Oracle provides middleware products that can help financial institutions with challenges like reducing costs, integrating systems, and providing a flexible platform for innovation. Oracle's strategy is to acquire and integrate best-of-breed solutions on a common technology platform. This allows customers to standardize on shared components while also customizing industry-specific applications. Case studies show how Oracle middleware has helped organizations like SWIFT, China UnionPay, and FXall scale their systems to support growth while maintaining performance and availability.

2. Fussıon Mıddleware in Banking
Darshan Chandarana, Director, Financial Services, EMEA

3. The following is intended to outline our general product
direction. It is intended for information purposes only,
and may not be incorporated into any contract. It is not
a commitment to deliver any material, code, or
functionality, and should not be relied upon in making
purchasing decisions.
The development, release, and timing of any features
or functionality described for Oracle’s products remains
at the sole discretion of Oracle.

4. Oracle Background
Oracle’s Strategy and Vision is based on the view that the
only way to bring a wide range of domain specific software
capabilities to market is through:
1. Developing and acquiring the most complete set of “best of breed”
functional capabilities available from any one single vendor
2. Pre-integrating these “best of breed” solutions through process
based integration to reduce complexity and cost for the customer
3. Standardising and converging over time the “integrated best of
breed” solutions onto a common, open technology architecture
4. Building an ecosystem of system integrators to complement our
own capabilities for platform lead implementations

5. Investment in Financial Services

6. Challenges for IT Executives
Connecting with the CIO Agenda
• How can I reduce my operational costs while
delivering an effective service to the
business
• How can I leverage all existing enterprise data
to provide the business with accurate and
timely information for decision making and
regulatory compliance
• How can I provide seamless integration of
business processes across multiple
applications and platforms
• How can I secure and protect access to IT
assets across all channels from intruders, both
inside and outside the corporation
• How can I deliver new services more quickly
and efficiently
• How can I provide a richer, intuitive and
collaborative working environment that
results in higher user productivtiy
• How can I leverage technology to help me
arbitrate Cost Reduction vs. Value Creation

7. Cost Reduction, Service Levels Top of Mind
Global
2009 CIO Strategies N=811
Top CIO IT Strategies 2009* 2008 2012*
Linking business & IT IT strategies and plans
Linking business & 1 2 2
Delivering projectsenable business growth
that enable business growth 2 1 1
Reducing costs cost of IT
Reducing the
Reducing cost 3 10 6
Improving IT governance
IT governance 4 7 15
Implementing IT process improvements 5 6 14
process improvements
Improving the business and IT relationship 6 5 12
business and IT relationship
Improving the quality of IS services 7 4 11
quality of IS services
Consolidating IT operations (shared service, data center) 8 12 16
Consolidating IT
Leading enterprise change initiatives 9 13 3
change initiatives
Developing or managing a flexible infrastructure 10 11 7
flexible infrastructure
Building business skills in the IT organization 11 8 8
Attracting, developing and retaining IT personnel
business skills 12 3 5
Use of information/intelligence IT personnel
retaining 13 9 4
information/intelligence
Source: Gartner 2009 CIO Survey

8. Standardize & Consolidate with Middleware
Browser Client UI Cell PDA IVR Applications Edge Partners
User s System Events
Interaction
Consumers
Consumers
Channels
Service
Composite Web Business Business Fat
Portals Mashups Workflow
Applications Apps Processes Intelligence Clients
Presentation
Services
Business Process
Services SOA SOA
Business Management
Business Activity Activity
Federated Services
Services Monitoring
Service SOA
Decision Governance
Services
Mediation
Services & &
Messaging Business
Data Intelligence
Services
Event SOA Data SOA Identity
Services Grid Management
& Security
Connectivity
Services
Infrastructure Services Service Infrastructure
Service Enabled Assets Non-Service Enabled Assets
Systems

9. Building Blocks and Re-Use
Incremental Project Harvesting
Service Infrastructure Applications
A 1 2 3
Composite Applications
B 1 3 4 5
Presentation Services C 5 6 7
Services Management
Unshared
Common Services
5 8
D 2 7 8 9
Service Bus
Shared
E 7 10 11
Shared Business Services
9 10 11 12 F 8 9 10 11 12
G 1 3 7 9 11
Information Access Services
Services Catalog
2 4 6
1 2 3 4 5 6
1 3 7 7 8 9 10 11 12

10. IT Innovation Driven by Business Needs
Platform as a Service in Financial Services

11. Creating the Platform– SOA, IAM, AppGrid & WebCenter
Central IT
create set policies
reusable
components register
components
Svc Svc Proc Proc UI UI
Svc Svc Proc Proc UI UI
Svc Svc Proc Proc UI UI Self-Service Interface
policies
Oracle SOA Oracle BPM Oracle Oracle Identity
Suite Suite WebCenter Mgt Oracle
Enterprise
Manager
Oracle WebLogic Suite-based Application Grid

12. Deploying the Applications
Department
Dept App App Owner
build app
discover
authorized
components
authenticate
Svc Svc Proc Proc UI UI
Svc Svc Proc Proc UI UI
Svc Svc Proc Proc UI UI Self-Service Interface
policies
Oracle SOA Oracle BPM Oracle Oracle Identity
Suite Suite WebCenter Mgt Oracle
Enterprise
Manager
Oracle WebLogic Suite-based Application Grid

13. Deploying the Applications
Department
Dept App App Owner
build app
UI UI
Svc Proc Include
components
discover
authorized
components
authenticate
Svc Proc UI UI
Proc UI
Svc Proc Proc Self-Service Interface
policies
Oracle SOA Oracle BPM Oracle Oracle Identity
Suite Suite WebCenter Mgt Oracle
Enterprise
Manager
Oracle WebLogic Suite-based Application Grid

14. Production Viewpoint
App Users
Department
App Owners
use apps
chargeback
Central IT
set policies
Dept Dept Dept add
App App App resources
monitor
Shared Components Self-Service Interface
Oracle Oracle Oracle Oracle
Oracle
SOA Suite BPM Suite WebCenter Identity Mgt Enterprise adjust allocation
Manager fail over
Oracle WebLogic Suite-based Application Grid log usage

15. Relative Integration Costs
PaaS Brings Dramatic Reduction Over Time
The Relative Costs of Different Integration Approaches2
Point-to-point integration
Relative Costs
Standards-based EAI
Initial Costs Customization Maintenance Changes
The real win of PaaS is in the
maintenance and change
phases of integration – but has
Custom Integration
higher customization costs due
Traditional EAI, B2Bi
to need to focus on re-use
Web Services “Adapters”
Platform Based Service-Oriented Integration

16. Implementing Solutions

17. SWIFT Financial Messaging Platform
COMPANY OVERVIEW CUSTOMER PERSPECTIVE
• SWIFT provides global communications to more than 7,800 •Delivers services without a single
financial institutions in 190 countries around the world transaction loss
• Over 1.5B transactions/year throughout 190 countries •Enables SWIFT to roll out additional
• $5T of transactions per day in on average to over 8000 services on over the same reliable Tuxedo
financial institutions network
• Industry: Financial Services •Improved customer services and product
offerings
•Reduced operational costs, while growing
CHALLENGES/OPPORTUNITIES revenues streams
• To be the global financial community’s foremost messaging
infrastructure that is lowest risk and highest resilience
• Enable greater efficiency and effectiveness in managing
and maintaining new message types and evolving
standards RESULTS
• #1 Finance Messaging Platform Worldwide
• Allows IT to focus on the changes in the
SOLUTIONS business, not worry about Infrastructure
• Oracle Tuxedo • Platform has been extended to offer new
products and services to markets that were
previously unavailable
• Partnership with Oracle – Joint Product
Development

18. China UnionPay – Credit Card Platform
COMPANY OVERVIEW CUSTOMER PERSPECTIVE
• China UnionPay is a bankcard association with more than •“We went from processing 15,000
200 domestic and international members. transactions in 50 minutes, to processing
• The organization’s cards, both debit and credit, can be used 15,000 transactions in 1 second, at a
on 5 Continents. fraction of the cost”
• Growth was initially achieved via M&A •“This interbank services is used by 120+
• Industry: Financial Services international institutions and 80+ local
firms, with overall customer card issuance
up 7x. “
CHALLENGES/OPPORTUNITIES
• Manage over 18+ different IT architectures was stifling
growth
• Enable card system to interface with the banks’ “Switch “
Networks to increase straight through processing and
reduce exception management RESULTS
• Offload processing from the Mainframe to reduce cost • Scalable manageable performance
• Simplification of the IT architecture
• Offload MIPs from the mainframe allowing a
SOLUTIONS reduction in th IT “maintenance” budget,
• Oracle Tuxedo & Oracle WebLogic Server which is being use to reinvest in to
innovation projects

19. Innovation
Coherence as high performance grid computing platform
for FSI, Exchanges, Online Gaming & Telcos
Coherence Suite with Active/Active deployments to
optimize hardware with better availability
Application Server consolidation on a shared services
Infrastructure using WebLogic Suite
Risk Platform based on FS Middleware

20. Case Study

21. FXall Overview
Leading platform for global electronic trading and
workflow for foreign exchange trading
•Annual trading volume of 15 trillion USD
•3MM transactions per day
•Trading platform for 800 institutions globally
•Integrated with Prime-Brokers
•Aggressive Growth
– Target 11MM transactions per day
– Low-Latency: 20ms average, none over 70ms
•Multiple components; predominantly in Java
– In-house: OMS, Matching Engine, Credit Engine
– 3rd-party FIX engine

22. Expectations from the FX trading platform
FIX Engine
OMS
Credit Engine
Matching Engine
Price Distribution
Ensure the marketplace is fair and competitive
Handle the growth, both vertical and horizontal
Ensure latency within threshold
Ensure participants are following the Rules of Engagement

23. Technical Challenges
Real-Time Surveillance of
Multiple Event Sources
High-Frequency
Detect Concurrency
Non-intrusive
Flexible

24. <Insert Picture Here>
Minor Huffman
CTO, FXall
“One of the important elements we
see with algorithmic trading is
looking for the ‘one in a million'
event. A solid CEP engine is very
efficient at doing that type of data
analysis”

25. The Solution
Oracle CEP provides real-time views
• Information from multiple sources non-intrusively
aggregated via log file adapters (jsch tails of application
logs)
– Every log entry from three different types of sources evaluated to
produce business relevant events
– jsch tails on the production servers generate very little load
• ~2000 messages/second, > 3 million messages/day
evaluated on matching criteria
• Concurrent business events detected
– Bad trades due to high-latency, off-market prices, threshold
violations
"We added a few boxes, but they were in our standard platform. We
were able to run on a very lightweight Unix infrastructure. We are
primarily a Linux shop and that was a key part of our decision
process,“ Minor Huffman, CTO of FXall

26. Conclusion
Conclusions

27. Oracle Fusion Middleware
• Oracle Fusion Middleware is the keystone for
innovation
• Oracle Fusion Middleware fully supports the trend for
flexible, open platforms
• There is significant untapped potential for PaaS in
Financial services
• Innovations around EDA and Platform Management
will drive adoption of the Cloud

28. For More Information
Get Started Resources
• Oracle Fusion Middleware 11g • Oracle Fusion Middleware on OTN
http://www.oracle.com/fusionmiddlewa http://otn.oracle.com/middleware
re11g
• Oracle Grid Computing on OTN
• Oracle Cloud Computing http://otn.oracle.com/grid
http://www.oracle.com/goto/cloud
• Application Grid Blog
• Oracle Application Grid http://blogs.oracle.com/applicationgrid
http://www.oracle.com/goto/application
grid
©2009 Oracle Corporation Oracle Confidential 28

29. Standard Corporate Images
Additional, industry-specific images are located here:
http://www.oracle.com/wocportal/page/wocprod/corpbrand/graphic_identity/resources/resources_pp.html

30. Standard Corporate Images
Additional, industry-specific images are located here:
oracle.com/wocportal/page/wocprod/corpbrand/graphic_identity/resources/resources_pp.html

31. 1. ŞĐFRE
ORACLE