Who is The MWE Partnership?

1. Our Mission is to help companies strategize, implement, and
service the entire voluntary benefit process.

2. There has never been a better time for you and
your employees to have Voluntary Benefits
The Health Insurance landscape is more complex then ever
before and changes in Health Care cost continue to rise.
 Change in health care offerings
 Gaps in Coverage
 Increased out-of-pocket expenses

3. Enhance your benefits offering!
Our programs are designed to help your employees
Hold on to what they work so hard for every day
Protect their income from unexpected illness and injury
Avoid Credit Card debt and Loans against 401K / Retirement
Nearly 6 in 10 workers don’t have a financial plan in place to
handle the unexpected.

4. The Reality is…
 68% of employees underestimate the
total cost of injuries or illnesses,
including medical household and out-
of-pocket costs.
 52% have less than $1,000 to pay out-
of-pocket expenses associated with
unexpected serious illnesses or
accident, and 28% have less than
$500 available.

5. How will your employees pay?
Are they going to get a bank loan or put it on a credit
card?
Are they going to dip into their Savings or Retirement?
Or are they going to come knocking on our door?
Are they going to borrow from friends & family?

6. Voluntary policies compliment your
benefits package
In Today’s World No Benefit Package Is Complete Without These 3
Major Medical
Workman
Compensation
Major
Medical
Voluntary
Benefits

7. Why Voluntary?
 Voluntary benefits help fill gaps that exist now in many
health insurance plans.
 More and more company benefits are being offered on a
voluntary basis at a significantly reduced rate; these
benefits are NOT company paid.
 Premiums are deducted from payroll and the Employer
simply remits collected premium to carriers.
 No direct cost to the company for offering these
types of benefits.
 Even though fully funded by employees, the perception
is a better benefits package is being offered than
competitors.

8. What are common solutions business
owners are using to attract and retain
quality employees at little to no cost?

9. Most Popular Solutions
 Accident Insurance
 Hospital Insurance
 Critical Illness Insurance
 Life Insurance
◦ 38% of employees have no life insurance in place.
◦ 40% of employees who have life insurance do not believe
they have enough.

10. Other Voluntary Benefit
Solutions
 Telemedicine
 Identity Theft Protection
 Legal Protection
 Dental/Vision
 Maternity
 Pet Insurance
 Short-Term Disability (when not already offered as a
company paid benefit)
 Long Term Care

11. Value for your employees!
 Affordable plans available to fit most budgets
 Guaranteed –Renewable
 Portable – they own it
 Rate Stability
 Benefits paid regardless of other insurance
 Easy Claim process paid directly to insured

12. Why use MWE?
1. Our services are offered at no direct cost to
business owners.
2. Experienced staff that focuses only on this
niche Voluntary Benefits.
3. Turn-key implementation – all services
including enrollment, general inquiries, claims,
etc. are handled directly by MWE.
4. Charity program available.
5. Access to all product lines through the top
carriers.
6. No long term contract – Service is our
guarantee. If you are not satisfied you can
cancel at anytime.

13. You deserve to work with the best!
We set up the payroll deductions
We help educate your employees
We conduct the enrollments
We help employees with claims

14. Getting Started Today is
Easy
100%
Employee Funded
3+ Participants
Enrollment best for
individual personalization

15. A mutual agreement to ensure
success!
Your Agreement
Authorize Payroll Deduction
Provide a Simple Census
Assist in Enrollment Conditions
Help Select Policies to be
Offered
Schedule Enrollment
Our Commitment
Enrollment Conditions
Enrollment Set Up
Employee Education
Conduct Enrollment
Assist with Employee Claims

16. What is Telemedicine????
Convenient Access to Quality Healthcare…on your
schedule!
You could have: Immediate Access to Doctors and Pediatricians 24/7/365 by video, phone or email.
 Talk directly with a doctor or pediatrician in minutes
 No deductibles or copays
 Board Certified, US based doctors
 Prescriptions called in to your local pharmacy (at doctor’s discretion)
 Unlimited use with no per-call fees
 For your entire family
 Doctors Average of 15 years experience
 100% HIPPA Compliant
 Design for non-emergency care; 71% of all medical visits today are non-emergency.
Common Conditions we
treat:
Acne
Allergies
Asthma
Bronchitis
Cellulitus
Cold & Flu
Sunburn
Sore Throat
Fever
Gout
Headache
Infections
Insect Bites
Rashes
Diarrhea
Ear Infection
Sinus Infection
Sports Injuries
Constipation
Skin Inflammations
Urinary Tract Infection
Joint Aches & Pains
And More…
 Cover your entire family
 Unlimited Consultations
 $0 co-pay
 Complements high-deductible health
plans
 Average call-back under 10 minutes
Only $10.00 a month per employee/per family

17. Contact matthew.evans@mwesolutions.net or (410)737-1620 to get started.