This document announces a grand challenge for personal loan solicitation from September to October 2012. It outlines the rewards for achieving certain targets, including smartphones and trophies. The document divides participating regions into three categories based on assigned targets in million PKR. It details the top performers in each region who will receive smartphones, such as the top two branch managers and top area manager per region. The top 15 retail sales officers and top four telesales officers will also receive smartphones depending on overall target achievement. The challenge encourages maximum loan solicitation efforts for a chance to win prizes.