Healthy texas
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Lay & Williams Insurance Services offers a guaranteed issue health insurance plan called Celebrate Healthy Texas. The plan has either a $500 or $1500 deductible with $25 copays for office visits, 100% coverage for preventive care, a prescription drug card, and 20% coinsurance. Out-of-pocket maximums are $2500 or $4500 depending on the deductible. The plan has no medical underwriting, rate penalties, exclusions for pre-existing conditions, or denials due to medical conditions. Dental and life insurance can also be added.
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