The document summarizes foreclosure trends in the Atlanta region from 2010 to 2013. It finds that while Atlanta had a relatively high rate of delinquent mortgages compared to other large metros in 2013, the rate has declined significantly since 2010. Foreclosure filings across the 20-county Atlanta region have dropped steadily since 2010 and are now at their lowest levels since before the recession. Certain areas like parts of Gwinnett and DeKalb counties have continued to have high foreclosure rates compared to the rest of the region.
Income and Low Wage Work in the Atlanta RegionARCResearch
The Atlanta region has seen rapid growth in the years following the great recession. The metro area added 59,600 jobs from November 2013 to 2014, an employment growth rate of 2.4 percent. The region has reported employment gains each month for over four years following the recession and has experienced a higher rate of growth than the United States as a whole (Bureau of Labor Statistics, 2014). However, many workers in the region are not earning sufficient wages to cover the basic costs of living and achieve economic security.
Here we examine public health in Metro Atlanta, including issues of food security, access to healthy foods, life expectancies, obesity, and smoking. Public health issues are often associated with income level, and we find that counties with higher median household incomes tend to have higher life expectancies. Obesity is also associated with income at the county level, as counties with higher median household incomes tend to have higher percentages of obese adults.
Income and Low Wage Work in the Atlanta RegionARCResearch
The Atlanta region has seen rapid growth in the years following the great recession. The metro area added 59,600 jobs from November 2013 to 2014, an employment growth rate of 2.4 percent. The region has reported employment gains each month for over four years following the recession and has experienced a higher rate of growth than the United States as a whole (Bureau of Labor Statistics, 2014). However, many workers in the region are not earning sufficient wages to cover the basic costs of living and achieve economic security.
Here we examine public health in Metro Atlanta, including issues of food security, access to healthy foods, life expectancies, obesity, and smoking. Public health issues are often associated with income level, and we find that counties with higher median household incomes tend to have higher life expectancies. Obesity is also associated with income at the county level, as counties with higher median household incomes tend to have higher percentages of obese adults.
An overview of the economy (including job growth by sectors, consumer spending, inflation, wages, and real estate) on the cusp of 2022, after two years of COVID impacts
Population estimates for the major jurisdictions in the 10-county Atlanta region is one of ARC's signature products. This presents ARC's 2013 population estimates which show the region added 40,100 new residents over the past year.
The Quarter, Economic Indicators for Metro Atlanta (Q1, 2013)ARCResearch
Looks ata variety of economic indicators for metro Atlanta, including employment, home prices, foreclosures, building permits, as well as office and retail trends.
The City of Rye was settled in 1660 and is the oldest permanent settlement in Westchester County. Rye was first incorporated as a village in 1904 and then chartered as a city in 1942. Between 1950 and 1970, the population of the City increased by 34 percent, and it has remained relatively stable at just under 16,000 since then.
Located on Long Island Sound near the Connecticut border, approximately 25 miles northeast of midtown Manhattan, Rye is primarily a residential suburban community. The typical Rye homeowner is a business executive or professional who is employed in New York City.
Do Metro Atlanta Residents Have Access to Jobs & Amenities?ARCResearch
This month we ask a simple question: Do metro Atlanta residents have access to jobs, services and amenities? This question is important as the way we design communities has a strong impact on quality of life. Is housing affordable near where one works? Are transportation costs eating away at whatever savings realized by an affordable home further away from job centers?
Livable places and economic growth: The experience in the United States - Chr...OECD CFE
Christopher B. Leinberger, Charles Bendit Distinguished Scholar and Research Professor and Chair, Center for Real Estate and Urban Analysis, George Washington University School of Business, US at the OECD Conference on SMEs and the Urban Fabric, 15-16 April 2019, OECD Trento Centre, Italy.
Full event info: https://oe.cd/SMEs-Cities
An overview of the economy (including job growth by sectors, consumer spending, inflation, wages, and real estate) on the cusp of 2022, after two years of COVID impacts
Population estimates for the major jurisdictions in the 10-county Atlanta region is one of ARC's signature products. This presents ARC's 2013 population estimates which show the region added 40,100 new residents over the past year.
The Quarter, Economic Indicators for Metro Atlanta (Q1, 2013)ARCResearch
Looks ata variety of economic indicators for metro Atlanta, including employment, home prices, foreclosures, building permits, as well as office and retail trends.
The City of Rye was settled in 1660 and is the oldest permanent settlement in Westchester County. Rye was first incorporated as a village in 1904 and then chartered as a city in 1942. Between 1950 and 1970, the population of the City increased by 34 percent, and it has remained relatively stable at just under 16,000 since then.
Located on Long Island Sound near the Connecticut border, approximately 25 miles northeast of midtown Manhattan, Rye is primarily a residential suburban community. The typical Rye homeowner is a business executive or professional who is employed in New York City.
Do Metro Atlanta Residents Have Access to Jobs & Amenities?ARCResearch
This month we ask a simple question: Do metro Atlanta residents have access to jobs, services and amenities? This question is important as the way we design communities has a strong impact on quality of life. Is housing affordable near where one works? Are transportation costs eating away at whatever savings realized by an affordable home further away from job centers?
Livable places and economic growth: The experience in the United States - Chr...OECD CFE
Christopher B. Leinberger, Charles Bendit Distinguished Scholar and Research Professor and Chair, Center for Real Estate and Urban Analysis, George Washington University School of Business, US at the OECD Conference on SMEs and the Urban Fabric, 15-16 April 2019, OECD Trento Centre, Italy.
Full event info: https://oe.cd/SMEs-Cities
9/9 FRI 2:45 | How to Pay for Growth - Impact Fees 2APA Florida
Clancy Mullen
Since the 1980s, impact fees have been an important tool to fund infrastructure needs created by development. The landscape for local governments use of impact fees in Florida has changed over the past several years. There has been an economic downturn. Legislative and state referenda have limited local government’s
ability to generate revenue to fund infrastructure. Given these new circumstances, does the use of impact fees need to be rethought, and if so how? Given the changing climate in Florida, this session will provide planners and planning lawyers the tools to rethink their use of this critical infrastructure funding tool.
Metro Atlanta Real Estate Market Trends For January 2014Arthur Prescott
View a slide show of the latest Metro Atlanta Real Estate Market Trends For January 2014. Presented by Arthur Prescott of Berkshire Hathaway HomeServices Georgia Properties.
MC_forecasts_finals series 17_feb2024.pdfARCResearch
Final summary slide deck for Series 17 population, employment by sector, age group forecasts for MPO region, counties, and smaller areas...February 2024
33N Blog Housing MAS 2023 Slide DeckpdfARCResearch
Results of housing-related questions from the 2023 Metro Atlanta Speaks survey--focus on affordability locally and regionally, as well as on policy perceptions
Putting the SPARK into Virtual Training.pptxCynthia Clay
This 60-minute webinar, sponsored by Adobe, was delivered for the Training Mag Network. It explored the five elements of SPARK: Storytelling, Purpose, Action, Relationships, and Kudos. Knowing how to tell a well-structured story is key to building long-term memory. Stating a clear purpose that doesn't take away from the discovery learning process is critical. Ensuring that people move from theory to practical application is imperative. Creating strong social learning is the key to commitment and engagement. Validating and affirming participants' comments is the way to create a positive learning environment.
Improving profitability for small businessBen Wann
In this comprehensive presentation, we will explore strategies and practical tips for enhancing profitability in small businesses. Tailored to meet the unique challenges faced by small enterprises, this session covers various aspects that directly impact the bottom line. Attendees will learn how to optimize operational efficiency, manage expenses, and increase revenue through innovative marketing and customer engagement techniques.
Buy Verified PayPal Account | Buy Google 5 Star Reviewsusawebmarket
Buy Verified PayPal Account
Looking to buy verified PayPal accounts? Discover 7 expert tips for safely purchasing a verified PayPal account in 2024. Ensure security and reliability for your transactions.
PayPal Services Features-
🟢 Email Access
🟢 Bank Added
🟢 Card Verified
🟢 Full SSN Provided
🟢 Phone Number Access
🟢 Driving License Copy
🟢 Fasted Delivery
Client Satisfaction is Our First priority. Our services is very appropriate to buy. We assume that the first-rate way to purchase our offerings is to order on the website. If you have any worry in our cooperation usually You can order us on Skype or Telegram.
24/7 Hours Reply/Please Contact
usawebmarketEmail: support@usawebmarket.com
Skype: usawebmarket
Telegram: @usawebmarket
WhatsApp: +1(218) 203-5951
USA WEB MARKET is the Best Verified PayPal, Payoneer, Cash App, Skrill, Neteller, Stripe Account and SEO, SMM Service provider.100%Satisfection granted.100% replacement Granted.
Cracking the Workplace Discipline Code Main.pptxWorkforce Group
Cultivating and maintaining discipline within teams is a critical differentiator for successful organisations.
Forward-thinking leaders and business managers understand the impact that discipline has on organisational success. A disciplined workforce operates with clarity, focus, and a shared understanding of expectations, ultimately driving better results, optimising productivity, and facilitating seamless collaboration.
Although discipline is not a one-size-fits-all approach, it can help create a work environment that encourages personal growth and accountability rather than solely relying on punitive measures.
In this deck, you will learn the significance of workplace discipline for organisational success. You’ll also learn
• Four (4) workplace discipline methods you should consider
• The best and most practical approach to implementing workplace discipline.
• Three (3) key tips to maintain a disciplined workplace.
Unveiling the Secrets How Does Generative AI Work.pdfSam H
At its core, generative artificial intelligence relies on the concept of generative models, which serve as engines that churn out entirely new data resembling their training data. It is like a sculptor who has studied so many forms found in nature and then uses this knowledge to create sculptures from his imagination that have never been seen before anywhere else. If taken to cyberspace, gans work almost the same way.
RMD24 | Retail media: hoe zet je dit in als je geen AH of Unilever bent? Heid...BBPMedia1
Grote partijen zijn al een tijdje onderweg met retail media. Ondertussen worden in dit domein ook de kansen zichtbaar voor andere spelers in de markt. Maar met die kansen ontstaan ook vragen: Zelf retail media worden of erop adverteren? In welke fase van de funnel past het en hoe integreer je het in een mediaplan? Wat is nu precies het verschil met marketplaces en Programmatic ads? In dit half uur beslechten we de dilemma's en krijg je antwoorden op wanneer het voor jou tijd is om de volgende stap te zetten.
Kseniya Leshchenko: Shared development support service model as the way to ma...Lviv Startup Club
Kseniya Leshchenko: Shared development support service model as the way to make small projects with small budgets profitable for the company (UA)
Kyiv PMDay 2024 Summer
Website – www.pmday.org
Youtube – https://www.youtube.com/startuplviv
FB – https://www.facebook.com/pmdayconference
Memorandum Of Association Constitution of Company.pptseri bangash
www.seribangash.com
A Memorandum of Association (MOA) is a legal document that outlines the fundamental principles and objectives upon which a company operates. It serves as the company's charter or constitution and defines the scope of its activities. Here's a detailed note on the MOA:
Contents of Memorandum of Association:
Name Clause: This clause states the name of the company, which should end with words like "Limited" or "Ltd." for a public limited company and "Private Limited" or "Pvt. Ltd." for a private limited company.
https://seribangash.com/article-of-association-is-legal-doc-of-company/
Registered Office Clause: It specifies the location where the company's registered office is situated. This office is where all official communications and notices are sent.
Objective Clause: This clause delineates the main objectives for which the company is formed. It's important to define these objectives clearly, as the company cannot undertake activities beyond those mentioned in this clause.
www.seribangash.com
Liability Clause: It outlines the extent of liability of the company's members. In the case of companies limited by shares, the liability of members is limited to the amount unpaid on their shares. For companies limited by guarantee, members' liability is limited to the amount they undertake to contribute if the company is wound up.
https://seribangash.com/promotors-is-person-conceived-formation-company/
Capital Clause: This clause specifies the authorized capital of the company, i.e., the maximum amount of share capital the company is authorized to issue. It also mentions the division of this capital into shares and their respective nominal value.
Association Clause: It simply states that the subscribers wish to form a company and agree to become members of it, in accordance with the terms of the MOA.
Importance of Memorandum of Association:
Legal Requirement: The MOA is a legal requirement for the formation of a company. It must be filed with the Registrar of Companies during the incorporation process.
Constitutional Document: It serves as the company's constitutional document, defining its scope, powers, and limitations.
Protection of Members: It protects the interests of the company's members by clearly defining the objectives and limiting their liability.
External Communication: It provides clarity to external parties, such as investors, creditors, and regulatory authorities, regarding the company's objectives and powers.
https://seribangash.com/difference-public-and-private-company-law/
Binding Authority: The company and its members are bound by the provisions of the MOA. Any action taken beyond its scope may be considered ultra vires (beyond the powers) of the company and therefore void.
Amendment of MOA:
While the MOA lays down the company's fundamental principles, it is not entirely immutable. It can be amended, but only under specific circumstances and in compliance with legal procedures. Amendments typically require shareholder
Business Valuation Principles for EntrepreneursBen Wann
This insightful presentation is designed to equip entrepreneurs with the essential knowledge and tools needed to accurately value their businesses. Understanding business valuation is crucial for making informed decisions, whether you're seeking investment, planning to sell, or simply want to gauge your company's worth.
Implicitly or explicitly all competing businesses employ a strategy to select a mix
of marketing resources. Formulating such competitive strategies fundamentally
involves recognizing relationships between elements of the marketing mix (e.g.,
price and product quality), as well as assessing competitive and market conditions
(i.e., industry structure in the language of economics).
[Note: This is a partial preview. To download this presentation, visit:
https://www.oeconsulting.com.sg/training-presentations]
Sustainability has become an increasingly critical topic as the world recognizes the need to protect our planet and its resources for future generations. Sustainability means meeting our current needs without compromising the ability of future generations to meet theirs. It involves long-term planning and consideration of the consequences of our actions. The goal is to create strategies that ensure the long-term viability of People, Planet, and Profit.
Leading companies such as Nike, Toyota, and Siemens are prioritizing sustainable innovation in their business models, setting an example for others to follow. In this Sustainability training presentation, you will learn key concepts, principles, and practices of sustainability applicable across industries. This training aims to create awareness and educate employees, senior executives, consultants, and other key stakeholders, including investors, policymakers, and supply chain partners, on the importance and implementation of sustainability.
LEARNING OBJECTIVES
1. Develop a comprehensive understanding of the fundamental principles and concepts that form the foundation of sustainability within corporate environments.
2. Explore the sustainability implementation model, focusing on effective measures and reporting strategies to track and communicate sustainability efforts.
3. Identify and define best practices and critical success factors essential for achieving sustainability goals within organizations.
CONTENTS
1. Introduction and Key Concepts of Sustainability
2. Principles and Practices of Sustainability
3. Measures and Reporting in Sustainability
4. Sustainability Implementation & Best Practices
To download the complete presentation, visit: https://www.oeconsulting.com.sg/training-presentations
The effects of customers service quality and online reviews on customer loyal...
Foreclosure Filings in the Atlanta Region
1. Foreclosure Filings in the Atlanta Region
Atlanta Regional Commission
Regional Snapshot: October 2013
For more information contact:
mcarnathan@atlantaregional.com
2. 0.0%
5.0%
10.0%
15.0%
20.0%
25.0%
25 Largest Metros: Percent of Seriously Delinquent
Mortgages, March 2013
Of the 25 largest metro areas,
metro Atlanta still has a relatively
high rate of mortgages that are
considered to be seriously
delinquent – those that are at least
90 days overdue. Overall, however,
metro Atlanta ranks 38th out of 100
metros on this measure.
3. -5.0%
-4.0%
-3.0%
-2.0%
-1.0%
0.0%
1.0%
2.0%
3.0%
25 Largest Metros: Change in Seriously Delinquent
Rate, December 2010 - March 2013
While metro Atlanta has a relatively high rate of seriously delinquent
mortgages when compared to other large metros, metro Atlanta also has
among the highest rates of DECLINE in seriously delinquencies since
December 2010. As you can see, the serious delinquency rate in metro
Atlanta has declined 2.5 percentage points since December 2010, the 7th best
rate of change among the top 25 metros.
4. Map: Percent of Seriously Delinquent Mortgages for
All Metro Areas, March 2013 When compared to
ALL metros in the
nation, metro Atlanta
falls in the middle
range of serious
delinquent rates. As
the map below shows,
the housing markets
in several metro areas
in Florida still are
struggling with high
delinquency rates and
high foreclosure rates.
But to foreclose in
Florida requires court
action, which could
take a couple of years.
In Georgia a bank can
foreclose on a
property without legal
action, which speeds
up the entire process.Metro Atlanta
5. 20-County Region: Foreclosure Filings,
2010 - Current
0
2,000
4,000
6,000
8,000
10,000
12,000
14,000
16,000
18,000
Looking more locally at the
20-county area, the number
of foreclosure filings has
dropped steadily since
2010.
8. -10,000 -9,000 -8,000 -7,000 -6,000 -5,000 -4,000 -3,000 -2,000 -1,000 0
Barrow
Bartow
Carroll
Cherokee
Clayton
Cobb
Coweta
DeKalb
Douglas
Fayette
Forsyth
Fulton
Gwinnett
Hall
Henry
Newton
Paulding
Rockdale
Spalding
Walton
Change from 2010 to 2011
Change from 2011 to 2012
20-County Region: Declining Foreclosure Filings,
2010 - 2012
Although the housing market decline
began along with the Great Recession in
2007, foreclosure filings kept increasing
every year through 2010. Since then,
however, every county in the region has
seen dramatic declines in the number of
foreclosure filings.
9. Foreclosure Filings by County, 2010-Current
(through September)
0
5,000
10,000
15,000
20,000
25,000
2010 2011 2012 2013
As the chart shows,
foreclosure filings have
continued their precipitous
decline in 2013. Note that
these data compare filings
through September of each
year.
10. In 2007, foreclosure filings
were mostly contained
within the region’s core…
Foreclosure Filings (per sq. mile), 2007
11. By 2008, foreclosure filings
began moving further
out…
Foreclosure Filings (per sq. mile), 2008
13. By 2010, Gwinnett County,
as a whole, led the region
in foreclosure filings…
Foreclosure Filings (per sq. mile), 2010
14. By 2011, foreclosure filing
hot spots began to recede
slightly…
Foreclosure Filings (per sq. mile), 2011
15. And, finally in 2012,
foreclosure filing hot spots
are dissipating, but some
areas, like those in
Gwinnett , DeKalb and
Atlanta, have remained
“hot” throughout…
Foreclosure Filings (per sq. mile), 2012
16.
17. This map looks at small-area
foreclosure trends. It annualizes
the 2013 data to allows
comparisons to 2012 (since we
don’t have all of 2013 data yet).
The areas in blue represent
greatest declines in the region.
These areas are well below 2012
levels AND are below the regional
median for 2013. The light blue
areas represent declines from
2012, but are slightly above the
2013 average. The pinks and reds
– which there are very little of –
are areas where foreclosures are
on par with or exceeding last
year’s levels – in other words,
these areas aren’t improving like
the “blue” areas. Fortunately, the
pink and red areas are few and
relatively scattered throughout
the region, with no one area
having a heavy concentration.
Map: Foreclosure Filings Comparison,
2013 to 2012