Why do many retail investors buy SRI funds and why do others stay away from ...ECCE_UM
In this webinar, dr. Paul Smeets will present his research on motivations of retail investors to buy socially responsible (SRI) mutual funds. He has been conducting research together with several national and international financial institutions including Robeco, Deutsche Bank and Triodos Bank. He will show that most retail investors expect lower financial returns on SRI funds than on conventional funds and this holds even for socially responsible investors. The main reason that investors buy SRI funds is because of their social preferences. These findings follow from a combination of administrative trading records, online experiments and surveys. Paul will also show how banks and mutual fund providers can develop financial products and marketing strategies that effectively target retail investors.
For more information see www.paulsmeets.eu
1. IRAITZ APARATUA ETA
IRAIZKETA
GERNU SISTEMEA: gure zelulak sortutako hondakin
ez-gaseosoak egozten dauz.
OSOGAIAK : Kuntzurrunak, ureterra, gernu maskuria eta
uretra.
Kuntzurrunak : baba formako organo bi dira,
bizkarrazurraren alde banatan dagoz.
Bere eginkizuna, odola iragaztea da .
Hondakin toxikoak urez nahastuta, gernua sortzen dabe.
Ureterra : Gernua kuntzurrunetatik hartu eta gernu
maskuriara eroaten daben bi hodi dira .
2. Gernu maskuria : zaku forma dauka eta gernua zakuan
gordeta egoten da, uretraren bidez kanporatu arte.
Uretra : hodiaren bidez, gernu maskurian gordetako gernua
kanporatzen da.
3. IZERDI GURUINAK
IZERDI GURUINAK : azal osoan bananduta dagoz.
Bi funtzio betetzen dabez:
*Substantzia toxikoak ezabatzea : horretarako
izerdia sortzen dabe .
*Gorputzeko tenperaturea kontrolatzea : izerdia
lurruntzen dalako azalaren beroa erabilita .