The document discusses the challenges faced in global refugee resettlement and proposes a virtual caseworker solution called HomeFluent. Global refugee resettlement is straining resources as UNHCR refugee referrals have increased 29% to 134,000 in 2015, the highest in 20 years. Currently, voluntary agencies provide initial 90 days of reception and placement services for refugees but needs continue beyond that. HomeFluent proposes providing 24/7 refugee reception resources, case management tools for agencies, and community readiness programs to help achieve self-sufficiency. It will initially focus on the 80% of resettlements in North American communities like the US and Canada where demand is rising. The team includes experienced operators and advisors from leading organizations.