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Aviva: Public
Aviva: Public
Better Protecting
UK Homes
and Businesses
Against Flooding
Roundtable Mission
Graham Brogden
Chair- Property Flood Resilience Action Group
Contents
 Why this Code of Practice (CoP) is
needed
 What is the CoP
 CoP Standards
 CoP & Guidance
o Property Flood Resilience (PFR) Process
o Supporting information
 What are the benefits of the CoP
 Funders, partners and delivery
3
Image courtesy of:
Whitehouse Construction
4
Why this CoP is needed
Over 2.4 million UK properties
are at risk from river and coastal
flooding every year
A further 2.8 million UK
properties are at risk from
surface water flooding
1 in 6 UK properties are located
in areas where there is a
significant risk of flooding
As many as 40% of businesses
fail to re-open after a flood
Mental health impacts of
flooding can still be prevalent 2
years after an event
Statistics from https://rainbow-int-franchise.co.uk/flooding-statistics-uk/
Current issues
 No standards or processes in place
 Lack of understanding of resilience
 Confusion of where to get professional advice
 Success relies on conscientious providers
 Resistance products not maintained
 Householders left at risk of flooding and further loss
 Lack of confidence including insurers
6
We need to move from this…… ……to this!
Images courtesy of:
Mary Dhonau; Alastair Moseley; BRE
Why ‘Property Flood Resilience’
 First line of defence
• Or measure of last resort?
• Whole Property concept
• Resistance
• Recoverability (Resilience)
8
Code of Practice Standards
PFR Standard 1: Hazard assessment
PFR Standard 2: Property survey
PFR Standard 3: Options development
PFR Standard 4: Construction
PFR Standard 5: Commissioning and handover
PFR Standard 6: Operation and maintenance
Each PFR Standard has an ‘Aim’ and a number of
‘Requirements’ that should be met to fulfil the
Standard.
Complementary guidance booklets
9
Planners guide Homeowner and business guide
What are the benefits of the CoP?
The Code of Practice for PFR will embrace:
 All stages of the PFR process
 Allow development of specific standards for each stage where
needed e.g. surveying; products (BSI851188); installation and
maintenance
 Give confidence to everyone involved from householder to installer
and insurer
www.futurewaterassociation.com
Summary
The Code of Practice will:
 Address the whole fabric of the building in a structured manner
 Create confidence for property owners
 Support the Flood Re initiative of `Build back Better`
 Help the market move towards cost reflective pricing by 2039
 Empower property owners to make informed decisions
 Become ‘business as usual’ for building design in flood risk areas
Launching December 18th
www.futurewaterassociation.com
12
Funders and partners
 Funders
o Aviva
o Environment Agency
o Welsh Government
o Department for Infrastructure
o Scottish Government
 Supporters
o CIWEM
o ICE
o RICS
Graham Brogden

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Graham Brogden

  • 2. Aviva: Public Better Protecting UK Homes and Businesses Against Flooding Roundtable Mission Graham Brogden Chair- Property Flood Resilience Action Group
  • 3. Contents  Why this Code of Practice (CoP) is needed  What is the CoP  CoP Standards  CoP & Guidance o Property Flood Resilience (PFR) Process o Supporting information  What are the benefits of the CoP  Funders, partners and delivery 3 Image courtesy of: Whitehouse Construction
  • 4. 4 Why this CoP is needed Over 2.4 million UK properties are at risk from river and coastal flooding every year A further 2.8 million UK properties are at risk from surface water flooding 1 in 6 UK properties are located in areas where there is a significant risk of flooding As many as 40% of businesses fail to re-open after a flood Mental health impacts of flooding can still be prevalent 2 years after an event Statistics from https://rainbow-int-franchise.co.uk/flooding-statistics-uk/
  • 5. Current issues  No standards or processes in place  Lack of understanding of resilience  Confusion of where to get professional advice  Success relies on conscientious providers  Resistance products not maintained  Householders left at risk of flooding and further loss  Lack of confidence including insurers
  • 6. 6 We need to move from this…… ……to this! Images courtesy of: Mary Dhonau; Alastair Moseley; BRE
  • 7. Why ‘Property Flood Resilience’  First line of defence • Or measure of last resort? • Whole Property concept • Resistance • Recoverability (Resilience)
  • 8. 8 Code of Practice Standards PFR Standard 1: Hazard assessment PFR Standard 2: Property survey PFR Standard 3: Options development PFR Standard 4: Construction PFR Standard 5: Commissioning and handover PFR Standard 6: Operation and maintenance Each PFR Standard has an ‘Aim’ and a number of ‘Requirements’ that should be met to fulfil the Standard.
  • 9. Complementary guidance booklets 9 Planners guide Homeowner and business guide
  • 10. What are the benefits of the CoP? The Code of Practice for PFR will embrace:  All stages of the PFR process  Allow development of specific standards for each stage where needed e.g. surveying; products (BSI851188); installation and maintenance  Give confidence to everyone involved from householder to installer and insurer www.futurewaterassociation.com
  • 11. Summary The Code of Practice will:  Address the whole fabric of the building in a structured manner  Create confidence for property owners  Support the Flood Re initiative of `Build back Better`  Help the market move towards cost reflective pricing by 2039  Empower property owners to make informed decisions  Become ‘business as usual’ for building design in flood risk areas Launching December 18th www.futurewaterassociation.com
  • 12. 12 Funders and partners  Funders o Aviva o Environment Agency o Welsh Government o Department for Infrastructure o Scottish Government  Supporters o CIWEM o ICE o RICS

Editor's Notes

  1. Thanks to Ian for setting the scene so well When property owners invest or receive resilient repairs they need to have confidence they are protected The CoP has been developed instil some standards and ensure the full property is considered
  2. Property Flood Resilience (PFR) is accepted as an approach that can lessen the impact of flooding on a property. PFR has developed in recent years but still lacks consistency in how it is specified and deployed – this can lead to inconsistency in performance; pessimism in the value of PFR; confidence in the effectiveness of PFR The purpose of this document is to provide a structure and process for PFR that can improve the resilience of properties. If PFR is deployed with greater consistency, this will give confidence to property owners and their insurers in the ability of properties to lessen the impact of flooding.
  3. Generally property owners just think of resilience as lifting electrical sockets Professional advice is out there but how do property separate the professionals from the opportunists
  4. The lack of regulation and accepted standards around the specification and deployment of PFR is limiting its potential positive impact. In general terms, there is a lack in knowledge of how PFR can provide greater levels of resilience to buildings, and in how to deploy this approach consistently and effectively. This Code of Practice will give industry and consumers a comprehensive guide to the specification and installation of PFR. It was also provide some minimal requirements that will create a new benchmark for PFR. This has the potential to deliver economic and social benefits to those affected by flooding. The CoP will also lessen the likelihood of poorly specified or installed flood protection measures, as shown here. Images bad examples: Top left – the guide for the barrier is not securely sealed against the door frame. Top right – they’ve fitted a door frame but not mitigated other forms of water entry. Bottom left, the guide for the barrier has been installed on fabric. Bottom right – door handle would impede slotting in a door barrier. These highlight poor workmanship, lack of understanding of the performance of the measure, unregulated process, etc Images good example; highlight accurate specification, good installation, quality workmanship, etc Good level of flood resilience
  5. It is important that some overarching Standards for PFR are established. This was a critical and initial part of the CoP development and involved an extensive literature review and industry consultation to inform the Standards and their content. The six Standards reflect the recognised approach to construction and refurbishment work – they also reflect the RIBA Work Stages. Each of the six Standards has been define and has a specific ‘Aim’. Furthermore, each Standard has a number of ‘Requirements’ that should be met to deliver the anticipated outcome.
  6. In addition to the CoP and Guidance, two complementary guidance documents have been developed. The first is specifically targeted at planners and those involved with the regulatory side of construction & refurbishment work e.g. building warrant / control professionals This complementary guidance has been provided to raise awareness of PFR, its approach and key performance characteristics. It is anticipated that this document and the CoP can be developed into specific PFR training for those involved in building regulations and planning. The second complementary document is targeted at the general public and property owners. This document follows closely the structure and content of the main CoP but is presented in a non-technical language. This should make the information contained fully accessible and useful to those with a non-technical background. It is anticipated that these complementary document will further assist in the widespread recognition and acceptance of the PFR CoP. Establishing these documents as the new ‘Standard’ for the specification and use of PFR should provide benefit to all stakeholders.
  7. The project is funded over a 3 Year period with input from Aviva, Environment Agency, Welsh Government, Norther Ireland Department for Infrastructure, Scottish Government The project is endorsed and supported by the three main relevant institutions these being CIWEM, ICE and RICS. The organisations came together to discuss PFR in 2016 at the same time as a Defra Roundtable on PFR was being pulled together.