2. INTRO
• Live your life to the fullest VS
responsible for the future
• Set the GOALS, where do you wanna go?
• Review lifestyle, simplify your
surroundings (incl. friends)
3. GOALS…..
• Since 18-25 yo, make purpose of your life.
• Especially men, please don’t chase woman, sex, porn.
• Just FOCUS ON BUILDING YOUR OWN WEALTH.
• Once you plan your future, saving habit from now. The result would be
better than chasing those things at such young age.
• Most young men do mistake at planning their life ended up raising family
without strong foundation of financial.
4. 1. Discipline > motivation
• After set goals, plan!
• Discipline and commitment with the
plan
• Be patient
5. 2. Budgeting
• To track, see how and where we spent 3
months earlier and put into categories
• How much income each month
• Let’s make a plan
6. 2. Budgeting (cont.)
Easiest way to categorize, 50/30/20
• 50% for essentials
• 30% for non-essentials but joyful
• 20% for saving
7. 2. Budgeting (cont.)
50% for essentials
• Rent
• Utilities
• Transportation
• Phone bill
• Groceries