The Financial Knowledge Institute is a non-profit organization that provides "Insightful Investors Workshops" to educate employees on important financial topics. The workshops are presented by industry leaders and cover topics like home buying, estate planning, retirement strategies, and more. Employers benefit by fulfilling their fiduciary duty and employees benefit by gaining financial knowledge and confidence to be more productive. The workshops are free for employers and employees and aim to build financial awareness and empower individuals to make sound financial decisions.

1. Financial Knowledge Institute
a 501(c)(3) nonprofit educational organization
Insightful Investors Workshops
Creating financial Our team of industry leaders will be presenting timely investment information to a very valuable part of your company - your
awareness in our employees. We will work with you and your employees to ensure that everyone gains a working kowledge of the investment op-
community. portunities that they will encounter in their daily lives. We hope that the information provided during each workshop helps answer
questions and we are always available to help you explore any of these topics on a one-to-one confidential basis.
understanding each workshop
Home Buying Today & Questioning Convention Retire-
6 Steps to a Financial Success Estate Planning Real Estate 101 ment Advice
This is our kickoff event designed to give This workshop covers topics such as pro- Finding qualified buyers and selling your If you think you are going to be financial-
you an understanding of what to expect bate avoidance, estate tax minimization home can be extremely challenging in ly sound at retirement because you are
during each workshop. or elimination, special planning for minor today’s market. doing what everyone else is doing, you
At this workshop you will learn the six children and asset protection planning for This workshop will help you prepare your may need to rethink you position. Con-
steps to successful personal financial man- children’s inheritance. home to attract to the broadest number ventional retirement strategies are not
agement, a valuable tool as you work your This workshop covers the very personal of buyers so that you can sell sooner for guaranteed and need to be evaluated to
way through the series. and extremely important decisions that top dollar. ensure you are on track to meet your
Whether you are just beginning to plan for every family will likely encounter. Find out Buying a home may be the largest pur- financial goals.
the future or have a sound plan you are how to discuss these topics with family and chase that a consumer ever makes. Learn Learn about the roadblocks that hinder
working with, this is a great workshop for how to best be prepared to make sound the critical steps to take upfront to elimi- our investment plans and learn new
all to attend! decisions. nate many pitfalls that can ruin a good strategies that work in today’s economy.
investment.
Loan Products, Modifications and
Wealth Preservation Techniques Refinances Alternative Investments 101 Real Estate Investing
This workshop covers advanced wealth Trying to get the facts about the terms of The world of investments offers a vari- Buy, sell, flip, rent, lease and forclosure
preservation estate planning techniques a loan can confuse the savviest of consum- ety of options that go far beyond tradi- are all topics that come up when dis-
such as life insurance trusts, charitable ers. Find out what the differences are be- tional stocks and bonds. Understand our cussing real estate investing. Learn ways
donations and investment options for re- tween mortgage products so that you can investment style and learn what oppor- to find quality investment property and
tirement plans, such as IRAs and 401(k) choose the best loan for your situation. tunities best fit your comfort level and what to watch out for.
plans. Learn what the banks are looking for and investment needs. During the workshop
These techniques are designed to provide if you area candidate to qualify. The terms you will learn other financially sound and
maximum income and estate tax advantag- and rules are constantly changing but sav- principal protected types of investments 53% of workers have
es and asset protection for assets passed ing your hard earned money is always the as well as gain an understanding of their not calculated how
on to children. goal. pros and cons. much they will need
for retirement.
~ Social Security
Administration

2. how employees benefit how employers benefit
Studies indicate that confident employees are As an employer, sponsoring a retirement plan
For 73% of Americans, more productive, take pride in their work, and like a 401(k) can be a daunting task that takes
money is the #1 cause of stay on at companies longer. This equates to up much of your valuable time. Once you put
stress. better output for your company and better re- a plan in place, there is an additional responsi-
turns. bility and a liability to provide education on the
~ American Psychological
Association
subject. Section 404c of ERISA provides employ-
Employees need to know that companies have ers and fiduciaries specific defenses or protec-
a vested interest in seeing them succeed. They tion from liability but only if the plan satisfies the
want to be valued for their opinions, involved in conditions set forth.
decision making, and offered benefits outside of
the traditional compensation. Our workshop, is You must follow through on your due diligence
a FREE value-added incentive for employees to or run a risk of being held liable for participants
learn about what is truly important to them. investment choices.
Invest in your employees and they will invest in Our workshops will help you comply.
your company.
Your “Insightful Investors Workshop” team
877.713.7337
our team is your team www.financialknowledgeinstitute.org
We provide valuable investment insight and build
a trusting relationship with both employers and Cliff Cadle, Financial Coach Linda Strohschein, Attorney Estate Planner
employees. We offer unbiased industry informa- cliffc@financialknowledgeinstitute.org lindas@financialknowledgeinstitute.org
tion, we are education focused, and we believe in
the value of education. Bob Sztapka, Senior Mortgage planner Sandy Essex, Long Term Care Insurance Agent
We want to give you the tools to make sound bobs@financialknowledgeinstitute.org sandye@financialknowledgeinstitute.org
financial decisions and also leave you with a solid
list of industry leaders you can talk to when the
time is right.
Financial Education is
Our workshops are FREE but the value is priceless.
important, effective and
can affect the well-be-
ing of your workers
~ R Clark, Professor
Econmics NCSU