ID theft occurs when personal information is used without authorization to commit fraud, affecting over 10 million people annually in the US. Personal information can be obtained through phishing scams, lost or stolen wallets, mail theft, or hacking of online transactions. To prevent ID theft, one should shred mail, update contact information, avoid sharing personal details, and monitor credit reports. If a victim, one should file a police report, place fraud alerts on credit files, and keep records of recovery efforts. Phishing involves deceiving people into sharing private credentials through electronic messages, and has evolved from early financial scams to targeting social networks and specific individuals.

1. Id Theft & Phishing By: Audie, Fae, Jeff, and Julia

2. ID Theft Occurs when an unauthorized party uses your personal information to commit fraud.

3. Id Theft 10 million cases 1 in 20 adults Fastest Growing Crime Victims are often Arrested

4. Id Theft (How it Occurs) Phishing Old Mail Dumpster Diving Hacking Online Transactions Lost/Stolen Purse/Wallet

7. Preventatives Credit Protection Service Run Credit Annually (all 3 agencies) Shred Old Mail Keep Mailing Address Up-to-Date Never Carry Social Security Card Never Give out Personal Information Don’t Carry What You Don’t Need

8. If You Become AVictim 175 hours, $800 Police Report Obtain Credit Reports FTC Report Get Credit Protection Service Keep Detailed Notes of Conversations Make a list of Names and Numbers Copies of Everything

9. Phishing attempting to acquire sensitive information such as usernames, passwords and credit card information through an electronic communication.

10. Phishing AOHell (1996) Transition to Financial Institutions (2001) Social Networking Sites (2006) Further Development (Present)

11. Spear Phishing Targeted versions of phishing Phishers are able to determine which banks potential victims use, and target bogus e-mails accordingly.

12. Whaling Spear Phishing high profile targets Phishing directed specifically at senior level executives, wealthy individuals

17. More Resources ID Theft http://www.ftc.gov Phishing http://www.antiphishing.org/ http://www.onguardonline.gov/topics/phishing.aspx