This document provides an overview of wealth management and various investment options. It discusses that investments require patience and risk to generate wealth over the long term. It then lists common investment avenues people pursue like mutual funds, direct stock investments, fixed deposits, and insurance plans like ULIPs. ULIPs are described as life insurance products that provide risk coverage while allowing policyholders to invest premiums in funds with market-linked returns such as equity and debt funds. Servicing ULIPs can be through single premium payments or regular premiums over a specified number of payment years.

1. Wealth
management
Mantra
By:-Mohit Bamal
Niraj Kumar

2. In investing ,what is comfortable is rarely
profitable –Robert Arnott

3. Investment:-
An investment is the purchase of goods that are not
consumed today but are used in the future to create
wealth.
Wealth is directly proposal to patience
If you want to wealth you need to take risk.

4. Meeting with:-

5. Golden Rule:-
INVEST
EARLY
INVEST
REGULARLY
INVEST FOR
LONG TERM
NOT FOR
SHORT TERM

6. When
to Buy?
What to
Buy ?
When
to sell?
Wealth
Invest Process:-

7. What is stock?

8. What are some option of investment:-
Bank
• Saving(4%)
• Fixed deposit(7.75%)
PPF
• Up to 150000
Per/Year(8.7%)
Mutual Fund
• Equity Fund
• Fixed Income Fund
• Money Market Fund(5.5 to
9% )
Stock Market
•Direct Stock
Gold Deposit
Scheme
INSURANCE
•Unit Linked
Insurance
Plan (ULIP)
•LIC

9. Mainly people go for
Mutual fund
Direct stock
Fixed Deposit
Insurance(Ulip)

10. What is ULIP
ULIP is a life insurance product, which
provides risk cover for the policy holder
along with investment options to invest
in any number of qualified investments
such as stocks, bonds or mutual funds.

11. Advantages Of A Unit Linked Plan?
 Market linked returns:-Unit linked plans give you an opportunity to earn market-
linked returns as part of the premiums are invested in market linked funds which
invest in different market instruments including debt instruments and equity in
varying proportions.
 Life protection, Investment and Savings
 Flexibility
i. The option to switch between investment funds to match your changing needs.
ii. The facility to partially withdraw from your fund, subject to charges and conditions.
iii. Single premium additions to enable the policy holder to invest additional sums of money.

12. Servicing A Unit Linked Plan:
 Single Premium
 Regular Premium Payment (annually, semi-annually or
monthly)
 Number of Premium Paying Years

13. THANK YOU!