In this presentation we look at the big trends likely to be seen in 2015 for retail banking. Will banks' obsession with customer centricity and user experience heighten? Will digital-only banks proliferate? We explore this and more...
Digital Banking Strategy Roadmap - 3.24.15Calvin Turner
The Digital delivery of banking products and services is already a reality.
Like it or not, your customers will compare their digital banking experience to shopping on Amazon, iTunes, eBay, Southwest Air, etc., and to their digital experiences with large banks that already have robust digital banking offerings.
Traditional banks can’t just push out mobile apps and capabilities to customers and call it a digital banking strategy. Customers expect a seamless integration of the entire online banking experience from initiation to fulfillment. If they are forced to drop off somewhere along the digital experience to print documents, call a representative, and/or visit a branch, you have lost the customer.
Insurers today, big and small, are facing disruption due to the increasing deployment of InsurTech technologies and by engaging EY, insurers stand to reap benefits of the latest innovations and insurance products, capitalize on new markets as well as future-proof business for with the help of EY's expertise in this sector.
In this presentation we look at the big trends likely to be seen in 2015 for retail banking. Will banks' obsession with customer centricity and user experience heighten? Will digital-only banks proliferate? We explore this and more...
Digital Banking Strategy Roadmap - 3.24.15Calvin Turner
The Digital delivery of banking products and services is already a reality.
Like it or not, your customers will compare their digital banking experience to shopping on Amazon, iTunes, eBay, Southwest Air, etc., and to their digital experiences with large banks that already have robust digital banking offerings.
Traditional banks can’t just push out mobile apps and capabilities to customers and call it a digital banking strategy. Customers expect a seamless integration of the entire online banking experience from initiation to fulfillment. If they are forced to drop off somewhere along the digital experience to print documents, call a representative, and/or visit a branch, you have lost the customer.
Insurers today, big and small, are facing disruption due to the increasing deployment of InsurTech technologies and by engaging EY, insurers stand to reap benefits of the latest innovations and insurance products, capitalize on new markets as well as future-proof business for with the help of EY's expertise in this sector.
Project on Consumer Perception about online shopping and their satisfaction.MansiShukla25
A project on "Consumer Perception about online shopping and their satisfaction".
Their likes and dislikes about online product and also about online transaction.
Digital insurance trends in Asia - Presentation to Allianz regional conferen...The Digital Insurer
This deck is an extract of a presentation given to Allianz CIO's and COO's in Singapore in May 2013.
Note : The presentation is an independent presentation by The Digital Insurer and does not represent or reflect Allianz policy or strategy.
NLS Banking Solutions has been at the forefront when it comes to trying to reinvent the way it provides solutions to various financial institutions. The company is slowly introducing new and current trends into its solutions in order to offer more efficiency and dependability.
We are providing one-stop solution help organizations understand eligibility and availability of incentives. We offer assessment, management, certification and government agency interfacing to our clients bringing transparency, accountability and scalability for innovation and finance departments at our clients.
The future of fin tech and financial servicesVarun Mittal
In this roundtable, held as part of the investment summit — “ Deal Day” powered by EY in November — we hosted 22 senior financial services executives investors and FinTech founders to talk about the evolving trends around FinTech innovations and investment in the next 12 months.
Banking in the Digital Era - Microsoft India PerspectiveMicrosoft India
Authored by Basudev Banerjee, Industry Marketing Lead, Microsoft & Vishnu Bhavaraju, Enterprise Strategy Architect, Microsoft, this document outlines Microsoft’s understanding of the digital and service delivery framework, target operating models and suggested business solution architecture and footprint within the BFSI vertical.
In light of global explosive growth in mobile banking and the financial services sector's dominant position in enterprise adoption of mobile, this presentation provides advice for optimizing the corporate mobile banking experience and discusses the compelling benefits of mobile.
http://www.aciworldwide.com/events
Creating a Digital Banking Strategy - 01.23.15Calvin Turner
Today, the new buzzword in business is “Digital Strategy”. The problem, however, is that if you ask a group of business professionals to define "Digital Strategy" to you, depending on the industry, who you ask, and the ages of the respondents (yes, the generational perspective makes a difference), you will likely get a wide variety of different responses to that simple question. To illustrate this point, in a December 2014, Digital Banking research study published by Celent, when banking executives were asked what “Digital” means for them, they responded with a diverse – and sometimes inconsistent – set of answers. But invariably, mobile devices and social media are usually included somewhere in the answer. So, let's begin the discussion by clearing up a common misconception: an organization's Digital Strategy is NOT enabling/allowing customers to use mobile devices to communicate and conduct business. They are certainly components of a Digital Strategy, but the true definition of a Digital Strategy is much broader than that.
The Digital Insurer presented at this conference on 18th June 2014.
The aim of the presentation was to look at the digital trends that are impacting health insurance and to explore how digital thinking can transform face-to-face sales of health insurance in Asia as well as develop new business models.
Visit the-digital-insurer.com for more information on digital insurance in Asia
Fintech App Development Revolution & Its Trends Basics to Know.pdfLaura Miller
Fintech app development companies have the ability to transform the financial landscape. Read the blog to know how they bring revolution in today’s world.
Project on Consumer Perception about online shopping and their satisfaction.MansiShukla25
A project on "Consumer Perception about online shopping and their satisfaction".
Their likes and dislikes about online product and also about online transaction.
Digital insurance trends in Asia - Presentation to Allianz regional conferen...The Digital Insurer
This deck is an extract of a presentation given to Allianz CIO's and COO's in Singapore in May 2013.
Note : The presentation is an independent presentation by The Digital Insurer and does not represent or reflect Allianz policy or strategy.
NLS Banking Solutions has been at the forefront when it comes to trying to reinvent the way it provides solutions to various financial institutions. The company is slowly introducing new and current trends into its solutions in order to offer more efficiency and dependability.
We are providing one-stop solution help organizations understand eligibility and availability of incentives. We offer assessment, management, certification and government agency interfacing to our clients bringing transparency, accountability and scalability for innovation and finance departments at our clients.
The future of fin tech and financial servicesVarun Mittal
In this roundtable, held as part of the investment summit — “ Deal Day” powered by EY in November — we hosted 22 senior financial services executives investors and FinTech founders to talk about the evolving trends around FinTech innovations and investment in the next 12 months.
Banking in the Digital Era - Microsoft India PerspectiveMicrosoft India
Authored by Basudev Banerjee, Industry Marketing Lead, Microsoft & Vishnu Bhavaraju, Enterprise Strategy Architect, Microsoft, this document outlines Microsoft’s understanding of the digital and service delivery framework, target operating models and suggested business solution architecture and footprint within the BFSI vertical.
In light of global explosive growth in mobile banking and the financial services sector's dominant position in enterprise adoption of mobile, this presentation provides advice for optimizing the corporate mobile banking experience and discusses the compelling benefits of mobile.
http://www.aciworldwide.com/events
Creating a Digital Banking Strategy - 01.23.15Calvin Turner
Today, the new buzzword in business is “Digital Strategy”. The problem, however, is that if you ask a group of business professionals to define "Digital Strategy" to you, depending on the industry, who you ask, and the ages of the respondents (yes, the generational perspective makes a difference), you will likely get a wide variety of different responses to that simple question. To illustrate this point, in a December 2014, Digital Banking research study published by Celent, when banking executives were asked what “Digital” means for them, they responded with a diverse – and sometimes inconsistent – set of answers. But invariably, mobile devices and social media are usually included somewhere in the answer. So, let's begin the discussion by clearing up a common misconception: an organization's Digital Strategy is NOT enabling/allowing customers to use mobile devices to communicate and conduct business. They are certainly components of a Digital Strategy, but the true definition of a Digital Strategy is much broader than that.
The Digital Insurer presented at this conference on 18th June 2014.
The aim of the presentation was to look at the digital trends that are impacting health insurance and to explore how digital thinking can transform face-to-face sales of health insurance in Asia as well as develop new business models.
Visit the-digital-insurer.com for more information on digital insurance in Asia
Fintech App Development Revolution & Its Trends Basics to Know.pdfLaura Miller
Fintech app development companies have the ability to transform the financial landscape. Read the blog to know how they bring revolution in today’s world.
Fintech Software Development: A Comprehensive Guide in 2024SeasiaInfotech2
Welcome to our fintech software development guide. Emerging technologies allow financial institutions to offer their services more quickly and efficiently to customers in a progressively mobile and web-connected world. Check out our blog now to learn more.
Collaborate and Build Solutions for the Bank and Fintech Industry.pdfTechugo
Banks will be equipped with cutting-edge technology, including machine learning and artificial intelligence, to improve their services and meet customers’ changing needs. Given the optimism surrounding them, one can only imagine how such partnerships will pan out in the future.
What is the Cost of Building a Fintech App.docx.pdfTechugo
Fintech apps are rapidly becoming popular, particularly among Millennials. This unprecedented growth and adoption rate has led financial institutions such as banks, trading companies, investors, and entrepreneurs to be more inclined to invest in fintech app ventures.
Comprehensive Insights into Fintech Software Development.pdfSeasiaInfotech2
Seasia Infotech is a fintech software development company that allows financial institutions to offer their services more quickly and efficiently to customers in a progressively mobile and web-connected world. To learn more, visit our website today.
Webcast Presentation - What's in your (e) Wallet? Transforming payments and t...GRUC
Payments and transactional services present multiple ‘moments of truth’ for demanding clients who are often interacting with us anytime and anywhere. For financial services organizations, the 24/7 nature of the industry and its intense competition have made innovation and optimization of these capabilities critical. Learn about the experiences of IBM clients in transforming their payments and transactional services with IBM Rational DevOps capabilities.
See how banks, brokerages and insurance firms are aligning the life cycles of legacy back offices with the agile sprints of the mobile payments development shops and value-added technology partners.
Presented by:
Bruce Baron, Financial Services Sector Offerings Leader, IBM
Bruce Baron serves as the Offerings Lead for IBM Rational for the Financial Services Sector. Bruce and his team set the strategy, define our offerings and work to drive a collaborative cross-functional team of sales, marketing, enablement and development in assisting clients with solving business issues by bringing to bear all product segments and IBM brands. Prior to IBM Rational Bruce was a Strategy Consultant to Financial Services clients and has years of client experience as an e-business and six-sigma consultant in Financial Services at GE Capital.
Peter Eeles, Financial Services Sector Industry Lead, IBM Rational Worldwide Tiger Team, IBM
Peter Eeles is Industry Lead for the Financial Services Sector in IBM Rational's Worldwide Tiger Team, where he helps organizations improve their software development and delivery capability. This is often in conjunction with an architecture-centric initiative such as SOA or strategic reuse, where Peter has particular in-depth knowledge. Peter comes from a delivery background and was previously Chief Architect of IBM Rational's Worldwide Solution Delivery organization. He is co-author of "The Process of Software Architecting" (2009), "Building J2EE Applications with the Rational Unified Process" (2002), and "Building Business Objects" (1998).
Guide To Navigating Fintech Development Outsourcing.pdfJPLoft Solutions
As the fintech sector grows and businesses adopt increasingly advanced technologies and algorithms for their offerings, identifying an ideal person to work on a fintech project becomes one of the biggest problems for those who want to increase the speed of technology development or upgrade their existing technology.
It may seem a surprise that a media expert pays attention to Online Banking, but the truth is that banks have realized that they have to pay attention to the ‘new medium’ to strengthen relationships with their clients
Mobile Banking App Development A Complete Guide.pdfSuccessiveDigital
This is an article about mobile banking app development. It discusses the benefits and challenges of mobile banking apps. It also details the steps involved in developing a mobile banking app. Some of the important points from this website are that mobile banking apps offer convenience and security for users. They can also help banks save money. However, there are also challenges to developing mobile banking apps, such as data security and regulatory compliance.
FinTech will revolutionize investment banking in many ways. It uses innovation to dramatically increase efficiency and leverage advanced technologies like The Cloud and AI. As a result, investment institutions must adapt to technological advances to remain competitive.
Boost a Fintech Startup's Success Through UX DesignFibonalabs
Fintech is a word formed from “finance” and “technology”. It refers to the usage of technology to enhance and automate financial services. Examples of fintech services in our daily life would include credit card payments, UPI payments, online investment platforms, net banking, personal finance management, etc. A fintech application helps companies to merge their businesses and transactions with ease while scaling up and down. It removes the need for middlemen in financial processes and puts the power directly in the user’s hands.
If you want to be a part of the FinTech revolution, you need to create a peer-to-peer payment app with amazing features and user-friendliness. You can also opt for Money Banking apps to facilitate money transfers and bill payment or stock trading and savings-related apps. EWallet apps development companies NYC allows you to come up with sophisticated wallet apps that allow users to transact in cryptocurrencies.
Running head DEVELOP AN APPLICATION FOR RETAILERS1DEVELOP AN A.docxsusanschei
Running head: DEVELOP AN APPLICATION FOR RETAILERS 1
DEVELOP AN APPLICATION FOR RETAILERS 43
Develop an Application for Retailers
Action Research Paper
Jaya Kumar Pitti
Wilmington University
IST 8101
Under the guidance of
Prof. Billy Machage
Table of Contents
Introduction…………………………………………………………………………….. 6
Methodology………………………………………………………………………….... 10
Literature Review……………………………………………………………………… 13
Proposal…………………………………..……………………………………............ 17
First Iteration: Learn about Different Problems Underlying in Retail Industry……… 17
Second Iteration: Learn about different ways of Application Development…………. 17
Third Iteration: Comparing different Analytics and other business process Applications for Retail sector……………………………………………..……………………….……….. 17
Fourth Iteration: Finalizing right tools, technologies and process to develop the Application..18
Fifth Iteration: Developing and Integrating the Applications……………………………… 18
First Iteration: Learn about Different Problems Underlying in Retail Industry…...… 20
Plan…………………………………………………………………………………….. 20
Action………………………………………………………………………………….. 21
Observe………………………………………………………………………………… 22
Reflect………………………………………………………………………………….. 23
Second Iteration: Learn about different ways of Application Development……………… 25
Plan…………………………………………………………………………………. 25
Action………………………………………………………………………………. 26
Observe……………………………………………………………………………… 27
Reflect………………………………………………………………………………. 29
Third Iteration: Comparing different Analytics and other business process Applications for Retail sector
…………..…............................................................................................................. 31
Plan………………………………………………………………………………….. 31
Action……………………………………………………………………………….. 32
Observe……………………………………………………………………………… 33
Reflect…………………………………………………………………….…………… 35
Fourth Iteration: Finalizing right tools, technologies and process to develop the Application
…………………………………….…………………………………….………...... 37
Plan…………………………………………………………………………….……… 37
Action………………………………………………………………………………… 38
Observe……………………………………………………………………………….. 39
Reflect ………………………………………………………………………………… 41
Iteration 5: Developing and Integrating the Applications………………………….. 43
Plan………………………………………………………………………………….. 43
Action……………………………………………………………………………….. 44
Observe……………………………………………………………………………… 45
Reflect……………………………………………………………………………….. 47
Learning Summary…………………………………………………………………… 49
References……………………………………………………………………………. 51
Figure 1. Iterations Representation………………………………………………………….19
Table 1: Product Table………………………………………………………………………44
Table 2: Customer Table…………………………………………………………………… 45
Table 3: Billing Table………………………………………………………………………. 45
Develop an Application for Retailers
Introduction
Innovation is the new standard in organizations ...
Wharton GCP project consisting of five students each from Wharton and HEC to identify technologies that can be applied to solve issues in Mobile Finance in Kenya, and increase access to financial services while remaining profitable for the providers.
State of ICS and IoT Cyber Threat Landscape Report 2024 previewPrayukth K V
The IoT and OT threat landscape report has been prepared by the Threat Research Team at Sectrio using data from Sectrio, cyber threat intelligence farming facilities spread across over 85 cities around the world. In addition, Sectrio also runs AI-based advanced threat and payload engagement facilities that serve as sinks to attract and engage sophisticated threat actors, and newer malware including new variants and latent threats that are at an earlier stage of development.
The latest edition of the OT/ICS and IoT security Threat Landscape Report 2024 also covers:
State of global ICS asset and network exposure
Sectoral targets and attacks as well as the cost of ransom
Global APT activity, AI usage, actor and tactic profiles, and implications
Rise in volumes of AI-powered cyberattacks
Major cyber events in 2024
Malware and malicious payload trends
Cyberattack types and targets
Vulnerability exploit attempts on CVEs
Attacks on counties – USA
Expansion of bot farms – how, where, and why
In-depth analysis of the cyber threat landscape across North America, South America, Europe, APAC, and the Middle East
Why are attacks on smart factories rising?
Cyber risk predictions
Axis of attacks – Europe
Systemic attacks in the Middle East
Download the full report from here:
https://sectrio.com/resources/ot-threat-landscape-reports/sectrio-releases-ot-ics-and-iot-security-threat-landscape-report-2024/
GraphRAG is All You need? LLM & Knowledge GraphGuy Korland
Guy Korland, CEO and Co-founder of FalkorDB, will review two articles on the integration of language models with knowledge graphs.
1. Unifying Large Language Models and Knowledge Graphs: A Roadmap.
https://arxiv.org/abs/2306.08302
2. Microsoft Research's GraphRAG paper and a review paper on various uses of knowledge graphs:
https://www.microsoft.com/en-us/research/blog/graphrag-unlocking-llm-discovery-on-narrative-private-data/
UiPath Test Automation using UiPath Test Suite series, part 3DianaGray10
Welcome to UiPath Test Automation using UiPath Test Suite series part 3. In this session, we will cover desktop automation along with UI automation.
Topics covered:
UI automation Introduction,
UI automation Sample
Desktop automation flow
Pradeep Chinnala, Senior Consultant Automation Developer @WonderBotz and UiPath MVP
Deepak Rai, Automation Practice Lead, Boundaryless Group and UiPath MVP
GDG Cloud Southlake #33: Boule & Rebala: Effective AppSec in SDLC using Deplo...James Anderson
Effective Application Security in Software Delivery lifecycle using Deployment Firewall and DBOM
The modern software delivery process (or the CI/CD process) includes many tools, distributed teams, open-source code, and cloud platforms. Constant focus on speed to release software to market, along with the traditional slow and manual security checks has caused gaps in continuous security as an important piece in the software supply chain. Today organizations feel more susceptible to external and internal cyber threats due to the vast attack surface in their applications supply chain and the lack of end-to-end governance and risk management.
The software team must secure its software delivery process to avoid vulnerability and security breaches. This needs to be achieved with existing tool chains and without extensive rework of the delivery processes. This talk will present strategies and techniques for providing visibility into the true risk of the existing vulnerabilities, preventing the introduction of security issues in the software, resolving vulnerabilities in production environments quickly, and capturing the deployment bill of materials (DBOM).
Speakers:
Bob Boule
Robert Boule is a technology enthusiast with PASSION for technology and making things work along with a knack for helping others understand how things work. He comes with around 20 years of solution engineering experience in application security, software continuous delivery, and SaaS platforms. He is known for his dynamic presentations in CI/CD and application security integrated in software delivery lifecycle.
Gopinath Rebala
Gopinath Rebala is the CTO of OpsMx, where he has overall responsibility for the machine learning and data processing architectures for Secure Software Delivery. Gopi also has a strong connection with our customers, leading design and architecture for strategic implementations. Gopi is a frequent speaker and well-known leader in continuous delivery and integrating security into software delivery.
Essentials of Automations: Optimizing FME Workflows with ParametersSafe Software
Are you looking to streamline your workflows and boost your projects’ efficiency? Do you find yourself searching for ways to add flexibility and control over your FME workflows? If so, you’re in the right place.
Join us for an insightful dive into the world of FME parameters, a critical element in optimizing workflow efficiency. This webinar marks the beginning of our three-part “Essentials of Automation” series. This first webinar is designed to equip you with the knowledge and skills to utilize parameters effectively: enhancing the flexibility, maintainability, and user control of your FME projects.
Here’s what you’ll gain:
- Essentials of FME Parameters: Understand the pivotal role of parameters, including Reader/Writer, Transformer, User, and FME Flow categories. Discover how they are the key to unlocking automation and optimization within your workflows.
- Practical Applications in FME Form: Delve into key user parameter types including choice, connections, and file URLs. Allow users to control how a workflow runs, making your workflows more reusable. Learn to import values and deliver the best user experience for your workflows while enhancing accuracy.
- Optimization Strategies in FME Flow: Explore the creation and strategic deployment of parameters in FME Flow, including the use of deployment and geometry parameters, to maximize workflow efficiency.
- Pro Tips for Success: Gain insights on parameterizing connections and leveraging new features like Conditional Visibility for clarity and simplicity.
We’ll wrap up with a glimpse into future webinars, followed by a Q&A session to address your specific questions surrounding this topic.
Don’t miss this opportunity to elevate your FME expertise and drive your projects to new heights of efficiency.
"Impact of front-end architecture on development cost", Viktor TurskyiFwdays
I have heard many times that architecture is not important for the front-end. Also, many times I have seen how developers implement features on the front-end just following the standard rules for a framework and think that this is enough to successfully launch the project, and then the project fails. How to prevent this and what approach to choose? I have launched dozens of complex projects and during the talk we will analyze which approaches have worked for me and which have not.
The Art of the Pitch: WordPress Relationships and SalesLaura Byrne
Clients don’t know what they don’t know. What web solutions are right for them? How does WordPress come into the picture? How do you make sure you understand scope and timeline? What do you do if sometime changes?
All these questions and more will be explored as we talk about matching clients’ needs with what your agency offers without pulling teeth or pulling your hair out. Practical tips, and strategies for successful relationship building that leads to closing the deal.
Kubernetes & AI - Beauty and the Beast !?! @KCD Istanbul 2024Tobias Schneck
As AI technology is pushing into IT I was wondering myself, as an “infrastructure container kubernetes guy”, how get this fancy AI technology get managed from an infrastructure operational view? Is it possible to apply our lovely cloud native principals as well? What benefit’s both technologies could bring to each other?
Let me take this questions and provide you a short journey through existing deployment models and use cases for AI software. On practical examples, we discuss what cloud/on-premise strategy we may need for applying it to our own infrastructure to get it to work from an enterprise perspective. I want to give an overview about infrastructure requirements and technologies, what could be beneficial or limiting your AI use cases in an enterprise environment. An interactive Demo will give you some insides, what approaches I got already working for real.
Slack (or Teams) Automation for Bonterra Impact Management (fka Social Soluti...Jeffrey Haguewood
Sidekick Solutions uses Bonterra Impact Management (fka Social Solutions Apricot) and automation solutions to integrate data for business workflows.
We believe integration and automation are essential to user experience and the promise of efficient work through technology. Automation is the critical ingredient to realizing that full vision. We develop integration products and services for Bonterra Case Management software to support the deployment of automations for a variety of use cases.
This video focuses on the notifications, alerts, and approval requests using Slack for Bonterra Impact Management. The solutions covered in this webinar can also be deployed for Microsoft Teams.
Interested in deploying notification automations for Bonterra Impact Management? Contact us at sales@sidekicksolutionsllc.com to discuss next steps.
Builder.ai Founder Sachin Dev Duggal's Strategic Approach to Create an Innova...Ramesh Iyer
In today's fast-changing business world, Companies that adapt and embrace new ideas often need help to keep up with the competition. However, fostering a culture of innovation takes much work. It takes vision, leadership and willingness to take risks in the right proportion. Sachin Dev Duggal, co-founder of Builder.ai, has perfected the art of this balance, creating a company culture where creativity and growth are nurtured at each stage.
Software Delivery At the Speed of AI: Inflectra Invests In AI-Powered QualityInflectra
In this insightful webinar, Inflectra explores how artificial intelligence (AI) is transforming software development and testing. Discover how AI-powered tools are revolutionizing every stage of the software development lifecycle (SDLC), from design and prototyping to testing, deployment, and monitoring.
Learn about:
• The Future of Testing: How AI is shifting testing towards verification, analysis, and higher-level skills, while reducing repetitive tasks.
• Test Automation: How AI-powered test case generation, optimization, and self-healing tests are making testing more efficient and effective.
• Visual Testing: Explore the emerging capabilities of AI in visual testing and how it's set to revolutionize UI verification.
• Inflectra's AI Solutions: See demonstrations of Inflectra's cutting-edge AI tools like the ChatGPT plugin and Azure Open AI platform, designed to streamline your testing process.
Whether you're a developer, tester, or QA professional, this webinar will give you valuable insights into how AI is shaping the future of software delivery.
2. Founder & CEO VAYMUON
TRANG DAO
10 years experienced in Marketing and
Fintech
Vay Muon is not a
bank or a finance
company, Vay Muon
uses modern
technology to
connect between
borrowers and
investors then
bringing the best
benefit for both
parties.
Vay Muon’s
positioning is the
long right-hand of
almost Vietnamese
banks.
Product: Vay Muon
mobile app –
connecting between
borrowers and
investors, providing
small and short term
loans, completely using
online method (no face
to face meetings, no
mortgages), disbursing
in 30 minutes.
4. Part 1: Fintech Products Category
Fintech
Payment
Lending
Money transfer
Crowd - funding
- Group 1: Products for users (digital tools, other tools for users to
get loans and manage money)
- Group 2: Products for back-office technology ( helpful tools for
Fintech contracts and financial institution)
Used to be divided into 2 types of products
Data management
Finance Consulting
P2P lending
Insurance Tech
5. Create an
implementation plan
Step 4
Go-live project/
Product launch
Step 5
Choose the suitable
technology
Step 3
Do market research
Step 1
Analyze and design system
Step 2
Part 2: Product Development
There is no fixed models for all start-up projects. Each projects has its own size, characteristics and target customers.
6. Step 1: Do market research
Online research or offline
Customer behaviours (RTB, RTB, RTA)
DO MARKET RESEARCH
Create target customer portraits
Find out USP of products
PRODUCT POSITIONING
Do research about competitors through social
listening tools and other relevant tools
Always have go-to-market plan on your own
COMPETITORS
7. As shown in the figures below, till the end of
2018, it is predicted that there are 60 millions
of mobile phone users with 50 percentage of
connecting mobile internet in Vietnam
Focus on mobile phone and website
Manage data focus (source from big data)
Design effective system from the very first start
Safe and security for users. Using security
authentication technology (palmprint,
fingerprint, eyescan) is necessary
Particular factors affects Fintech industry
Step 2: Analyze and design system
8. Products meet full conditions to launch with available technology
potential and organization potential (based on finance potential,
human resources potential)
Step 3: Choose the suitable technology
9. - Create a suitable implementation
plan for available sources then
choosing an applcable deadlines for
present products
- Make decisions between Inhouse
and Oursource
Step 4: Create an
implementation plan
10. Test new
product to
evaluate the
market
interaction
Officially
launching new
product in the
market
Step 5: Go-live project/ Product launch
11. NEWS
Case study
Experience lessons:
Using Odoo is an ERP
(Enterprise resource
planning) to manage
general information about
customers, products,
back-office, etc.
effectively
There is a big hole in operation
process if the completion
speed of products happens too
fast, along with the fast-growth
number of customers without
advanced and professional
operation system.
Seeing problems in one-side will cause:
- Wasting time and expense
- Human resources for Fintech industry become a big
problem have to deal with
Date today 00/00/00
Hard to find loyal employees
12. System
Build open system, widen
product size
The first period time, managers and employees
need to work multi-tasks.
The later period time, managers and employees
need to be specialized by departments
Analyzing and giving suitable products to
customers
Part 3: People and service management
13. Callbot
Chatbot
Optimize all process
by applying
automation
Process
Automatic credit scoring,
automactic users ranking,
automatic report
System
Applying Automation when business
size becomes bigger
14. Part 4: Customer loyalty
Maintain customer loyalty by attractive mobile
interface, good service, good user experience, trust
level and interesting promotions
Marketing
Attract customers to use the service
Trust
Fintech product needs to be trusted at the
first period time
Mobile App
Provide more functions for all users
16. Trang Dao – 10 years experienced in Marketing
and Fintech industry
Part 5: Sharing about
Fintech industry
Future of Fintech industry
Investment in Fintech industry
Marketing solution for Fintech
industry
17. Fintech is growing fast in all
markets around the world,
especially in China
The percentage of people that
engaging with Fintech service
and products, accounts for more
than 60% in China, 30% in
America
China becomes no.1 market leader
in Fintech industry
Fintech companies and Fintech
products are popular in
America
Forecast
America
China
Future of
FINTECH
18. Ignoring the market share competitiveness of Fintech start-
up, investors continue to invest in Fintech.
Especially, Fintech companies are opening up with the
youth generation who are sensitive with modern
technology. It is the good opportunities to attract more
customers for Fintech industry
Investment in Fintech industry
continue increasing
19. Affection of Fintech
industry
The change in distribution channels and
other traditional finance service
Fintech applies high technology (big data)
to advance user experience at high level
Trendy: “No paper banks”, “No
paper financial organization”
Transfer to use Internet, Mobile
Banking, Tablet Banking, Digital
Bank
20. Easily become more popular which is
big challenges for finance service
Finance market share tends to
be shared for Fintech
Labor market in Finance and Banking
industry tends to be changed
0
20
40
60
80
100
120
140
2013 2016 2020
Invest in Fintech industryBillion USD
Influence of Fintech
industry
21. Marketing in Fintech industry
21
Problems:
- Target customers and provided service
are not the same
- Brand rules are strict
- Legal problems
- For a new product, needing a huge
budget to educate the market
22. Marketing solution in Finance industry
- Focus on emotional factors
- Choose the right time to engage customers
- Especially focusing on simple documents
and disbursement speed
- Randomly giving money for customers
+ Attract the attention from media users
and other relevant communities
+ Key point is creating an EMOTIONAL or a
HUMOUR campaign to gain attention
- Provide some free tools (expenditure
management tool, savings management
tool)
23. Join in sharing economy
- Buy together, use together, go together
Provide kinds of information which are
helpful and easy to share on Facebook and
Blog, as a finance professor
- Create mini or big games
- Create mini or big contests
First, you have to know your customers really well then planning detailed
campaigns
24. Trang Dao
3rd Floors, VTC Online Building, 18 Tam
Trinh, Hai Ba Trung, Ha Noi
Phone:
https://www.facebook.com/trangtrangdt
Thanking
With us