85% of buildings in operation in 2030 will be buildings we already have today. That means we need to maximize their efficiency. Building energy rating & disclosure--tracking the energy consumption of buildings and comparing it--is an effective way to catalyze greater efficiency.
Steve Thompson, VP Enterprise Application Solutions & Alliances, Johnson Controls Inc.
From the 2010 Responsible Supply Chains Conference at Stanford Graduate School of Business: http://www.gsb.stanford.edu/scforum/ser/conference
For more resources from previous years:
http://www.gsb.stanford.edu/scforum/ser/conference/resources.html
Steve Thompson, VP Enterprise Application Solutions & Alliances, Johnson Controls Inc.
From the 2010 Responsible Supply Chains Conference at Stanford Graduate School of Business: http://www.gsb.stanford.edu/scforum/ser/conference
For more resources from previous years:
http://www.gsb.stanford.edu/scforum/ser/conference/resources.html
Development of 'State-of-Art' Building Energy Dashboard: The C3 Dashboardruchiek
A building energy dashboard could be a tool to influence users to be
more environmentally conscious by displaying real-time energy
consumption. Current commercially available dashboards fall short of
their potential as they do not simultaneously address occupant
comfort, case specific recommendations or controls. To address this
gap, a prototype has been developed for a new ‘state-of-art’
dashboard, the “C3” dashboard. C3 is a common platform for
communication, consultancy and control. It is designed to be a
personal dashboard for users in commercial buildings. This study
presents the opportunities and challenges of developing a user-based
energy dashboard that would empower occupants to save more energy.
Building a Thriving and Extended Utilities Value ChainCognizant
To transform from commodity power suppliers to innovative service providers, utilities must lead an emerging ecosystem that facilitates revenue decoupling, renewable energy and energy efficiency portfolio standards.
Energy finance for building retrofits: Energy Performance Contracting UKdrpaulfisher
An introduction to Energy Performance Contracting in the UK:
- What is an EPC
- Benefits & Challenges
- Energy efficiency financing
- What is the process
- How to select your ESCo
- The importance of Monitoring and Verification
CIB TG66 India Webinar 20120628 Priyanka Kochhar Energy efficiency in buildingsINIVE EEIG
CIB TASK GROUP 66 WEB EVENT
"THE IMPLEMENTATION OF ENERGY EFFICIENT BUILDINGS POLICY IN INDIA AND BEYOND"
THURSDAY 28 JUNE 2012
2 pm – 4 pm Indian Standard Time
AGENDA
- Introduction, by Jean Carassus, CIB TG66 Coordinator, Professor at Ecole Nationale des Ponts et Chaussées, Paris Institute of Technology, mandated by Centre Scientifique et Technique du Bâtiment (France).
- The Implementation of Energy Efficient Buildings’ Policy in India- by Priyanka Kochar, Programme Manager, Sustainable Habitats Division, The Energy and Resources Institute, New Delhi.
- Beyond the Building: Energy Efficient Surrounding is Future of India, by Dr Mahua Mukherjee, Assistant Professor, Department of Architecture & Planning, Indian Institute of Technology, Roorkee.
- Conclusion by Peter Wouters, CIB Marketing and Communication Chair, Director at Belgian Building Research Institute (BBRI, Belgium),
BACKGROUND FOR THIS EVENT
CIB Task Group 66 is setting up several meetings to capitalize high level information on "THE IMPLEMENTATION OF ENERGY EFFICIENT BUILDINGS POLICIES IN 5 CONTINENTS".
The first event was an International Seminar organized in Brussels. It was dedicated to the European policy (four presentations), the action of three international organizations (UNEP-SBCI, IEA, WBCSD) and the policies of four countries: Brazil, China, South Africa and the USA.
The second event was an Internet Session dedicated to Europe, with five presentations from Belgium, France, Germany, Netherlands and Poland.
The third event was an Internet Session dedicated to North America, with five presentations from Canada, Mexico and the USA.
The fourth event was an Internet Session dedicated to South America, with five presentations from Argentina, Brazil, Chile, Uruguay and Venezuela.
To listen to registered conferences and see presentations from those events, visit
http://cib.sympraxis.eu
How is a typical AC distribution board for PV installations different from the DBs used in normal industrial applications ?
To find out, here is the latest edition of The Elektro Tipp - Hensel\'s information service for electro-technical specialists.
Perspectives on Energy Efficiency Opportunities and Strategies:Technology an...Alliance To Save Energy
On September 14, Executive Vice President for Programs Brian Castelli keynoted the Riso International Energy Conference 2009 at the Technical University of Denmark, where he addressed the role of energy efficiency in reducing greenhouse gases (GHG).
Ca partner day - application lifecycle optimization - milano e romaCA Technologies Italia
Sessione di approfondimento sulle soluzioni per eliminare i vincoli derivanti dallo sviluppo software tradizionale attraverso la virtualizzazione dei servizi.
Development of 'State-of-Art' Building Energy Dashboard: The C3 Dashboardruchiek
A building energy dashboard could be a tool to influence users to be
more environmentally conscious by displaying real-time energy
consumption. Current commercially available dashboards fall short of
their potential as they do not simultaneously address occupant
comfort, case specific recommendations or controls. To address this
gap, a prototype has been developed for a new ‘state-of-art’
dashboard, the “C3” dashboard. C3 is a common platform for
communication, consultancy and control. It is designed to be a
personal dashboard for users in commercial buildings. This study
presents the opportunities and challenges of developing a user-based
energy dashboard that would empower occupants to save more energy.
Building a Thriving and Extended Utilities Value ChainCognizant
To transform from commodity power suppliers to innovative service providers, utilities must lead an emerging ecosystem that facilitates revenue decoupling, renewable energy and energy efficiency portfolio standards.
Energy finance for building retrofits: Energy Performance Contracting UKdrpaulfisher
An introduction to Energy Performance Contracting in the UK:
- What is an EPC
- Benefits & Challenges
- Energy efficiency financing
- What is the process
- How to select your ESCo
- The importance of Monitoring and Verification
CIB TG66 India Webinar 20120628 Priyanka Kochhar Energy efficiency in buildingsINIVE EEIG
CIB TASK GROUP 66 WEB EVENT
"THE IMPLEMENTATION OF ENERGY EFFICIENT BUILDINGS POLICY IN INDIA AND BEYOND"
THURSDAY 28 JUNE 2012
2 pm – 4 pm Indian Standard Time
AGENDA
- Introduction, by Jean Carassus, CIB TG66 Coordinator, Professor at Ecole Nationale des Ponts et Chaussées, Paris Institute of Technology, mandated by Centre Scientifique et Technique du Bâtiment (France).
- The Implementation of Energy Efficient Buildings’ Policy in India- by Priyanka Kochar, Programme Manager, Sustainable Habitats Division, The Energy and Resources Institute, New Delhi.
- Beyond the Building: Energy Efficient Surrounding is Future of India, by Dr Mahua Mukherjee, Assistant Professor, Department of Architecture & Planning, Indian Institute of Technology, Roorkee.
- Conclusion by Peter Wouters, CIB Marketing and Communication Chair, Director at Belgian Building Research Institute (BBRI, Belgium),
BACKGROUND FOR THIS EVENT
CIB Task Group 66 is setting up several meetings to capitalize high level information on "THE IMPLEMENTATION OF ENERGY EFFICIENT BUILDINGS POLICIES IN 5 CONTINENTS".
The first event was an International Seminar organized in Brussels. It was dedicated to the European policy (four presentations), the action of three international organizations (UNEP-SBCI, IEA, WBCSD) and the policies of four countries: Brazil, China, South Africa and the USA.
The second event was an Internet Session dedicated to Europe, with five presentations from Belgium, France, Germany, Netherlands and Poland.
The third event was an Internet Session dedicated to North America, with five presentations from Canada, Mexico and the USA.
The fourth event was an Internet Session dedicated to South America, with five presentations from Argentina, Brazil, Chile, Uruguay and Venezuela.
To listen to registered conferences and see presentations from those events, visit
http://cib.sympraxis.eu
How is a typical AC distribution board for PV installations different from the DBs used in normal industrial applications ?
To find out, here is the latest edition of The Elektro Tipp - Hensel\'s information service for electro-technical specialists.
Perspectives on Energy Efficiency Opportunities and Strategies:Technology an...Alliance To Save Energy
On September 14, Executive Vice President for Programs Brian Castelli keynoted the Riso International Energy Conference 2009 at the Technical University of Denmark, where he addressed the role of energy efficiency in reducing greenhouse gases (GHG).
Ca partner day - application lifecycle optimization - milano e romaCA Technologies Italia
Sessione di approfondimento sulle soluzioni per eliminare i vincoli derivanti dallo sviluppo software tradizionale attraverso la virtualizzazione dei servizi.
Retrocommissioning (RCx) Services to Optimize Building PerformanceMcKenney's Inc
RCx is a cost-effective approach to improve system performance in buildings facing problems that stem from performance degredation or design and construction issues. For more info visit http://mckenneys.com.
MIDA networking session on clean technologies-21.2.2013ZAINI ABDUL WAHAB
get together and networking session between newly established Clean Technology and Environment Division at Malaysia Investment Development Authority(MIDA) and green related NGOs
Presentation by Eileen McHugh, Municipal Energy Programs Coordinator, DOER. "Why and how would a community choose to implement an Energy Management Services (EMS) project?"
Energy Efficiency Asia 2008 - The Energy Efficiency Coalitionreeep
Horst Biedermann is talking about REEEP and the Energy Efficiency Coalition which is an initiative by REEEP to fill the gap between the Energy efficiency potential and Implementation
Welcome to TechSoup New Member Orientation and Q&A (May 2024).pdfTechSoup
In this webinar you will learn how your organization can access TechSoup's wide variety of product discount and donation programs. From hardware to software, we'll give you a tour of the tools available to help your nonprofit with productivity, collaboration, financial management, donor tracking, security, and more.
2024.06.01 Introducing a competency framework for languag learning materials ...Sandy Millin
http://sandymillin.wordpress.com/iateflwebinar2024
Published classroom materials form the basis of syllabuses, drive teacher professional development, and have a potentially huge influence on learners, teachers and education systems. All teachers also create their own materials, whether a few sentences on a blackboard, a highly-structured fully-realised online course, or anything in between. Despite this, the knowledge and skills needed to create effective language learning materials are rarely part of teacher training, and are mostly learnt by trial and error.
Knowledge and skills frameworks, generally called competency frameworks, for ELT teachers, trainers and managers have existed for a few years now. However, until I created one for my MA dissertation, there wasn’t one drawing together what we need to know and do to be able to effectively produce language learning materials.
This webinar will introduce you to my framework, highlighting the key competencies I identified from my research. It will also show how anybody involved in language teaching (any language, not just English!), teacher training, managing schools or developing language learning materials can benefit from using the framework.
Francesca Gottschalk - How can education support child empowerment.pptxEduSkills OECD
Francesca Gottschalk from the OECD’s Centre for Educational Research and Innovation presents at the Ask an Expert Webinar: How can education support child empowerment?
The Roman Empire A Historical Colossus.pdfkaushalkr1407
The Roman Empire, a vast and enduring power, stands as one of history's most remarkable civilizations, leaving an indelible imprint on the world. It emerged from the Roman Republic, transitioning into an imperial powerhouse under the leadership of Augustus Caesar in 27 BCE. This transformation marked the beginning of an era defined by unprecedented territorial expansion, architectural marvels, and profound cultural influence.
The empire's roots lie in the city of Rome, founded, according to legend, by Romulus in 753 BCE. Over centuries, Rome evolved from a small settlement to a formidable republic, characterized by a complex political system with elected officials and checks on power. However, internal strife, class conflicts, and military ambitions paved the way for the end of the Republic. Julius Caesar’s dictatorship and subsequent assassination in 44 BCE created a power vacuum, leading to a civil war. Octavian, later Augustus, emerged victorious, heralding the Roman Empire’s birth.
Under Augustus, the empire experienced the Pax Romana, a 200-year period of relative peace and stability. Augustus reformed the military, established efficient administrative systems, and initiated grand construction projects. The empire's borders expanded, encompassing territories from Britain to Egypt and from Spain to the Euphrates. Roman legions, renowned for their discipline and engineering prowess, secured and maintained these vast territories, building roads, fortifications, and cities that facilitated control and integration.
The Roman Empire’s society was hierarchical, with a rigid class system. At the top were the patricians, wealthy elites who held significant political power. Below them were the plebeians, free citizens with limited political influence, and the vast numbers of slaves who formed the backbone of the economy. The family unit was central, governed by the paterfamilias, the male head who held absolute authority.
Culturally, the Romans were eclectic, absorbing and adapting elements from the civilizations they encountered, particularly the Greeks. Roman art, literature, and philosophy reflected this synthesis, creating a rich cultural tapestry. Latin, the Roman language, became the lingua franca of the Western world, influencing numerous modern languages.
Roman architecture and engineering achievements were monumental. They perfected the arch, vault, and dome, constructing enduring structures like the Colosseum, Pantheon, and aqueducts. These engineering marvels not only showcased Roman ingenuity but also served practical purposes, from public entertainment to water supply.
Synthetic Fiber Construction in lab .pptxPavel ( NSTU)
Synthetic fiber production is a fascinating and complex field that blends chemistry, engineering, and environmental science. By understanding these aspects, students can gain a comprehensive view of synthetic fiber production, its impact on society and the environment, and the potential for future innovations. Synthetic fibers play a crucial role in modern society, impacting various aspects of daily life, industry, and the environment. ynthetic fibers are integral to modern life, offering a range of benefits from cost-effectiveness and versatility to innovative applications and performance characteristics. While they pose environmental challenges, ongoing research and development aim to create more sustainable and eco-friendly alternatives. Understanding the importance of synthetic fibers helps in appreciating their role in the economy, industry, and daily life, while also emphasizing the need for sustainable practices and innovation.
Instructions for Submissions thorugh G- Classroom.pptxJheel Barad
This presentation provides a briefing on how to upload submissions and documents in Google Classroom. It was prepared as part of an orientation for new Sainik School in-service teacher trainees. As a training officer, my goal is to ensure that you are comfortable and proficient with this essential tool for managing assignments and fostering student engagement.
June 3, 2024 Anti-Semitism Letter Sent to MIT President Kornbluth and MIT Cor...Levi Shapiro
Letter from the Congress of the United States regarding Anti-Semitism sent June 3rd to MIT President Sally Kornbluth, MIT Corp Chair, Mark Gorenberg
Dear Dr. Kornbluth and Mr. Gorenberg,
The US House of Representatives is deeply concerned by ongoing and pervasive acts of antisemitic
harassment and intimidation at the Massachusetts Institute of Technology (MIT). Failing to act decisively to ensure a safe learning environment for all students would be a grave dereliction of your responsibilities as President of MIT and Chair of the MIT Corporation.
This Congress will not stand idly by and allow an environment hostile to Jewish students to persist. The House believes that your institution is in violation of Title VI of the Civil Rights Act, and the inability or
unwillingness to rectify this violation through action requires accountability.
Postsecondary education is a unique opportunity for students to learn and have their ideas and beliefs challenged. However, universities receiving hundreds of millions of federal funds annually have denied
students that opportunity and have been hijacked to become venues for the promotion of terrorism, antisemitic harassment and intimidation, unlawful encampments, and in some cases, assaults and riots.
The House of Representatives will not countenance the use of federal funds to indoctrinate students into hateful, antisemitic, anti-American supporters of terrorism. Investigations into campus antisemitism by the Committee on Education and the Workforce and the Committee on Ways and Means have been expanded into a Congress-wide probe across all relevant jurisdictions to address this national crisis. The undersigned Committees will conduct oversight into the use of federal funds at MIT and its learning environment under authorities granted to each Committee.
• The Committee on Education and the Workforce has been investigating your institution since December 7, 2023. The Committee has broad jurisdiction over postsecondary education, including its compliance with Title VI of the Civil Rights Act, campus safety concerns over disruptions to the learning environment, and the awarding of federal student aid under the Higher Education Act.
• The Committee on Oversight and Accountability is investigating the sources of funding and other support flowing to groups espousing pro-Hamas propaganda and engaged in antisemitic harassment and intimidation of students. The Committee on Oversight and Accountability is the principal oversight committee of the US House of Representatives and has broad authority to investigate “any matter” at “any time” under House Rule X.
• The Committee on Ways and Means has been investigating several universities since November 15, 2023, when the Committee held a hearing entitled From Ivory Towers to Dark Corners: Investigating the Nexus Between Antisemitism, Tax-Exempt Universities, and Terror Financing. The Committee followed the hearing with letters to those institutions on January 10, 202
Operation “Blue Star” is the only event in the history of Independent India where the state went into war with its own people. Even after about 40 years it is not clear if it was culmination of states anger over people of the region, a political game of power or start of dictatorial chapter in the democratic setup.
The people of Punjab felt alienated from main stream due to denial of their just demands during a long democratic struggle since independence. As it happen all over the word, it led to militant struggle with great loss of lives of military, police and civilian personnel. Killing of Indira Gandhi and massacre of innocent Sikhs in Delhi and other India cities was also associated with this movement.
Acetabularia Information For Class 9 .docxvaibhavrinwa19
Acetabularia acetabulum is a single-celled green alga that in its vegetative state is morphologically differentiated into a basal rhizoid and an axially elongated stalk, which bears whorls of branching hairs. The single diploid nucleus resides in the rhizoid.
Honest Reviews of Tim Han LMA Course Program.pptxtimhan337
Personal development courses are widely available today, with each one promising life-changing outcomes. Tim Han’s Life Mastery Achievers (LMA) Course has drawn a lot of interest. In addition to offering my frank assessment of Success Insider’s LMA Course, this piece examines the course’s effects via a variety of Tim Han LMA course reviews and Success Insider comments.
Thesis Statement for students diagnonsed withADHD.ppt
Building Energy Rating & Disclosure: A Catalyst for Efficiency
1. Multifamily Performance Testing
Building Energy Rating & Disclosure:
A Catalyst for Efficiency
AIA
May 16, 2012
Cliff Majersik
Executive Director
Institute for Market Transformation
Washington, DC
www.imt.org
www.buildingrating.org
cliff@imt.org
202-525-2883
2. Energy Star Buildings Command
Market Premiums
Added Value of ENERGY STAR-Labeled
Commercial Buildings in the U.S. Market
2
3. New Guidance for Appraisers
• Provides real estate
appraisers with guidance to
analyze the effects of
energy performance on the
value of commercial and
multi-family buildings
• Enhances credibility of
property valuation by
helping appraisers find,
understand and use
available information
• imt.org/commercial-finance
8. A Virtuous Cycle
“When performance is measured,
performance improves. When
performance is measured and reported
back, the rate of improvement
accelerates.”
8
9. Small Businesses and Job Creation
Benchmarks Guide Investment
Survey of hundreds of facility managers .
Audin, Lindsay. “Finding Your Best Energy Opportunity.”
Building Operating Management. December, 2011.
9
10. Rating Laws: International Timeline
2004: Norway, 2010: EPBD Recast
part of the European
The EPBD is recast to
Economic Area, formally
strengthen the energy
agrees to implement the 2007: Brazil adopts voluntary performance
EPBD and building
1997: Denmark building rating regulations that requirements for all EU
certification requirements
requires energy become mandatory in 2012 Member States and to
certification for clarify and streamline
homes and provisions from the
buildings original Directive
1996 1997 1998 1999 2000 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012
2002: 2008: China
Energy Performance adopts a
mandatory
of Buildings Directive energy rating
(EPBD) EU Member program for
States are required to government 2010: Australia
establish mandatory energy buildings. passes the Building
certification schemes Energy Efficiency
for all homes and buildings Disclosure Act
2008: Turkey requiring energy
adopts a performance
mandatory disclosure for
certification commercial buildings
scheme at point of sale or
lease
12. U.S. Policy Overview
Policy Impact Projections
Annual Building Area Annual Number of Buildings
(in Square Feet)
Approximately 4 billion square feet
More than 3x the floor area of every Walmart, Target, Home Depot,
Barnes & Noble and Costco store in America 12
13. Policies by Jurisdiction
All U.S. policies leverage the ENERGY STAR Portfolio Manager tool
Benchmarking
Jurisdiction Disclosure
(Building Type and Size)
On To transactional counterparties
Non- Multi- To local To
public
residential family government tenants Sale Lease Financing
web site
Austin 10k SF+ - - - - -
California* 1k SF+ - - -
District of Columbia 50k SF+ 50k SF+ - - - -
New York City 50k SF+ 50k SF+ - - - -
San Francisco 10k SF+ - - - -
Seattle 10k SF+ 5+ units -
Washington 10k SF+ - - - -
13
14. New York City
NYC Greener Greater Buildings Plan
• Requires annual benchmarking and public disclosure,
periodic audits and RCx, lighting retrofits and sub
metering in large commercial and multifamily buildings
• More than 2,300 city buildings benchmarked and
disclosed
• Initial analysis of benchmarking data underway
• May 1, 2012: Second deadline for private buildings
reporting
• September 2012: Individual building ratings to be
published
Rendering courtesy NYC Mayor’s Office of Long-Term Planning and Sustainability
14
15. Austin
Austin Energy Conservation and Disclosure Ordinance (ECAD)
• Requires time-of-sale audits for single family homes, audits and potential upgrades for
multifamily properties, and annual benchmarking and time-of-sale disclosure for
commercial facilities
• MF requirements:
Conduct audit
Mandatory upgrades for
high energy-use properties
Post audit results
Distribute Energy Guide to
prospective tenants
• 535 MF audits completed
• 268 upgrades documented
• $1.7M in rebates for FY 2011
15
16. Small Businesses and Job Creation
Jobs
First report documenting job growth
from energy benchmarking policies
Profiles of small businesses adding staff and
increasing client bases
KEY TAKEAWAY: Financing not the key barrier.
Primary issue is demand.
16
17. Jobs
“As a Silicon Valley venture capitalist … I tell our green startup companies to focus on San
Francisco or New York City. That’s where the action is going to be.”
- Elton Sherwin, venture capitalist, senior managing director, Ridgewood Capital
“The Greener Greater Buildings Plan has spurred the New York Market to interest and activity
around energy efficiency. Over the past year, we have begun working with over 75 million
square feet of real estate in New York and over 400 new clients.”
- Lindsay Napor McLean, COO, Ecological
“When an owner sees a benchmarking score that is lower than expected, they’re a little more
receptive to improvements to bring the score up, which in turn lowers their utility costs.”
- Kevin Dingle, president, Sustaining Structures
17
18. DC Benchmarking: Phase in by size
Utility First % of Covered % of Total
Building Size
Year Data Report Buildings Building Area
200,000+ sq. ft. 2010 Fall 2012* 36% 66%
150,000+ sq. ft. 2011 Fall 2012* 47% 76%
100,000+ sq. ft. 2012 April 1, 2013 62% 86%
50,000+ sq. ft. 2013 April 1, 2014 100% 100%
•NOTE: No collecting or reporting of data from
residential tenant meters until aggregate data
service available from utilities
* Deadlines still in flux based on the ongoing rulemaking
process
19. DC Benchmarking: Publication of
Results
• Benchmark results will be made public in 2nd reporting yr
• Results will be reported on the DDOE website
(www.ddoe.dc.gov)
Address Year Built
Energy Performance Rating (1-100) Energy Intensity
Electricity Use Natural Gas Use
Water Use CO2 Emissions
Space Type Gross Building Area
20. Target Finder for New DC Buildings
• DC Energy Act also requires projects over 50,000 sq. ft. that
submit 1st building permit after January 1, 2012 to model
their energy performance using the ENERGY STAR Target
Finder Tool and report results to the District
• Results will be made public online along side benchmarks
• Submit your Target Finder “Statement of Energy Design
Intent” to DCRA with your building permit
application either as PDF or hard copy
• Future electronic submission directly
through Target Finder (2013)
21. The Data Access Challenge
Some owners cannot access tenant energy consumption data
Owners need whole-building energy data to benchmark
• Separate meters often prevent owners from accessing tenant data
• Most utilities have not yet provided data due to confidentiality concerns, IT
challenges, lack of awareness and inertia
• ComEd (in Chicago) is a national leader in providing data
o Piloted a data access platform for owners that resulted in thousands of
buildings benchmarked in only three years
• BOMA, RER, IMT, USGBC form DATA Alliance to work with utilities and regulators
• July 2011: National Association of Regulatory Utility Commissioners (NARUC)
approves resolution calling on regulators to provide better data access to owners
www.energydataalliance.org 21
23. • Efficiency Utility
• Funded by utility surcharge
• 11 cents per kwh and therm
• Created by 2008 Clean and Affordable Energy
Act
• Contract won by Vermont Energy Investment
Corporation (VEIC) and local partners
• VEIC started nation’s first and most
successful efficiency utility: Efficiency
Vermont
24. • Create green jobs for District residents
• Stimulate the local economy
• Reduce energy use throughout the District,
particularly in housing for low-income residents
• Reduce the growth rate of peak electricity
demand
• Increase renewable energy generating capacity
25. 2012 Multi-Family Initiatives
Market Rate Multifamily
• T12 Lighting Replacement
• Custom Programs
Low-Income Multifamily
• Comprehensive Program for New
Construction and Substantial Rehab
• Property Manager Direct Install
• T12 Lighting Replacement
• Other custom services
26. DC Benchmarking Resources
• Webinars from U.S. EPA
• DC SEU Benchmarking Help Center:
• Technical assistance with ENERGY STAR Portfolio
Manager and DC benchmarking requirements
• FREE
• Help Line: 202-525-7036
• Future In-Person training sessions
• Consultants can help; 60% of all NYC
benchmarking done by consultants
27. Incorporating Energy Efficiency into Mortgage
Underwriting
Aligning mortgage policy with energy efficiency
Energy costs now exceed property
taxes and insurance, which are
accounted for in mortgage
underwriting.
A homeowner who spends less on
utilities will have more money to
make mortgage payments
For a typical house :
o Median home price - $175,000
o Average 30-year commitment to
energy costs - $70,000
28. Mortgage Underwriting:
• Borrower capacity is adjusted for
energy costs.
• Value of the home reflects the
energy cost savings.
The Three C’s of
Underwriting
Capacity Collateral
Borrower’s ability to pay the Appraised value of the
Credit monthly mortgage home
Debt-to-Income Test Loan to Value Ratio
Energy “blind spot”
29. • SAVE Act (S. 1737) introduced by Senators Bennet
(D-CO) and Isakson (R-GA)
• If passed, SAVE Act would create 83,000 jobs and
$1.1 billion in savings to Americans' energy bills
in 2020
Annual Annual Energy
Year
Jobs Bill Savings*
2015 16,000 $95 million
2017 50,000 $380 million
2020 83,000 $1.1 billion
Source: 2011 study by the American Council for an Energy-Efficient Economy
(ACEEE) and the Institute for Market Transformation (IMT).
www.imt.org/SAVE_Act
30. The SAVE Act: S. 1737
Leading business, industry, and environmental support the proposal.
We know that a homeowner who spends less on energy will have more money to make mortgage payments, yet mortgage lenders largely ignore these costs when qualifying a family for a home because they’re not part of standard mortgage underwriting criteria. The typical U.S. Household spends more than $2,300 in annual energy costs – more than the average cost of property taxes or homeowners insurance, two expenses that are routinely underwritten in a mortgage loan.Over the course of a 30-year mortgage, energy costs can accumulate to over $70,000. This is a huge cost, especially considering the median U.S. home price is around $175,000. The SAVE (Sensible Accounting to Value Energy) Act, a new proposal championed by Senator Michael Bennet (D-CO) with support from efficiency advocates and leading homebuilders, would seek to correct this energy “blind spot” in mortgage underwriting and appraisal.