A bank is an organization chartered by the government to receive deposits, make loans, and offer related financial services. Multinational banks physically operate in more than one country, while international banks engage in cross-border operations without local offices. The top ten banking groups are ranked by shareholder equity. Regulatory changes, technology, financial innovation, and economies of scale impact banks' organizational structures and operations.

2. An organization, usually a corporation, chartered by a state or federal government, which does most or all of the followings: receives demand deposits and time deposits, honors instruments drawn on them, and pays interest on them; discounts notes, makes loans, and invests in securities; collects checks, drafts, and notes; certifies depositor's checks; and issues drafts and cashier's checks .

3. Engaging in the business of keeping money for savings and checking accounts or for exchange or for issuing loans and credit etc. Transacting business with a bank; depositing or withdrawing funds or requesting a loan etc.

4. A multinational corporation (or transnational corporation) (MNC/TNC) is a corporation or enterprise that manages production establishments or delivers services in at least two countries

5. Multinational banks (MNBs), by definition, are those that physically operate in more than one country. For instance, Citibank operates offices in more than 90 countries around the world

6. International banks engage in cross-border operations and do not set up operations in other countries. A Bank of America loan to a bank in Poland is considered international banking.

7. Top ten banking groups in the world ranked by shareholder equity ($m)

11. Regulatory environment Technological Changes Financial Innovation Growing diversity Economies of scale

12. What is an organizational Structure?? The way in which a firm has arranged its lines of authority and communication, and allocated duties and responsibilities; the structure may be of a divisional, geographic or functional kind or some combination of these.

14. An informal linkage between banks and different countries is set up when bank maintain correspondent accounts with each other. Facilitate international payments and collection for customers. Correspondent --- Mail or Cable communications

15. STATE BANK OF INDIA BANK OF AMERICA A/C OF BANK OF AMERICA A/C OF STATE BANK OF INDIA

17. To provide their customers help from their own personnel on the spot in foreign countries These are not offices for accepting deposits and loans To provide information about local business practice and conditions – creditworthiness of local customers These are small and appearance of an ordinary office rather than a bank

18. An agency is like a full fledge bank in every respect except that it does not accept deposits. Deals in local money markets, foreign exchange markets, arrange loans, clear bank drafts/cheques and channel foreign funds in to financial markets. Arrange long term loans for customers.

19. Foreign banks are operating banks like local banks except that the director and owners tend to reside elsewhere. Local banking rules and rules at home. Books are incorporated with parent bank. Fast clearance of cheques

20. A foreign subsidiary is a locally incorporated bank that happen to be either completely or partly by a foreign parent. Foreign subsidiaries do all type of banking business

21. Consortium banks are joint venture of larger commercial banks . Primarily concerned with investment , arrangement of loans and underwrite stock and bonds.

23. Source: Report on trend and progress of banking in India 2006-07, RBI publication

24. Source: Report on trend and progress of banking in India 2006-07, RBI publication