This document describes various discount plans offered by Lay and Williams, ranging in price from $9.95 to $17.95 per month. The Premier Plan for $9.95 includes dental, vision, pharmacy, telemedicine, nurse hotline, and roadside assistance. The Premier Plus Plan for $14.95 adds identity theft monitoring, chiropractic care, and pet savings. The Everything Plan for $17.95 includes all previous benefits as well as golf, movie, hotel, and condo discounts.
This document summarizes a flexible choice cancer and heart attack insurance plan. The base policy offers lump sum benefits from $5,000 to $75,000 that can be used for any expenses. Coverage is available for the individual, their spouse and family. The policy pays 100% of the selected benefit if diagnosed with cancer or has a qualifying heart event. Various riders can be added for additional premiums, such as benefits for cancer recurrence, radiation/chemotherapy treatments, additional lump sum payouts over time, specified diseases, hospital stays, accidents, and cash value. The purpose is to help policyholders financially in the event of a serious illness without worrying about bills or daily expenses.
The document summarizes the benefits included in a Complete Care Plus membership package. It includes dental, vision, prescription drug, accidental medical, disability income, life insurance, travel assistance, and consumer services benefits. Some key benefits highlighted are up to $5000 in accidental medical coverage per family member, $500 monthly disability payments, $10,000 accidental death and dismemberment coverage, and access to over 30,000 dental and 90,000 vision providers nationwide.
The document summarizes an employee benefits open enrollment presentation. It outlines changes to the company's medical plan administrator and requirements for employees to make their 2015 benefits elections online by November 21st. It provides overviews of the medical, dental, vision, life and voluntary life insurance plans being offered. It also reviews dependent eligibility, preventive care coverage, prescription drug benefits and resources for finding network providers. Employees are instructed on next steps to complete an online waiver or enrollment form by the deadline.
This document summarizes an employee benefits open enrollment presentation. It states that J.P. Farley will be the new plan administrator for medical and prescription drug coverage. All employees must make their benefit elections through the ADP website by November 21st. It provides an overview of the medical, dental, vision, life insurance, and disability insurance plans being offered. The document reviews costs, coverage details, and networks for each plan. It also includes information on dependent eligibility, preventive care coverage, and the process for making qualifying life event changes to benefits.
The document provides information about open enrollment for employee benefits at a company. It summarizes the various benefit plans including medical coverage through JP Farley, dental through Anthem, vision through VSP, and life and disability insurance through Aetna. Details are provided on plan costs, coverage amounts, and requirements for dependent eligibility. The presentation instructs employees to complete enrollment by November 21st online or waive coverage, and to watch for new ID cards in the mail. Contact information is provided for benefits questions.
This document summarizes the benefits and services provided by Coast To Coast Vision, including:
- Discounts of 20-60% on eyewear, 10-20% on contacts, and 10-30% on eye exams through a network of over 12,000 eyecare locations.
- Savings of 10-60% on most prescription drugs through a network of over 60,000 participating retail and independent pharmacies.
- Savings of 15-50% on dental services such as cleanings, fillings, crowns and orthodontics through Aetna's network of 76,000 dental providers.
- Discounts of 15-58% on hearing aids through Beltone's 1,350 retail locations
Minimum Essential Coverage (MEC) plans with limited benefits and healthcare concierge services are described. MEC plans provide the minimum level of health insurance required under the Affordable Care Act to avoid penalties, through benefits like preventive care visits and generic prescriptions. Additional services include telemedicine, medical bill negotiation, and discounts. Employers can offer MEC plans to comply with ACA mandates while controlling costs. The document provides details on specific MEC plan options and support services available.
This document summarizes a flexible choice cancer and heart attack insurance plan. The base policy offers lump sum benefits from $5,000 to $75,000 that can be used for any expenses. Coverage is available for the individual, their spouse and family. The policy pays 100% of the selected benefit if diagnosed with cancer or has a qualifying heart event. Various riders can be added for additional premiums, such as benefits for cancer recurrence, radiation/chemotherapy treatments, additional lump sum payouts over time, specified diseases, hospital stays, accidents, and cash value. The purpose is to help policyholders financially in the event of a serious illness without worrying about bills or daily expenses.
The document summarizes the benefits included in a Complete Care Plus membership package. It includes dental, vision, prescription drug, accidental medical, disability income, life insurance, travel assistance, and consumer services benefits. Some key benefits highlighted are up to $5000 in accidental medical coverage per family member, $500 monthly disability payments, $10,000 accidental death and dismemberment coverage, and access to over 30,000 dental and 90,000 vision providers nationwide.
The document summarizes an employee benefits open enrollment presentation. It outlines changes to the company's medical plan administrator and requirements for employees to make their 2015 benefits elections online by November 21st. It provides overviews of the medical, dental, vision, life and voluntary life insurance plans being offered. It also reviews dependent eligibility, preventive care coverage, prescription drug benefits and resources for finding network providers. Employees are instructed on next steps to complete an online waiver or enrollment form by the deadline.
This document summarizes an employee benefits open enrollment presentation. It states that J.P. Farley will be the new plan administrator for medical and prescription drug coverage. All employees must make their benefit elections through the ADP website by November 21st. It provides an overview of the medical, dental, vision, life insurance, and disability insurance plans being offered. The document reviews costs, coverage details, and networks for each plan. It also includes information on dependent eligibility, preventive care coverage, and the process for making qualifying life event changes to benefits.
The document provides information about open enrollment for employee benefits at a company. It summarizes the various benefit plans including medical coverage through JP Farley, dental through Anthem, vision through VSP, and life and disability insurance through Aetna. Details are provided on plan costs, coverage amounts, and requirements for dependent eligibility. The presentation instructs employees to complete enrollment by November 21st online or waive coverage, and to watch for new ID cards in the mail. Contact information is provided for benefits questions.
This document summarizes the benefits and services provided by Coast To Coast Vision, including:
- Discounts of 20-60% on eyewear, 10-20% on contacts, and 10-30% on eye exams through a network of over 12,000 eyecare locations.
- Savings of 10-60% on most prescription drugs through a network of over 60,000 participating retail and independent pharmacies.
- Savings of 15-50% on dental services such as cleanings, fillings, crowns and orthodontics through Aetna's network of 76,000 dental providers.
- Discounts of 15-58% on hearing aids through Beltone's 1,350 retail locations
Minimum Essential Coverage (MEC) plans with limited benefits and healthcare concierge services are described. MEC plans provide the minimum level of health insurance required under the Affordable Care Act to avoid penalties, through benefits like preventive care visits and generic prescriptions. Additional services include telemedicine, medical bill negotiation, and discounts. Employers can offer MEC plans to comply with ACA mandates while controlling costs. The document provides details on specific MEC plan options and support services available.
The document provides information about Custom Select Insurance Services and the insurance options they offer. It discusses how they can help identify the right insurance plan, get quotes from multiple carriers, review costs and coverage details, and assist with the application process. It also summarizes some key things to consider when choosing a major medical plan, like deductibles, coinsurance, and supplemental plans that can help cover out-of-pocket medical costs.
The document describes the Bonus Card, a voluntary health discount program that provides members access to telemedicine consultations, dental and vision discounts, identity theft protection, roadside assistance, and other services for a monthly fee. The card can save users money on health expenses like prescriptions, eye exams, dental work, and more. Several membership packages are outlined that vary in included benefits and monthly costs.
The document summarizes a pharmacy savings card program offered by Wellness Health Solutions. It provides discounts of 11-75% on prescription drugs through a large network of over 67,000 pharmacies. The program offers additional benefits like cash rebates on certain brand drugs, diagnostic test discounts, and a health information portal. The program aims to benefit individuals, help companies provide transparent benefits to members, and generate income for organizations through various added programs and marketing visibility.
Concierge Benefit Services provides affordable healthcare solutions including telemedicine benefits and medical bill negotiation. They offer 24/7 access to licensed physicians via phone or video consultations for common conditions. This reduces costs compared to visits to primary care doctors, urgent care clinics, or emergency rooms. Medical bill negotiation can save an average of 20-60% per bill. Their services aim to make healthcare more convenient and affordable for individuals and employees of companies.
The document describes Renco Direct Healthcare, a non-insurance alternative that offers lower-cost healthcare options. It provides savings on services like doctor visits, prescriptions, dental care, and vision care. Customers pay $88 per month for access to these savings programs. The document outlines the services offered and provides examples of how much money customers can save compared to traditional health insurance plans.
The document provides an agenda and information for a Doctors Care Program group information session for new and returning applicants in 2012. The session will cover paperwork requirements, percentage payments, primary care physicians and specialists, hospital services, prescriptions, on-site services, renewal processes, frequently asked questions, and next steps. Attendees will learn about eligibility, cost sharing, rules regarding respectful behavior, appointment attendance, and following treatment plans in order to qualify for the community care program.
This document proposes innovative healthcare strategies and benefits to reduce costs for employers and employees. It describes a standard benefits package that includes telemedicine, pharmacy savings, medical discounts, dental and vision care, identity theft protection, legal services, and more. The package is presented as a way for employers to lower absenteeism and healthcare costs while providing employees with thousands of dollars in savings on medical services.
The Coast2Coast Rx Card is a free prescription discount card provided by the City of Houston that can be used within and outside the city. It provides savings of up to 60% on dental, vision, hearing, and diabetes supplies. There are no limits on usage and the card does not expire - anyone over 18 can use it for themselves and their family.
Renco Direct Healthcare offers an alternative to traditional health insurance that allows customers to access care at reduced costs. For a monthly fee of $88, customers gain access to a network of over 700,000 medical providers including doctors, hospitals, dentists and vision care. Customers can save 10-80% on office visits, procedures, and prescription drugs. The program also covers pre-existing conditions with no annual or lifetime limits on coverage. By using Renco's negotiated rates and bypassing insurance company overhead, customers can lower their healthcare costs significantly compared to traditional insurance plans.
The document introduces MedClaim Alliance, a company that provides unique revenue solutions for healthcare providers dealing with out-of-network insurance claims. It outlines two main solutions: 1) MedClaim Alliance acts as a patient advocate to appeal improper claim denials and underpayments on behalf of providers, avoiding potential retaliation from payers. 2) It negotiates discounted payments directly from patients in return for recovering balances from successful appeals. These solutions help providers increase out-of-network revenue while improving the patient payment experience and satisfaction.
The Art of Practice Management Dental Pearls - October 2016Marianne Harper
An insightful and informative newsletter from the Art of Practice Management. A dental practice management consulting company that focuses on revenue and collection systems, front desk systems and forms, dental insurance processing, medical/dental cross-coding systems and employment-law compliance.
Robin Mooney presented on opportunities to generate sales leads and increase revenue through GarityAdvantage Agencies. GarityAdvantage offers Medicare Advantage, Medicare Supplement, and other senior health insurance products. Mooney discussed creating special enrollment periods by helping clients qualify for assistance programs. She also reviewed dual eligible plans, Medicare Supplement plans, and additional year-round sales opportunities. Mooney provided contact information for agents interested in the GarityAdvantage lead programs.
Dental insurance provides coverage to help pay for dental care costs. There are several common types of dental insurance plans, including preferred provider organizations (PPOs), dental health maintenance organizations (DHMOs), indemnity plans, and direct reimbursement plans. PPOs allow patients to receive care from a network of dentists who charge reduced fees. DHMOs provide comprehensive care through designated provider offices for a fixed monthly fee paid per enrolled patient. Dental insurance helps provide access to dental care and reduces costs for major dental procedures.
Medical insurance covers unforeseen medical expenses like illness, injury, or accidents. It protects individuals and families in the same way other types of insurance like auto or homeowner's insurance provide protection. Medical costs have risen sharply in recent years. Private health insurance companies offer a variety of medical insurance plans that vary in coverage, costs, benefits, and complexity making it important for consumers to understand the differences between plans. Government programs also provide some forms of medical insurance coverage for specific groups.
Pallas GlobalHealth is a comprehensive global medical insurance plan offered by GlobalHealth Asia Limited. It provides high annual maximum coverage of up to $2 million for medical expenses worldwide. It offers superior benefits such as lifetime renewability, coverage anywhere in the world, and choice of medical practitioners. GlobalHealth Asia and Pallas GlobalHealth aim to offer customers the highest quality of service and greatest freedom of choices for their medical insurance needs.
This document summarizes the benefits provided by a membership in Value Benefits of America (VBA), including:
- Unlimited MD Hotline video or phone consultations with doctors 24/7 for medical advice, diagnosis, and prescriptions.
- Reimbursement of up to $7,000 for emergency helicopter air ambulance transportation.
- Seven accident medical expense insurance options providing coverage for accidents with maximum benefits from $2,000 to $25,000 and deductibles from $50 to $275.
The document summarizes dental insurance programs available to member agencies of CCSNYS through Delta Dental, including a PPO plan and HMO-style DeltaCare plan. It provides details on eligibility, covered services and costs, finding participating dentists, and administrative support provided by CCSNYS.
The document summarizes dental insurance programs available to member agencies of CCSNYS through Delta Dental, including a PPO plan and HMO-style DeltaCare plan. It provides details on eligibility, covered services and costs, finding participating dentists, and administrative support provided by CCSNYS.
Medicine the way it used to be.
Ttelemedicine subscription plans allow you to have access to a doctor 24/7 by phone or secure video conference call.
These plans are complimentary to your regular health care plan meaning having a telemedicine plan allows you to speak with a doctor when your regular doctor is not available or it is an emergency and you need to talk to a physician right away.
Think of it as concierge medicine -- access to a doctor when you want for routine health care questions.
The doctors are located in your state and are all board certified.
Telemedicine plans are available for you and your family for $19.95 per month. There is no deductible and no coinsurance.
Telemedicine subscriptions are available to companies. The fee is $10.00 per employee if paid by the company. The plan is portable and you may take the plan with you if you leave the company.
Secure web portals allow you to keep your personal medical information where you may easily find it. It is available in emergency situations or to show your personal doctor.
Prescriptions cards are part of the plan to receive discounts.
I guarantee that you will find this to be a plan of value to help you when you feel most vulnerable, you are not well and you want to speak to a doctor within minutes and not hours or days.
Concierge Benefit Services provides telemedicine services as an affordable alternative to traditional doctor visits. Their services allow members to consult with licensed physicians via phone or video chat 24/7 for common medical issues. This saves members time and money compared to urgent care or emergency room visits. Telemedicine can address over 70% of common conditions and prescriptions are sent electronically to the member's pharmacy of choice. Concierge Benefit Services' telemedicine aims to make healthcare more convenient and accessible while reducing costs for individuals and employers.
Concierge Benefit Services provides affordable healthcare solutions through telemedicine and other services. They offer 24/7 phone access to licensed physicians for common conditions through their proprietary telemedicine network. This provides unlimited consultations with no copays and saves members the expense of doctor's office visits. They also offer medical bill negotiation services that have averaged savings of $1,800 with insurance and $4,000 without. Their focus is making healthcare more accessible and affordable for individuals and employees of companies.
The document provides information about Custom Select Insurance Services and the insurance options they offer. It discusses how they can help identify the right insurance plan, get quotes from multiple carriers, review costs and coverage details, and assist with the application process. It also summarizes some key things to consider when choosing a major medical plan, like deductibles, coinsurance, and supplemental plans that can help cover out-of-pocket medical costs.
The document describes the Bonus Card, a voluntary health discount program that provides members access to telemedicine consultations, dental and vision discounts, identity theft protection, roadside assistance, and other services for a monthly fee. The card can save users money on health expenses like prescriptions, eye exams, dental work, and more. Several membership packages are outlined that vary in included benefits and monthly costs.
The document summarizes a pharmacy savings card program offered by Wellness Health Solutions. It provides discounts of 11-75% on prescription drugs through a large network of over 67,000 pharmacies. The program offers additional benefits like cash rebates on certain brand drugs, diagnostic test discounts, and a health information portal. The program aims to benefit individuals, help companies provide transparent benefits to members, and generate income for organizations through various added programs and marketing visibility.
Concierge Benefit Services provides affordable healthcare solutions including telemedicine benefits and medical bill negotiation. They offer 24/7 access to licensed physicians via phone or video consultations for common conditions. This reduces costs compared to visits to primary care doctors, urgent care clinics, or emergency rooms. Medical bill negotiation can save an average of 20-60% per bill. Their services aim to make healthcare more convenient and affordable for individuals and employees of companies.
The document describes Renco Direct Healthcare, a non-insurance alternative that offers lower-cost healthcare options. It provides savings on services like doctor visits, prescriptions, dental care, and vision care. Customers pay $88 per month for access to these savings programs. The document outlines the services offered and provides examples of how much money customers can save compared to traditional health insurance plans.
The document provides an agenda and information for a Doctors Care Program group information session for new and returning applicants in 2012. The session will cover paperwork requirements, percentage payments, primary care physicians and specialists, hospital services, prescriptions, on-site services, renewal processes, frequently asked questions, and next steps. Attendees will learn about eligibility, cost sharing, rules regarding respectful behavior, appointment attendance, and following treatment plans in order to qualify for the community care program.
This document proposes innovative healthcare strategies and benefits to reduce costs for employers and employees. It describes a standard benefits package that includes telemedicine, pharmacy savings, medical discounts, dental and vision care, identity theft protection, legal services, and more. The package is presented as a way for employers to lower absenteeism and healthcare costs while providing employees with thousands of dollars in savings on medical services.
The Coast2Coast Rx Card is a free prescription discount card provided by the City of Houston that can be used within and outside the city. It provides savings of up to 60% on dental, vision, hearing, and diabetes supplies. There are no limits on usage and the card does not expire - anyone over 18 can use it for themselves and their family.
Renco Direct Healthcare offers an alternative to traditional health insurance that allows customers to access care at reduced costs. For a monthly fee of $88, customers gain access to a network of over 700,000 medical providers including doctors, hospitals, dentists and vision care. Customers can save 10-80% on office visits, procedures, and prescription drugs. The program also covers pre-existing conditions with no annual or lifetime limits on coverage. By using Renco's negotiated rates and bypassing insurance company overhead, customers can lower their healthcare costs significantly compared to traditional insurance plans.
The document introduces MedClaim Alliance, a company that provides unique revenue solutions for healthcare providers dealing with out-of-network insurance claims. It outlines two main solutions: 1) MedClaim Alliance acts as a patient advocate to appeal improper claim denials and underpayments on behalf of providers, avoiding potential retaliation from payers. 2) It negotiates discounted payments directly from patients in return for recovering balances from successful appeals. These solutions help providers increase out-of-network revenue while improving the patient payment experience and satisfaction.
The Art of Practice Management Dental Pearls - October 2016Marianne Harper
An insightful and informative newsletter from the Art of Practice Management. A dental practice management consulting company that focuses on revenue and collection systems, front desk systems and forms, dental insurance processing, medical/dental cross-coding systems and employment-law compliance.
Robin Mooney presented on opportunities to generate sales leads and increase revenue through GarityAdvantage Agencies. GarityAdvantage offers Medicare Advantage, Medicare Supplement, and other senior health insurance products. Mooney discussed creating special enrollment periods by helping clients qualify for assistance programs. She also reviewed dual eligible plans, Medicare Supplement plans, and additional year-round sales opportunities. Mooney provided contact information for agents interested in the GarityAdvantage lead programs.
Dental insurance provides coverage to help pay for dental care costs. There are several common types of dental insurance plans, including preferred provider organizations (PPOs), dental health maintenance organizations (DHMOs), indemnity plans, and direct reimbursement plans. PPOs allow patients to receive care from a network of dentists who charge reduced fees. DHMOs provide comprehensive care through designated provider offices for a fixed monthly fee paid per enrolled patient. Dental insurance helps provide access to dental care and reduces costs for major dental procedures.
Medical insurance covers unforeseen medical expenses like illness, injury, or accidents. It protects individuals and families in the same way other types of insurance like auto or homeowner's insurance provide protection. Medical costs have risen sharply in recent years. Private health insurance companies offer a variety of medical insurance plans that vary in coverage, costs, benefits, and complexity making it important for consumers to understand the differences between plans. Government programs also provide some forms of medical insurance coverage for specific groups.
Pallas GlobalHealth is a comprehensive global medical insurance plan offered by GlobalHealth Asia Limited. It provides high annual maximum coverage of up to $2 million for medical expenses worldwide. It offers superior benefits such as lifetime renewability, coverage anywhere in the world, and choice of medical practitioners. GlobalHealth Asia and Pallas GlobalHealth aim to offer customers the highest quality of service and greatest freedom of choices for their medical insurance needs.
This document summarizes the benefits provided by a membership in Value Benefits of America (VBA), including:
- Unlimited MD Hotline video or phone consultations with doctors 24/7 for medical advice, diagnosis, and prescriptions.
- Reimbursement of up to $7,000 for emergency helicopter air ambulance transportation.
- Seven accident medical expense insurance options providing coverage for accidents with maximum benefits from $2,000 to $25,000 and deductibles from $50 to $275.
The document summarizes dental insurance programs available to member agencies of CCSNYS through Delta Dental, including a PPO plan and HMO-style DeltaCare plan. It provides details on eligibility, covered services and costs, finding participating dentists, and administrative support provided by CCSNYS.
The document summarizes dental insurance programs available to member agencies of CCSNYS through Delta Dental, including a PPO plan and HMO-style DeltaCare plan. It provides details on eligibility, covered services and costs, finding participating dentists, and administrative support provided by CCSNYS.
Medicine the way it used to be.
Ttelemedicine subscription plans allow you to have access to a doctor 24/7 by phone or secure video conference call.
These plans are complimentary to your regular health care plan meaning having a telemedicine plan allows you to speak with a doctor when your regular doctor is not available or it is an emergency and you need to talk to a physician right away.
Think of it as concierge medicine -- access to a doctor when you want for routine health care questions.
The doctors are located in your state and are all board certified.
Telemedicine plans are available for you and your family for $19.95 per month. There is no deductible and no coinsurance.
Telemedicine subscriptions are available to companies. The fee is $10.00 per employee if paid by the company. The plan is portable and you may take the plan with you if you leave the company.
Secure web portals allow you to keep your personal medical information where you may easily find it. It is available in emergency situations or to show your personal doctor.
Prescriptions cards are part of the plan to receive discounts.
I guarantee that you will find this to be a plan of value to help you when you feel most vulnerable, you are not well and you want to speak to a doctor within minutes and not hours or days.
Concierge Benefit Services provides telemedicine services as an affordable alternative to traditional doctor visits. Their services allow members to consult with licensed physicians via phone or video chat 24/7 for common medical issues. This saves members time and money compared to urgent care or emergency room visits. Telemedicine can address over 70% of common conditions and prescriptions are sent electronically to the member's pharmacy of choice. Concierge Benefit Services' telemedicine aims to make healthcare more convenient and accessible while reducing costs for individuals and employers.
Concierge Benefit Services provides affordable healthcare solutions through telemedicine and other services. They offer 24/7 phone access to licensed physicians for common conditions through their proprietary telemedicine network. This provides unlimited consultations with no copays and saves members the expense of doctor's office visits. They also offer medical bill negotiation services that have averaged savings of $1,800 with insurance and $4,000 without. Their focus is making healthcare more accessible and affordable for individuals and employees of companies.
The document discusses issues with the current healthcare system such as overutilization of emergency rooms, the high and rising costs of healthcare, untreated stress, and lack of consumerism in healthcare choices. It proposes telemedicine and a first alternative resource as low-cost solutions, noting that average physician response time through telemedicine would be under 90 seconds. Telemedicine could provide 24/7 access to doctors via phone/video appointments, prescription refills, and integration with electronic health records and personal health tools to help treat common conditions and refer to specialists when needed.
Ardina is a healthcare membership plan that provides 24/7 access to telehealth doctors and medical professionals through video or phone calls. It aims to save members time and money by offering discounts on common out-of-pocket costs like prescriptions as well as services like dental and vision care. Ardina offers two membership plans - Select and Premium - that provide different tiers of benefits and discounts to fit members' needs. The plans are not insurance but instead offer discounted rates through a network of participating healthcare providers.
Health Net offers several Medicare Advantage and prescription drug plans in Arizona for 2009, including HMO, PPO, and Special Needs Plans. The document provides an overview of the different plan options, including Ruby Option 1 which has no monthly premium and covers hospital stays and doctor visits with only small copays. It also describes a Medication Therapy Management program and drugs that may be covered under Medicare Part B. Contact information is provided for questions.
This document proposes an innovative strategy to reduce healthcare costs through a multi-benefit card program. The card would provide savings on pharmacy medications through discounts of 11-75% on both generic and brand drugs. It would also provide telemedicine physician consultations for non-emergency care at reduced costs compared to office visits or ER trips. Additional benefits include discounts on dental, vision, lab tests and imaging. The program aims to lower costs for employers and employees while increasing access to affordable healthcare services.
The document summarizes the benefits of a telemedicine program called HealthPerx. It addresses the challenges of affordable and accessible healthcare by providing individuals and employers with 24/7 access to physicians by phone or video at no cost. Studies show this reduces medical costs by decreasing unnecessary visits. Additional benefits include discounts on prescriptions, dental, vision, and hearing care. Employers benefit from reduced absenteeism and healthcare costs. The program offers a turnkey solution to current healthcare issues.
- Core Benefits Consult A Doctor provides 24/7 access to board certified physicians via phone for medical consultations and prescription services.
- Additional benefits include pharmacy discounts, legal services, financial counseling, emergency medical assistance, health and wellness resources, identity theft restoration, and roadside assistance.
- The Advantage Pack costs $299.95 initially and $39.95 per month thereafter. Retail sales and a multi-level marketing binary compensation plan allow building residual income.
Telemedicine Healthcare Solutions for Caregivers and Care CentersRaymond Lavine
Remember when you could speak with a doctor on the phone, It's Back!!! Care for those who need it at home or in a care center allows residents and caregivers to have access to a doctor to talk about routine or even more serious care questions.
The benefit of membership telemedicine -- Monthly subscription with no additional payments. Medical information is in a secure web link so that when a member speaks with a doctor, there is no delay to make an appointment and have to spend time providing health care information.
www.telemedicine4you.com
Ardina is a healthcare membership plan that provides 24/7 access to digital healthcare services and discounts on out-of-pocket medical expenses to save members time and money. It aims to simplify the healthcare process for the digital generation by bringing choices online and improving how patients interact with providers. Members get unlimited free telehealth consultations via video or phone as well as discounts on expenses like dental cleanings, eye exams, and prescriptions. Ardina offers two membership plans - Select and Premium - that provide different tiers of benefits including telehealth, discounts, and access to medical professionals online or by phone for advice.
Ameriplan Benefit Power Point-Gold Star 11.11.15Kelly Gallaway
Ameriplan is a discount medical plan organization headquartered in Plano, Texas that has been operating for over 21 years. It offers three main plans - Dental Plus, MD Plus, and a Combo Package. Dental Plus provides discounts of up to 80% on dental services through a network of over 59,000 providers for a monthly fee of $25 per household. MD Plus offers 24/7 telemedicine access and discounts on hospital and ancillary services for $25 per month. The Combo Package includes both Dental Plus and MD Plus for $40 per month. Ameriplan is not insurance but provides discounts on certain medical services and prescription drugs.
The document describes various individual medical insurance plans offered by Assurant Health, including MaxPlan, CoreMed, RightStart, OneDeductible, and SaveRight. It provides details on benefits, coverage amounts, deductibles, and other features of each plan. Additional services offered include telemedicine through Teladoc, a patient advocacy program, and supplemental coverage options through Health Advocates Alliance.
The document summarizes Benefiq's corporate presentation which provides lifestyle and financial benefits through partnerships with organizations. It offers services including telemedicine, identity theft protection, and credit management. Benefiq provides a turnkey solution for partners to offer these benefits to their employees/members through an online portal. Partners benefit from revenue sharing opportunities and enhancing value for their customers.
The document provides an overview of the CADR+ telemedicine program. It discusses some of the challenges with the current healthcare system such as long wait times to see a doctor and high costs. CADR+ aims to address these issues by providing 24/7 access to licensed physicians via phone/video consultations for non-emergency medical issues. This allows individuals to get medical advice and prescriptions from the convenience of their phone or computer. The program also includes additional services like a discount card, bill mediation assistance, online health resources and more. It is positioned as saving both individuals and employers money compared to traditional office visits or emergency room care.
The document discusses the high costs and inconvenience of the current healthcare system for both individuals and employers. It then introduces CADR+ as a telemedicine program that provides 24/7 access to licensed physicians via phone or video consultations to diagnose common conditions and prescribe medications when needed. This allows people to get healthcare conveniently without taking time off work or paying high costs for urgent care or emergency room visits. The program aims to reduce healthcare costs and increase access and satisfaction for both individuals and employers.
Pet insurance is among the fastest growing employee benefits in the US. Pets Best has been offering comprehensive pet insurance and wellness since 2005. Learn more about how pet insurance works, our plans, and how you can offer pet insurance in your company.
- Global Corporate Alliance is an exclusive management company that offers access to insured and non-insured healthcare and lifestyle benefits through partnerships with associations.
- Membership provides access to benefits like doctor visits, hospital coverage, prescription drugs, and wellness programs, as well as business and lifestyle perks like travel services and entertainment discounts.
- Plans start at $49 per month for families and provide access to telemedicine, prescription coverage, medical bill negotiation, and more. Additional optional services are available for $15-$20 per month.
For over a decade Expatriate Group have been underwriting, administering and providing claims services for its customers from its City of London headquarters.
Find out more on our site and social media channels.
www.expatriatehealthcare.com
1. Meaningful Discount Plans
Save on everyday needs.
Go to
www.layandwilliams.com
For a complete
explanation of these
non-insurance benefits.
2. $9.95 Per Month
For The Entire Family
Premier Plan
Dental
Vision
Pharmacy Card
Teladoc
Nurse Hotline
Roadside Assistance
3. $14.95 Per Month
For The Entire Family
Premier Plus Plan
Dental
Vision
Pharmacy Card
Teladoc
Nurse Hotline
Roadside Assistance
Lifeloc Proactive Identity Theft
Chiropractic Care
Pet Care Savings
Alternative Health & Wellness
4. $17.95 Per Month
For The Entire Family
Everything Plan
Dental
Vision
Pharmacy Card
Teladoc
Nurse Hotline
Roadside Assistance
Lifeloc Proactive Identity Theft
Chiropractic Caare
Pet Care Savings
Alternative Health & Wellness
Golf Discounts
Movie Ticket Discounts
Hotel Discounts
Condo Savings
5. Vision
Coast to Coast (CTC) Vision has contracted with over 12,000 eyecare locations nationwide. Members save
on eyeglasses, contacts, eye exams and surgical procedures.
The CTC provider network is the most comprehensive in the U.S. and includes ophthalmologists,
optometrists, independent optical centers and national chain locations such as Pearle Vision, JCPenney
Optical, Sears Optical, Target Optical, LensCrafters, and EyeMasters.
Highlights
Savings of 20% to 60% on prescription eyewear.
Also, save 10% to 20% on contact lenses (excluding disposables) at participating retail locations.
Savings of 10% to 30% on eye exams.
Save 40% to 50% off the overall national average on LASIK surgery (PRK and CK available at select
locations).
Most frames, lenses and specialty items such as tints, coatings
and UV protection are available.
No limit on the number of times membership may be used during the year.
Two guarantees - 30 day unconditional money-back satisfaction
guarantee and low price guarantee on eyeglasses
Members may nominate their own eye care professional to
join the network.
Vision Benefit is not available to VT residents.
6. Dental Care
Highlights
Members save 15% to 50%* on everything from general dentistry and cleanings to root canals, crowns
and orthodontia.
Over 76,000 ** dental practice locations.
Save on routine dental services such as x-rays and fillings.
Save on specialty care such as orthodontics and periodontics where available.
Before scheduling an appointment, the member will call the number on the back of their card to speak with
a Patient Advocacy representative.The representative will contact providers in the network to ensure the
dental office understands the Dental Care discount card and is accepting new patients.
The representative will then contact the member to provide several different dental care locations so the
member may select the provider that most meets their specific needs and book an appointment.
Dental benefit is not available to VT residents.
*Actual costs and savings vary by provider and geographical area.
** According to the Aetna Enterprise Provider Database as of October 1, 2008.
The discount program provides access to the Aetna Dental Access®
network. This network is administered by Aetna Life Insurance Company
(ALIC). Neither ALIC nor any of its affiliates offers or administers the
discount program. Neither ALIC nor any of its affiliates is an affiliate,
agent, representative or employee of discount program. Dental providers
are independent contractors and not employees or agents of ALIC or its
affiliates. ALIC does not provide dental care or treatment and is
not responsible for outcomes.
7. Pharmacy
RETAIL PHARMACY
The retail pharmacy program assures the lowest price on prescription drugs, saving 10% to 60% on most prescriptions.
It's simple to use. Simply present your membership card to the pharmacist when you pick up your prescription. The pharmacist calculates the
discount and you pay the discounted price. No forms are required.
Highlights
10% to 60% savings on most medications.
Over 60,000 national and regional pharmacy chains participate as well as independent pharmacies.
No pharmacy program is complete unless it includes both retail locations for urgent care medications and a mail order program when
purchasing long term maintenance prescriptions in 90 day supplies to treat ongoing ailments.
As prices may change from day to day and cannot be given over the telephone, go to www.rxpricequotes.com to look up drug prices by
location.
**Pharmacy Discounts are Not Insurance and are Not Intended as a Substitute for Insurance.
The discount is only available at participating pharmacies
MAIL ORDER PHARMACY
To ensure you always save money on long term prescription drugs, our mail order program was created to complement the retail pharmacy
benefit. Since most maintenance medications are purchased in 90 day supplies, now you can maximize savings with the convenience of home
delivery (at no additional charge).
Highlights
Prices average 10% below AARP mail order pricing
If you find a lower retail price from a local retail pharmacy, the Mail Order Prescription Plan will beat that price by $5.00* on brand name and
generic medications priced at $10.00 or more. Not valid in conjunction with other discount or insurance cards.
Prescriptions are delivered right to your door; no postage or dispensing fees added.
Unlike competitive programs that restrict available medications to their "approved" list, our Mail Order Prescription Plan is an "open formulary",
so doctors may prescribe the most effective medication to treat the member's ailment or condition.
*The $5.00 guaranteed savings cannot be used in conjunction with other discount or insurance cards.
**Pharmacy Discounts are Not Insurance and are Not Intended as a Substitute for Insurance.
The discount is only available at participating pharmacies
8. Teladoc
TelaDoc™ is a national network of board certified physicians providing cross coverage consultations 24
hours a day, 365 days a year. TelaDoc™ physicians use medical records and telephone consultations to
diagnose, recommend treatment and write short term prescriptions, when appropriate. TelaDoc™ does not
replace the existing primary care physician relationship, but instead enhances it with an efficient, cost-
effective alternative for minor medical problems.
Members can access this service wherever they happen to be: home, office, hotel room, or vacation
campsite. Members simply make a phone call and, in most cases, speak to a doctor within three hours.
On-Demand access to healthcare
Telephone access to a physician from any phone, 24 hours a day, 7 days a week
Physicians diagnose routine medical problems and prescribe short-term medication when appropriate
A physician will contact the member within three hours
No more waiting until next week to receive medical attention
No outrageous fees or unexpected charges
No consultation fee – far less expensive than the cost of a primary care physician visit ($80 – $100
average)
Most medical issues can be resolved from any remote location
Reduce the number of hours spent away from work therefore increasing productivity
Easy method of payment debit/credit card or ACH (if utilizing phone registration)
Prescriptions phoned into the member's local pharmacy
You may complete your Medical History Disclosure online for FREE. There is a $12
charge if this is completed over the phone.
Patient access to portable electronic health records with HIPAA compliant secure
servers.
Portable Electronic Health Record (EHR) - FREE
TelaDoc™ does not prescribe DEA controlled substances or lifestyle drugs.
TelaDoc™ is not available to visitors or residents of the state of OK.
TelaDoc™ provides services for members 10 years of age or older.
TelaDoc™ does not replace your primary care physician.
9. Nurse Hotline
Good health starts with asking questions and knowing where to go for the
answers. Nurse Hotline offers toll-free access to experienced registered nurses,
24 hours a day, 365 days per year. Our hotline nurses are an immediate, reliable
and caring source of health information, education and support. Our nurses
provide information based on physician-approved guidelines, including:
General information on all types of health concerns
Answers about medication usage and interaction
Translation services for non-English speaking callers
TTY/TTD access for the hearing impaired
Computerized record keeping system
Medical Director on staff
Better-informed, healthier individuals are key to reducing healthcare costs.
Nurse Hotline gives you necessary information to help with
healthcare. In addition to preventing unnecessary emergency
room visits, you receive quick, sound medical information from
trained RNs.
10. Roadside Assistance
Roadside Assistance is available 24 hours a day, 365 days a year to assist members when
owned or leased vehicles are disabled as a result of unavoidable circumstances. Members
will only have to pay for any non-covered expenses or covered costs in excess of the 15
miles per occurrence maximum. Coverage is extended to the member, spouse, and
dependent children up to 21 years of age permanently residing at registered address when
driving any vehicles that they own or lease for 12 months or longer.
Highlights
Available 24 hours a day, 365 days a year
Up to 15 miles towing (up to $80 retail value) per occurrence maximum for covered
charges
Covers Member, spouse and dependent children up to age 21 permanently residing at
registered address when driving any vehicles they own or lease (12 months or longer)
Towing Assistance
Flat Tire Assistance
Fuel, Oil, Fluid and Water Delivery Service
Lock-out Assistance
Battery Assistance
Collision Assistance
11. Hearing
Enjoy access to a variety of hearing programs providing hearing aid discounts of 15% to 58% in retail
locations nationwide and discounts of 40% to 60% through the mail order program.
Retail Hearing Aids
Members may select from 1,350 Beltone locations nationwide to receive a free hearing screening and 15%
off over 70 models of Beltone Hearing Aids. All technologies and models are available including state of the
art digital hearing aids, along with Completely-In-the-Canal, In-the Ear and Behind-the-Ear models.
BelCare™ standardized 12 point customer service program ensures consistent delivery of professional and
comfortable service, regardless of location.
Mail Order Hearing Aids
Save 40% to 60% off average National Retail Pricing on over 100 models of name brand hearing
instruments.
Receive the lowest price available.
45-day in-home trial period and one full year factory warranty
Any make/model hearing aid less than five years old may be repaired with a six month warranty for just
$90.00 or with a 12-month warranty for just $115.00 (digital or analog programmable aids are slightly
more, depending upon model).
Hearing Equipment
We offer a complete line of products designed specifically for people who are experiencing hearing and/or
vision loss including, amplified corded and cordless telephones, large display alarm clocks, portable
telephone amplifiers, amplified telephone ring signaler personal communication systems and a TV listening
system.
Members receive a 25% discount on over 17 products.
All products include full warranty support, a 30-day money-back
guarantee and toll-free tech support.
12. Vitamins & Diabetic Supplies
VITAMINS
Vitacost.com is your one-stop shop for thousands of top brand vitamins, supplements, herbs, organics and natural health care products at up to 80% off retail
everyday. Choose from over 400 brands and 12,000 items in stock and enjoy savings of 10% on already low prices. Members can place orders online or toll free
by phone. Most orders ship the same day and every order is backed by the exclusive 5-star guarantee.
Highlights
Toll-free and online shopping with friendly and knowledgeable customer service representatives
Timely, convenient home delivery of vitamins, supplements, and a wide variety of natural health products All purchases include a 30-day unconditional money-
back guarantee
Choose from brand names you know and trust such as Natures Way, Twinlab , Enzymatic Therapy and Country Life
All purchases include a 30-day unconditional money-back guarantee
DIABETIC SUPPLIES
Through the VIP Health & Wellness program, members save dramatically over the retail price of their diabetic supplies. Product packages include a premier
Glucose Meter, control solution, test strips, lancets and lancing device. Supplies are shipped regularly at no additional cost.
Highlights
Many different product packages to choose from based on testing requirements. Product packages are designed for everyday testing.
Product packages are priced from $29.99/month to $169.99/month, which is 60% off the average competitors’ retail prices.
Save an additional 15% off on any single order items including test strips, lancets, lancing device, and more.
Toll-free ordering, regular shipments and convenient home delivery on all diabetic supplies.
Free shipping on supplies when package option is selected.
DERMSTORE.COM
DermStore.com is the premier online retail destination for skin care brands ranging from spa exclusive brands, physician-strength brands and hard-to-find
specialty brands along with expert advice and esthetician recommended regimens.
Highlights
Save 15% on more than 300 brands and over 12,000 products
Thousands of product reviews
Free Shipping on all purchases
Free 2-Day Shipping on purchases over $100
Free Samples of popular skin care products with every order
Auto Refills program allows you to receive your favorite skin care products every 30, 60 or 90 days, plus
you get your 5th refill Free!
100% Color Guarantee, a 30-day money-back guarantee on your cosmetics if your buy the wrong color/shade
Skin Resource Center for skin care articles, a skin care ingredient dictionary, expert advice from our
dermatologists and estheticians, skin care application tips and videos, interviews from industry experts and much more
13. LifeLock
Over 10 million Americans will be victims of identity theft this year. LifeLock is the leader in proactive
identity theft protection, protecting over 1 million members nationwide. LifeLock is a proactive service that
works to reduce the risk of identity theft and backs it up with a $ 1 million total service guarantee, in the
event your identity is compromised.
LifeLock requests free fraud alerts with the major credit bureaus on your behalf and then renews them
every 90 days. LifeLock also requests a copy of your free annual credit report, which will be sent directly to
you. LifeLock also helps reduce junk mail and removes you from the pre-approved credit offer lists.
LifeLock’s WalletLock™ service is also included with your membership. If you lose your wallet, a WalletLock
specialist will help contact each credit card, bank or document issuing company, cancel your affected
accounts and complete the paperwork and steps necessary to replace your lost documents (excluding
money and pictures), including your credit/debit cards, driver’s license, Social Security card, insurance
cards, checkbook – even travelers checks - at no additional cost to you. LifeLock’s eRecon™ service also
works to protect you by searching criminal websites for online selling and trading of your information and
notifying you if anything is found; and TrueAddress™ will notify you when a change of address is filed in
your name.
Highlights
Free Fraud alerts are requested on your behalf to the major credit bureaus - when anyone tries to use your
credit the merchant is advised to take extra precautions to verify it’s you and only you making the request.
A reduction in junk mail.
Fewer pre-approved credit card solicitations.
WalletLock™ assists you in the event your wallet is lost or stolen.
eRecon™ searches for your information being sold or traded online.
TrueAddress™ notifies you when a change of address is filed in
your name.
$1 million total service guarantee – if your identity is stolen while
you’re a client, we will do whatever it takes to recover your good name
and spend up to $1 Million to do it.
14. Pet Care
The Pet Care Savings Program is designed to save members money on everything for their
special family member - their pet! All the pets in the household can take advantage of this
program. The Pet Care Savings Program is not insurance. With the Pet Care Savings
Program there is a 25% discount at network veterinarians on most procedures, plus
savings of 10% to 30% on pet products and services at participating merchants. The Pet
Care Savings Program also includes a free pet ID tag and confidential 24-hour pet location
service in the event of a lost pet.
Highlights
Save 25% on most in office medical care with each visit to a network veterinarian
Save 10% to 30% at participating providers on pet services such as boarding, doggie day
care, training, pet sitting and grooming
Save 10% to 30% at participating merchants on pet supplies such as food, beds, toys,
treats and vitamins
Free pet ID tag(s) and 24-hour location service for lost pets
Available for use with all animals, from companion animals
such as dogs and cats to exotic animals such as birds
and reptiles
15. Chiropractic
Members save 30% to 50% at over 3,000 participating Doctors of Chiropractic nationwide.
Highlights
Free initial consultation
50% savings on diagnostic services
50% savings on x-rays performed on-site (if necessary)
30% savings on treatment and other services
Unlimited access to care with no limits on the number of visits
Over 3,000 providers nationwide
Each chiropractor’s licensure and insurance are carefully verified before being accepted in
the network
Items such as vitamins and durable goods are priced at the doctor’s discretion
Members may choose from more than 3,000 participating Chiropractors. Members enjoy a
variety of savings and services including a free consultation, 50% savings
on diagnostic services, 50% savings on x-rays performed on-site and 30%
savings on treatment and other services. Also, members have unlimited
access to care with no limits on the number of visits. Each chiropractor’s
license and insurance are carefully verified before being accepted in the
network. Items such as vitamins and durable goods are priced at the
doctor’s discretion.
Chiropractic is not available to VT residents.
16. Alternative Health & Wellness
The integration of alternative medicine into conventional western
medicine is quickly revolutionizing the landscape of the American
healthcare system. Patients and providers are increasingly using
alternative methods of care that do not rely on invasive procedures or
long term use of pharmaceuticals. The Alternative Medicine Network is
one of the nation's leading providers of integrative medicine. Our
national network of over 16,000 practitioners provides care to millions
of members all across the country.
Highlights
10% to 30% savings on all treatments and services
Over 16,000 practitioners in the network
Over 35 different practitioner disciplines
Services include Acupuncture, Nutritional Counseling,
Massage Therapy, and Holistic Medicine as well as popular
Exercise and Movement specialties including Yoga, Tai Chi,
Pilates and more no limits on the number of visits
17. Golf Program
This golf discount program is one of the nation's premier
golfer's savings programs. The national network consists of over
2,000 exciting courses throughout the U.S., Canada, and many
other international destinations. Discounts are also available for
golf lessons, driving ranges, and much more.
Highlights
Over 2,000 courses available nationwide
Save up to 50% off greens fees
Save on golf vacation packages to destinations such as Hilton
Head, Palm Springs, Myrtle Beach, Scotland, and the Republic of
Ireland
Save 10% on stay-and-play packages at fine golf resorts or
sharpen your game while enjoying 2-for-1
discounts at driving ranges
18. Movie Tickets
Members will save up to 40% on movie tickets from major
movie chains throughout the U.S. Tickets are valid for at least
three months from the date of purchase and are accepted at
any of the theaters operated by the company issuing the
discount ticket. Members may call toll-free to receive
instructions on how to obtain their discounted tickets.
Participating Movie Chains Include:
United Artists
Regal Cinemas
Cinemark
USA
AMC
IMAX
And many more...
19. Condo Program
Why settle for an ordinary hotel room, when there
are vacation condo rentals available at discount rates
through the Condo Program? From cozy condos to
14-bedroom homes, the Condo Program can
accommodate members with extra space and added
comfort. The Condo Program offers preferred rates at
thousands of properties both in the U.S. and
internationally.
Save up to 80% on resort condo accommodations
listed on
the website.