The document discusses inflation and recession. It defines inflation as a general rise in prices over time, and notes its causes can include excess money supply, rapid bank credit expansion, and deficit financing. It also defines recession as a period of declining economic activity for at least two quarters. The impacts of inflation and recession discussed include increased costs of living, income inequality, and rising unemployment respectively. The document also outlines some government measures that can be taken to control inflation and help overcome recession, such as interest rate adjustments, import liberalization, and stimulus spending.
In this presentation I have explained class 11 topic on inflation. it will be really helpful for students and for the teachers appearing for demo during their interview.
inflation-causes types and control methodsIMS GHAZIABAD
PPT on inflationary trends in INDIA, which consists of all the information about inflation begning from types of inflation to causes and trends of inflation in INDIA.
try the ppt of Tata Mutual Fund on deflation which is posted on slideshare try it its and easy to understand this ppt is also mix of that ppt and 2 more
In this presentation I have explained class 11 topic on inflation. it will be really helpful for students and for the teachers appearing for demo during their interview.
inflation-causes types and control methodsIMS GHAZIABAD
PPT on inflationary trends in INDIA, which consists of all the information about inflation begning from types of inflation to causes and trends of inflation in INDIA.
try the ppt of Tata Mutual Fund on deflation which is posted on slideshare try it its and easy to understand this ppt is also mix of that ppt and 2 more
Inflation is the rise in the prices of goods and services with time. Inflation is of various types and is determined based on different parameters. It is important to have some level of inflation in an economy as deflation can have a negative effect. Visit https://indianmoney.com/articles/different-types-of-inflation to know more.
1. Definition
2. Variations of Inflation
3. Calculation of Inflation
4. Keynisian view of Inflation/Causes of Inflation
5. Effects of Inflation
6. Methods to Control Inflation
7. Is inflation good or bad?
8. Inflation and GDP
Empowering the Unbanked: The Vital Role of NBFCs in Promoting Financial Inclu...Vighnesh Shashtri
In India, financial inclusion remains a critical challenge, with a significant portion of the population still unbanked. Non-Banking Financial Companies (NBFCs) have emerged as key players in bridging this gap by providing financial services to those often overlooked by traditional banking institutions. This article delves into how NBFCs are fostering financial inclusion and empowering the unbanked.
Turin Startup Ecosystem 2024 - Ricerca sulle Startup e il Sistema dell'Innov...Quotidiano Piemontese
Turin Startup Ecosystem 2024
Una ricerca de il Club degli Investitori, in collaborazione con ToTeM Torino Tech Map e con il supporto della ESCP Business School e di Growth Capital
How to get verified on Coinbase Account?_.docxBuy bitget
t's important to note that buying verified Coinbase accounts is not recommended and may violate Coinbase's terms of service. Instead of searching to "buy verified Coinbase accounts," follow the proper steps to verify your own account to ensure compliance and security.
where can I find a legit pi merchant onlineDOT TECH
Yes. This is very easy what you need is a recommendation from someone who has successfully traded pi coins before with a merchant.
Who is a pi merchant?
A pi merchant is someone who buys pi network coins and resell them to Investors looking forward to hold thousands of pi coins before the open mainnet.
I will leave the telegram contact of my personal pi merchant to trade with
@Pi_vendor_247
how can I sell pi coins after successfully completing KYCDOT TECH
Pi coins is not launched yet in any exchange 💱 this means it's not swappable, the current pi displaying on coin market cap is the iou version of pi. And you can learn all about that on my previous post.
RIGHT NOW THE ONLY WAY you can sell pi coins is through verified pi merchants. A pi merchant is someone who buys pi coins and resell them to exchanges and crypto whales. Looking forward to hold massive quantities of pi coins before the mainnet launch.
This is because pi network is not doing any pre-sale or ico offerings, the only way to get my coins is from buying from miners. So a merchant facilitates the transactions between the miners and these exchanges holding pi.
I and my friends has sold more than 6000 pi coins successfully with this method. I will be happy to share the contact of my personal pi merchant. The one i trade with, if you have your own merchant you can trade with them. For those who are new.
Message: @Pi_vendor_247 on telegram.
I wouldn't advise you selling all percentage of the pi coins. Leave at least a before so its a win win during open mainnet. Have a nice day pioneers ♥️
#kyc #mainnet #picoins #pi #sellpi #piwallet
#pinetwork
What price will pi network be listed on exchangesDOT TECH
The rate at which pi will be listed is practically unknown. But due to speculations surrounding it the predicted rate is tends to be from 30$ — 50$.
So if you are interested in selling your pi network coins at a high rate tho. Or you can't wait till the mainnet launch in 2026. You can easily trade your pi coins with a merchant.
A merchant is someone who buys pi coins from miners and resell them to Investors looking forward to hold massive quantities till mainnet launch.
I will leave the telegram contact of my personal pi vendor to trade with.
@Pi_vendor_247
What website can I sell pi coins securely.DOT TECH
Currently there are no website or exchange that allow buying or selling of pi coins..
But you can still easily sell pi coins, by reselling it to exchanges/crypto whales interested in holding thousands of pi coins before the mainnet launch.
Who is a pi merchant?
A pi merchant is someone who buys pi coins from miners and resell to these crypto whales and holders of pi..
This is because pi network is not doing any pre-sale. The only way exchanges can get pi is by buying from miners and pi merchants stands in between the miners and the exchanges.
How can I sell my pi coins?
Selling pi coins is really easy, but first you need to migrate to mainnet wallet before you can do that. I will leave the telegram contact of my personal pi merchant to trade with.
Tele-gram.
@Pi_vendor_247
how can i use my minded pi coins I need some funds.DOT TECH
If you are interested in selling your pi coins, i have a verified pi merchant, who buys pi coins and resell them to exchanges looking forward to hold till mainnet launch.
Because the core team has announced that pi network will not be doing any pre-sale. The only way exchanges like huobi, bitmart and hotbit can get pi is by buying from miners.
Now a merchant stands in between these exchanges and the miners. As a link to make transactions smooth. Because right now in the enclosed mainnet you can't sell pi coins your self. You need the help of a merchant,
i will leave the telegram contact of my personal pi merchant below. 👇 I and my friends has traded more than 3000pi coins with him successfully.
@Pi_vendor_247
Falcon stands out as a top-tier P2P Invoice Discounting platform in India, bridging esteemed blue-chip companies and eager investors. Our goal is to transform the investment landscape in India by establishing a comprehensive destination for borrowers and investors with diverse profiles and needs, all while minimizing risk. What sets Falcon apart is the elimination of intermediaries such as commercial banks and depository institutions, allowing investors to enjoy higher yields.
The European Unemployment Puzzle: implications from population agingGRAPE
We study the link between the evolving age structure of the working population and unemployment. We build a large new Keynesian OLG model with a realistic age structure, labor market frictions, sticky prices, and aggregate shocks. Once calibrated to the European economy, we quantify the extent to which demographic changes over the last three decades have contributed to the decline of the unemployment rate. Our findings yield important implications for the future evolution of unemployment given the anticipated further aging of the working population in Europe. We also quantify the implications for optimal monetary policy: lowering inflation volatility becomes less costly in terms of GDP and unemployment volatility, which hints that optimal monetary policy may be more hawkish in an aging society. Finally, our results also propose a partial reversal of the European-US unemployment puzzle due to the fact that the share of young workers is expected to remain robust in the US.
when will pi network coin be available on crypto exchange.DOT TECH
There is no set date for when Pi coins will enter the market.
However, the developers are working hard to get them released as soon as possible.
Once they are available, users will be able to exchange other cryptocurrencies for Pi coins on designated exchanges.
But for now the only way to sell your pi coins is through verified pi vendor.
Here is the telegram contact of my personal pi vendor
@Pi_vendor_247
USDA Loans in California: A Comprehensive Overview.pptxmarketing367770
USDA Loans in California: A Comprehensive Overview
If you're dreaming of owning a home in California's rural or suburban areas, a USDA loan might be the perfect solution. The U.S. Department of Agriculture (USDA) offers these loans to help low-to-moderate-income individuals and families achieve homeownership.
Key Features of USDA Loans:
Zero Down Payment: USDA loans require no down payment, making homeownership more accessible.
Competitive Interest Rates: These loans often come with lower interest rates compared to conventional loans.
Flexible Credit Requirements: USDA loans have more lenient credit score requirements, helping those with less-than-perfect credit.
Guaranteed Loan Program: The USDA guarantees a portion of the loan, reducing risk for lenders and expanding borrowing options.
Eligibility Criteria:
Location: The property must be located in a USDA-designated rural or suburban area. Many areas in California qualify.
Income Limits: Applicants must meet income guidelines, which vary by region and household size.
Primary Residence: The home must be used as the borrower's primary residence.
Application Process:
Find a USDA-Approved Lender: Not all lenders offer USDA loans, so it's essential to choose one approved by the USDA.
Pre-Qualification: Determine your eligibility and the amount you can borrow.
Property Search: Look for properties in eligible rural or suburban areas.
Loan Application: Submit your application, including financial and personal information.
Processing and Approval: The lender and USDA will review your application. If approved, you can proceed to closing.
USDA loans are an excellent option for those looking to buy a home in California's rural and suburban areas. With no down payment and flexible requirements, these loans make homeownership more attainable for many families. Explore your eligibility today and take the first step toward owning your dream home.
Exploring Abhay Bhutada’s Views After Poonawalla Fincorp’s Collaboration With...beulahfernandes8
The financial landscape in India has witnessed a significant development with the recent collaboration between Poonawalla Fincorp and IndusInd Bank.
The launch of the co-branded credit card, the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card, marks a major milestone for both entities.
This strategic move aims to redefine and elevate the banking experience for customers.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Cardnickysharmasucks
The unveiling of the IndusInd Bank Poonawalla Fincorp eLITE RuPay Platinum Credit Card marks a notable milestone in the Indian financial landscape, showcasing a successful partnership between two leading institutions, Poonawalla Fincorp and IndusInd Bank. This co-branded credit card not only offers users a plethora of benefits but also reflects a commitment to innovation and adaptation. With a focus on providing value-driven and customer-centric solutions, this launch represents more than just a new product—it signifies a step towards redefining the banking experience for millions. Promising convenience, rewards, and a touch of luxury in everyday financial transactions, this collaboration aims to cater to the evolving needs of customers and set new standards in the industry.
Poonawalla Fincorp and IndusInd Bank Introduce New Co-Branded Credit Card
INFLATION AND RECESSION
1. Under the Guidance of Garima Mam & Divya Mam
Presented By :Group 7 (Section A)
Sringarika
Somendra
Ram
Amit
Ajit
2. Inflation is the rise in the
general level of prices of
goods and services in an
economy over a period of
time.
Inflation is a general rise in prices of goods and services. Inflation results in loss of
value of money. If some commodity demands a price of 10 rupees 10 years ago, it
now demands Rs. 50. This means there is loss in value of rupee by about five times
w.r.t. to that commodity. So in general all commodities appreciate over time.
Inflation can be defined as a sharp increase in the rate of change of a price index
above an acceptable level that lasts over a time period long enough to create
expectations of its future persistence.
3.
Deflation – a fall in the general price level. Deflation occurs
when the inflation rate falls below 0% (a negative
inflation rate )
Disinflation – a decrease in the rate of inflation
Hyperinflation – an out-of-control inflationary spiral
Stagflation – a combination of inflation, slow economic
growth and high unemployment; and
4. Wholesale Price Index (WPI)
WPI is the index that is used to measure the change in the
average price level of goods traded in wholesale market.
INDIA uses WPI for calculating inflation.
Consumer Price Index (CPI)
CPI is a statistical time-series measure of a weighted
average of prices of a specified set of goods and services
purchased by consumers
Most of the developed nation use CPI for calculating
inflation.
5. 1.
Over-expansion of money supply i.e. excess liquidity in the
economy leads to inflation because “too many money would
be chasing too few goods”.
2.
Expansion of Bank Credit Rapid is also responsible for the
inflationary trend in a country.
3.
Deficit Financing: The high doses of deficit financing which
may cause reckless spending, may also contribute to the
growth of the inflationary spiral in a country.
4.
A high population growth leads to increase in demand and
money income and cause a high price rise.
5.
Excessive increase in the price of fuel or food products due
to political, economic or natural reasons will lead to
inflation for short- as well as long-term.
6.
An increase in the general level of prices implies a
decrease in the purchasing power of the currency .
Inflation adds inefficiencies in the market, and make it
difficult for companies to budget or plan long-term.
Higher Income tax rates.
Inflation can lead to massive demonstrations and
revolutions. For example, inflation and in particular
food inflation is considered as one of the main reasons
that caused the 2010–2011 Tunisian revolution and
the 2011 Egyptian revolution,
7. Economic Impacts The impact of Inflation on the economic
system may be classified into 3 kinds –
1) Effects on production (that is changes in the routine of
economic activity)
2) Effects on income distribution (that is , re-distribution of
income and wealth)
3) Effects on the consumption and welfare .
8. Fuel Hike
The foremost effect of inflation in
the world economy is seen in
prices of fuel . The rising prices of
Crude Oil & LPG affects a common
man from all sides.
Food Price Hike
In times of rising inflation, this
means that increased cost of living
for the population. Commodity
prices increases significantly.
9.
Right from the beginning, inflation adds to inequalities of
income and wealth.
Inflation leads to a shift in the asset preference of wealth
holders.
Inflation leads to balance of payments problems.
Inflation distorts the financial system of the country.
10.
The Government said that liberalization of imports, banning exports
and a cut in excise and customs duties are among the steps taken by
the Government to control inflation in the country.
The Government has directed the Reserve Bank of India (RBI) to take
monetary measures and to put down interest rates to control Inflation.
The Central Government of India has directed the Chief Ministers of all
the states in India to take preventive measures to control Inflation like
cutting down of sales tax , custom and excise duties .
Some of the state Governments have taken up the initiative to provide
lower priced ration goods for the Below Poverty Line (BPL)
masses because they are the ones who are the mostly effected .
11. Very few know that there are some positive impacts
of inflation as well. However, the beneficial effects
of inflation are limited to only its initial phase when
the price rise is sufficiently mild. During that period,
there is a favourable impact upon both output and
employment.
12. Is Inflation Unjust ?
Inflation is unjust because it affects different classes
of people in the society in different ways and in
different degrees. If inflation were to affect everyone
in the society in exactly the same manner and to the
same the degree, it would not alter the economic and
social relationships in the community. But inflation
takes away wealth from some people and transfers it
to others on a random basis without taking into
consideration the sound maxim of social equality.
13.
The Zimbabwean dollar bank note holds the record for the
greatest number of zeros shown (100,000,000,000,000).
Hungary holds the record for the largest banknote ever issued,
but its bank note did not depict all the zeros—the amount was
spelled out .
The post-WWII hyperinflation of Hungary holds the record for
the most rapid monthly inflation increase ever:
41,900,000,000,000,000% for July 1946, which means prices
were .doubled every 14th hour.
* Ref.: Zimbabwe Inflation Hits 11,200,000 Percent CNN. August 19, 2008.
Accessed: Aug 28 , 2012. every 13.5 hours .
A dollar from 1950 is now worth only $0.12.
14.
Current inflation rate in India , as per July 2012, is 6.87%.
Period Inflation(in India)
june 2012 - 10.053 %
june 2011 - 8.621 %
june 2010 - 13.725 %
*
Source- http://the-finance-blog.blogspot.in/2012/03/inflation-rates-of-india-2012.html
15. Recession
A Recession is the contraction phase of the business cycle.
A general definition of recession is “Gradual Decline in Economic
activity lasting over for at least two successive quarters “
National Bureau of Economic Research (NBER) is an non-profit
organization that defines the economy ‘s state of recession.
They define recession as :
“significant decline in economic activity lasting more than a few
months, which is normally visible in real GDP, real income,
employment, industrial production, and wholesale-retail sales”.
16. GDP is a good indicator of economy and it can be used to
predict whether economy is in recession or not.
Other indicators could be;
Unemployment Rate,
Consumption Rate,
Actual Personal Income
Etc..
Source- www.STRATFOR.com
17. The main causes of recession are :
1) Over Production
2) Low Confidence Level
OVER
PRODUCTION
LOW
CONFIDENCE
LEVEL
A situation in which the supply
exceeds the nation’s ability to
consume what has been produced;
Supply > Demand
Word of mouth
Assignable Cause
18. Word Of Mouth
Low Confidence Level
of Millions of
consumers and
producers after they
hear many job cuts,
Demand comes down,
Problems of Companies’
bankruptcy , etc
Consumers are fearing that they may
lose their jobs; So, they have less
confidence to spend money and buy
goods. This will result in reduction
in demand in the market . Consumers
start saving money instead of
spending
money ,& this is a downward spiral in
the economy .
Assignable Causes
Natural Calamities , Terrorist Attacks etc.
19. Impacts of Recession can be of following two types :
1) Positive Impacts:
Positive Impacts which are visible are :
a) Lower Inflation Rate.
b) Decrease In Import.
c) Decrease In Crude Oil Rate.
2) Negative Impacts :
Negative Impacts of Recession are :
a) Decline in Export.
b) Unemployment.
c) Decrease in GDP.
d) Decrease in Foreign Investments.
20. How to overcome recession?
It is unhealthy for any nation to be in Recession,
So, Government need to take certain countermeasures
to eliminate or reduce the Effect of recession for turnaround.
Important Point:
Today, it is a market Economy
Producers
Consumers
Can produce and
sell at their prices
Can decide to
buy or not
Both Producers and Consumers are free to act; Not a forced action
21. Hence, Government does not have direct control on Producers’ & the
Consumers’ behavior .But, they can influence millions of Producers &
Consumers with Government’s policies .
Government has 2 plans
Fiscal Policies
Monetary Policies
(By Govt.)
(By RBI)
Government influences the
economy by changing how
it (Government) spends
and collects money
RBI manipulates
the available supply of
money in the country
22. To conclude it can be said that both inflation and recession
are part of business cycle which we can not fully control ,
we can only take preventive measures and monitor their
impacts and invest wisely.