it more
than me. If I ever become as wealthy as he was, I hope to use his generosity as a guide on how I
should spend my money. His continual giving allowed him to build many relationships and positively
influence others in a way that not many could. Also, I hope to impact others through serving the
community in the way that Alfred did. I aspire to be as diligent as Lamson in work because I have
seen the success that he has attained through simply pushing through tough times with a dogged and
persevering attitude. Lamson s diligence in his occupation and community service truly distinguished
him in his community and field, and gave him many opportunities to give back and help others. In
conclusion, I hope to contain as much generosity and diligence as my great grandpa, Alfred Lamson,
had in his work and service to others. I aspire to have the same work ethic as my grandfather, James
Jim Crocker,

Essay on Role of Geography in the Arab-Israeli Conflict
The lust for territory seems to be the real source of conflict, and until one group is satisfied, the
appearance of religious conflict will exist in the Middle East. It seems as if the real truth needs to be
portrayed to the rest of the world about the true reason for the Arab Israeli conflict, which is
geography and ultimately water. The lack of water stems from the Great Syrian Rift Zone, and causes
damage to Israeli land which ultimately decreases the amount of water that flows into the Red Sea.
This lack of water causes Israel and other surrounding countries (Jordan, Lebanon, and the Occupied
Territories) to only have one source of surface water, which is from Lake Kinnaret, or the Sea of
Galilee that flows into the Jordan River. ... Show more content on Helpwriting.net ...
The use of the Hezbollah has greatly added to the continuation of the Arab Israeli conflict and has
limited cooperation in all regions. The Hezbollah also attracted U.S. attention after a suicide bomber
killed over two hundred Marines in Beirut.
In the end, the whole Arab Israel conflict comes down to fighting for the Occupied Territories due to
their overarching benefits. This conflict is not a religious struggle, but rather a struggle for territory
and it will continue with war crimes and human rights violations for a long time until everyone in the
Middle East is satisfied, which has a very low probability of occurring.
EFFECTS ON REGIONAL AND GLOBAL SECURITY
As one can see this issue directly impacts the Middle East because it drives all actions that develop
there. Whatever attacks that come from this area are more than likely directly related the Arab Israeli
conflict. Recently a survey conducted in EU of 7,515 people in 15 EU countries said yes 60% of the
time to the question of if Israel presents a threat to peace. This percentage put Israel ahead of Iran,
North Korea, and the U.S. each of which had a 53% yes vote. This survey, not knowing the sampling
population, reflects a general notion that Israel is a threat to global security. This may or may not be
true, but what is true is that the Arab Israeli conflict is a threat to regional security, and some of the
threats

Why Be An Educated Person Essay
Why be an educated person?
The term education can mean many things. An education is the collective knowledge a person has, but
what does an education mean? Although an education can be paid for, no one can physically give you
an education, so it is not a gift. There are societal situations where an education is a necessity, but not
many globally. Education is a tool to be utilized differently in every part of the world. Knowledge is
power, but some knowledge is more powerful depending on your region. If you are part a primitive
tribe in New Guinea, a person that is considered to be educated may be illiterate. Whereas in America,
an illiterate person would have trouble functioning at all in society. Education is a tool that is to be ...
Show more content on Helpwriting.net ...
This situation exemplifies the problems that one can face when an education is desired but outside
scarcities disallow.
There are some circumstances where special educational aspects are a necessity in a certain region,
but education is not global. In most developed countries a lawyer would be considered an educated
person, but if a lawyer was sent to a more primitive society he would be lost. A farmer educated in
cultivation in Nebraska could nourish himself indefinitely, but take away his farm and he has nothing
but the knowledge of farming. There are certain things that a person must know in order to have the
power to survive in a chosen society. These things change with regards to the society at hand. In more
developed places it is pertinent that you know how to read. Without this skill a person will remained
severely uninformed, disconnected, and uneducated. The ability to read is the stepping stone to self
education. A literate person with motivation and knowledge of construction can become successful
with very little institutionalized education. This skill, as it applies to American social culture, is the
most important attribute of an education. Without the ability to read, a person would have to either
settle for an extremely unskilled job, grow their own food, or resort to thievery. In a accomplished
society such as

A Evolution Of The Late Jurassic
Charophytes are green algae that have been found in fresh water to moderately brackish water
environments. Their gyrogonites are minute oval or round calcareous bodies that represent the
calcified parts of the oogonium i. e. the female reproductive organs. Most of the plant consists of
organic matter that decays shortly after death. Under some circumstances the stems and branches of
the plant become calcified and are also preserved in the geologic record. In the absence of the
planktonic and benthonic foraminifers, ostracodes and charophytes becomes valuable biostratigraphic
tool for geologic analysis and interpretation (Carbonel, 1988; Colin Lethiers, 1988; Martin Closas
Schudack, 1996, Schudack, 2000 2006). Moreover the charophytes have been the focus of intensive
work since the early 1960, since it was hope to obtain valuable information on the dating,
biostratigraphic and paleoecology of the strata (Schudack, 2002 2004). The present study attempts a
comprehensive biostratigraphic evolution of the Late Jurassic Early Cretaceous sequence at Messak
escarpment based on the stratigraphic distribution of the charophytes species as this type of
microfossils have not been studied before in Libya as well as the study area has never been studied for
charophytes beforehand. On the basis of the stratigraphic distribution of charophytes it is possible to
subdivide the Late Jurassic Early Cretaceous sequence into four assemblage zones. These are
described in ascending

The Housekeeping Duties and Processes of Hotel de la...
Introduction
Hotel de la Nouvelle Couronne is situated in the historic center of Morges with Geneva Lake view.
The hotel is 30 minutes far away from Geneva International Airport and 10 minute away from
Lausanne. La Nouvelle Couronne is a business and charm hotel that allies the use of high tech
equipment with the unique value of an 18th century historic building. The hotel is very close to the
business and industrial centers of Lausanne, Ecublens and Aubonne.
There are 45 rooms of the hotel have been renovated in 2010 2011, including Wi Fi Internet and
international direct telephone lines. All rooms feature a minibar, an electric kettle. Tradition and
technologies are there to satisfy international business and tourist guests.
Hotel de la Nouvelle Couronne related the comfort of a private residence together with a personalized
and cheerful service. The check in time for Hotel de la Nouvelle Couronne is 15 o clock until
midnight and check out time is around 7 o clock to 11 o clock.
The Hotel offer guests various choice of rooms categories and has 45 rooms totally and 15 hotel staffs.
Guests can select from the following categories:
Single rooms
Double rooms
Triple rooms
Junior suite with kitchen
Mezzanine suit
The price fluctuation is depending on seasonality. Housekeeping department in Hotel de la Nouvelle
Couronne has 6 staffs including a housekeeping manager, two regular employees and 3 internship
trainees. Staffs need to clean

Officemax Internship Essay
It s been a great experience doing an internship at OfficeMax. Through this internship, I realize I need
to be more proficient. This internship gave me an opportunity to develop professional skills. When I m
presenting a safety technique I need to make sure I don t have any grammar errors in the materials I
created. The reason why I need to make sure there are no grammar errors is that so I don t undermine
my credibility in front of everyone. I have to proofread my written work carefully. I had to always ask
someone to check my work before presenting to the employees. I had to plan and practice the concept
I m training beforehand. People expect I know the concept well and know how to train what I m
teaching. It made me realize how important good communication skills are. I was able to learn more
than I ever expected from this internship. ... Show more content on Helpwriting.net ...
Without confidence, you can t train anyone. I was able to apply what I learned in my HRD classes
especially the ADDIE model. I felt like I achieved a sense of accomplishment by contributing to
OfficeMax. I feel like I made a difference at OfficeMax. I have received positive feedback from my
manager and coworkers. I had coworkers that thanked me for demonstrating proper way of lifting.
Having everyone involved in activities was the best type of learning such as role playing and walk
through made this training efficient for the learners. I could see that my training has worked because I
have seen employees use the techniques I taught them. I also know the employees have gained
knowledge. I can see they are more confident. I learned to ask them specific questions regarding the
training, rather than asking if anyone had any

The Narrative Paradigm
The narrative paradigm is a communication theory that argues the strengths of storytelling over
argumentative communication. Narrative is any verbal and nonverbal interpretation which is arranged
logically to generate a meaning. This communication process is influenced by the experiences and
other factors from the past. The concept upholds the idea that communication happens between a
narrator and the listener in the form of a story. The story includes the events that the narrator wants to
communicate with the listener and does not fit in a single category. The theory has several principals
and assumptions in support of its claim. The objective of this research essay is to discover the
importance of Walter Fisher s famous theory and how it can be used to solve real life problems. There
s been a recent increase in what critics are calling dark humor advertisement. Dark comedy is a comic
style that makes light of subject matter that is generally considered to be a taboo. Though the benefits
of advertising are widely recognized, some critics still question its ethicality. Historically, scholars
have criticized advertising for the way it influences our society primarily because of its potential
implications such as stereotyping, influence on children and sexual pre occupation. The theory of
narrative paradigm can be used as a perspective tool to evaluate potential moral and ethical issues in
advertisement, because it offers a series of criteria that reason with effective

Gender Roles In Arthur Conan Doyle s The Sign Of Four
The British Empire in the 19th century was flourishing, and no colony was more important to the
British than India, especially the unsuccessful 1857 Indian rebellion against British rule, which plays
an important if beneath the surface role in Arthur Conan Doyle s mystery novel, The Sign of Four. It
follows Sherlock Holmes and Dr. Watson as they try and solve the mystery of Miss Morstan s father s
disappearance and the mysterious pearls she has been receiving for the past six years. In Conan Doyle
s London, the influence of imperialism and Britain s colonies are visible in the décor of the home of
Thaddeus Sholto, in the form of artwork, rugs, and tapestries, all referred to as eastern luxuries . The
imperial theme does not stand on its own, however; the Agra Treasure also influences gender roles and
masculinity by affecting the relationship between Watson and Miss Morstan. In particular, it threatens
Watson s masculinity and largely determines whether or not he can marry Miss Morstan. Arthur
Conan Doyle s The Sign of Four upholds traditional gender norms through the love story of the simple
governess, Miss Morstan and the insecure Dr. Watson, but at the same time, he denounces love as an
emotion that leads people astray. The looming prospect of Miss Morstan becoming extremely wealthy
clearly weighs on Watson, and he becomes insecure with his own life and his ability to be able to love
this woman. What was I, he asked, an army surgeon with a weak leg and a weaker

Overly Promiscuous Behavior
Following her parasuicidality symptom, Susanna also had the symptom of overly promiscuous
behavior. During high school, she spent the majority of her time solely focusing on her love for
literature and her various boyfriends. She describes herself as having boyfriends by the barrelful
(Kaysen 155). A statement that was greatly backed up by both her parents and teachers who would
often question her on why she didn t expend as much energy on [her] schoolwork as [she] does on
[her] boyfriends (Kaysen 153). From Susanna s account she craved flattery which played a part in why
she set her pursuits in having many boyfriends as she liked the attention and flattery that they gave
her. This poses a problem with her ability to function as it showcases ... Show more content on
Helpwriting.net ...
Aside from being sent to McLean for her suicide attempt she was also sent there because of her
overriding emotion of exhaustion. The seemingly smallest tasks of walking through a door and going
several blocks to wait for a train rendered her weak (Kaysen 8). She was too tired to deal with
anything whether it was working at her job or dealing with her boyfriend. Thus her overriding emotion
for her life before being institutionalized was exhaustion. Her great loss of energy even played a role
in how quick she was sent to McLean. As when she first went to meet the physician who later sends
her to the psychiatric hospital in a taxi she thinks about escaping from his office (Kaysen 8). Although
just the effort that it would take to move her body and escape affected her ability to move as her
depression left her exhausted mentally and physically. Thus, she follows suit with the orders from the
physician as he pushes her into a taxi off to

Analysis Of The Sherman Anti Trust Act Of 1890
Price manipulation
As a consumer, we all get frustrated when we think a listed price is too high whether it is a necessity,
and we have to buy it, or we just really want it. Some of the largest complaints by consumers today
are directed towards the cost of goods. Marketing research has shown us that the costs of some items
are being intentionally raised based on aspects of the individual who is making the purchase. The
manipulation of prices can be broken down into three main issues: price fixing, price gouging, and
price discrimination. Are there any positive or beneficial reasons to do this? Yes and no, the following
paragraphs provide information about each practice individually.
Price fixing occurs when competitors of the same industry agree to raise, lower, or stabilize the prices
of their products. This is classified as a horizontal agreement because it involves competitors. They do
this in order to manipulate prices to gain an unfair advantage. The government has a law in place for
this issue called the Sherman Anti Trust Act of 1890. This law requires each company to set its prices
and other terms on its own. Generally, the consumer expects the price of a product to be determined
by the current supply and demand. This is not the case with price fixing, as competitors use this tactic
to skew the market. Price fixing is illegal and difficult to catch, but there are signs that could be
helpful in determining if price fixing is in play. If competitors have

The Pros And Cons Of The California Water Project
6.The California Water Project takes water from northern California to the south through various
means. The two sides have disagreements on how the water should be used. Northern Californians
argue that if they sent more water to the south, they would waste it, resulting in the Sacramento River
being degraded. However, southern Californians still want more water, because they feel that their
growing populations and agricultural needs require the water. The Aral Sea was the world s fourth
largest freshwater lake in 1960. Since then, there has been a water transfer project using mainly a
canal that sends water to numerous locations across Asia. It is now almost dry because of our use.
Some ways it has been effected include: it s lost 72 feet of height, 89% of its volume, and has been
split in half. Also, its salinity increased sevenfold while toxicity increased (resulting in contaminated
drinking water and health issues). Recovery efforts soon began in 1999, and with the contribution of
600 million dollars from the UN and the World Bank. Surrounding countries also worked hard, and
now the situation, though still progressing toward the worse, is more or less stable. China s South
North Water Transfer Project mostly involves three large channels. This project is very expensive, but
provides water to the water needy huge population of northern China. There are critics, although there
are scientists that believe the potential economic, health, and environmental benefits from this

The Effects Of Stress From Socioeconomic Status And...
the effects of stress from socioeconomic status and postsecondary educational attainment. SAWAT
PHANTHAVADY
A Child cannot choose the life their born into. For some this means a life of poverty and uncertainty.
This group is classified as having a low Socioeconomic Status (SES). Children are the once affected
the most in this in this category. They are faced with negative caregivers, malnutrition, toxic
environment and stress causing their brain structure to change. Such endeavor during early childhood
can affect once emotional and cognitive functions. Early intervention can reverse such effect due to
the child brain plasticity. This hardship can extend into their young adulthood affecting their ... Show
more content on Helpwriting.net ...
The fetus is sensitive to hormonal changes caused by different stressful aspects of the mother s life,
such as emotional trauma or malnutrition, the child can develop health and mental problems going
into adulthood.(4) Caregivers need to provide sufficient amount of nurturing during early childhood
development for the biological systems to function accordingly. Children living in low (SES)
conditions experience family stress which alters their ability to regulate different emotions and adapt
to changing situations. Some stress can be good. Mild and predictable forms of stress that are
manageable and short term can help acquire coping skills.(21) To make stress manageable, the
presence of a supporting caregiver is vital. Being able to cope with stress also depends on the
individual characteristic and genetic vulnerability.(24) With the emerging research in epigenetic
turning on and off genetic activity. Environmental conditions such as a mother being in an abusive
relationship while pregnant can trigger the glucocorticoid receptor gene in the unborn child.(26)
Which diminish the child ability to cope with stress. Over time this leads to a condition known as
chronic stress, where high cortisol is released over a long period, causing problems such as heart
disease, damage muscle tissues and impairs the immune system.(33)
The developing brain is not yet hard wired due to its plasticity. This also makes it susceptible to
different forms of stress. Therefore, intervention

Should Women Get Paid
The data shows that women earn only 76 cents for each dollar earned by male coworkers. Women
work just as hard as men, the pay gap is too wide, and job rates are going down. Women should be
getting payed the same as men. First, women work just as hard as men. They receive more college and
graduate degrees than men. Yet, women continue to earn less than men. If women are getting more
degrees than they should get payed more because they are doing better than men in college. Yes, but
men have always been getting payed more than women. That is true but, if we get rid of the gap, it
would let workers talk to each other about their salaries and their jobs. Next, the pay gap is too wide.
The data shows that women earns only 76 cents of each dollar

Relationship In Roland Barthes s The Death Of The Author
Roland Barthes establishes through his theory The Death of the Author that although it seems practical
to unite author and reader, implementing authors personalities on a text limits readers understanding
of topics. He suggests disrupting this reliance so independent thinking will not be swayed by a fixation
on the author s experiences. However, a reader s comprehension can be aided through a present author
if prior knowledge is absent. Barthes stress on the importance of interrupting the author reader
relationship is verified through Virginia Woolf s Mrs. Dalloway and the dependence on her identity to
make sense of existing topics of anxiety and repression. Barthes argues that relying on authors
identities to uncover meaning is a limiting explanation for a text. He suggests abandoning
romanticizing writers personalities to disrupt the idea that authors confide in readers by using
characters as vehicles for personal meaning (Barthes 84). Instead, words are separate from the
intentions of the author and act as agents of information in themselves as the action of writing knows a
subject, not a person. Barthes claims a disaffiliation between author and reader should be enforced to
free the text of an author s interpretations so the reader can make personal connections. When a writer
is through with a text, they are disassociated from it. They are only necessary to replicate pre existing
cultural ideas using linguistics that preform, not record. It is these stories

The Old Soldiers Home
The Old Soldiers Home They freely risked life and limb to protect the nation, and it seems but simple
justice for the nation to care for them when unable to care for themselves (Guide Publishing 1) was a
shared opinion of many by the end of the Civil War. After these men have put their life on the line for
the nation, any train of thought opposite of this would be absurd. Injury from the war is expected, but
unfortunately, some of the blows these vets received were too harsh to bounce back from. Over
100,000 men from the Union Army would not be able to return to civilian employment, due to injuries
or disabilities received in the line of duty. The United States would not let these war vets and their
hard work and dedication go ... Show more content on Helpwriting.net ...
Due to the generous donation from Putnam, by the turn of the century, the Patients Library ranked
among the best and heavily used libraries in the state (Burns 1).The hospital of the Soldiers Home,
which was undoubtedly the most important part of the home, was record breaking as well. The Central
Branch s hospital was the first hospital to be completed in Montgomery County and was dedicated in
May of 1870. Last but not least, the chapel. The church s construction began in 1868 and was soon
completed after the hospital s dedication. Not only did the veterans get to benefit from having their
own personal sanctuary available to them, they got the chance to become a part of creating that
sanctuary. Built by the veterans themselves, the chapel is the first religious structure paid for by the
federal government (Burns 1). Administrators not only succeeded at making the home as comfortable
as possible for the war vets, but they had also put the Dayton home on the map, giving it the exposure
it deserved, exhibiting Ohio s gratitude and respect for the men of the nation s army. The Soldiers
Home continued to flourish, giving the veterans a new and improved living area with every positive
change made. Ten years after its founding, by 1877, the facility had been transformed into a city with
132 buildings, many of which had running water, steam heat, and gas

Taking Ireland For The Irish Essay
Another cause common to both groups of nationalists was getting Ireland for the Irish , as O Connell
said during his efforts for Repeal, or ensuring that the Irish people had control of their own affairs.
This might not seem like a major problem today, but at that point, Ireland was being governed from
another country that many felt didn t have their best interests at heart. William Ewart Gladstone, the
British Prime Minister in 1886, brought up this issue when introducing the first Home Rule bill to the
House of Commons. Because the law came to Ireland with a foreign aspect, and in a foreign garb , it
didn t feel to the people to be truly Irish law or coming from their needs. Because of this, even
legislation with good intentions were met with distrust and displeasure. He argued that sometimes it
wasn t enough that the laws were good; they needed to come from the right source as well. There
were, however, points to be left to the Crown, including imperial affairs, the armed forces, and foreign
relations. They also shouldn t pass a law favoring one religion over another. The Home Rule
Conference agreed on these points, asking only for control over domestic affairs to be placed in the
hands of an Irish Parliament. They also agreed in the belief that increasing Irish autonomy would
strengthen and honor the Crown rather than weakening or degrading it.
An Irish government was also a goal of the revolutionary nationalists, though they supported a
different form, which will be

Hepatitis C (HCV)
Hepatitis C (HCV), a single stranded RNA virus from the family Flaviviridae, now accounts for more
disease and death that does human immunodeficiency virus HIV/AIDS. Approximately 3 million
individuals within the United States are currently suffering from what was once and unknown and
untreatable virus. Non A and non B hepatitis are two forms of the virus that were prevalent back in the
1970 s. It was commonly acquired via blood transfusion as well as through hemodialysis methods of
renal failure patients (Klevens et al., 2012). Today, the most common means of transmission are
through intravenous drug use, needle stick injuries in a health care setting, and transmission from
mother to fetus during birth (Center for Disease Control and ... Show more content on Helpwriting.net
...
The liver is involved in many functions of the body which are important for survival. It is the main
filtering organ of the body and is involved in processes such a synthesis of plasma proteins, storage of
glycogen for energy use as well as excretion, secretion and detoxification of products such as
bilirubin, alcohol, cholesterol and drugs. Since the liver is the only organ to rid hemoglobin from the
body, one of the most important functions it carries out is bilirubin metabolism. The heme component
of hemoglobin is first converted to bilirubin by set of enzymes. It is then bound to albumin and
transported to the liver hepatocytes where the enzyme uridyl diphosphate glucoronyl transferase
converts bilirubin into water soluble conjugated form so it can be excreted into the intestines. If the
hepatocytes within the liver are damage due to invasion of HCV, bilirubin will not be able to be
excreted thus resulting in the buildup of bile. When bile builds up, the skin turn to a yellowish color
called jaundice. This usually happens during the later stages of hepatitis (Sunheimer Graves, 2011).
There are two phases of hepatitis C; acute and chronic. After exposure of HCV, 85 90% of both types
of hepatitis are usually asymptomatic but symptoms can occur during the acute phase following a 2 12
week incubation period. In cases of acute hepatitis, symptoms consist of fatigue,

Oh, Play that Thing and The Dead Republic by Roddy Doyle
In Roddy Doyle s series Oh, Play That Thing and The Dead Republic the world is shown to the
readers through the eyes of a wise fool, Henry Smart. The series includes a wide variety of magical
realism, and how Henry continues to fight social norms to get what he wants. The idea of society vs.
man and individualism takes a toll on Henry s pride by forcing him to jump from job to job or from
flat to flat that ultimately puts him in disarray. Each book s analysis should be in its own category, but
they have many identical ideas, themes, and characters that bring them together.
The elements of magical realism in a historical series, at first sight seem quite suitable. It is generally
agreed that the picaresque, with its humorous ideas on the social outcasts trying to endure an
aggressive environment, is a sensible move against the romanticize tendency of the plot. Magic
realism, with its limited interruption of mimetic rules, lends itself to a number of uses, postcolonial
being one of them. It introduces elements of grotesque moments that allow the readers to sense the
satirical potentials and it brings in metaphorical aspects to the plate. The aspects of magical realism
seem to play with the readers mind. The convention of picaresque combined with magical realism
builds a wider grotesque vision for the reader. It is not only the space but also the characters, the main
protagonist among them are shaped according to the defamilliarising rules of this magical picaresque
world.

Essay On The Second Amendment
How can the original writing and intent of the second amendment, be relevant in our society today?
The history of the second amendment and the laws that have come after are significant, dating back to
1971, when the Bill of Rights was ratified to the Constitution. The Bill of Rights is a list of
amendments that gives rights to individuals and limits government power. The second amendment
states A well regulated militia, being necessary to the security of a free state, the right of the people to
keep and bear arms, shall not be infringed. So, the original writing and intent of the second
amendment was geared to militia and military only, and it did not address a specific type of weapon.
The second amendments intent for individual Americans did not come into question until 1822. A
Kentucky court case indicted a man for carrying a sword concealed in a cane. The man was fined
$100.00. But it wasn t until 1856, that the second amendment was affirmed by the US Supreme Court,
that the ownership of a gun was extended to individuals as a right.
It would be ... Show more content on Helpwriting.net ...
John Stuart Mill said A sacrifice which does not increase or tend to increase the sum total of
happiness, considers as wasted. The definition of Utilitarianism is the ethical doctrine that virtue is
based on utility, and that conduct should be directed toward promoting the greatest happiness of the
greatest number of people. So how does Mill s words and the definition relate back to the second
amendment? The original intent of the second amendment worked in the beginning, as the militia was
the only form of protection that we had to do the greatest amount of good for the most amount of
people, with the least amount of pain. The right to bear arms also worked with duty, as those who
served out of a sense of duty to their country, required that form of protection to do their

Long Distance Relationship Essay
Long distance relationships can be a pain. The word distance is why. Many individuals who have been
in a relationship since high school are trying to continue their relationship in separate colleges. When
being in a long distance relationship some of the love can become lost, unless it is true love. Although,
many people think that long distance relationships are impossible to maintain, there are solutions to
this problem for college students who are separated by distance.
A problem that many people do not realize until they reach college is the distance of a previous
relationship. A long distance relationship can be defined as a relationship where two individuals are
separate from each other. Many young relationships begin the freshman year of high school and some
even make it to the senior year which is when things start going South. The problem begins once
college acceptance letters comes both people go separate ways. In many cases the two people involved
have views that differ as far as school goes which then causes turmoil when one decides to go to
school out of state in which they reside. Through having trust, in a college relationship the both of the
individuals have to be open with one another about what is going on while at college. Though it is not
a guarantee that he or she will always tell the truth if they really know the person they are romantically
involved with he or she will know if they are telling them lies to spare their heart. Many times, young

Colie James
There are several different types of artists in the world. There are painters, sculptors, poets, writers,
photographers, singers, dancers, etc. Every one of these artists integrates art into their every day life. A
photographer named Colie James is a perfect example of incorporating art into her daily life She is a
Boulder Newborn Photographer that offers on location and in home lifestyle and storytelling family
and newborn photography sessions. She is drawn to relationships between people and grasping
everyday life. She tells stories of others in images. She focuses on capturing the moments that provide
lasting memories that everyone can cherish, share with friends, and pass down to generations. Colie is
a storytelling documentary family photographer living in Boulder, Colorado with her husband and
daughter. She loves to tell the true stories of her clients, just as they are. While her love of ... Show
more content on Helpwriting.net ...
Colie James integrates art into her every day life by taking pictures of the every day life of growing
families. Colie finds great joy in documenting new families and newborns. The tiny toes, the hospital
blanket, the first time a parent meets the baby is something that should never be missed. She offers to
others what she didn t have the foresight to know she wanted when her daughter was born, the real
and raw moments. Her goal is to photograph images that bring tears to people s eyes or a laugh that
cannot be contained when you look at the image and remember the story of that day. She tells a story
of parents holding their newborn and taking in every detail of the baby. She tells the story of a
mommy to be sharing a belly laugh with their husband. She tells a story of siblings playing together
with a favorite toy. Her art brings together the every day significant moments, changes, and memories
that should be cherished

The Consequences Of The Donner-Reed Party
The Donner Reed Party was a bunch of brave people ready to begin a dangerous journey to freedom.
For many people, freedom meant different things to many people. For some, it meant a new life or a
new place. For others, it meant adventure. The Donner Reed Party was led by George Donner, Jacob
Donner, and James Reeds. These men wanted a new life and better life. The Donner and Reed families
came on the journey with support, love, and an adventure. One day on the journey, one guide never
arrived which made it difficult to know where to go. Since the guide didn t show up and it caused
many conflicts. For instance, two men got into a fight, and one of them killed the other and he was
punished (McAndrew 36). The Donner Reed Party was a group of emigrants traveling to California,
along with the journey the Donner Reed Party encountered many obstacles while on the Oregon Trail
this led to many consequences, and they dealt with theses problems in many different ways. The
Donner Reed Party was a group of people moving to California, looking for a new beginning. Living
in California was a lot cheaper which was better for many people (Calabro Marian 17). California was
mostly empty, so the land was free. This allowed people to build new homes, and buildings (Calabro
Marian 18). The Donner Reed Party was originally from Springfield. In Springfield, the wealthy
people had it better than the people who weren t as wealthy. Moving to California was a perfect
chance for poor

Alcohol Abuse In America
23.1% of all Americans have some alcohol use disorder, also known as AUDs, and 5% of those are
children. Alcohol abuse is defined by the repeated drinking of alcohol to the point that it interferes
with day to day activities, such as work. Also if you drink more than 7 drinks per week, for women, or
14 per week, for men, then you are considered to have a drinking problem. Alcoholism has dastardly
effects on the people themselves and around them. We need to put an end to the emotional, physical,
and economic problems caused by the abuse of alcohol.
Alcoholism not only affects you mentally, but also the mentality of your children, friends, and
significant other. Alcohol is a depressant and continued use of it can cause you to develop depression

Car Hunting Research Paper
The majority of the population has or at least drives a car. One uses the car for transportation to work,
school, doctors appointments, grocery shopping, you end up using the car so much the transmission
gives out. You have no other choice but to buy a new/used car. So what is the first thing you do or look
at when car hunting?
You probably go to a dealer or check Craigslist. But before you do that you have to have in mind what
type of model and year of the car you want. Then you think about the color, and the type of body: do
you want a coupe, a sedan, a truck, van, or an 8 wheeler? What I have just mentioned applies to all
cars in general. The following will depend on whether you want a used or new car. When it is a new
car you do not have ... Show more content on Helpwriting.net ...
Usually a clean title means the car has not been crashed, totaled or in an accident but can have
previous owners and does not have any claims or loans to it. If you buy a car from the original owner
you have hit the jackpot. According to the Merriam Webster Dictionary, a lien is ... a legal claim that
someone or something has on the property of another person until a debt has been paid back. So
basically if you buy a car with a lien title you will not know if the car has been paid off or not. Lastly,
a salvage title is definitely not worth it if you not a businessperson. There are people who buy salvage
cars and repair them to the best possible and make a profit from them. Then there are people like me,
who do not make a living from repairing cars, which is why we do not gain anything and should not
buy a salvage car. Salvaged titles are given to cars that have been in grave accidents and totaled. Like
the windshield and rear can be gone and business people would buy it if they can make a flip from it.
To see if you are getting a good deal, you should check on Kelley s Blue Book, a reliable source for
car buyers. To know more about the cars history, ask for the car

Compare And Contrast The Three Empires
The main three empires that had a lot of significant history are, Egypt, the Hebrews, and Neo
Babylonians. Most of these empires were about conquering land, that was closet too rivers or areas
where the soil was much richer. Majority of the three empires had different writing styles and morals.
The Egyptians were more about wealth and being on top to be closer to Gods, while the Hebrews
believed in one God and used cunified writings. Then you got the Neo Babylonians that created new
technology advancements like roads, aqueducts. The king of Egypt at the time was King Rameses, the
way the author describes him as a good king. Why would I state that, because the Father of Rameses
most know or believe that his son is capable of protecting

Frozen Pipes Research Paper
Tips to Prevent Frozen Pipes | Plumber Katy While we do not have consistent below freezing
temperatures in the south, preventative measures are required for when the temperatures do fall.
Taking the time now to prepare for frigid conditions can prevent burst pipes, and damage to your
home. The following tips to prevent frozen pipes will assist you in ensuring pipes do not freeze.
Contact a Benjamin Franklin plumber in Katy for leak repair before you begin. The pipes that are most
susceptible to freezing are those located outdoors, in unheated parts of the home such as the attic,
basement or garage, and pipes located on exterior walls. Use the following tips to prevent your pipes
from freezing: Inspect Inspecting for leaks is the first step,

Appearance Versus Reality in Anne Elliot s Persuasion Essay
Appearance Versus Reality in Anne Elliot s Persuasion In Persuasion , we meet Anne Elliot, a bright,
attractive, upper class woman who fell in love with a sailor, Captain Frederick Wentworth. However,
Anne was successfully persuaded to reject Wentworth by her aristocratic family and friends, who
failed to recognize Wentworth s fine character and saw only his shallowness. Both Anne s sisters are
extremely different to Anne. Mary is an over reactive hypochondriac. Elizabeth very much follows in
her father s footsteps. She enjoys going off gallivanting at upper class social gatherings and usually
accompanies her father on these. The central conflict in Persuasion is that of appearance versus ...
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While in Bath, Sir Walter obsessed about the dearth of attractive women: He had frequently observed,
as he walked, that one handsome face would be followed by thirty, or five and thirty frights; and once,
as he had stood in a shop in Bond street, he had counted eighty seven women go by, one after another,
without there being a tolerable face among them . Tolerable Face is an example of figurative language.
Such a fascination with outward appearance severely limits Sir Walter s prospects of finding another
wife or intelligent friends and keeps him ignorant and self centred. Austen clearly uses the theme of
appearance versus reality to characterize Anne and Sir Walter. She evidently believes that how a
character sees others is a direct reflection of that character s personality. Thus, we know that Anne
Elliot possesses true depth of character and sincerity because her superficial family fails to recognize
her fine qualities: Anne, with an elegance of mind and sweetness of character, which must have placed
her high with any people of real understanding, was nobody with either father or sister: her word had
no weight; her convenience was always to give way . Anne is clearly the only Elliot who can see
reality : she understands her family s need to economize and recognizes Mary s frequent sickness as a
call for attention. This is moral significance; she

Persuasive Essay On The Fox
Scrutiny over skin colour seems ever so prevalent, the idea of diverse culture is ignored unless it is the
white way; otherwise, it is too primitive. In a foreign land, guns and white skin give the right to rip
children away from their families and culture. Yet it is for their own good, is it not?
The children are like little birds trapped in a fallen nest and about to become prey to something new. A
new predator that they haven t seen, but with its appearance it forces its new ways onto those around
it. A fox does not belong in the bush, yet it holds so much power due to its foreign weaponry. Birds
were never the prey to foxes in the bush. But the fox comes to the bush and now little birds squeal in
vain for their mothers to save them from this hidden villain. Hidden in the undergrowth, the fox
watches its prey. There is fear in the little birds eyes but cunning and cruelty in the fox s amber eyes.
Every action of the fox is a cruel trick with the fox only planning for the chicks demise.
With ears pricked up, the fox listens for its food s cries. A cool breeze blows toward the fox carrying
the birds scent and disguising the fox s presence, it is a hidden spectre with malicious intentions. Its
glass like amber eyes free of guilt and only focused on its prey, they don t show emotion they just give
a dead stare. Every movement is planned, nothing ever left to chance. The fox is poised to pounce, its
body close to the ground with the fur on its belly brushing against leaf

Social Capital in the Developing World Essay
The globalized world today is getting very advanced in all areas and so has become very competitive.
This then accommodates the use of a comparative approach in society. Comparative, an activity
derived from the word comparison meaning to compare, it is defined as a research which uses data
that are compared between at least two countries (Ragin, 1987). This comparative study is a very
important phenomenon in the field of social science and commenced in the1960s and 1970s. It is used
as an essential form of an investigating tool in analyzing the operations between different countries
with a view to formulate solutions for under developed countries and to give details of the
development of social structuring in the framing of public ... Show more content on Helpwriting.net ...
It was deemed necessary for human advancement in terms of improvement in institutions, standard of
living, health care, education and the way forward in society. In other words it can be regarded as a
social empowerment to prepare government policies in the emerging societies. According to Alan
Thomas, development is seen as an historical era attesting for social changes which has transformed
society over a long period. He also made mention that development is a deliberate intent for progress
through government, its agencies, social movements and other organizations (Thomas, 1992).
Development is evident in society when there is a marked increase in economic growth, prosperity
among individuals, modernized infrastructure and an increase in educational standards. Educational
opportunities are of vital importance in any society as it enhances and produces individuals of
intellectual personalities who in turn build the society from their brilliant ideas. On the other hand,
lack of educational standard leads to criminal behaviours, hence, a decline in development. Adapting
to technological advancement and engaging in an active civil society helps in fostering development.
Civil society plays an integral role in society s development as they mostly include interest groups.
They lobby for changes to meet the needs of becoming competitive with the

Essay On Bronchiolitis
Bronchiolitis is a lower respiratory infection caused commonly by the respiratory syncytial virus
(RSV) in the first two years of life. Nearly every child in the United States will be infected with RSV
before its second birthday. The condition is a leading cause of hospital admissions among children
under the age of two. The populations most frequently and severely affected by bronchiolitis include;
infants less than 12 months of age, children born at a low gestational age (less than 32 weeks), and
children with chronic lung disease, congenital heart disease, or immunodeficiency. Standardized and
proper diagnosis and management are essential to effective treatment. The guideline established by the
Academy of Pediatrics (AAP) in 2014 provides practitioners with recommendations for diagnosis,
management, and prevention of bronchiolitis in children. Keywords: Bronchiolitis, guideline,
respiratory syncytial virus, children, respiratory distress Introduction ... Show more content on
Helpwriting.net ...
Bronchiolitis is one of those illnesses. The virus most often occurs in children two to twenty four
months of age (Davidson, 2013). It is an illness that spares few, afflicting approximately 95% of
children before their second birthday (Davidson, 2013). The virus peaks during the winter months
from December through March and accounts for 10% of visits to the primary care provider during the
first two years of life (Burns et. al., 2017). It is the leading cause of hospital admissions for infants
(Burns et. al., 2017). Bronchiolitis is one of those illnesses every practitioner should confidently know
how to manage due to the vast amount of children it afflicts. The AAP released a clinical practice
guideline in October 2014.Familiarity with this guideline is essential to effective

Analysis Of The Accidental Billionaires By Aaron...
The Social Network reveals an ironic story of a computer genius who creates a global social
networking website that now benefits over 5 million users, while he is alone in the end because of his
cynical, unsympathetic and egocentric personality and behavior. The Social Network is a compelling
movie and the movie makers had done a magnificent job using sophisticated cinematography, editing,
sound and lighting techniques to attract their audience s attention and affection throughout the whole
movie. In addition, they clearly appealed to pathos, ethos and logos to persuade their audience to
perceive Mark Zuckerberg s negative personality traits. The film is directed by David Fincher, and the
screenplay is written by Aaron Sorkin and adapted from The Accidental Billionaires written by Ben
Mezrich. The story portrays the creation of Facebook by the founder, Mark Zuckerberg, in his early
twenties, and begins when he was the sophomore at Harvard University.
In October 2003, after Zuckerberg broke up with his girlfriend, Erica Albright, he was so angry and
created a website known as Facemash to allow male viewers to rate female students based on their
attractiveness. The university s network was crashed due to an enormous amount of traffic to the site,
and Zuckerberg was penalized because of his willful misconduct. The popularity of his Facemash
appealed to his schoolmates, Cameron and Tyler Winklevoss, and Divya Narendra to engage him for
programing their ideas of Harvard

Lust By Simon Blackburn Quotes
Lust: the seven deadly sins by Simon Blackburn is part of a seven book series covering the seven
deadly sins. In the book Blackburn takes a wide ranging, historical approach, discussing lust as
viewed by Aristophanes and Plato, lust in the light of the Stoic mistrust of emotion, and the Christian
fear of the flesh that catapulted lust to the level of deadly sin. He describes how philosophical
pessimists like Schopenhauer and Sartre contributed to our thinking about lust and explores the false
starts in understanding lust represented by Freud, Kinsey, and modern evolutionary psychology. (
Lust. Google Books. Oxford University Press, n.d. Web. 1 May 2017. .) The Author, Simon Blackburn
relays all of the information and gives his opinion on what he is writing about. Therefore Blackburn is
technically the only ... Show more content on Helpwriting.net ...
An assumption could be made based off of how he views other philosophers and people he has
decided to write about but without any actual interaction it is hard to tell his personality toward others.
In the chapter introduction of the book he says It is not a task to undertake lightly, and I have to ask
questions of myself. Do I really want to draw aside the curtains and let light disperse the decent night
that thankfully veils our embarrassments? Am I to stand alongside the philosopher Crates, the Cynic,
who believing that nothing is shameful, openly copulated with his wife Hipparchia? Certainly not, but
part of the task is to know why not. (Blackburn, Simon. Introduction. Lust: The Seven Deadly Sins.
Oxford: Oxford UP, 2004. 4. Print.) This makes it explicitly clear in the beginning of the book that
Blackburn is going to take factual, historical information, analyze it and give his opinions based on
what he believes is

Joseph Rudyard Kipling and his Works
Rudyard Kipling
If history were taught in the form of stories, it would never be forgotten. Rudyard Kipling. Rudyard
Kipling was born on December 30, 1865 at Bombay, India. Kipling spent the first six years of his
idyllic life in India until his family moved back to England in 1871. After six months of living in
England his parents abandoned him and his three year old sister, leaving them with the Holloway
family, which in turn mistreated him physically and psychologically, this left him with a sense of
betrayal and scars mentally, but it was then Kipling started to grow a love for literature. Between 1878
and 1882 he attended the United Services College at Westward Ho in north Devon. The College was a
new and very rough boarding ... Show more content on Helpwriting.net ...
England refused to provide for these men, finding it easier to talk about the glory of their soldiers
rather than deliver them sustenance. Kipling s tone is grave and melancholy but also shows a sense of
rage and bitterness that coursed through his lines as well as his life. Kipling was more negative than
most poets at the time and it is no surprise this poem was far less popular.
Kiplings poem boots is about the endless marching done in Africa. Kipling explains how the soldier
would march for days, even weeks with no one to fight, and because the war was still on the endless
marching with nothing to do but stare at the boots in front of you would drive you crazy. We can stick
out unger, thirst, an weariness,/But not not not not the chronic sight of em /Boot boots boots boots
movin up an down again (21 23). Kipling even says, staring at the boots, not knowing when the next
battle will be is even worse than being shot at. Kipling uses repetition in this poem to give the reader a
sense of monotony. Kipling s poem says to count the bullets in the bandoliers and do not let your eyes
drop or the enemy will get on top of you. It is not altogether too bad during the day because of one s
friends, but at night the long strings of forty million are too much to bear. Soldiers marched six weeks
down in Hell and can assert that there is no dark, or devils, or anything else only the

Fah Loan Facts
10 Facts and Myths of FHA Loans
Like many other phenomena, loans guaranteed by the Federal Housing Administration have had their
fair share of myths and facts. Some of the most common myths and facts of FHA loans are briefly
discussed below.
1. It is impossible to get FHA insured loans if you don t have good credit MYTH
FHA is the most lenient loan program available. FHA will insure a loan for a borrower with a mid
FICO score of 580 and still be eligible for 3.5% down payment. However, borrowers with credit
scores lower than 500 can still qualify. They must have at least 10% to use as a down payment.
2. Loans insured by FHA are particularly designed for the poor MYTH
The term poor is relative, and the concept that FHA insured loans ... Show more content on
Helpwriting.net ...
The FHA, however, removed these hurdles for homebuyers who want to buy foreclosed houses.
6. A minimum credit score of 620 is needed to get an FHA insured loan MYTH
This is a pure misconception as the FHA is designed to help borrowers who have passed through a
legit economic hardship and can substantiate the claim. This means that loans are given to borrowers
that have a FICO score that is less than 620 and can afford the small down payments.
7. It is required that you get a Loan Officer to get an FHA insured loan FACT
Most loan officers cannot do business with the Federal Housing Administration. It is therefore
required that you find an accredited agency that is knowledgeable about the underwriting department
at the FHA. This makes the process easier and more effective as such agencies know how to go about
writing the almighty letter of economic hardship that justifies you getting the loan. The letter
determines whether you will be accepted or not as it needs to be written in a certain way.
8. People with bad credit do not get penalized by FHA insured loans

Essay on Microsoft-Intuit Synergy Case Report
Microsoft/Intuit Synergies
There is a great deal of synergy between the Microsoft and Intuit that would be beneficial for
Microsoft if an acquisition were to take place. Intuit s position in the personal finance market would
lend a considerable benefit to Microsoft given their difficulty in that market. Microsoft would also be
able to take advantage of the similarity in their products and use their considerable marketing
advantages to enhance the revenue created by Intuit. In 1994, Bill Gates envisioned an emerging
future market as an online marketplace to handle consumer needs. In order for Microsoft to develop its
capability to control its own destiny in online entertainment and commerce, it needed to acquire
additional core ... Show more content on Helpwriting.net ...
It would be important for Microsoft to identify the resources from Intuit necessary to maintain their
advantage in the market place. This may mean integrating some high level managers and software
developers from Intuit and allowing them access with marketing arm of Microsoft in order to gain an
even greater revenue enhancement.
In order for Microsoft to be able to reach the goals set by Bill Gates, they must use their considerable
resources efficiently to create a place in each market for the online consumer. If they wish to produce
and offer online services such as electronic mail, information data bases, personal finance
management, video on demand, and electronic commerce, then acquiring firms already specialized in
at least some of these areas is the most efficient way to do so. Intuit s products align with Microsoft s
without significant overlap such that the combined firms would provide a handsome horizontally
integrated suite of products with prime market share positions including word processing (49% market
share), spreadsheet (48% market share), tax preparation, accounting, banking, and bill paying which
would all open up the prospect of continued online grazing by the user leading to repeat sales to
Microsoft s video on demand and future entertainment market. The larger objective would be to
capture the user in a web to conduct direct financial transactions over the

American Red Cross Mission Statement
Not for Profit Company American Red Cross
When disaster strikes you find the American Red Cross with coordinating the volunteers both medical
needs and aid the efforts of disaster victims.
The area of interest for the American Red Cross is to Train people how to respond to and prepare for
emergencies is a basis mission American Red Cross. Clarissa Harlowe Barton, Clara founded the
American Red Cross to bring supplies and support to soldiers in the field during the Civil War and at
60 she founded the American Red Cross in 1881. Be sure to include your source with an in text
citation.
The American Red Cross Mission Statement: The American Red Cross prevents and alleviates human
suffering in the face of emergencies by mobilizing the power ... Show more content on
Helpwriting.net ...
First Energycorp.com)
First Energy Value Statement is to be a leading regional energy provider, recognized for operational
excellence, outstanding customer service and our commitment to safety; the choice for long term
growth, investment value and financial strength; and a company driven by the leadership, skills,
diversity and character of our employees.
(http://www.firstenergycorp.com/content/dam/investor/files/annual reports/2010/2010 Annual Report.)
The obstacles that the First Energy Power Company is involved is a cleaner form of energy.
Many Coal Fired Plants in Ohio and other states because of emission standard set by the EPA .
The EPA argued that any air pollutant in the definition of a major emitting facility could be interpreted
only as any air pollutant regulated under the Clean Air Act (Clean Air Act Stationary Source
Greenhouse Gas Regulation Utility Air Regulatory Group v. EPA, P 363, Source: Harvard Law
Review. Nov2014, Vol. 128 Issue 1, p361 370. 10p.)
Donald, by what you have provided here about FEPC, I am not exactly sure what the ethical issue path
that you are going to go with. Please be sure to make this clear in your final

Ganymede Jewelry Essay
Harjeet Chohan
Midterm Project
Ganymede Jewelry
My God, am I such a jewelry fanatic! I knew as soon as I saw jewelry I had to write about it. Jewelry
is something women and men but mostly women tend to adorn themselves with to either show stature,
beauty or just to feel special about themselves. The Jewelry gives a lot of details on where it was made
and the interesting designs on the necklace and earrings. Also, because it s made of real gold and
silver any women would be honored to wear such an amazing work of art. The Ganymede Jewelry
was found in Macedonia near the area of Thessaloniki before 1913 and the jewelry pieces date back to
being formed 330 300 B.C. They date back to the Hellenistic Greek period. Hellenistic period starts
from the death of Alexander the Great in 323 B.C. to the conquest of Ptolemaic Egypt. This time
period Greek cultural power was at the top in Europe, Africa and Asia. It experienced an influx of arts,
literature, architecture, math, science and etc. The jewelry was made by Leochares in the beginning
for the fourth century B.C. The Hellenistic Jewelry was made in current day Greece. The Ganymede
Jewelry consists of earrings, necklace, pins, bracelets and a ring. But it s not sure if they all go
together. The neckless is shown to take on the look of ivy or grape leaf and have a border of beaded
wire and a rosette in the center. Many places like Asia Minor, around the Black Sea area, southern
Italy have known to have strap neckless,

Leaf Shape Poem - Printable Worksheet. Ench

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Leaf Shape Poem - Printable Worksheet. Ench