Five Money Management Levels by Djitz
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Are you doing good when it comes to managing your money? Here are five questions that you can quickly answer to know where you are in the five levels of money management.
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(𝐓𝐋𝐄 𝟏𝟎𝟎) (𝐋𝐞𝐬𝐬𝐨𝐧 𝟏)-𝐏𝐫𝐞𝐥𝐢𝐦𝐬
𝐃𝐢𝐬𝐜𝐮𝐬𝐬 𝐭𝐡𝐞 𝐄𝐏𝐏 𝐂𝐮𝐫𝐫𝐢𝐜𝐮𝐥𝐮𝐦 𝐢𝐧 𝐭𝐡𝐞 𝐏𝐡𝐢𝐥𝐢𝐩𝐩𝐢𝐧𝐞𝐬:
- Understand the goals and objectives of the Edukasyong Pantahanan at Pangkabuhayan (EPP) curriculum, recognizing its importance in fostering practical life skills and values among students. Students will also be able to identify the key components and subjects covered, such as agriculture, home economics, industrial arts, and information and communication technology.
𝐄𝐱𝐩𝐥𝐚𝐢𝐧 𝐭𝐡𝐞 𝐍𝐚𝐭𝐮𝐫𝐞 𝐚𝐧𝐝 𝐒𝐜𝐨𝐩𝐞 𝐨𝐟 𝐚𝐧 𝐄𝐧𝐭𝐫𝐞𝐩𝐫𝐞𝐧𝐞𝐮𝐫:
-Define entrepreneurship, distinguishing it from general business activities by emphasizing its focus on innovation, risk-taking, and value creation. Students will describe the characteristics and traits of successful entrepreneurs, including their roles and responsibilities, and discuss the broader economic and social impacts of entrepreneurial activities on both local and global scales.
Jemison, MacLaughlin, and Majumder "Broadening Pathways for Editors and Authors"
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This presentation was provided by Racquel Jemison, Ph.D., Christina MacLaughlin, Ph.D., and Paulomi Majumder. Ph.D., all of the American Chemical Society, for the second session of NISO's 2024 Training Series "DEIA in the Scholarly Landscape." Session Two: 'Expanding Pathways to Publishing Careers,' was held June 13, 2024.A Visual Guide to 1 Samuel | A Tale of Two Hearts
These slides walk through the story of 1 Samuel. Samuel is the last judge of Israel. The people reject God and want a king. Saul is anointed as the first king, but he is not a good king. David, the shepherd boy is anointed and Saul is envious of him. David shows honor while Saul continues to self destruct.
RHEOLOGY Physical pharmaceutics-II notes for B.pharm 4th sem students
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ISO/IEC 27001, ISO/IEC 42001, and GDPR: Best Practices for Implementation and...
Denis is a dynamic and results-driven Chief Information Officer (CIO) with a distinguished career spanning information systems analysis and technical project management. With a proven track record of spearheading the design and delivery of cutting-edge Information Management solutions, he has consistently elevated business operations, streamlined reporting functions, and maximized process efficiency.
Certified as an ISO/IEC 27001: Information Security Management Systems (ISMS) Lead Implementer, Data Protection Officer, and Cyber Risks Analyst, Denis brings a heightened focus on data security, privacy, and cyber resilience to every endeavor.
His expertise extends across a diverse spectrum of reporting, database, and web development applications, underpinned by an exceptional grasp of data storage and virtualization technologies. His proficiency in application testing, database administration, and data cleansing ensures seamless execution of complex projects.
What sets Denis apart is his comprehensive understanding of Business and Systems Analysis technologies, honed through involvement in all phases of the Software Development Lifecycle (SDLC). From meticulous requirements gathering to precise analysis, innovative design, rigorous development, thorough testing, and successful implementation, he has consistently delivered exceptional results.
Throughout his career, he has taken on multifaceted roles, from leading technical project management teams to owning solutions that drive operational excellence. His conscientious and proactive approach is unwavering, whether he is working independently or collaboratively within a team. His ability to connect with colleagues on a personal level underscores his commitment to fostering a harmonious and productive workplace environment.
Date: May 29, 2024
Tags: Information Security, ISO/IEC 27001, ISO/IEC 42001, Artificial Intelligence, GDPR
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Wound healing PPT
This document provides an overview of wound healing, its functions, stages, mechanisms, factors affecting it, and complications.
A wound is a break in the integrity of the skin or tissues, which may be associated with disruption of the structure and function.
Healing is the body’s response to injury in an attempt to restore normal structure and functions.
Healing can occur in two ways: Regeneration and Repair
There are 4 phases of wound healing: hemostasis, inflammation, proliferation, and remodeling. This document also describes the mechanism of wound healing. Factors that affect healing include infection, uncontrolled diabetes, poor nutrition, age, anemia, the presence of foreign bodies, etc.
Complications of wound healing like infection, hyperpigmentation of scar, contractures, and keloid formation.
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- 2. 1. Do you have financial goal(s) ?
- 3. • Financial goal motivates and guides you.
- 4. • Gives you answer to the question, "Does spending money on this gets me closer to my goal?"
- 5. • The goal should be specific, have an amount, and a deadline.
- 6. • My financial goals: o $100,000 at 30 yrs old o $1,000,000 at 40 yrs old o $10,000,000 at 50 yrs old
- 7. 2. Do you know how much you spend every month?
- 8. • What is not measured is not managed.
- 9. • Answers the popular question, "Where did all my money go?"
- 10. • My answer: Yes, I track my expenses on a spreadsheet.
- 11. 3. Do you spend more than what you earn?
- 12. • Live according to what you have, not what you want.
- 13. • Never take consumer debt, those stuff lost value and you pay more due to interest.
- 14. • Remember your goal before you spend, "Does spending money on this gets me closer to my goal?"
- 15. • My answer: No, I spend only around 40% of what I earn every month.
- 16. 4. Do you have emergency savings fund (6x monthly expenses)?
- 17. • Provides buffer when large amount of money is needed urgently.
- 18. • Save you from bad and limited financial options.
- 19. • We can't predict the future, but we can be ready when it happens.
- 20. • My answer: Yes, I have more than 12x monthly expense emergency savings fund.
- 21. 5. Do you invest your money with an average return greater than inflation rate?
- 22. • Today's $100 worth only $55 20 years from now.
- 23. • You will need more amount of money to sustain your current lifestyle in the future.
- 24. • My answer: Not completely, I'm still working on this one.
- 25. How about you? At what level are you now?
- 26. Slides and contents by Djitz logicallyabstract.blogspot.com